Related Topics: 0% APR
Bank of America Unlimited Cash Rewards credit card is best for people who prefer straight cashback without dealing with spending categories. It lets you earn 1.5% straightforward cash rewards on all purchases, including gasoline, grocery, travel, dining, utilities, and more. It offers a bounty of $200 bonus cash. Furthermore, Bank of America Unlimited Cash Rewards credit card has no annual fee and features 0% introductory interest. In conclusion, these benefits make Bank of America Unlimited Cash Rewards credit card an ideal cash back credit card to use for everyday purchases.
If you like earning steady cash rewards, look no further than Wells Fargo Active Cash Card. It is a no-annual-fee credit card that awards cardholders unlimited 2% cash back on all purchases. There is no spending category restrictions or sign ups for rotating categories. Your cash rewards won’t expire as long as your account remains open. In addition, Wells Fargo Active Cash Card gives out a $200 cash rewards bonus after qualifying purchases. It also lets you enjoy 0% interest on purchases and qualifying balance transfers for 15 months from account opening.
Citi Custom Cash Card is a cash back credit card that rewards you 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent. There are no rotating bonus categories to sign up for. Citi Custom Cash Card also offers a $200 sign-up bonus and has no annual fee.
If you are need extra cash to make a big purchase, you may use a 0% APR credit card to buy now and pay later. Credit cards with 0% intro APR allow you to charge a purchase to your credit card now and pay off the credit-card balance over time without incurring interest or fees, as long as you make the minimum payments every month. Many credit cards offer 0% introductory APR on purchases for 12 months or more. If you are short of cash for an expensive purchase, you can open a new credit card with 0% intro APR to enjoy the buying power now. After that, you can just make the minimum payment each billing cycle to avoid finance charges and pay off all the remaining balance at the end of your 0% introductory period. In this way, a 0% APR credit card not only helps you afford the purchase, but also helps you save money by paying no interest for a long time.
Credit cards with 0% intro interest on purchases can help you save money. Whether you are trying to pay off your debt or you need to make a big purchase in the near future, credit cards that offer 0% introductory APR on purchases let you borrow money from banks now and pay off debt later without incurring any interest or fees, as long as you make the minimum payments every month.
If you need a 0% intro APR credit card, Wells Fargo Reflect Card is an ideal no-annual-fee 0% interest VISA card with a long introductory period. It offers 0% APR on purchases and balance transfers for 21 months. In addition, it has no annual fee and has low transaction fees for qualifying balance transfers.
Some credit cards offers 0% introductory APR on purchases for a period of time, typically between 6 and 24 months. These cards extend you credit for your purchases now and allow you to pay off the balance later without charging interest fees during the introductory period, as long as you make monthly minimum payments to keep your account active. You can save money on the potential interest cost of expensive purchases by riding the 0% APR until the introductory period ends.
Save money with 0% APR credit cards! BankAmericard Credit Card and HSBC Gold Mastercard let you enjoy 0% APR for 18 months on purchases and balance transfers. Bank of America Cash Rewards offers 0% APR for 15 months on purchases and balance transfers, in addition to $200 bonus and 3% cash rewards on select purchases in drug stores, gas, online shopping, dining, travel, or home improvement.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn unlimited 1.5% cash back on all purchases.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
- No annual fee.
- No limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that's currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
- $0 Annual Fee.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.