USAA Credit Cards

The United Services Automobile Association (USAA) is an American financial services company providing banking and insurance services to past and present members of the Armed Forces, officers and enlisted, and their families.

Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
USAA Preferred Cash Rewards Credit Card  Hide Benefits Show Benefits	0% intro APR for 15 months 17.15% to 31.15% Variable APR after that rates & fees	17.15% to 31.15% Variable APR	$0	Fair, Good, Excellent CreditApply NowView Card Details
Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents. Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back. Intro Offer: Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances. A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. No annual fee. Cash back rewards never expire. Redeem cash back your way, on your schedule. No foreign transaction fees. See Rates and Fees for details.
USAA Rate Advantage Credit Card  Hide Benefits Show Benefits	12.15% to 29.15% Variable APR rates & fees	0% intro APR for 15 months 12.15% to 29.15% Variable APR after that	$0	Fair, Good, Excellent CreditApply NowView Card Details
Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents. Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 12.15% to 29.15% will apply to introductory balances. A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. Take advantage of USAA's lowest interest rate card, whether you're making a purchase or transferring a balance. Pay less in interest if you carry a balance from month to month. Enjoy the same low variable regular APR on purchases, balance transfers, and cash advances. No annual fee. No foreign transaction fees. See Rates and Fees for details.

USAA Preferred Cash Rewards Credit Card

Apply Now
Rates & Fees

• Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
• Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.

• Intro Offer: Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.
• A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
• No annual fee.
• Cash back rewards never expire.
• Redeem cash back your way, on your schedule.
• No foreign transaction fees.
• See Rates and Fees for details.

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USAA Rate Advantage Credit Card

Apply Now
Rates & Fees

• Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
• Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 12.15% to 29.15% will apply to introductory balances.

• A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
• Take advantage of USAA's lowest interest rate card, whether you're making a purchase or transferring a balance.
• Pay less in interest if you carry a balance from month to month.
• Enjoy the same low variable regular APR on purchases, balance transfers, and cash advances.
• No annual fee.
• No foreign transaction fees.
• See Rates and Fees for details.

Show More »