Credit Cards from Other Issuers in the United States

Other than major national banks that issue credit cards, there are also many mid-sized regional banks issuing credit cards. Their credit cards usually target a special group of consumers. Some of the cards have industry-leading low interest. Some of the cards are designed for people with poor or bad credit history to repair credit rating and improve credit scores.

Upgrade Triple Cash Rewards Visa

Upgrade Triple Cash Rewards Visa^®

Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
$0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
Combine the flexibility of a card with the low cost and predictability of a loan
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Access to a virtual card while you wait for your card to arrive in the mail
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 8.99% -29.99%

Annual Fee: $0

Upgrade Visa Card with Cash Rewards

Upgrade Visa^® Card with Cash Rewards

Earn 1.5% unlimited cash back on card purchases every time you make a payment
Combine the flexibility of a card with the low cost and predictability of a loan
$0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Access to a virtual card while you wait for your card to arrive in the mail
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 8.99% - 29.99%

Annual Fee: $0

Petal 2 Cash Back, No Fees Visa Credit Card

Petal^® 2 "Cash Back, No Fees" Visa^® Credit Card

No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments
1% cash back on eligible purchases right away
2% - 10% cash back at select merchants
$300 - $10,000 credit limits
Variable APRs range from 12.99% - 26.99%
No credit score? No problem. If eligible, we'll create your Cash Score instead.
See if you're pre-approved within minutes without impacting your credit score.
Build credit alongside hundreds of thousands of Petal Card members.
Petal reports to all 3 major credit bureaus.
No deposits required
Card issued by WebBank, Member FDIC

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 12.99% to 26.99% Variable

Annual Fee: $0

Petal 1 No Annual Fee Visa Credit Card

Petal^® 1 "No Annual Fee" Visa^® Credit Card

$0 Annual Fee
$300 - $5,000 credit limits
Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
No credit score? No problem. If eligible, we'll create your Cash Score instead.
2% - 10% cash back at select merchants
Variable APRs range from 19.99% - 29.49%
See if you're pre-approved within minutes without impacting your credit score.
No annual or foreign transaction fees.
Build credit alongside hundreds of thousands of Petal Card members.
Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
Petal reports to all 3 major credit bureaus
No deposits required
Card issued by WebBank, Member FDIC

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 19.99 - 29.49% Variable

Annual Fee: $0

First Progress Platinum Elite Mastercard Secured Credit Card

First Progress Platinum Elite Mastercard^® Secured Credit Card

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application; No credit inquiry required!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
ï¿½Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 19.99% (V)

Annual Fee: $29

OpenSky Secured Visa Credit Card

OpenSky^® Secured Visa^® Credit Card

No credit check to apply and find out instantly if you are approved.
OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
Get considered for a credit line increase after 6 months, with no additional deposit required
You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
Easy application, apply in less than 5 minutes right from your mobile device
Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
Enjoy protection from unauthorized purchases with $0 fraud liability
View the cardholder agreement

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 17.39% (variable)

Annual Fee: $35

First Progress Platinum Select Mastercard Secured Credit Card

First Progress Platinum Select Mastercard^® Secured Credit Card

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application; No credit inquiry required!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
ï¿½Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 13.99% (V)

Annual Fee: $39

First Progress Platinum Prestige Mastercard Secured Credit Card

First Progress Platinum Prestige Mastercard^® Secured Credit Card

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application; No credit inquiry required!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
ï¿½Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 9.99% (V)

Annual Fee: $49

First Access Visa Card

First Access Visa^® Card

Checking Account Required
Reporting monthly to all three major credit reporting agencies
Perfect credit not required for approval; we may approve you when others won't
Easy and secure online application
$300 credit limit (subject to available credit)
The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: See Terms

Annual Fee: See Terms

Applied Bank Secured Visa Gold Preferred Credit Card

Applied Bank^® Secured Visa^® Gold Preferred^® Credit Card

Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
Absolutely No Credit Check or Minimum Credit Score Required
Automatic Reporting to All Three National Credit Bureaus
9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late
Activate Today with a $200 Minimum Deposit - Maximum $1,000.
Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 9.99% Fixed

Annual Fee: $48

Reflex Mastercard

Reflex Mastercard^®

Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
See if you're Pre-Qualified with no impact to your credit score
All credit types welcome to apply
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Initial Credit Limit of $300 - $1,000* (subject to available credit)
Monthly reporting to the three major credit bureaus
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Checking Account Required

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.99% - 29.99% (Variable)

Annual Fee: See Terms

Unique Platinum

Unique Platinum

$1000 Credit Limit
No Credit Checks
Instant Approval
0% Financing
No application denied for bad credit!
*See terms and conditions

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 0%

Annual Fee: N/A

Freedom Gold Card

Freedom Gold Card

$750 Unsecured Credit Limit
Instant Approval*
No Credit Check
No Employment Check
Fast online application
Reports to a Major Bureau
Bad Credit - OK

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 0%

Annual Fee: See website for Details*

FIT Mastercard

FIT Mastercard^®

$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
All credit types welcome to apply
Monthly reporting to the three major credit bureaus
Initial Credit Limit of $400.00* (Subject to available credit)
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Checking Account Required

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 29.99%

Annual Fee: See Terms

Indigo Mastercard with Fast Pre-qualification

Indigo^® Mastercard^® with Fast Pre-qualification

Our pre-qualification process does not affect your credit score
Keeping your account in good standing may help establish and/or improve your credit
24/7 access to your account, even on mobile!
Protection from fraud, if your card happens to be lost or stolen
Account history is reported to the three major credit bureaus in the U.S.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $0 - $99

Self - Credit Builder Account + Secured Visa Credit Card

Self - Credit Builder Account + Secured Visa^® Credit Card

Get the savings plan that helps build credit today!
Start with a Credit Builder Account that reports monthly payments to all 3 major credit bureaus.
Sample product: A $539.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.97%. Please refer to www.self.inc/pricing for the most recent pricing options.
Once you've opened a Credit Builder Account, you can use the payments you're already making to fund the security deposit for a credit card. When paired together, both can be a powerful tool to build your credit.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 23.99% Variable

Annual Fee: See website for Details*

Applied Bank Unsecured Classic Visa Card

Applied Bank^® Unsecured Classic Visa^® Card

Quick & Easy Approval in Less Than 60 Seconds!
Reports to All Three Major Credit Bureaus
No Penalty Rate. Your Rate Won't Go Up Even If You are Late
Access Additional Credit With On-Time Payments and Responsible usage
A True Unsecured EMV enabled (chip) Visa Credit card
Does not require perfect credit for approval
Fixed APR and Manageable Monthly Payments
24/7 Online Account Access and Payment Options
E-mail Payment reminders help you keep your account in good standing

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 29.99%

Annual Fee: See website for Details*

Merrick Bank Secured Visa

Merrick Bank Secured Visa^® from Merrick Bank

Choose your own credit line based on how much money you want to put down as a security deposit.
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
After 9 months, we review your account for a credit line increase. No additional deposit required!
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 17.45% Variable

Annual Fee: $36 for first year. Billed $3 per month thereafter

First Digital Mastercard

First Digital Mastercard^®

Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card - accepted at millions of merchant and ATM locations worldwide and online.
Build up your credit history with a card that reports to all three major credit bureaus every month.
Perfect credit not required for approval; we may approve you when others won't.
Easy and secure online application - It takes just moments to apply.
Issued by Synovus Bank, Member: FDIC

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 35.99%

Annual Fee: $75.00 for first year. After that, $48.00 annually.

Destiny Mastercard

Destiny Mastercard^®

All the benefits of a Mastercard, without a security deposit
Keeping your account in good standing may help establish and/or improve your credit history
Less than perfect credit is okay, even with a prior bankruptcy!
Prequalify for a card today and it will not impact your credit score
Reports to all three major credit bureaus

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $59-$99

Milestone Mastercard - Mobile Access to Your Account

Milestone^® Mastercard^® - Mobile Access to Your Account

Instant pre-qualification is available for those who qualify
Don't have perfect credit? No problem!
Mobile friendly online access from anywhere
Pick from multiple card designs at no extra charge
Account history is reported to the three major credit bureaus in the U.S.
*Dependent on credit worthiness

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $35 - $99*

Milestone Mastercard with Choice of Card Image at No Extra Charge

Milestone^® Mastercard^® with Choice of Card Image at No Extra Charge

Prequalify for a card today and it will not impact your credit score
Less than perfect credit is okay
24/7 access to your account information, even on mobile
Card designs to fit your personality at no extra charge
Account history is reported to the three major credit bureaus in the U.S.
*Dependent on credit worthiness

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $35 - $99*

Milestone Mastercard - Less Than Perfect Credit Considered

Milestone^® Mastercard^® - Less Than Perfect Credit Considered

Prequalify for a card today and it will not impact your credit score
Less than perfect credit is okay
Mobile account access at any time
Protection from fraud if your card is stolen
Account history is reported to the three major credit bureaus in the U.S.
*Dependent on credit worthiness

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $35 - $99*

Indigo Platinum Mastercard

Indigo^® Platinum Mastercard^®

Easy pre-qualification process with fast response
Don't have perfect credit? No problem!
24/7 access to your account, even on mobile!
No security deposit
Account history is reported to the three major credit bureaus in the U.S.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $0 - $99

Net First Platinum

Net First Platinum

Instant Approval / $750 Credit Line!
No Employment or Credit Check
Reports to Major Bureau
Bad Credit, No Credit - OK
Always 0.0% APR
Fast Online Applications

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 0%

Annual Fee: See website for Details*

Total Visa Card

Total Visa^® Card

Checking Account Required
Fast and easy application process; response provided in seconds
A genuine Visa credit card accepted by merchants nationwide across the USA and online
Manageable monthly payments
$300 credit limit (subject to available credit)
Reports monthly to all three major credit bureaus

Intro APR: N/A

Intro APR Period: N/A

Regular APR: See Terms

Annual Fee: See Terms

Milestone Gold Mastercard

Milestone Gold Mastercard^®

Instant pre-qualification is available for those who qualify
Less than perfect credit is okay
Access your account online or from your mobile device 24/7
Choice of card image at no extra charge
Account history is reported to the three major credit bureaus in the U.S.
*Dependent on credit worthiness

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $35 - $99*

Deserve EDU

Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
Feel secure with cell phone protection up to $600.
No deposit required. No annual fees.
No international transaction fees on purchases abroad so you can travel with confidence.
No Social Security Number required for international students to apply.
Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
See if you prequalify with no impact to your credit score in minutes.
Deserve Mastercards are issued by Celtic Bank, Member FDIC.
Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 18.74% Variable

Annual Fee: $0

Surge Mastercard

Surge Mastercard^®

Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
All credit types welcome to apply!
Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
Initial Credit Limit of $300 - $1,000* (subject to available credit)
Monthly reporting to the three major credit bureaus
See if you're Pre-Qualified without impacting your credit score
Fast and easy application process; results in seconds
Free online account access 24/7
Checking Account Required

Intro APR: See website for Details*

Intro APR Period: See website for Details*

Regular APR: 24.99% - 29.99% (Variable)

Annual Fee: See website for Details*

Indigo Mastercard for Less than Perfect Credit

Indigo^® Mastercard^® for Less than Perfect Credit

Pre-qualify for a card today and it will not impact your credit score
Less than perfect credit is okay
Mobile account access at any time
Fraud protection for stolen or lost cards
Account history is reported to the three major credit bureaus in the U.S.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $0 - $99

Assent Platinum Mastercard Secured Credit Card

Assent Platinum Mastercard^® Secured Credit Card

0% Intro APR - No interest charged on Purchases for Six Months
Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application
Full-Feature Platinum MasterCard® Secured Credit Card
Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Intro APR: 0% on Purchases

Intro APR Period: 6 months

Regular APR: 12.99% (V)

Annual Fee: $49

Milestone Mastercard - Unsecured For Less Than Perfect Credit

Milestone^® Mastercard^® - Unsecured For Less Than Perfect Credit

Easy pre-qualification process which does not affect your credit score
Less than perfect credit is okay
24/7 access to your account information, even on mobile
Protection from fraud, if your card happens to be lost or stolen
Account history is reported to the three major credit bureaus in the U.S.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $35 - $99*

Merrick Bank Double Your Line Secured Visa

Merrick Bank Double Your Line™ Secured Visa^®

Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 17.45% Variable

Annual Fee: $36 the first year. Billed $3 per month thereafter

Indigo Unsecured Mastercard

Indigo^® Unsecured Mastercard^®

Pre-qualify today without an impact on your credit score
Keeping your account in good standing may help establish and/or improve your credit
Access your account online or from your mobile device 24/7
Protection from fraud if your card is stolen
Account history is reported to the three major credit bureaus in the U.S.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $0 - $99

Indigo Unsecured Mastercard - Prior Bankruptcy is Okay

Indigo^® Unsecured Mastercard^® - Prior Bankruptcy is Okay

Pre-qualifying today will not affect your credit score
Less than perfect credit histories can qualify, even with prior bankruptcy!
Mobile friendly online access from anywhere
Fraud protection for stolen or lost cards
Account history is reported to the three major credit bureaus in the U.S.

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 24.9%

Annual Fee: $0 - $99

Credit One Bank Platinum Visa

Credit One Bank^® Platinum Visa^®

Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
With $0 Fraud Liability, you won't be responsible for unauthorized charges
Automatic reviews for credit line increase opportunities
View your Experian credit score online for free, terms apply
Choose your monthly payment due date for added convenience, terms apply
Never miss an account update with customizable text and email alerts
Manage your account on-the-go with the Credit One Bank mobile app
Show off your personality by selecting from a variety of card designs, a fee may apply

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 23.99% Variable

Annual Fee: $39

Credit One Bank Platinum Rewards Visa

Credit One Bank^® Platinum Rewards Visa

Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
With $0 Fraud Liability, you won't be responsible for unauthorized charges
View your free online access to your Experian credit score, terms apply
Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
If you are a Covered Borrower under the Military Lending Act, you may get a different offer

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 23.99% Variable

Annual Fee: $95

ACE Flare Account by MetaBank

ACE Flare™ Account by MetaBank^®

Withdraw up to $400 in cash per day without a fee at participating ACE locations when you have qualifying Direct Deposit activity.
With qualifying Direct Deposit, you can open an optional Savings Account and earn up to 6.00% APY.
Have your payroll or government benefits checks direct deposited to your Flare Account and get paid up to 2 days faster.
As an accountholder, earn 0.01% APY on funds in your Flare Account.
When you make a purchase with the Pink debit card for the ACE Flare™ Account by MetaBank®, we'll make a donation to the National Breast Cancer Foundation - join us in the fight!

Intro APR: N/A

Intro APR Period: N/A

Regular APR: See website for Details*

Annual Fee: See website for Details*

Credit One Bank Platinum Rewards Visa With No Annual Fee

Credit One Bank^® Platinum Rewards Visa With No Annual Fee

Earn 2% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable, and satellite TV services, terms apply
No annual fee for qualified applicants, terms apply
Choose your monthly payment due date for added convenience, terms apply
View your free online access to your Experian credit score, terms apply
With $0 Fraud Liability, you won't be responsible for unauthorized charges
Never miss an account update with customizable text and email alerts
Manage your account on-the-go with the Credit One Bank mobile app
If you are a Covered Borrower under the Military Lending Act, you may get a different offer

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 23.99% Variable

Annual Fee: $0

Oakstone Platinum Secured Mastercard

Oakstone Platinum Secured Mastercard^®

Credit lines available from $200 to $5,000! Super Low 9.99% variable interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
Nationwide Program though not yet available in NY, IA, AR, or WI
See website for additional Oakstone Platinum Secured Mastercard® details

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 9.99% (V)

Annual Fee: $49

Oakstone Gold Secured Mastercard

Oakstone Gold Secured Mastercard^®

Credit lines available from $200 to $5,000! Low 13.99% variable interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
Nationwide Program though not yet available in NY, IA, AR, or WI
See website for additional Oakstone Gold Secured Mastercard® details

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 13.99% (V)

Annual Fee: $39

Surge Secured Mastercard

Surge Secured Mastercard^®

Initial refundable deposit of $300 becomes your credit limit
1% Cash back Rewards on every purchase
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Monthly reporting to the three major credit bureaus
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
Checking Account Required

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 19.99% Variable

Annual Fee: $69

Credit One Bank NASCAR American Express Credit Card for Rebuilding Credit

Credit One Bank^® NASCAR^® American Express^® Credit Card for Rebuilding Credit

Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
Free access to Scanner on PC or within NASCAR mobile app for the 2022 race season. For details, click on Rates & Fees below
Receive discounts on select NASCAR race tickets, parking, merchants, and other race experiences
Opportunity to win tickets to races with VIP treatment
Get deals on shopping, dining, travel, and entertainment through Amex Offers
Enjoy exclusive access to pre-sale tickets for some of the hottest nationwide concerts and events
See if you Pre-Qualify without harming your credit score
Know you're covered when the unexpected happens while traveling with Travel Accident Insurance, terms apply
If you are a Covered Borrower under the Military Lending Act, you may get a different offer

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 23.99% Variable

Annual Fee: $75 for the first year. After that, $99 annually ($8.25 per month)