Credit Cards from Other Issuers in the United States
Other than major national banks that issue credit cards, there are also many mid-sized regional banks issuing credit cards. Their credit cards usually target a special group of consumers. Some of the cards have industry-leading low interest. Some of the cards are designed for people with poor or bad credit history to repair credit rating and improve credit scores.
- Celtic Bank
- Synovus Bank
- Capital Bank
- Green Dot Bank
- Sutton Bank
- Merrick Bank
- Credit One Bank
- The Bank of Missouri
- MetaBank
- Applied Bank
- Horizon Card Services
- Colony Brands
| Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
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| The First Progress Platinum Elite MasterCard® Secured Credit Card | 19.99% (V) APR | N/A | $29 | Poor / Limited / No CreditApply NowView Card Details |
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| OpenSky® Secured Visa® Credit Card | 17.39% (variable) APR | 17.39% (variable) APR | $35 | Poor CreditApply NowView Card Details |
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| First Progress Platinum Select MasterCard® Secured Credit Card | 13.99% (V) APR | N/A | $39 | Poor / Limited / No CreditApply NowView Card Details |
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| First Progress Platinum Prestige MasterCard® Secured Credit Card | 9.99% (V) APR | N/A | $49 | Poor / Limited / No CreditApply NowView Card Details |
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| First Access Visa® Card | See Terms | N/A | See Terms | Fair / BadApply NowView Card Details |
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| Applied Bank® Secured Visa® Gold Preferred® Credit Card | 9.99% APR | 9.99% APR No balance transfer fee | $48 | Poor / Fair / Limited / DamagedApply NowView Card Details |
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| Ginny's Credit | 5.75% - 23.99% APR | N/A | None | Any CreditApply NowView Card Details |
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| Wards Credit Account | 5.75% - 23.99% APR | N/A | None | Any CreditApply NowView Card Details |
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| Horizon Gold | 0% APR | 0% APR | See website for Details* | Damage Credit To Fair CreditApply NowView Card Details |
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| Freedom Gold Card | 0% APR | 0% APR | See website for Details* | Damage Credit To Fair CreditApply NowView Card Details |
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| Unique Platinum | 0% APR | 0% APR | $19.95 | Any Credit Welcome CreditApply NowView Card Details |
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| Country Door Credit | 5.75% - 23.99% APR | N/A | None | Any CreditApply NowView Card Details |
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| Midnight Velvet Credit | 5.75% - 23.99% APR | N/A | None | Any CreditApply NowView Card Details |
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| Seventh Avenue Credit | 5.75% - 23.99% APR | N/A | None | Any CreditApply NowView Card Details |
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| Ashro Credit | 5.75% - 23.99% APR | N/A | None | Any CreditApply NowView Card Details |
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| Total Visa® Card | See Terms* | N/A | See Terms* | Fair / Bad CreditApply NowView Card Details |
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| Monroe and Main Credit | 5.75% - 23.99% APR | N/A | None | Any CreditApply NowView Card Details |
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| Swiss Colony Credit | 5.75% - 23.99% APR | N/A | None | Any CreditApply NowView Card Details |
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| Tender Filet Credit | 5.75% - 23.99% APR | N/A | None | Any CreditApply NowView Card Details |
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| Wisconsin Cheeseman Credit | 5.75% - 23.99% APR | N/A | None | Any CreditApply NowView Card Details |
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| NASCAR® Credit Card from Credit One Bank® | 17.99% to 23.99% Variable APR | N/A | $0 - $99 | Fair CreditApply NowView Card Details |
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| Official NASCAR® Credit Card from Credit One Bank® | 17.99% to 23.99% Variable APR | N/A | $0 - $99 | Bad / PoorApply NowView Card Details |
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| Indigo® Platinum Mastercard® | 24.9% APR | N/A | $0 - $99 | Fair / Good CreditApply NowView Card Details |
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| Net First Platinum | 0% APR | N/A | See website for Details* | Damaged Credit To Fair CreditApply NowView Card Details |
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| Deserve Edu | 18.74% Variable APR | N/A | $0 | Good / Limited CreditApply NowView Card Details |
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| Reflex Mastercard® | 25.90% - 29.99% APR | N/A | See Terms | Fair / Poor / Bad / LimitedApply NowView Card Details |
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| Surge Mastercard® | 25.90% - 29.99% | N/A | See website for Details* | See Website For Details*Apply NowView Card Details |
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| FIT Mastercard® | 29.99% APR | N/A | See Terms | Fair / Poor / BadApply NowView Card Details |
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| ACE Flare™ Account by MetaBank® | See website for Details* | N/A | See website for Details* | See Website For Details*Apply NowView Card Details |
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| Merrick Bank Secured Visa® from Merrick Bank | 17.45% Variable APR | N/A | $36 for first year. Billed $3 per month thereafter | See Website For Details*Apply NowView Card Details |
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| First Digital Mastercard® | 35.99% APR | N/A | $75.00 for first year. After that, $48.00 annually. | See Website For Details*Apply NowView Card Details |
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| Upgrade Card | 6.99% - 29.99% APR | N/A | $0 | Excellent, Good, Fair, Average CreditApply NowView Card Details |
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| Indigo® Mastercard® for Less than Perfect Credit | 24.9% APR | N/A | $0 - $99 | Bad / PoorApply NowView Card Details |
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| Indigo® Mastercard® with Fast Pre-qualification | 24.9% APR | N/A | $0 - $99 | Fair / Good CreditApply NowView Card Details |
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| Indigo® Platinum Mastercard® | 24.9% APR | N/A | $0 - $99 | Fair / Good CreditApply NowView Card Details |
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| Indigo® Unsecured Mastercard® | 24.9% APR | N/A | $0 - $99 | Fair / Good CreditApply NowView Card Details |
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| Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay | 24.9% APR | N/A | $0 - $99 | Fair / Good CreditApply NowView Card Details |
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| Synchrony Car Care™ credit card | 29.99% | N/A | $0 | Good / Excellent CreditApply NowView Card Details |
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| CareCredit® credit card | 26.99% | N/A | $0 | Good / Excellent CreditApply NowView Card Details |
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- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum MasterCard® Secured Credit Card
- Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- No Credit History or Minimum Credit Score Required for Approval
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Checking Account Required
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won't
- Easy and secure online application
- $300 credit limit (subject to available credit)
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
- Buy now, pay later with Ginny's Credit.
- Payments start as low as $10 a month!
- Get quick approval response and no annual fee.
- Use Ginny's Credit and get buy now, pay later convenience on colorful kitchen products, updated furniture, exciting electronics, comfy shoes and much, much more.
- Shop brand names you know and trust with the buying power of Wards Credit. Payments start at $10 a month!
- Use Wards Credit and get buy now, pay later convenience on a huge selection of furniture, electronics, appliances, shoes and more.
- Wards low monthly payments and fast approval process make it easy to use credit while shopping online or in our catalog.
- Plus, you can build your credit line with us and save your cash and credit cards for other purchases!
- $500 Unsecured Credit Limit
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Reports to a Major Bureau
- Bad Credit - OK
- $1000 Credit Limit
- No Credit Checks
- Instant Approval
- 0% Financing
- No application denied for bad credit!
- Decorate now, pay later with Country Door Credit.
- Monthly payments as low as $20
- Easy account set-up
- No annual fee
- Zero Fraud Liability
- Create the extraordinary looks you love with payments as low as $20 a month!
- Low Monthly Payments & No Annual Fee
- Fast approval. Low payments. Look EXTRAORDINARY with Midnight Velvet Credit.
- Look like a million for as little as $20 a month! Shop with Midnight Velvet Credit.
- Shop a variety of fun and unique products for every room in your home, and payments as low as $20 a month with Seventh Avenue Credit.
- Buy Now, Pay Later with payments as low as $20 a month!
- Quick approval
- No annual fee
- Build buying power
- Safe and stress free
- Ashro Credit - Buy Now, Pay Later
- Low Monthly Payments & No Annual Fee
- Buy now, pay later convenience
- Earn higher credit limits with on-time payments
- Secure, confidential online account management
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa credit card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- $300 credit limit (subject to available credit)
- Reports monthly to all three major credit bureaus
- WEAR NOW, PAY LATER with Monroe & Main Credit
- With Monroe and Main Credit, payments are as low as $20 a month! Shop for figure-flattering fashions, stylish shoes, jewelry, handbags, accessories and more.
- Grow your limit with timely payments
- No annual fee
- Buy now, pay later with Swiss Colony Credit. Payments start at $10 a month on food gifts of perfect taste!
- Fast approval...low payments. Good taste is easy on your budget with Swiss Colony Credit.
- Secure credit, no annual fee and easy online shopping.
- Higher limits with timely payments
- Feed your family on a budget with Tender Filet Credit by The Swiss Colony. Payments start at $10 a month!
- Dine now, pay later with Tender Filet Credit by The Swiss Colony.
- Fast approval...low payments.
- Secure credit and no annual fee!
- Buy now, pay later with Wisconsin Cheeseman Credit.
- Shop for high-quality food gifts with Wisconsin Cheeseman Credit. Payments start at $10 a month!
- No annual fee
- Secure credit for easy online shopping
- See if you Pre-Qualify without harming your credit score
- Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR Shop, terms apply
- No need to fret-you're covered by $0 Fraud Liability
- Accounts are automatically reviewed for credit line increase opportunities
- Choose your monthly payment due date for added convenience, terms apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Never miss an account update with customizable text and email alerts
- See if you Pre-Qualify without harming your credit score
- Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR Shop, terms apply
- No need to fret-you're covered by $0 Fraud Liability
- Accounts are automatically reviewed for credit line increase opportunities
- Choose your monthly payment due date for added convenience, terms apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Never miss an account update with customizable text and email alerts
- Easy pre-qualification process with fast response
- Don't have perfect credit? No problem!
- 24/7 access to your account, even on mobile!
- No security deposit
- Account history is reported to the three major credit bureaus in the U.S.
- Instant Approval / $500 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit, No Credit - OK
- Always 0.0% APR
- Fast Online Applications
- Enjoy Amazon Student Prime Membership on us for a year , must be a student to qualify.
- Earn 1% cash back on all purchases automatically.
- No Social Security Number required for International Students and no credit history required.
- No Annual Fee, No Foreign Transaction Fees, and No Late Fee on first late payment.
- Cell Phone Protection up to $600 when you pay your cell phone bill with Deserve EDU Mastercard along with Mastercard Platinum Benefits
- More Perks You Deserve: Mint Mobile: Three Months of Text + Talk! Use your Deserve Mastercard to sign up and pay for any Mint Mobile wireless plan and you'll get a $45 statement credit. Lemonade Insurance Rebate - Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit. Feather Furniture Rental - Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month's rental.
- Start/Stop card use + stay current with your FICO score with the Deserve mobile app.
- Start building credit responsibly and enjoy the perks of being a student
- No Deposit Required.
- See if you're Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- See if you're Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Checking Account Required
- Withdraw up to $400 in cash per day without a fee at participating ACE locations when you have qualifying Direct Deposit activity.
- With qualifying Direct Deposit, you can open an optional Savings Account and earn up to 6.00% APY.
- Have your payroll or government benefits checks direct deposited to your Flare Account and get paid up to 2 days faster.
- As an accountholder, earn 0.01% APY on funds in your Flare Account.
- When you make a purchase with the Pink debit card for the ACE Flare™ Account by MetaBank®, we'll make a donation to the National Breast Cancer Foundation - join us in the fight!
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
- Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card - accepted at millions of merchant and ATM locations worldwide and online.
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won't.
- Easy and secure online application - It takes just moments to apply.
- Issued by Synovus Bank, Member: FDIC
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- Pre-qualify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- Mobile account access at any time
- Fraud protection for stolen or lost cards
- Account history is reported to the three major credit bureaus in the U.S.
- Our pre-qualification process does not affect your credit score
- Keeping your account in good standing may help establish and/or improve your credit
- 24/7 access to your account, even on mobile!
- Protection from fraud, if your card happens to be lost or stolen
- Account history is reported to the three major credit bureaus in the U.S.
- Easy pre-qualification process with fast response
- Less than perfect credit is okay
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
- Pre-qualify today without an impact on your credit score
- Keeping your account in good standing may help establish and/or improve your credit
- Access your account online or from your mobile device 24/7
- Protection from fraud if your card is stolen
- Account history is reported to the three major credit bureaus in the U.S.
- Pre-qualifying today will not affect your credit score
- Less than perfect credit histories can qualify, even with prior bankruptcy!
- Mobile friendly online access from anywhere
- Fraud protection for stolen or lost cards
- Account history is reported to the three major credit bureaus in the U.S.
- 6 months promotional financing on purchases of $199 or more
- No annual fee
- $0 fraud liability
- 24/7 secure online account access
- Ability to request a credit limit increase
- Use your Synchrony Car Care™ credit card for routine maintenance like gas and car washes, as well as larger automotive repairs and purchases on tires, brakes, windshields, transmissions, and more!
- Pay for scheduled maintenance and unexpected repairs over time with 6 months promotional financing on purchases of $199 or more at over 500,000 locations.
- Promotional financing available for 6 or 12 months on health, wellness and pet care purchases of $200+
- Use your card for dental and vision care, cosmetic treatments, insurance deductibles, veterinary care and more at over 240K locations.
- Join the over 11 million people who have CareCredit to pay for their health, wellness and beauty needs.
- Feel prepared knowing you have a way to pay for you and your family's healthcare
- Manage your account, view your eStatements, and use your digital card with the CareCredit Mobile App
- Apply online and get an instant credit decision
