Credit Cards from Alternative Banks in the United States

Other than major national banks that issue credit cards, there are also many mid-sized regional banks issuing credit cards. Their credit cards usually target a special group of consumers. Some of the cards have industry-leading low interest. Some of the cards are designed for people with poor or bad credit history to repair credit rating and improve credit scores.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
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The First Progress Platinum Elite MasterCard® Secured Credit Card Hide Benefits Show Benefits	19.99% (V) APR	N/A	$29	Poor / Limited / No CreditApply Now View Card Details
Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum MasterCard® Secured Credit Card Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms. Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
OpenSky® Secured Visa® Credit Card Hide Benefits Show Benefits	18.89% (variable) APR	18.89% (variable) APR	$35	Poor CreditApply Now View Card Details
Build Your Credit fast with our monthly reporting to all 3 major credit bureaus. Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit. Security deposit needs to be submitted before the credit card can be issued. No credit check necessary and no checking account required; apply in less than 5 minutes. View our Cardholder Agreement located at the bottom of the application page for details of the card.
Green Dot primor® Visa® Classic Secured Credit Card Hide Benefits Show Benefits	13.99% (F) APR	N/A	$39	Poor / Limited / No CreditApply Now View Card Details
Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate! No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! Helps strengthen your credit with responsible card use. Reports to three national bureaus Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line. See additional Green Dot primor® Visa® Classic Secured Credit Card details
First Progress Platinum Select MasterCard® Secured Credit Card Hide Benefits Show Benefits	13.99% (V) APR	N/A	$39	Poor / Limited / No CreditApply Now View Card Details
Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum Mastercard® Secured Credit Card Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms. Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Green Dot primor® Mastercard® Classic Secured Credit Card Hide Benefits Show Benefits	13.99% (F) APR	N/A	$39	Poor / Limited / No CreditApply Now View Card Details
Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate! No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! Helps strengthen your credit with responsible card use. Reports to three national bureaus Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line. See additional Green Dot primor® Mastercard® Classic Secured Credit Card details
First Progress Platinum Prestige MasterCard® Secured Credit Card Hide Benefits Show Benefits	9.99% (V) APR	N/A	$49	Poor / Limited / No CreditApply Now View Card Details
Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today No Credit History or Minimum Credit Score Required for Approval Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms. Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
First Access Visa® Card Hide Benefits Show Benefits	See Terms	N/A	See Terms	Fair / BadApply Now View Card Details
Checking Account Required Reporting monthly to all three major credit reporting agencies Perfect credit not required for approval; we may approve you when others won't Easy and secure online application If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit) The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Applied Bank® Secured Visa® Gold Preferred® Credit Card Hide Benefits Show Benefits	9.99% APR	9.99% APR No balance transfer fee	$48	Poor / Fair / Limited / DamagedApply Now View Card Details
Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using Absolutely No Credit Check or Minimum Credit Score Required Automatic Reporting to All Three National Credit Bureaus 9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Green Dot primor® Mastercard® Gold Secured Credit Card Hide Benefits Show Benefits	9.99% (F) APR	N/A	$49	Poor / Limited / No CreditApply Now View Card Details
Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate! No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! Helps strengthen your credit with responsible card use. Reports to three national bureaus Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line. See additional Green Dot primor® Mastercard® Gold Secured Credit Card details
Green Dot primor® Visa® Gold Secured Credit Card Hide Benefits Show Benefits	9.99% (F) APR	N/A	$49	Poor / Limited / No CreditApply Now View Card Details
Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate! No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! Helps strengthen your credit with responsible card use. Reports to three national bureaus Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line. See additional Green Dot primor® Visa® Gold Secured Credit Card details
Ginny's Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	N/A	None	Any CreditApply Now View Card Details
Buy now, pay later with Ginny's Credit. Payments start as low as $10 a month! Get quick approval response and no annual fee. Use Ginny's Credit and get buy now, pay later convenience on colorful kitchen products, updated furniture, exciting electronics, comfy shoes and much, much more.
Wards Credit Account Hide Benefits Show Benefits	5.75% - 23.99% APR	N/A	None	Any CreditApply Now View Card Details
Shop brand names you know and trust with the buying power of Wards Credit. Payments start at $10 a month! Use Wards Credit and get buy now, pay later convenience on a huge selection of furniture, electronics, appliances, shoes and more. Wards low monthly payments and fast approval process make it easy to use credit while shopping online or in our catalog. Plus, you can build your credit line with us and save your cash and credit cards for other purchases!
Horizon Gold Hide Benefits Show Benefits	0% APR	0% APR	See website for Details*	Damage Credit To Fair CreditApply Now View Card Details
Guaranteed $500 Credit Line* No Credit Check Fast Online Application Bad Credit - OK
Freedom Gold Card Hide Benefits Show Benefits	0% APR	0% APR	See website for Details*	Damage Credit To Fair CreditApply Now View Card Details
$500 Unsecured Credit Limit Instant Approval* No Credit Check No Employment Check Fast online application Reports to a Major Bureau Bad Credit - OK
Unique Platinum Hide Benefits Show Benefits	0% APR	0% APR	$19.95	Any Credit Welcome CreditApply Now View Card Details
$1000 Credit Limit No Credit Checks Instant Approval 0% Financing No application denied for bad credit! *See terms and conditions
Country Door Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	N/A	None	Any CreditApply Now View Card Details
Decorate now, pay later with Country Door Credit. Monthly payments as low as $20 Easy account set-up No annual fee Zero Fraud Liability
Midnight Velvet Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	N/A	None	Any CreditApply Now View Card Details
Create the extraordinary looks you love with payments as low as $20 a month! Low Monthly Payments & No Annual Fee Fast approval. Low payments. Look EXTRAORDINARY with Midnight Velvet Credit. Look like a million for as little as $20 a month! Shop with Midnight Velvet Credit.
Seventh Avenue Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	N/A	None	Any CreditApply Now View Card Details
Shop a variety of fun and unique products for every room in your home, and payments as low as $20 a month with Seventh Avenue Credit. Buy Now, Pay Later with payments as low as $20 a month! Quick approval No annual fee Build buying power Safe and stress free
The First Latitude MasterCard® Secured Credit Card Hide Benefits Show Benefits	25.99% APR	N/A	No Annual Fee!	Credit ImprovementApply Now View Card Details
No Annual Fee! Build up your credit with responsible card use. Get Approved Fast - Just Click Below to Start the Process! Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum MasterCard® Secured Credit Card Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide Program - though not yet available in NY, IA, AR, or WI
Ashro Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	N/A	None	Any CreditApply Now View Card Details
Ashro Credit - Buy Now, Pay Later Low Monthly Payments & No Annual Fee Buy now, pay later convenience Earn higher credit limits with on-time payments Secure, confidential online account management
Monroe and Main Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	N/A	None	Any CreditApply Now View Card Details
WEAR NOW, PAY LATER with Monroe & Main Credit With Monroe and Main Credit, payments are as low as $20 a month! Shop for figure-flattering fashions, stylish shoes, jewelry, handbags, accessories and more. Grow your limit with timely payments No annual fee
Swiss Colony Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	N/A	None	Any CreditApply Now View Card Details
Buy now, pay later with Swiss Colony Credit. Payments start at $10 a month on food gifts of perfect taste! Fast approval...low payments. Good taste is easy on your budget with Swiss Colony Credit. Secure credit, no annual fee and easy online shopping. Higher limits with timely payments
Tender Filet Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	N/A	None	Any CreditApply Now View Card Details
Feed your family on a budget with Tender Filet Credit by The Swiss Colony. Payments start at $10 a month! Dine now, pay later with Tender Filet Credit by The Swiss Colony. Fast approval...low payments. Secure credit and no annual fee!
Wisconsin Cheeseman Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	N/A	None	Any CreditApply Now View Card Details
Buy now, pay later with Wisconsin Cheeseman Credit. Shop for high-quality food gifts with Wisconsin Cheeseman Credit. Payments start at $10 a month! No annual fee Secure credit for easy online shopping
Green Dot Visa® Secured Credit Card Hide Benefits Show Benefits	19.99% (F) APR	N/A	$39	Poor / Limited / No CreditApply Now View Card Details
Good credit or bank account not required Your application will not impact your credit score Initial security deposit can be as low as $200 Raise your credit score with responsible card use See additional Green Dot Visa® Secured Credit Card details
Target REDcard Credit Card Hide Benefits Show Benefits	See Terms*	N/A*	$0	Excellent, Good, Fair CreditApply Now View Card Details
Earn 5% cash back on top of Target's already low prices on every Target shopping trip, every day. You'll automatically get 5% off when you use your card in Target stores in the United States and on Target.com. Free shipping at target and target.com every day. Anything and everything gets free shipping when you use your REDcard at Target.com. Plus, there's no minimum purchase. In addition to saving 5% off your purchases plus free shipping at Target.com, your REDcard lets you enjoy 30 extra days for returns. No Annual Fee.
Net First Platinum Hide Benefits Show Benefits	0% APR	N/A	See website for Details*	Damaged Credit To Fair CreditApply Now View Card Details
Instant Approval / $500 Credit Line! No Employment or Credit Check Reports to Major Bureau Bad Credit, No Credit - OK Always 0.0% APR Fast Online Applications
Deserve Edu Hide Benefits Show Benefits	20.24% Variable APR	N/A	$0	Good / Limited CreditApply Now View Card Details
Enjoy Amazon Student Prime Membership on us for a year , must be a student to qualify. Earn 1% cash back on all purchases automatically. No Social Security Number required for International Students and no credit history required. No Annual Fee, No Foreign Transaction Fees, and No Late Fee on first late payment. Cell Phone Protection up to $600 when you pay your cell phone bill with Deserve EDU Mastercard along with Mastercard Platinum Benefits More Perks You Deserve: Mint Mobile: Three Months of Text + Talk! Use your Deserve Mastercard to sign up and pay for any Mint Mobile wireless plan and you'll get a $45 statement credit. Lemonade Insurance Rebate - Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit. Feather Furniture Rental - Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month's rental. Start/Stop card use + stay current with your FICO score with the Deserve mobile app. Start building credit responsibly and enjoy the perks of being a student No Deposit Required.
Reflex Mastercard® Hide Benefits Show Benefits	See Terms	N/A	See Terms	Fair / Poor / Bad / LimitedApply Now View Card Details
See if you're Pre-Qualified with no impact to your credit score All credit types welcome to apply Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements) Monthly reporting to the three major credit bureaus Fast and easy application process; results in seconds Use your card at locations everywhere Mastercard® is accepted Checking Account Required
Surge Mastercard® Hide Benefits Show Benefits	See website for Details*	N/A	See website for Details*	See Website For Details*Apply Now View Card Details
All credit types welcome to apply! Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements) Monthly reporting to the three major credit bureaus See if you're Pre-Qualified without impacting your credit score Fast and easy application process; results in seconds Free online account access 24/7 Checking Account Required
FIT Mastercard® Hide Benefits Show Benefits	See Terms	N/A	See Terms	Fair / Poor / BadApply Now View Card Details
All credit types welcome to apply Monthly reporting to the three major credit bureaus Initial Credit Limit of $400.00* (Subject to available credit) Fast and easy application process; results in seconds Use your card at locations everywhere Mastercard® is accepted Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements) Checking Account Required
ACE Flare™ Account by MetaBank® Hide Benefits Show Benefits	See website for Details*	N/A	See website for Details*	See Website For Details*Apply Now View Card Details
Withdraw up to $400 in cash per day without a fee at participating ACE locations when you have qualifying Direct Deposit activity. With qualifying Direct Deposit, you can open an optional Savings Account and earn up to 6.00% APY. Have your payroll or government benefits checks direct deposited to your Flare Account and get paid up to 2 days faster. As an accountholder, earn 0.01% APY on funds in your Flare Account. When you make a purchase with the Pink debit card for the ACE Flare™ Account by MetaBank®, we'll make a donation to the National Breast Cancer Foundation - join us in the fight!
Merrick Bank Secured Visa® from Merrick Bank Hide Benefits Show Benefits	17.45% Variable APR	N/A	$36 for first year. Billed $3 per month thereafter	See Website For Details*Apply Now View Card Details
Choose your own credit line based on how much money you want to put down as a security deposit. Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000. After 9 months, we review your account for a credit line increase. No additional deposit required! Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds. Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies. Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month. Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts. Card issued by Merrick Bank, Member FDIC.
First Digital Mastercard® Hide Benefits Show Benefits	35.99% APR	N/A	$75.00 for first year. After that, $48.00 annually.	See Website For Details*Apply Now View Card Details
Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card - accepted at millions of merchant and ATM locations worldwide and online. Build up your credit history with a card that reports to all three major credit bureaus every month. Perfect credit not required for approval; we may approve you when others won't. Easy and secure online application - It takes just moments to apply. Issued by Synovus Bank, Member: FDIC

The First Progress Platinum Elite MasterCard® Secured Credit Card