Credit Cards from Alternative Banks in the United States

Other than major national banks that issue credit cards, there are also many mid-sized regional banks issuing credit cards. Their credit cards usually target a special group of consumers. Some of the cards have industry-leading low interest. Some of the cards are designed for people with poor or bad credit history to repair credit rating and improve credit scores.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
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Fingerhut Credit Account Hide Benefits Show Benefits	See Issuer Website	See Issuer Website	None	Any CreditApply Now View Card Details
Easy application! Get a credit decision in seconds. Build your credit history - Fingerhut reports to all 3 major credit bureaus Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt Enjoy payments as low as $6.99 per month if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit Get the credit you deserve and save $25 on your first order of $100 or more with a new Fingerhut Credit Account issued by WebBank. Use promo code JBB3. Limited Time Only. Valid 7/24/2019 - 10/31/2019. See site for details.
Credit One Bank® Platinum Visa® for Rebuilding Credit Hide Benefits Show Benefits	20.24% - 26.24% Variable APR	20.24% - 26.24% Variable APR	$0 - $99	Poor CreditApply Now View Card Details
See if you Pre-Qualify without harming your credit score Track your progress with free online access to your Experian credit score, terms apply Looking to rebuild credit? We report to the major credit bureaus monthly Accounts are automatically reviewed for credit line increase opportunities Make paying your bill easier with the ability to choose your payment due date, terms apply Stay in-the-know with customizable account alerts via email and text Receive 1% cash back rewards on eligible purchases, terms apply Enjoy peace of mind with $0 Fraud Liability
Gettington Credit Card Hide Benefits Show Benefits	See Issuer Website	See Issuer Website	None	Any CreditApply Now View Card Details
Easy application Get a credit decision in seconds! Use your line of credit to shop 100s of popular name brands, top trends and tons of hot deals Get EASY payments on everything if you apply and are accepted for a Gettington Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit Not an access card
The First Progress Platinum Elite MasterCard® Secured Credit Card Hide Benefits Show Benefits	20.74% APR	20.74% APR	$29	Damage Credit To Fair CreditApply Now View Card Details
Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum MasterCard^® Secured Credit Card Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
OpenSky® Secured Visa® Credit Card Hide Benefits Show Benefits	19.64% (variable) APR	19.64% (variable) APR	$35	Poor CreditApply Now View Card Details
Build Your Credit fast with our monthly reporting to all 3 major credit bureaus. Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit. Security deposit needs to be submitted before the credit card can be issued. No credit check necessary and no checking account required; apply in less than 5 minutes. View our Cardholder Agreement located at the bottom of the application page for details of the card.
Green Dot primor® Visa® Classic Secured Credit Card Hide Benefits Show Benefits	13.99% (F) APR	N/A	$39	Poor / Limited / No CreditApply Now View Card Details
Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate! No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! Helps strengthen your credit with responsible card use. Reports to three national bureaus Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line. See additional Green Dot primor® Visa® Classic Secured Credit Card details
First Progress Platinum Select MasterCard® Secured Credit Card Hide Benefits Show Benefits	14.74% APR	14.74% APR	$39	Damaged / Fair CreditApply Now View Card Details
Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum MasterCard^® Secured Credit Card Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
Green Dot primor® Mastercard® Classic Secured Credit Card Hide Benefits Show Benefits	13.99% (F) APR	N/A	$39	Poor / Limited / No CreditApply Now View Card Details
Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate! No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! Helps strengthen your credit with responsible card use. Reports to three national bureaus Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line. See additional Green Dot primor® Mastercard® Classic Secured Credit Card details
First Progress Platinum Prestige MasterCard® Secured Credit Card Hide Benefits Show Benefits	10.74% APR	10.74% APR	$49	Damaged / Fair CreditApply Now View Card Details
No Credit History or Minimum Credit Score Required for Approval Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
First Access Visa® Card Hide Benefits Show Benefits	See Terms	See Terms	See Terms	Fair / Bad CreditApply Now View Card Details
Checking Account Required Reporting monthly to all three major credit reporting agencies Perfect credit not required for approval; we may approve you when others won't Easy and secure online application If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit) The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Applied Bank® Secured Visa® Gold Preferred® Credit Card Hide Benefits Show Benefits	9.99% APR	9.99% APR No balance transfer fee	$48	Poor / Fair / Limited / Damaged CreditApply Now View Card Details
Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using Absolutely No Credit Check or Minimum Credit Score Required Automatic Reporting to All Three National Credit Bureaus 9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Green Dot primor® Mastercard® Gold Secured Credit Card Hide Benefits Show Benefits	9.99% (F) APR	N/A	$49	Poor / Limited / No CreditApply Now View Card Details
Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate! No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! Helps strengthen your credit with responsible card use. Reports to three national bureaus Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line. See additional Green Dot primor® Mastercard® Gold Secured Credit Card details
Green Dot primor® Visa® Gold Secured Credit Card Hide Benefits Show Benefits	9.99% (F) APR	N/A	$49	Poor / Limited / No CreditApply Now View Card Details
Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate! No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! Helps strengthen your credit with responsible card use. Reports to three national bureaus Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line. See additional Green Dot primor® Visa® Gold Secured Credit Card details
Total Visa® Card Hide Benefits Show Benefits	See Terms*	See Terms*	See Terms*	Fair / Bad CreditApply Now View Card Details
Checking Account Required Fast and easy application process; response provided in seconds A genuine Visa credit card accepted by merchants nationwide across the USA and online Manageable monthly payments If approved, simply pay a Program Fee to open your account and access your available credit Reports monthly to all three major credit bureaus
Credit One Bank® Unsecured Platinum Visa® Hide Benefits Show Benefits	20.24% - 26.24% Variable APR	20.24% - 26.24% Variable APR	$0 - $99	Poor CreditApply Now View Card Details
Seeing if you Pre-Qualify is fast, easy, and secure Get 1% cash back rewards on eligible purchase, terms apply Rewards post automatically to your account each month. Automatic reviews for credit line increase opportunities With $0 Fraud Liability, you won't be responsible for unauthorized charges Pick a card that fits your style. Multiple card designs are available, a fee may apply Enjoy exclusive offers available to Credit One Bank card members through Visa^® Discounts. Your card includes travel accident and auto rental collision insurance from Visa^®
Credit One Bank® Platinum Visa® with Cash Back Rewards Hide Benefits Show Benefits	20.24% - 26.24% Variable APR	20.24% - 26.24% Variable APR	$0 - $99	Fair CreditApply Now View Card Details
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you're at home or on-the-go. Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges. Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc. Keep an eye on your credit information with free online access to your Experian credit score. Terms apply. Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.
Horizon Gold Hide Benefits Show Benefits	0% APR	0% APR	See website for Details*	Damage Credit To Fair CreditApply Now View Card Details
Guaranteed $500 Credit Line* No Credit Check Fast Online Application Bad Credit - OK
Freedom Gold Card Hide Benefits Show Benefits	0% APR	0% APR	See website for Details*	Damage Credit To Fair CreditApply Now View Card Details
$500 Unsecured Credit Limit Instant Approval* No Credit Check No Employment Check Fast online application Reports to a Major Bureau Bad Credit - OK
NetSpend® Visa® Prepaid Card Hide Benefits Show Benefits	See website for Details*	See website for Details*	See website for Details*	All Credit WelcomeApply Now View Card Details
With Netspend Direct Deposit, you can get paid faster than a paper check. No late fees or interest charges because this is not a credit card. No Overdraft Fees on purchases using your card. Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply). Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. "Apply Now" for full details. See additional NetSpend® Prepaid Visa® details.
Target REDcard Credit Card Hide Benefits Show Benefits	22.90% APR	N/A*	$0	Excellent, Good, Fair CreditApply Now View Card Details
Earn 5% cash back on top of Target's already low prices on every Target shopping trip, every day. You'll automatically get 5% off when you use your card in Target stores in the United States and on Target.com. Free shipping at target and target.com every day. Anything and everything gets free shipping when you use your REDcard at Target.com. Plus, there's no minimum purchase. In addition to saving 5% off your purchases plus free shipping at Target.com, your REDcard lets you enjoy 30 extra days for returns. No Annual Fee.
Ashro Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	5.75% - 23.99% APR	None	Any CreditApply Now View Card Details
Ashro Credit - Buy Now, Pay Later Low Monthly Payments & No Annual Fee Buy now, pay later convenience Earn higher credit limits with on-time payments Secure, confidential online account management
Unique Platinum Hide Benefits Show Benefits	0% APR	0% APR	$19.95	Any Credit Welcome CreditApply Now View Card Details
$1000 Credit Limit No Credit Checks Instant Approval 0% Financing No application denied for bad credit! *See terms and conditions
Wards Credit Account Hide Benefits Show Benefits	5.75% - 23.99% APR	5.75% - 23.99% APR	None	Any CreditApply Now View Card Details
Shop brand names you know and trust with the buying power of Wards Credit. Payments start at $10 a month! Use Wards Credit and get buy now, pay later convenience on a huge selection of furniture, electronics, appliances, shoes and more. Wards low monthly payments and fast approval process make it easy to use credit while shopping online or in our catalog. Plus, you can build your credit line with us and save your cash and credit cards for other purchases!
Home Depot Consumer Credit Card Hide Benefits Show Benefits	0% intro APR for 6 months 17.99% - 26.99% APR after that	17.99% - 26.99% APR	$0	Excellent, Good, Fair CreditApply Now View Card Details
Get the card, Save up to $100 today. This offer is redeemable for either a $25 discount on a single-receipt purchase of $25 up to $999; or a $100 discount on a single-receipt purchase of $1,000 or more within 30 days of your account open date at The Home Depot retail stores or homedepot.com. Valid 1/31-7/31/2019. Extend your budget for making home repairs, updates and improvements. *6 Months Financing on purchases of $299 or more.** Up to 24 Months Financing* during special promotions. 1-Year Hassle-Free Returns. That's 4X longer to make returns, just for being a cardmember. Zero Liability On Unauthorized Charges.
My Best Buy® Credit Card Hide Benefits Show Benefits	27.49% Variable APR	27.49% Variable APR	$0 - $59	Any CreditApply Now View Card Details
Get 10% Back in Rewards on the First Day of Purchases When You Apply and Are Approved for a New My Best Buy® Credit Card OR Flexible Financing Earn 5% Back in Rewards (6% for Elite Plus) on Any Purchase Made with the My Best Buy® Credit Card Your card is part of the My Best Buy® program giving you even more rewards to save on the technology you want at Best Buy.
Walmart Credit Card Hide Benefits Show Benefits	19.15%, 22.15%, or 25.15% APR	19.15%, 22.15%, or 25.15% APR	$0	Excellent, Good, Fair CreditApply Now View Card Details
Save $25 when you open a Walmart Credit Card and spend $75 today Earn unlimited cash back with the 3.2.1 Save™ Rewards Program Save 3% on purchases made at Walmart.com, including Grocery Pickup purchases. Save 2% on Murphy USA & Walmart fuel. Save 1% anywhere your card is accepted. Enjoy the Walmart Credit Card with no annual fee Access your FICO® Score for free each month $0 Fraud Liability
Amazon Rewards Visa Signature Card Hide Benefits Show Benefits	16.49% to 24.49% Variable APR	16.49% to 24.49% Variable APR	$0	Excellent, Good CreditApply Now View Card Details
Get a $50 Amazon.com Gift Card instantly upon credit card approval* Get rewarded for every purchase 3% Back at Amazon.com and Whole Foods Market 2% Back at restaurants, gas stations, and drugstores 1% Back on all other purchases No annual fee No foreign transaction fees
Country Door Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	5.75% - 23.99% APR	None	Any CreditApply Now View Card Details
Decorate now, pay later with Country Door Credit. Monthly payments as low as $20 Easy account set-up No annual fee Zero Fraud Liability
Ginny's Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	5.75% - 23.99% APR	None	Any CreditApply Now View Card Details
Buy now, pay later with Ginny's Credit. Payments start as low as $10 a month! Get quick approval response and no annual fee. Use Ginny's Credit and get buy now, pay later convenience on colorful kitchen products, updated furniture, exciting electronics, comfy shoes and much, much more.
Midnight Velvet Credit Hide Benefits Show Benefits	5.75% - 23.99% APR	5.75% - 23.99% APR	None	Any CreditApply Now View Card Details
Create the extraordinary looks you love with payments as low as $20 a month! Low Monthly Payments & No Annual Fee Fast approval. Low payments. Look EXTRAORDINARY with Midnight Velvet Credit. Look like a million for as little as $20 a month! Shop with Midnight Velvet Credit.
Monroe and Main Credit Hide BenefitsShow Benefits	5.75% - 23.99% APR	5.75% - 23.99% APR	None	Any CreditApply Now View Card Details
WEAR NOW, PAY LATER with Monroe & Main Credit With Monroe and Main Credit, payments are as low as $20 a month! Shop for figure-flattering fashions, stylish shoes, jewelry, handbags, accessories and more. Grow your limit with timely payments No annual fee
Seventh Avenue Credit Hide BenefitsShow Benefits	5.75% - 23.99% APR	5.75% - 23.99% APR	None	Any CreditApply Now View Card Details
Shop a variety of fun and unique products for every room in your home, and payments as low as $20 a month with Seventh Avenue Credit. Buy Now, Pay Later with payments as low as $20 a month! Quick approval No annual fee Build buying power Safe and stress free
Swiss Colony Credit Hide BenefitsShow Benefits	5.75% - 23.99% APR	5.75% - 23.99% APR	None	Any CreditApply Now View Card Details
Buy now, pay later with Swiss Colony Credit. Payments start at $10 a month on food gifts of perfect taste! Fast approval...low payments. Good taste is easy on your budget with Swiss Colony Credit. Secure credit, no annual fee and easy online shopping. Higher limits with timely payments
Tender Filet Credit Hide BenefitsShow Benefits	5.75% - 23.99% APR	5.75% - 23.99% APR	None	Any CreditApply Now View Card Details
Feed your family on a budget with Tender Filet Credit by The Swiss Colony. Payments start at $10 a month! Dine now, pay later with Tender Filet Credit by The Swiss Colony. Fast approval...low payments. Secure credit and no annual fee!
Wisconsin Cheeseman Credit Hide BenefitsShow Benefits	5.75% - 23.99% APR	5.75% - 23.99% APR	None	Any CreditApply Now View Card Details
Buy now, pay later with Wisconsin Cheeseman Credit. Shop for high-quality food gifts with Wisconsin Cheeseman Credit. Payments start at $10 a month! No annual fee Secure credit for easy online shopping
The First Latitude MasterCard® Secured Credit Card Hide BenefitsShow Benefits	26.74% APR	26.74% APR	No Annual Fee!	Credit ImprovementApply Now View Card Details
No Annual Fee! Build up your credit with responsible card use. Get Approved Fast - Just Click Below to Start the Process! Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum MasterCard® Secured Credit Card Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide Program - though not yet available in NY, IA, AR, or WI
Green Dot Visa® Secured Credit Card Hide BenefitsShow Benefits	19.99% (F) APR	N/A	$39	Poor / Limited / No CreditApply Now View Card Details
Good credit or bank account not required Your application will not impact your credit score Initial security deposit can be as low as $200 Raise your credit score with responsible card use See additional Green Dot Visa® Secured Credit Card details
Kroger REWARDS Prepaid Visa® Card Hide BenefitsShow Benefits	N/A	N/A	$0, $4.95 Monthly Maintenance Fee	All Credit WelcomeApply Now View Card Details
*Earn Rewards Towards Free Groceries and Fuel Savings - A Smart and Convenient Way to Pay Get a $10 bonus added to your reloadable card when you sign up for Free Direct Deposit(1)** * Disclaimer: (1) As a cardholder, enjoy a bonus $10 added to your Reloadable Prepaid Debit Card upon first successful direct deposit. One-time $10 credit will be applied within 30 days after a successful first direct deposit is made to a Personalized Card account. Account must be open and in good standing at the time of the credit. Offer not valid for existing accounts receiving direct deposit.