Best 0% Intro APR Credit Cards for Good Credit

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Benefits of 0% Interest Cards

If you are need extra cash to make a big purchase, you may use a 0% APR credit card to buy now and pay later. Credit cards with 0% introductory interest allow you to charge a purchase to your credit card now and pay off the credit-card balance over time without incurring interest or fees. If you are short of cash for an expensive purchase, you can open a new credit card to enjoy the buying power now. After that, you can just make the minimum payment each billing cycle to avoid finance charges and pay off all the remaining balance at the end of your 0% introductory period. In this way, you can afford the purchase and save money by paying no interest for a long time.

Best 0% Interest Cards for People who have Good Credit

Choose from one of the following credit cards that offer 0% on purchases. All these credit cards are for people who have good or excellent credit rating. If you have a credit score of 700 or above, you may qualify for these offers. All these credit cards have no annual fee.

0% Interest for 18 Months or Longer

Credit Card0% Introductory InterestAnnual Fee
BankAmericard Credit CardBankAmericard® credit card0% on purchases and qualifying balance transfers for 18 billing cycles$0
Citi Diamond Preferred CardCiti® Diamond Preferred® Card0% on purchases for 12 months and on qualifying balance transfers for 21 months$0
Citi Double Cash Card - 18 month BT offerCiti® Double Cash Card - 18 month BT offer0% on balance transfers for 18 months$0
U.S. Bank Visa Platinum CardU.S. Bank Visa® Platinum Card0% on purchases and balance transfers for 20 billing cycles$0

0% Interest for 15 Months

Credit Card0% Introductory InterestAnnual Fee
Wells Fargo Active Cash CardWells Fargo Active Cash℠ Card0% on purchases and qualifying balance transfers for 15 months from account opening
(rates & fees)
$0
Bank of America Customized Cash Rewards Credit CardBank of America® Customized Cash Rewards credit card0% on purchases and qualifying balance transfers for 15 billing cycles$0
Bank of America Unlimited Cash Rewards credit cardBank of America® Unlimited Cash Rewards credit card0% on purchases and qualifying balance transfers for 15 billing cycles$0
Bank of America Travel Rewards Credit CardBank of America® Travel Rewards credit card0% on purchases for 15 billing cycles$0
Chase Freedom UnlimitedChase Freedom Unlimited®0% on purchases for 15 months$0
Blue Cash Everyday Card from American ExpressBlue Cash Everyday® Card from American Express0% on purchases and balance transfers for 15 months
(rates & fees)
$0
(fees)

0% Interest for 12 Months

Credit Card0% Introductory InterestAnnual Fee
U.S. Bank Altitude Go Visa Signature CardU.S. Bank Altitude Go Visa Signature Card0% on purchases and balance transfers for 12 billing cycles$0
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