Dining Credit Cards

If you frequently eat out at restaurants, a credit card with dining rewards will quietly save you extra money on your dining expenses. Dining rewards credit cards usually offer higher rewards of up to 3% back for your spending at restaurants, including Starbucks, bakeries, fast food, and fine restaurants. Save money with one of the best dining rewards credit cards that fit your lifestyle.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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Capital One® Savor® Cash Rewards Credit Card

0% intro APR
for 9 months

15.99% - 24.74% (Variable) APR after that

0% intro APR
for 9 months

15.99% - 24.74% (Variable) APR after that

$0

Excellent, Good CreditApply NowView Card Details
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 15.99%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 9 months; 15.99%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 9 months
  • No annual fee
  • No foreign transaction fees
Bank of America® Business Advantage Cash Rewards Mastercard®

0% intro APR
for 9 billing cycles

12.74% - 22.74% Variable APR after that

12.74% - 22.74% Variable APR

$0

Excellent CreditApply NowView Card Details
  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening - with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
  • 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
  • Plus, if you're a Business Advantage Relationship Rewards client, you can get a 25% - 75% rewards bonus on the base earn of every purchase you make.
Bank of America® Premium Rewards® Credit Card

17.49% - 24.49% Variable APR

17.49% - 24.49% Variable APR

$95.00

Excellent / Good CreditApply NowView Card Details
  • Receive 50,000 bonus points- a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don't expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
GM BuyPower Business Card from Capital One® -Get The Card That Helps You Get The Car

0% intro APR
for 12 months

14.74% Variable APR after that

14.74% Variable APR

$0

Excellent CreditApply NowView Card Details
  • 3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus, 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers - all of which can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle
  • No annual fee, no limit to how much you can earn and redeem, and your Earnings don't expire; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 14.74% after that
TRIO® Credit Card from Fifth Third Bank

15.49% - 24.49% Variable APR

0% intro APR
for 12 billing cycles

15.49% - 24.49% Variable APR after that

$0

Good, Excellent CreditApply NowView Card Details
  • Earn cash rewards in three powerful ways.
  • Earn a new account bonus worth $100! To earn your 10,000 Real Life Rewards® Bonus Points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account.
  • 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back rewards on all other purchases
  • No Annual Fee
  • 0% Introductory APR on Balance Transfers for your first 12 billing cycles after the account is opened. After that, your variable APR will be 15.49% to 24.49% based on your creditworthiness
  • No international transaction fees on credit purchases
  • Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details.
HSBC Cash Rewards Mastercard®

14.49, 18.49% or 24.49% Variable* APR

Rates & Fees

0% intro APR
for 15 months

14.49, 18.49% or 24.49% Variable* APR after that

$0

Excellent, Good CreditApply NowView Card Details
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.49, 18.49% or 24.49% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Simmons Bank Visa® Platinum Rewards

11.25% Variable* APR

11.25% Variable* APR

No balance transfer fee

None

Excellent* CreditApply NowView Card Details
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 11.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 15.99%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 9 months; 15.99%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 9 months
  • No annual fee
  • No foreign transaction fees
  • Click here for more details on Capital One® Savor® Cash Rewards Credit Card
  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening - with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
  • 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
  • Receive 50,000 bonus points- a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don't expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
  • Click here for more details on Bank of America® Premium Rewards® Credit Card
  • 3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus, 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers - all of which can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle
  • No annual fee, no limit to how much you can earn and redeem, and your Earnings don't expire; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 14.74% after that
  • Earn cash rewards in three powerful ways.
  • Earn a new account bonus worth $100! To earn your 10,000 Real Life Rewards® Bonus Points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account.
  • 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back rewards on all other purchases
  • No Annual Fee
  • 0% Introductory APR on Balance Transfers for your first 12 billing cycles after the account is opened. After that, your variable APR will be 15.49% to 24.49% based on your creditworthiness
  • No international transaction fees on credit purchases
  • Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details.
  • Click here for more details on TRIO® Credit Card from Fifth Third Bank
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.49, 18.49% or 24.49% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • Click here for more details on HSBC Cash Rewards Mastercard®
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 11.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
  • Click here for more details on Simmons Bank Visa® Platinum Rewards
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