Dining Credit Cards

If you frequently eat out at restaurants, a credit card with dining rewards will quietly save you extra money on your dining expenses. Dining rewards credit cards usually offer higher rewards of up to 4% back for your spending at restaurants, including Starbucks, bakeries, fast food, and fine restaurants. Save money with one of the best dining rewards credit cards that fit your lifestyle.

Related: Best Dining Credit Cards with No Annual Fee

  • Bonus: If you spend at least $4,000 in purchases within your first 3 months of becoming a card member, you will receive 100,000 bonus points, which can be redeemed for $1,250 in travel rewards through Chase Ultimate Rewards.
  • Rewards: You will earn 2 points for every dollar spent on travel and dining purchases and 1 points per dollar spent on all other purchases. Points can be redeemed for cash rewards, gift cards, or travel.
  • Redemption: When you use points to redeem for travel booked through Chase Ultimate Rewards, and points are worth 25% more than if redeemed for cash.
  • Bonus: If you spend at least $3,000 in purchases within your first 3 months of becoming a card member, you will receive a bonus of 60,000 MileagePlus miles. Plus, you can earn an additional 10,000 bonus miles after you spend $6,000 in the first 6 months, which means you can earn up to 70,000 bonus miles. You can use MileagePlus award miles toward travel on United Airlines.
  • Rewards: You will earn 2 miles per $1 spent on purchases from United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges. You will also earn 2 miles per $1 spent at restaurants, on hotel accommodations when purchased directly with the hotel. For all other purchases, you will earn 1 mile per dollar spent.
  • Perks: You will get up to $100 statement credit towards TSA Pre✓® or Global Entry application fee, once every four years. Both Global Entry and TSA Pre✓® are airport expedited security screening programs, which can save travelers 20 to 30 minutes in most airports. TSA Pre✓® costs $85 and Global Entry costs $100 for a five year membership.
  • Fees: There is no annual fee for the first year. After the first year, the annual fee will be $95. This credit card has no foreign transaction fees, which is a friendly feature for international travelers.
  • Bonus: You will receive 150,000 bonus points plus a Reward Night after spending $3,000 on purchases within the first three months of account opening. In addition to the bonus points, you will receive 10,000 bonus points each account anniversary year during which at least $20,000 is spent, and one additional purchase is made at least one day after you have spent $20,000.
  • Rewards: You will earn 10 points for each dollar spent on purchases made at IHG properties. In addition, you will earn 10 points per dollar from IHG for being an IHG Rewards Club Member and another 5 points per dollar from IHG with Platinum Elite Status, which is a benefit of this credit card. These points add up to a total of 25 points per dollar you spend at IHG properties. You will earn 2 points for each dollar spent in the following rewards categories: gas stations; grocery stores; and restaurants. For all other purchases, you will earn 1 point for each dollar you spend.
  • Perks: You will earn the Platinum Elite status as long as you remain a IHG Rewards Club Premier card member. You will also get up to $100 Airport Security Statement Credit towards TSA Pre✓ or Global Entry Application fee, every four years.
  • Bonus: You will receive 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
  • Rewards: You will earn 10 points for each dollar spent on purchases made at IHG properties. In addition, you will earn 10 points per dollar from IHG for being an IHG Rewards Club Member. These points add up to a total of 15 points per dollar you spend at IHG properties. You will earn 2 points for each dollar spent in the following rewards categories: gas stations; grocery stores; and restaurants. For all other purchases, you will earn 1 point for each dollar you spend.
  • Perks: If you make purchases totaling $10,000 or more in each calendar year, as the primary cardmember, you will qualify for Gold Elite Status through December 31 of the following year.
  • Fees: This credit card has no annual fee and no foreign transaction fees.
  • Bonus: You will receive up to 60,000 bonus points after qualified spending. You will qualify for 30,000 bonus points if you make $3,000 in purchases within 3 months of account opening. Plus, you will earn 2 Bonus Points per $1 spent on purchases that earn 1 Bonus Point up to $15,000 in the first 6 months of account opening (for a possible total of 30,000 bonus points).
  • Rewards: You will earn 4 World of Hyatt bonus points for each dollar spent on purchases made at Hyatt hotels and resorts and at participating Small Luxury Hotels properties. You will earn 2 World of Hyatt bonus points for each dollar spent on purchases made in any of the following rewards categories: restaurants; airline tickets when purchased directly with the airline; local transit/commuting; fitness club and gym memberships. You will earn 1 World of Hyatt bonus point for each dollar spent on all other purchases.
  • Foreign Transaction Fees: It has no foreign transaction fees. It is a friendly feature for international travelers who may use the credit card abroad.
  • Bonus: You will receive 60,000 bonus points after you spend $4,000 on purchases during the first 3 months from account opening, which can be redeemed for $900 toward travel through Chase Ultimate Rewards®. You are also eligible for up to $300 in travel credit. A statement credit will automatically be applied to your account when your card is used for purchases in the travel category, up to an annual maximum accumulation of $300.
  • Rewards: You will earn 3 points for each dollar after the first $300 is spent annually when your card is used for purchases in the travel category. You will earn 3 points for each dollar spent when your card is used for purchases in the dining at restaurants category. For all other purchases, you will earn 1 point for each dollar spent.
  • Foreign Transaction Fees: It has no foreign transaction fees. If you may travel abroad, it is always a good idea to carry a credit card such as Chase Sapphire Reserve® so that you can avoid potential surcharge on your purchases.
  • Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 you spend on travel and dining purchases. Plus, earn 2 points for every $1 spent on grocery store purchases - now through 12/31/21
  • Earn 1.5 points for every $1 you spend on all other purchases. No limit to the points you can earn and your points don't expire
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 spent on travel and dining purchases.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years
  • No Foreign Transaction Fees
  • Low $95 annual fee
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
15.99% - 22.99% Variable APR on purchases and balance transfers
Annual Fee
$95
  • Earn 50,000 bonus points when you spend $3,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards merchandise, gift cards, cash back, travel and more.
  • Earn 4X points on travel and at gas stations.
  • Earn 2X points at grocery stores, grocery delivery, dining and streaming services.
  • $30 credit for annual streaming service purchases such as Netflix and Spotify®.
  • Receive up to $100 in statement credits for reimbursement toward your TSA PreCheck® or Global Entry® application fee once every four years.
  • 1X point on all other eligible purchases.
  • Bonus: You will receive 20,000 bonus points after you spend $500 on purchases in your first 3 months from account opening, which can be redeemed for $200 cash back.
  • Rewards: You will earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. You will earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1.5% on all other purchases. Your cash back rewards do not expire as long as your account is open.
  • Annual Fee: This credit card has no annual fee. You can keep the card without having to pay a fee.
  • Bonus: You will receive 20,000 bonus points, redeemable for $200 cash back, after you spend $500 on purchases in your first 3 months from account opening.
  • Rewards: You will earn 5% cash back on grocery store purchases (not including Target or Walmart) on up to $12,000 spent in the first year. You will earn 5% cash back rewards for each $1 spent on travel purchases booked using your card through the Ultimate Rewards program including available airline tickets, hotel accommodations, car rentals, activities and cruises. You will also earn 3% cash back rewards for each $1 spent on purchases in the following rewards categories: drugstores and dining at restaurants. In addition, you will earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. You will earn unlimited 1% cash back on all other purchases.
  • Annual Fee: This credit card has no annual fee. You can keep the card without having to pay a fee.
  • Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more
  • Earn 4X points on takeout, food delivery and dining
  • Earn 2X points at grocery stores, grocery delivery, gas stations and on streaming services
  • $15 credit for annual streaming service purchases such as Netflix and Spotify
  • No annual fee*
  • 1X point per $1 on all other eligible purchases
  • Low Introductory APR on purchases and balance transfers
  • Points never expire
  • Bonus: You will receive 100,000 Hilton Honors Bonus Points after you spend $1,000 in eligible purchases within the first 3 months from account opening. Plus, you will earn an additional 100 in statement credits on eligible purchases made at Hilton hotels in the first 12 months.
  • Rewards: You will earn 7X Hilton Honors Bonus Points for each dollar you spend at a Hilton hotel or resort. You will earn 5X Hilton Honors Bonus Points for each dollar on purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. For all other purchases, you will earn 3X Hilton Honors Bonus Points.
  • Annual Fee: This credit card has no annual fee. (rates & fees)
  • Bonus: Earn $200 cash bonus after you spend $500 in purchases within 3 months from account opening.
  • Rewards: You will earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), and 1% on all other purchases. Plus, you can earn 8% cash back on tickets at Vivid Seats through January 2023.
  • Fees: This credit card has no annual fee. It has no foreign transaction fees, either.
  • Bonus: You will receive 75,000 bonus points after you spend $7,500 on purchases during the first 3 months from account opening, which can be redeemed for $750 cash back.
  • Rewards: You will earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. You will earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. You will earn unlimited 1% cash back rewards for each $1 spent on all other purchases.
  • Annual Fee: This credit card has no annual fee. You can keep the card without having to pay a fee.
  • Welcome Offer: Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card Membership. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership.
  • 6x points at hotels participating in the Marriott Bonvoy™ program.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at hotels participating in the Marriott Bonvoy™ program. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
15.74% - 24.74% Variable
Annual Fee (rates & fees)
$125
  • Bonus: You can earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. You can also earn a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
  • Rewards: You will earn 2X Miles per dollar on Delta purchases, at restaurants worldwide, and at U.S. supermarkets. You will earn 1X Miles per dollar on all other purchases.
  • Fees: This credit card has no annual fee in the first year, then $99 afterwards. It has no foreign transaction fees. Terms Apply. (rates & fees)
  • Welcome Offer: Earn 50,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months.
  • Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
  • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply
Intro APR
N/A
Intro APR Period
N/A
Regular APR
15.74% - 24.74% Variable
Annual Fee (rates & fees)
$0 introductory annual fee for the first year, then $99
  • Bonus: You will receive 60,000 Membership Rewards points after spending $4,000 on purchases in your first 6 months from account opening.
  • Rewards: You will earn 4 Membership Rewards Points for each dollar you spend on dinning purchases at restaurants, and on purchases at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar). You will also earn 3 Membership Rewards Points for each dollar you spend on flights booked directly with airlines or on amextravel.com.
  • Annual Fee: This credit card has an annual fee of $250. Terms Apply. (rates & fees)
  • Bonus: If you spend at least $5,000 in purchases within your first 3 months of becoming a card member, you will receive a bonus of 80,000 MileagePlus miles. Plus, you can earn an additional 20,000 bonus miles after you spend $10,000 in the first 6 months, which means you can earn up to 100,000 bonus miles. You can use MileagePlus award miles toward travel on United Airlines.
  • Rewards: You will earn 3 miles per $1 spent on purchases from United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges. You will also earn 2 miles per $1 spent at restaurants, on select streaming services and on all other travel. For all other purchases, you will earn 1 mile per dollar spent.
  • Perks: You will get up to $100 statement credit towards TSA Pre✓® or Global Entry application fee, once every four years. Both Global Entry and TSA Pre✓® are airport expedited security screening programs, which can save travelers 20 to 30 minutes in most airports. TSA Pre✓® costs $85 and Global Entry costs $100 for a five year membership.
  • Fees: There is an annual fee of $250. This credit card has no foreign transaction fees, which is a friendly feature for international travelers.
  • Bonus: You can earn 90,000 bonus Delta Airlines miles after you spend $3,000 in purchases on your new Card in your first 3 months. Plus, you can also earn a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
  • Rewards: You will earn 3X SkyMiles on Delta purchases and purchases made directly with hotels. You will earn 2X SkyMiles per dollar at restaurants worldwide and at U.S. supermarkets. You will earn 1X Miles per dollar on all other purchases.
  • Fees: This credit card has an annual fee of $250. It has no foreign transaction fees. (rates & fees)
  • Bonus: 10,000 bonus Delta SkyMiles after you spend $500 in purchases on your new Card in the first 3 months.
  • Rewards: You will earn 2X Miles per dollar at restaurants worldwide and on Delta purchases. You will earn 1X Miles per dollar on all other purchases.
  • Fees: This credit card has no annual fee. It has no foreign transaction fees, either. (rates & fees)
  • Bonus: If you spend at least $3,000 in purchases within your first 3 months of becoming a card member, you will receive a bonus of 75,000 MileagePlus miles. You can use MileagePlus award miles toward travel on United Airlines.
  • Rewards: You will earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges. You will also earn 2 miles per $1 spent on all other travel. You will earn 2 miles per $1 spent on dining at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash. For all other purchases, you will earn 1 mile per dollar spent.
  • Perks: You will get up to $100 statement credit towards TSA Pre✓® or Global Entry application fee, once every four years. Both Global Entry and TSA Pre✓® are airport expedited security screening programs, which can save travelers 20 to 30 minutes in most airports. TSA Pre✓® costs $85 and Global Entry costs $100 for a five year membership.
  • Fees: There is an annual fee of $525. This credit card has no foreign transaction fees, which is a friendly feature for international travelers.
  • Card holders earn 4% on grocery store & gas purchases
  • 3% on dining purchases, including takeout and delivery
  • 2% on Verizon purchases
  • 1% on all other purchases everywhere Visa® credit cards are accepted
  • Card holders can use Verizon Dollars at our store - but they don't have to. They can use them on travel, or to get gift cards from their favorite brands. They can even put them toward their wireless bill.
  • You may be eligible for $5 or $10 promotional credit per Verizon Wireless line, up to 10 lines max, when you sign up for paperless billing and Auto Pay with the Verizon Visa Card.
  • Use the Verizon Visa® Card everywhere it's accepted to earn Verizon Dollars-rewards that can be redeemed for the best things at Verizon. No limits on earning, no expiration dates.
  • No Annual Fee/No Foreign Transaction Fee - For New Accounts: Variable Purchase APRs are 21.74% or 25.74% for the Verizon Visa Credit Card or 18.74%, 21.74% or 25.74% for the Verizon Visa Signature Credit Card. APRs are accurate as of 4/1/20 and will vary with the market based on Prime Rate (as defined in your credit card agreement). Minimum Interest Charge is $2.
  • Redeem Verizon Dollars on that phone you've been wanting. Or those headphones. Or pretty much anything in our store. Or even put the rewards toward your Verizon Wireless bill.
  • Apply for the card with no annual fee and worth its weight in rewards. Exclusively offered to Verizon Wireless customers.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
18.74% - 25.74% Variable
Annual Fee
$0
  • Bonus: You will receive 150,000 bonus miles after qualified spending. You will qualify for 75,000 bonus miles after $5,000 is spent in purchases in the first 3 months from account opening. You will also qualify for 75,000 bonus miles after $20,000 is spent in purchases in the first 6 months from account opening.
  • Rewards: You will earn 2 miles total for each dollar spent on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. You will also earn 2 miles for each dollar spent on Inside Access from Chase purchases and in the following rewards categories: restaurants; gas stations; office supply stores. For all other purchases, you will earn 1 mile for each dollar spent.
  • Foreign Transaction Fees: It has no foreign transaction fees. It is a friendly feature for international travelers who may use the credit card abroad.
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