Retail Rewards Credit Cards
Are you looking for credit cards that let you earn the most rewards in department stores? Cash back credit cards are usually a good payment option for purchases in retail stores. Some of the store-branded credit cards are also a good choice if you shop at the retailer frequently. Find the credit cards that let you reap rewards for shopping in stores.
| Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
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| Hilton Honors American Express Surpass® Card | 19.74% - 28.74% Variable APR rates & fees | N/A | $150 | Good To ExcellentApply NowView Card Details |
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| Blue Cash Everyday® Card from American Express | 0% intro APR 19.74% - 28.74% Variable APR after that rates & fees | 0% intro APR 19.74% - 28.74% Variable APR after that | $0 | Good To ExcellentApply NowView Card Details |
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| Costco Anywhere Visa® Card by Citi | 18.99% - 26.99% (Variable) APR rates & fees | 18.99% - 26.99% (Variable) APR | $0 | ExcellentApply NowView Card Details |
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| Costco Anywhere Visa® Business Card by Citi | 18.99% - 26.99% (Variable) APR rates & fees | N/A | $0 | ExcellentApply NowView Card Details |
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| Walmart MoneyCard® | N/A | N/A | $0 with eligible direct deposit | N/AApply NowView Card Details |
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| AT&T Points Plus® Card from Citi | 19.74% - 27.74% (Variable) APR rates & fees | 19.74% - 27.74% (Variable) APR | $0 | GoodApply NowView Card Details |
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| Choice Rewards World Mastercard® | As low as 11.75% APR | As low as 11.75% APR $0 at the Transfer APR | $0 | Excellent, GoodApply NowView Card Details |
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- Earn 130,000 Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer ends 01/13/2027.
- Enjoy complimentary Hilton Honors Gold Status with benefits like an 80% Points earning Bonus on Stays, daily food & beverage credit or continental breakfast (varies by brand & region), space-available room upgrades at select properties, and more.
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 4X Hilton Honors Bonus Points for each dollar of U.S. Online Retail purchases.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. With Hilton Honors Diamond status, enjoy benefits like: A 100% Bonus on all Base Points you earn on every stay, Premium Wi-Fi at select properties, Daily food & beverage credit at select brands in the U.S. and complimentary continental breakfast at select brands outside of the U.S., Space-available room upgrades at select properties, and Executive lounge access at select properties.
- Hilton Honors American Express Surpass® Card Members can enjoy complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada. Card Members must enroll in the National Car Rental Emerald Club Executive status through their American Express online account using their Card. Terms apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $150 annual fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.74%-28.74%.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
- Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
- Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
- 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
- Discover the only business credit card designed exclusively for Costco members
- Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
- 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $300, for purchase transactions with opt-in & eligible direct deposit.*
- Please see site for full terms and conditions.
- Earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months of account opening.
- Earn a $10 per line monthly discount on your AT&T wireless bill and a $10 monthly discount on your eligible AT&T internet bill when enrolled in AutoPay and paperless billing at AT&T.
- Earn a $20 statement credit on your AT&T Points Plus® Card from Citi each billing cycle after you spend $1,000 or more on purchases. That's up to $240 a year!
- Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations.
- Earn 2 ThankYou® Points for every $1 spent at grocery stores and 2 ThankYou® Points for every $1 spent on AT&T products and services.
- Earn 1 ThankYou® Point for every $1 spent on all other purchases.
- Earn unlimited points that do not expire and redeem them your way. Choose from gift cards, travel rewards, online shopping at participating merchants and more.
- No Annual Fee.
- Earn 20,000 bonus points when you spend at least $3,000 within the first 60 days of opening your new Choice Rewards World Mastercard®. That's a $200 value.
- Earn 2 points for every $1 you spend on everyday purchases, including gas, groceries, household goods, and more.
- Earn 1 point per $1 spent on all other eligible items.
- Redeem Reward Points for cash back, travel, merchandise, events, experiences, and gift cards.
- No Annual Fee
- Grow your rewards balance. There's no limit to how many rewards points you can earn, and your points never expire.
- Protect your purchases from damage and theft for 90 days with Mastercard Purchase Assurance.
- Enjoy exclusive discounts from Doordash, Hello Fresh, Lyft, Fandango, and more. Take advantage of a suite of special Mastercard Benefits, including Mastercard ID Theft Protection™, MasterRental Coverage, and Master Global Service™.
- Worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
