Retail Rewards Credit Cards

Are you looking for credit cards that let you earn the most rewards in department stores? Cash back credit cards are usually a good payment option for purchases in retail stores. Some of the store-branded credit cards are also a good choice if you shop at the retailer frequently. Find the credit cards that let you reap rewards for shopping in stores.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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Wells Fargo Cash Wise Visa® card

0% intro APR
for 15 months

13.99%-25.99% (Variable) APR after that

Rates & Fees

0% intro APR
for 15 months on qualifying balance transfers

13.99%-25.99% (Variable) APR after that

$0

Good / Excellent CreditApply NowView Card Details
  • Earn a $150 cash rewards bonus after spending $500 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms and conditions
U.S. Bank Cash+™ Visa Signature® Card

14.99% - 24.99%* Variable APR

0% intro APR
for 12 billing cycles

14.99% - 24.99%* Variable APR after that

$0*

Excellent CreditLearn MoreView Card Details
  • Earn up to $550 cash back in the first year.
  • $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.
  • 5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 14.99% - 24.99%
  • No annual fee*
  • Great Offer from U.S. Bank, a 2020 World's Most Ethical Company - Ethisphere Institute, February 2020
Target REDcard Credit Card

See Terms*

N/A*

$0

Excellent, Good, Fair CreditApply NowView Card Details
  • Earn 5% cash back on top of Target's already low prices on every Target shopping trip, every day.
  • You'll automatically get 5% off when you use your card in Target stores in the United States and on Target.com.
  • Free shipping at target and target.com every day. Anything and everything gets free shipping when you use your REDcard at Target.com. Plus, there's no minimum purchase.
  • In addition to saving 5% off your purchases plus free shipping at Target.com, your REDcard lets you enjoy 30 extra days for returns.
  • No Annual Fee.
Costco Anywhere Visa® Card by Citi

See Terms

See Terms

$0

Excellent CreditLearn MoreView Card Details
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
  • The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.
  • Earn a $150 cash rewards bonus after spending $500 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • Earn up to $550 cash back in the first year.
  • $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.
  • 5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 14.99% - 24.99%
  • No annual fee*
  • Great Offer from U.S. Bank, a 2020 World's Most Ethical Company - Ethisphere Institute, February 2020
  • Earn 5% cash back on top of Target's already low prices on every Target shopping trip, every day.
  • You'll automatically get 5% off when you use your card in Target stores in the United States and on Target.com.
  • Free shipping at target and target.com every day. Anything and everything gets free shipping when you use your REDcard at Target.com. Plus, there's no minimum purchase.
  • In addition to saving 5% off your purchases plus free shipping at Target.com, your REDcard lets you enjoy 30 extra days for returns.
  • No Annual Fee.
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
  • The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.
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