Credit Card Pre-Qualification - Find Cards without Harming Credit Score

Are you afraid of taking a hit on your credit score for applying for credit cards and then getting rejected? Do you want to see if you can be approved for a credit card without the risk of losing points on your credit score? Some credit card issuers offer you the opportunity to see if you can be pre-qualified for credit cards before you officially apply. Pre-qualification typically utilizes a soft credit inquiry that does not appear on your credit report, which will not harm your credit score. In this way, you know better which credit cards you may get approved before the application and your credit score won’t be unnecessarily harmed for the credit cards that you simply don’t qualify.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Upgrade Cash Rewards Visa® Hide Benefits Show Benefits	14.99% - 29.99% APR	N/A	$0	Excellent, Good, Fair, Average CreditApply Now View Card Details
Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions* Earn 1.5% unlimited cash back on card purchases every time you make a payment Combine the flexibility of a credit card with the predictability of a personal loan $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees No touch payments with contactless technology built in See if you qualify in minutes without hurting your credit score Access to a virtual card while you wait for your card to arrive in the mail Great for large purchases with predictable payments you can budget for Mobile app to access your account anytime, anywhere Enjoy peace of mind with $0 Fraud liability Disclaimer: *To qualify for the $200 welcome bonus, you must open and fund a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.
Petal® 1 "No Annual Fee" Visa® Credit Card Hide Benefits Show Benefits	22.24% - 31.74% Variable APR	N/A	$0	Fair / Bad / Limited / No CreditApply Now View Card Details
$0 Annual Fee Variable APRs range from 22.24% - 31.74% $300 - $5,000 credit limits Earn a credit limit increase in as little as 6 months. Terms and conditions apply. No credit score? No problem. If eligible, we'll create your Cash Score instead. 2% - 10% cash back at select merchants See if you're pre-approved within minutes without impacting your credit score. No annual or foreign transaction fees. Build credit alongside hundreds of thousands of Petal card members. Petal's mobile app makes it easy to manage your money, track your spending, and automate payments. Petal reports to all 3 major credit bureaus No deposits required Card issued by WebBank, Member FDIC
Merrick Bank Double Your Line® Mastercard® Hide Benefits Show Benefits	21.70% - 30.70%* Variable APR	N/A	$0-$72	See Website For Details*Apply Now View Card Details
Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required. Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open. See if you are pre-approved within minutes, without affecting your credit score. Build or rebuild your credit. AS you pay your bill every month, we report to all three major credit reporting agencies. Get your FICO® Credit Score for free each month. Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts. Card issued by Merrick Bank, Member FDIC.
Reflex Mastercard® Hide Benefits Show Benefits	24.99% - 29.99% (Variable) APR	N/A	See Terms	Fair / Poor / Bad / LimitedApply Now View Card Details
Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time) See if you're Pre-Qualified with no impact to your credit score All credit types welcome to apply Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements) Initial Credit Limit of $300 - $1,000* (subject to available credit) Monthly reporting to the three major credit bureaus Fast and easy application process; results in seconds Use your card at locations everywhere Mastercard® is accepted Checking Account Required
Surge Mastercard® Hide Benefits Show Benefits	24.99% - 29.99% (Variable)	N/A	See website for Details*	See Website For Details*Apply Now View Card Details
Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time) All credit types welcome to apply! Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements) Initial Credit Limit of $300 - $1,000* (subject to available credit) Monthly reporting to the three major credit bureaus See if you're Pre-Qualified without impacting your credit score Fast and easy application process; results in seconds Free online account access 24/7 Checking Account Required
Indigo® Mastercard® with Fast Pre-qualification Hide Benefits Show Benefits	24.9% APR	N/A	$0 - $99	Fair / Good CreditApply Now View Card Details
Our pre-qualification process does not affect your credit score Keeping your account in good standing may help establish and/or improve your credit 24/7 access to your account, even on mobile! Protection from fraud, if your card happens to be lost or stolen Account history is reported to the three major credit bureaus in the U.S.
Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay Hide Benefits Show Benefits	24.9% APR	N/A	$0 - $99	Fair / Good CreditApply Now View Card Details
Pre-qualifying today will not affect your credit score Less than perfect credit histories can qualify, even with prior bankruptcy! Mobile friendly online access from anywhere Fraud protection for stolen or lost cards Account history is reported to the three major credit bureaus in the U.S.
Indigo® Mastercard® for Less than Perfect Credit Hide Benefits Show Benefits	24.9% APR	N/A	$0 - $99	Bad / PoorApply Now View Card Details
Pre-qualify for a card today and it will not impact your credit score Less than perfect credit is okay Mobile account access at any time Fraud protection for stolen or lost cards Account history is reported to the three major credit bureaus in the U.S.
Indigo® Mastercard® Hide Benefits Show Benefits	24.9% APR	N/A	$0 - $99	Fair / Good CreditApply Now View Card Details
Easy pre-qualification process with fast response Don't have perfect credit? No problem! 24/7 access to your account, even on mobile! No security deposit Account history is reported to the three major credit bureaus in the U.S.
Indigo® Unsecured Mastercard® Hide Benefits Show Benefits	24.9% APR	N/A	$0 - $99	Fair / Good CreditApply Now View Card Details
Pre-qualify today without an impact on your credit score Keeping your account in good standing may help establish and/or improve your credit Access your account online or from your mobile device 24/7 Protection from fraud if your card is stolen Account history is reported to the three major credit bureaus in the U.S.
Indigo® Mastercard® Hide Benefits Show Benefits	24.9% APR	N/A	$0 - $99	Fair / Good CreditApply Now View Card Details
Easy pre-qualification process with fast response Less than perfect credit is okay Online servicing available 24/7 at no additional cost Unsecured credit card, no security deposit required Account history is reported to the three major credit bureaus in the U.S.
Milestone® Mastercard® - Less Than Perfect Credit Considered Hide Benefits Show Benefits	24.9% APR	N/A	$35 - $99*	Poor / BadApply Now View Card Details
Prequalify for a card today and it will not impact your credit score Less than perfect credit is okay Mobile account access at any time Protection from fraud if your card is stolen Account history is reported to the three major credit bureaus in the U.S. *Dependent on credit worthiness
Milestone® Mastercard® Hide Benefits Show Benefits	24.9% APR	N/A	$35 - $99*	Fair / Good CreditApply Now View Card Details
Prequalify for a card today and it will not impact your credit score Less than perfect credit is okay 24/7 access to your account information, even on mobile Account history is reported to the three major credit bureaus in the U.S. *Dependent on credit worthiness
Milestone® Mastercard® - Unsecured For Less Than Perfect Credit Hide Benefits Show Benefits	24.9% APR	N/A	$35 - $99*	Poor / BadApply Now View Card Details
Easy pre-qualification process which does not affect your credit score Less than perfect credit is okay 24/7 access to your account information, even on mobile Protection from fraud, if your card happens to be lost or stolen Account history is reported to the three major credit bureaus in the U.S.
Milestone® Mastercard® - Mobile Access to Your Account Hide Benefits Show Benefits	24.9% APR	N/A	$35 - $99*	Fair / Good CreditApply Now View Card Details
Instant pre-qualification is available for those who qualify Don't have perfect credit? No problem! Mobile friendly online access from anywhere Account history is reported to the three major credit bureaus in the U.S. *Dependent on credit worthiness
Milestone Mastercard® Hide Benefits Show Benefits	24.9% APR	N/A	$35 - $99*	Fair / Good CreditApply Now View Card Details
Instant pre-qualification is available for those who qualify Less than perfect credit is okay Access your account online or from your mobile device 24/7 Account history is reported to the three major credit bureaus in the U.S. *Dependent on credit worthiness
Merrick Bank Double Your Line® Secured Credit Card Hide Benefits Show Benefits	19.70% Variable APR	N/A	$36 the first year. Billed $3 per month thereafter	See Website For DetailsApply Now View Card Details
Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit. Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open. Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds. Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies. Get your FICO® Credit Score for free each month. Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts. Card issued by Merrick Bank, Member FDIC