RedditMost banks are offering extremely low interest on bank accounts these days. Don’t miss the industry-leading interest rates for savings from CIT Bank, Axos Bank. You can open a CIT 18-Month CD to earn 4.60% annual yield or open a UFB High Rate Savings to earn 4.21% annual yield.
- Save for your goals with a 18-Month CD of 4.60% APY
- $1,000 minimum opening deposit
- Lock in a high-yield rate for 18 months
- Daily compounding interest to maximize your earning potential
- No account opening or maintenance fees
- FDIC insured
- Set up and manage your beneficiaries online or through the mobile app
- CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
- Save for your goals with a 13-Month CD of 4.65% APY
- Open a 13-Month CD in about 5 minutes. Earn a competitive rate and achieve your short-term goals.
- Skip the drama of market volatility. A 13-Month CD is a great way to reach your savings goals with a guaranteed rate for 13 months.
- $1,000 minimum opening deposit
- Daily compounding interest to maximize your earning potential
- No account opening or maintenance fees
- FDIC insured
- Set up and manage your beneficiaries online or through the mobile app
- CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
- Earn 4.21% APY.*
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowance limit - Certificate #35546.
- Must be a U.S. citizen or Resident Alien to apply.
- Get up to 4.10% Annual Percentage Yield on certificates now
- Competitive savings rates
- Your certificate dividends compound every month
- Your certificate will automatically rollover when certificate reaches maturity with a 10-day grace period
- First Tech Federal Credit Union is federally insured by the National Credit Union Administration (NCUA)
- Grow your funds with 4.21% APY* and low-to-no monthly maintenance fees.
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowable limit - Certificate #35546.
- Must be a U.S. citizen or Resident Alien to apply
- Open a No-Penalty 11-Month CD account and get 4.10% APY*.
- Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money - including any interest earned - beginning seven days after the funds have been received.* No penalty. No problem.
- $1,000 minimum opening deposit
- Easy access to your account
- Daily compounding interest
- No service fees
- FDIC insured
- CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
- Earn 4.05% APY with a Savings Connect account that is even more rewarding. Open an account in about 5 minutes.
- Get a competitive rate on your Savings Connect account, 12x the National Average
- With the CIT Bank mobile app, deposit checks from your mobile device and make transfers easily
- CIT Bank is your partner in savings. There are no account opening or monthly service fees for savings accounts.
- CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
- Open a Money Market account today and receive 1.55% APY*, which is 3 times the national average rate**
- Access your money easily with Zelle® & Bill Pay.
- Your CIT Bank account is FDIC insured, which means it's secure.
- No monthly service fees.
- CIT Bank is a division of First Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
- Earn more rewards with the First Tech Rewards Checking and Savings
- Get up to 1.50% APY on Checking and up to 2.00% APY on Savings after you make qualified transactions
- Dividends will be compounded monthly and will be credited monthly
- First Tech Federal Credit Union is federally insured by the National Credit Union Administration (NCUA)
- Ready to teach your child money management? First Checking offers financial freedom with the security of a joint checking account.
- For ages 13 - 17 years old
- Earn 0.10% APY*
- Up to $12 domestic ATM fee reimbursements per month
- No monthly maintenance fees
- No overdraft or non-sufficient funds fees
- Daily transaction limits ($100 cash, $500 debit)
- Transform Your Life With Strong Credit and Savings
- Credit Strong helps you build credit as you grow savings.
- When you open your Credit Strong account, our bank instantly gives you a loan and places the loan funds in a FDIC insured savings account in your name. The savings account funds are locked to secure the loan.
- We provide a free FICO® Score monthly so you can track your progress. 90% of top lenders use FICO Scores when making lending decisions.
- Make small monthly payments of principal and interest on your loan. The principal is a payment to yourself and is credited towards the lock on your savings - the interest is what we earn for providing the service.
- When your loan is repaid in full, the lock is removed from your savings account. You've built both credit and savings.
- Credit Strong is a division of Austin Capital Bank, a 5-star rated independent community bank and member of the FDIC.
- Credit Strong is NOT a credit repair service and does not remove negative credit history from your credit profile.
- Get the savings plan that helps build credit today!
- Start with a Credit Builder Account that reports monthly payments to all 3 major credit bureaus.
- No credit score is needed to get started!
- Self Credit Builder Account and secured Visa® credit card are designed to help you build credit.
- Once you've opened a Credit Builder Account, you can use the payments you're already making to fund the security deposit for a credit card. When paired together, both can be a powerful tool to build your credit.
- Intro APR
- N/A
- Intro APR Period
- N/A
- Regular APR
- 26.99% Variable
- Annual Fee
- See website for Details*
- Cheese is a mobile banking service that rewards you.
- Get up to 10% cash back at 10K+ stores and Asian-owned businesses and restaurants. No clicks, straight cash, totally automated.
- Whenever you refer a friend to join, you'll both get a 3% deposit bonus. Saving money could be this easy.
- Your account shouldn't cost you money. Cheese has no monthly maintenance fees, minimum balance fees and hidden fees. Plus, you get access to 33,000+ free in-network ATMs nationwide.
- No need to wait for payday to get your money. With direct deposit, you can get your paycheck up to 2 days earlier than your colleagues/you would with traditional banks.
- Cheese accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC.
- Signing up just takes 2 mins on your phone, with NO credit check. Once approved, your virtual card in the app is ready to use immediately, and we ship your physical card to you in 7-10 business days. Sign up now to get $5 cash deposited into your Cheese Account!
