RedditMost banks are offering extremely low interest on bank accounts these days. Don’t miss the industry-leading interest rates for savings from TD Bank, BBVA, Axos Bank, CIT Bank.
- Open a Premier High Yield Savings account and get a 0.50% APY (on balances up to $250k).
- $100 Minimum Opening Deposit
- No Fees to Open or Maintain
- Daily Compounding Interest
- 24/7 Secure Online Banking
- US-based Customer Service
- FDIC Insured
- Want to get paid for shopping? Earn up to 1.00% cash back on all transactions that require a signature. Take your money further, faster.
- No monthly maintenance fees
- Unlimited domestic ATM fee reimbursement
- Unlimited check writing privileges
- Enjoy the security of traditional savings with the advantage of high interest rates and limited transactions.
- Earn 0.60% APY*
- FDIC Insured
- Check writing privileges
- No maintenance fees
- No monthly minimum balance requirements
- Debit card transactions
- $1000 minimum balance to open an account
- Earn 0.61% APY*
- Free ATM card upon request
- Suite of digital money management tools
- No maintenance fees
- No monthly minimum balance requirements
- $250 minimum balance to open an account
- Ready to teach your child money management? First Checking offers financial freedom with the security of a joint checking account.
- For ages 13 - 17 years old
- Earn 0.25% APY*
- Up to $12 domestic ATM fee reimbursements per month
- No monthly maintenance fees
- No overdraft or non-sufficient funds fees
- Daily transaction limits ($100 cash, $500 debit)
- Earn up to 1.25% APY while enjoying a suite of digital tools for smarter money management
- In addition to great rates, Axos Bank makes managing your money easy
- Never pay monthly maintenance fees again
- No Need to Keep a Minimum Balance to Avoid Fees
- No Overdraft or Non-Sufficient Fund Fees
- Make Unlimited Withdrawals From Any Domestic ATM for Free
- Must be a U.S. citizen or Resident Alien to apply.
- Open an account with $25,000 or more and earn 0.45% APY on your money - one of the top savings rates in the nation.
- If you don't have $25,000 in your account, you can still earn 0.45% APY by making at least one single deposit of $100 every month. Start with $100 per month and build your habit of savings - all while getting a top rate.
- It's an ideal online account for saving towards a new experience or a large purchase.
- Grow your savings faster than at your everyday bank for your first or next dream home.
- Open a No-Penalty 11-Month CD account and get 0.30% APY* with $1,000 minimum deposit.
- Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money - including any interest earned - beginning seven days after the funds have been received.* No penalty. No problem.
- No opening or maintenance fees
- CIT Bank CDs provide a safe, secure way to grow your savings.
- The CIT Bank No-Penalty CD gives you get the security of an 11 month CD with no withdrawal penalty seven days or later after funds have been received. Open an account today!
- Apply with only $25 opening deposit
- No monthly Service Charge
- Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
- No ATM fees nationwide at more than 64,000 AllPoint®, participating 7-Eleven® and BBVA USA ATMs
- BBVA USA is a Member FDIC and an Equal Housing Lender
- BBVA is a leading U.S. banking franchise, which ranks among the top 25 largest U.S. commercial banks based on deposit market share.
- Get a 0.10% APY on 12-Month CD
- Brighten your future with higher CD rates when you apply online
- Enjoy a powerful return on your investment that gives you higher yields than traditional savings accounts
- FDIC Insurance (Up to applicable limits)
- No Maintenance Fees
- Online Access 24/7
- Earn 0.50% APY
- No fees
- Interest compounds daily and is credited monthly
- $1 minimum opening deposit
- FDIC Insured
- Earn 0.45% APY
- No fees
- Interest compounds daily and is credited monthly
- $1 minimum opening deposit
- FDIC Insured
- Earn 0.40% APY
- No fees
- Interest compounds daily and is credited monthly
- $1 minimum opening deposit
- FDIC Insured
- Transform Your Life With Strong Credit and Savings
- Credit Strong helps you build credit as you grow savings.
- When you open your Credit Strong account, our bank instantly gives you a loan and places the loan funds in a FDIC insured savings account in your name. The savings account funds are locked to secure the loan.
- We provide a free FICO® Score monthly so you can track your progress. 90% of top lenders use FICO Scores when making lending decisions.
- Make small monthly payments of principal and interest on your loan. The principal is a payment to yourself and is credited towards the lock on your savings - the interest is what we earn for providing the service.
- When your loan is repaid in full, the lock is removed from your savings account. You've built both credit and savings.
- Credit Strong is a division of Austin Capital Bank, a 5-star rated independent community bank and member of the FDIC.
- Credit Strong is NOT a credit repair service and does not remove negative credit history from your credit profile.
- Get the savings plan that helps build credit today!
- Start with a Credit Builder Account that reports monthly payments to all 3 major credit bureaus.
- Sample product: A $539.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.97%. Please refer to www.self.inc/pricing for the most recent pricing options.
- Once you've opened a Credit Builder Account, you can use the payments you're already making to fund the security deposit for a credit card. When paired together, both can be a powerful tool to build your credit.
- Intro APR
- N/A
- Intro APR Period
- N/A
- Regular APR
- 23.99% Variable
- Annual Fee
- See website for Details*
