Bank Accounts


Most banks are offering extremely low interest on bank accounts these days. Don’t miss the industry-leading interest rates for savings from Axos Bank, CIT Bank. You can open a Axos Rewards Checking to earn up to 1.25% annual yield.

  • Open a No-Penalty 11-Month CD account and get 2.00% APY* with $1,000 minimum deposit.
  • Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money - including any interest earned - beginning seven days after the funds have been received.* No penalty. No problem.
  • No opening or maintenance fees
  • CIT Bank CDs provide a safe, secure way to grow your savings.
  • The CIT Bank No-Penalty CD gives you get the security of an 11 month CD with no withdrawal penalty seven days or later after funds have been received. Open an account today!
  • Open a Money Market Account and earn a competitive interest rate of 1.30% APY.
  • $100 Minimum Opening Deposit
  • No Fees to Open or Maintain
  • Daily Compounding Interest
  • 24/7 Secure Online Banking
  • US-based Customer Service
  • FDIC Insured
  • Earn up to 0.80% APY with a savings account that fits your lifestyle. With $100 minimum to open an account.
  • Maintain a balance of $25,000 or more to earn our highest interest rate of 0.80% APY.
  • If you don't have $25,000 in your account, you can still earn 0.80% APY by making at least one single deposit of $100 every month. Start with $100 per month and build your habit of savings - all while getting a top rate.
  • It's an ideal online account for saving towards a new experience or a large purchase.
  • Grow your savings faster than at your everyday bank for your first or next dream home.
  • Up to 1.25% APY
  • Zero monthly maintenance fees
  • Zero overdraft or Non-Sufficient Fund fees
  • Zero minimum monthly balance requirement
  • Unlimited domestic ATM fee reimbursements
  • Only $50 to open an account
  • Earn Up to 0.61% APY* with interest compounded daily and no monthly fees.
  • No monthly maintenance fees
  • No minimum balance requirements
  • Free ATM card upon request
  • $250 minimum opening deposit
  • Want to get paid for shopping? Earn up to 1.00% cash back on all transactions that require a signature. Take your money further, faster.
  • No monthly maintenance fees
  • Unlimited domestic ATM fee reimbursement
  • Unlimited check writing privileges
  • Enjoy the security of traditional savings with the advantage of high interest rates and limited transactions.
  • Earn 0.25% APY*
  • FDIC Insured
  • Check writing privileges
  • No maintenance fees
  • No minimum balance requirements
  • Access your savings with a debit card
  • Minimum Balance Required to Open the Account: $1000.00
  • Ready to teach your child money management? First Checking offers financial freedom with the security of a joint checking account.
  • For ages 13 - 17 years old
  • Earn 0.10% APY*
  • Up to $12 domestic ATM fee reimbursements per month
  • No monthly maintenance fees
  • No overdraft or non-sufficient funds fees
  • Daily transaction limits ($100 cash, $500 debit)
  • No monthly fees
  • No minimum balance
  • Open with as little as $50
  • Interest is compounded daily
  • 2 Free withdrawals or transfers per month. $3 for each thereafter.
  • You can link your Online Savings to your First Citizens checking account for overdraft protection
  • Free digital banking with mobile app so you can monitor your account
  • No-fee channel access: You can access your account digitally, but also at branch or ATM at no charge.
  • Available to residents in NC, SC, TN, AZ, CA, CO, FL, GA, KS, MD, MO, NM, OK, OR, TX, VA, WA, WV, and WI
  • No monthly fees when you enroll in paperless statements*
  • No minimum balance
  • Open with as little as $50
  • Free digital and mobile banking with alerts and bill pay
  • Deposit checks on your mobile for free
  • Free use of Zelle® to send and receive money to people you know
  • Use Digital Banking's free Manage My Money feature to view First Citizens and non-First Citizens accounts in one place, plus you'll have access to budgeting tools and more.
  • No-fee channel access: Users can manage account digitally, but also at branch or ATM at no charge.
  • Free debit card that users can add to their mobile device for Apple, Google or Samsung digital wallet access
  • Link Free Checking account to a First Citizens Savings or Checkline Reserve line of credit for Overdraft Protection. ($12 transfer fee each day an overdraft occurs).
  • Available to residents in NC, SC, TN, AZ, CA, CO, FL, GA, KS, MD, MO, NM, OK, OR, TX, VA, WA, WV, and WI
  • Transform Your Life With Strong Credit and Savings
  • Credit Strong helps you build credit as you grow savings.
  • When you open your Credit Strong account, our bank instantly gives you a loan and places the loan funds in a FDIC insured savings account in your name. The savings account funds are locked to secure the loan.
  • We provide a free FICO® Score monthly so you can track your progress. 90% of top lenders use FICO Scores when making lending decisions.
  • Make small monthly payments of principal and interest on your loan. The principal is a payment to yourself and is credited towards the lock on your savings - the interest is what we earn for providing the service.
  • When your loan is repaid in full, the lock is removed from your savings account. You've built both credit and savings.
  • Credit Strong is a division of Austin Capital Bank, a 5-star rated independent community bank and member of the FDIC.
  • Credit Strong is NOT a credit repair service and does not remove negative credit history from your credit profile.
  • Get the savings plan that helps build credit today!
  • Start with a Credit Builder Account that reports monthly payments to all 3 major credit bureaus.
  • Sample product: A $539.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.97%. Please refer to for the most recent pricing options.
  • Once you've opened a Credit Builder Account, you can use the payments you're already making to fund the security deposit for a credit card. When paired together, both can be a powerful tool to build your credit.
Intro APR
Intro APR Period
Regular APR
24.74% Variable
Annual Fee
See website for Details*
  • Cheese is a mobile banking service that rewards you.
  • Get up to 10% cash back at 10K+ stores and Asian-owned businesses and restaurants. No clicks, straight cash, totally automated.
  • Whenever you refer a friend to join, you'll both get a 3% deposit bonus. Saving money could be this easy.
  • Your account shouldn't cost you money. Cheese has no monthly maintenance fees, minimum balance fees and hidden fees. Plus, you get access to 33,000+ free in-network ATMs nationwide.
  • No need to wait for payday to get your money. With direct deposit, you can get your paycheck up to 2 days earlier than your colleagues/you would with traditional banks.
  • Cheese accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC.
  • Signing up just takes 2 mins on your phone, with NO credit check. Once approved, your virtual card in the app is ready to use immediately, and we ship your physical card to you in 7-10 business days. Sign up now to get $5 cash deposited into your Cheese Account!


Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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