Marcus by Goldman Sachs Credit Cards

Marcus by Goldman Sachs is a business unit in Goldman Sachs Bank USA. It offers My GM Rewards Card, which is for everyone who loves unlimited rewards, GM vehicles and other perks.

  • The only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee.*
  • Get 15,000 bonus points after you spend $1,000 in your first three months.*
  • Earn unlimited 7x total points with GM.*
  • Redeem towards a new GM vehicle purchase or lease with no limit. Points add up fast, if you spend $12,000 a year, you will earn at least 48,000 pts/$480 toward future redemption with GM
  • 0% intro APR on purchases for the first 12 months, then a variable APR of 17.24% to 27.24%.*
  • No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.*
  • See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
  • Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Select 'Apply Now' to learn more about the product features, terms, conditions and Program Rules. Subject to credit approval.
Intro APR
0% on Purchases*
Intro APR Period
12 months*
Regular APR
17.24%-27.24% Variable*
Annual Fee
No Annual Fee*
  • Get the business card that turns purchases into Earnings. Redeem Earnings towards a new GM vehicle and no annual fee.*
  • Get $750 in Bonus Earnings towards the purchase or lease of eligible, new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening.*
  • 0% Intro APR on purchases for the first 12 months, variable of 16.24% to 26.24% APR after.*
  • 5% in Earnings on GM dealership parts, accessories or service purchases.*
  • 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on purchases everywhere else.*
  • No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply.*
  • See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
  • Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Select 'Apply Now' to learn more about the product features, terms, conditions and Program Rules. Subject to credit approval.
Intro APR
0% on Purchases*
Intro APR Period
12 months*
Regular APR
16.24% - 26.24% Variable*
Annual Fee
No Annual Fee*
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