Posts by CardBenefit

If you carry credit card debt, it may cost you a lot of money on the interest. Don't worry. Balance transfer credit cards can help you pay down the debt. Learn how to use balance transfer credit cards to reduce credit card balance and see how much you can save with 0% APR on balance transfers for an extended period.


How to grow your savings in the era of low interest? To build your wealth, you should consider CIT Bank's high-interest banking offerings such as 2.15% APY Savings Builder accounts. The 2.15% APY Savings Builder Account is a tiered interest rate account with two flexible options to qualify for higher interest rate of 2.15%. You can choose what works best for you to build up savings.

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Most U.S. banks offer next to nothing on interest earnings for savings accounts these days. How to grow savings in the era of low interest rates? If you are unhappy with slow earnings on bank savings accounts, you should consider looking for a better alternative. You can grow your money at a better pace with CIT Bank for reasonable return on your savings. CIT offers FDIC-insured high yield savings accounts with a 1.85% annual interest. It can be your choice of savings deposits so that you won't lose your hard-earned money to inflation.

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Taking 10% discount off expensive hotel nights on your trips does not require any special coupons. If you have one of the Capital One Venture credit cards, you can automatically save 10% on hotel reservations made at hotels.com. In addition, you can enjoy a generous sign-up bonus, unlimited rewards on all purchases, and the benefits of paying no foreign transaction fees on your purchases overseas.


If you value rewards and prefer no-fee credit card, the Wells Fargo Propel American Express is the perfect card for you. It is one of the best rewards credit cards with no annual fee and no foreign transaction fees. It offers a generous $300 bonus and a superior 3% rewards on purchases in many spending categories such as travel, dining, gas, rideshares and transition. Its generous rewards and valuable travel perks make it a very useful credit card for consumers who like to enjoy the benefits without having to worry about fees.


The Bank of America® Premium Rewards® credit card offers a generous bonus of $500 and outstanding rewards for frequent travelers. It offers 2% rewards on travel and dining purchases, and 1.5% rewards on all other purchases. If you have a bank account with Bank of America, you may qualify for additional bonus on rewards through its Preferred Rewards program, which increases your rewards by up to 75%. The credit card also offers $200 to cover airline incidentals and airline incidental and airport expedited security screening.


After decades in the workforce, retirees finally have freedom to choose how to spend their time. For most seniors, retirement is the ideal time to take on extended travel adventures, including international travel. Most consumer cards charge around 3% of purchase prices on foreign purchases. However, there are a few travel credit cards that waive foreign transaction fees. Just carry these credit cards and use them for purchases abroad, you will not incur the foreign transaction fees. In addition, some credit cards offer lucrative travel rewards or bonus.


When it comes to credit card bonus, only a handful of cards offer $500 sign-up bonus or more. To qualify for such bonus, you typically need to spend between $3,000 and $5,000 in the first 3 months of card membership. This is a fabulous return for the first few thousand dollars of your purchases. Credit cards with large bonus usually offer first-rate rewards on your purchases too. They are custom designed to attract and retain big spenders. If you are a business owner, a frequent traveler, or a savvy shopper, you will find the rewards to be extremely valuable.