Posts by CardBenefit

Many airlines have a policy of wiping out unused miles when there is no activity on your account for an extended period of time. For example, American Airlines miles expire 18 months from the date of your most recent activity. If you participate in the AAdvantage Program through American Airlines, you need to know how to avoid losing out on your travel rewards. Using a travel rewards credit card such as Citi / AAdvantage Platinum Select World Elite Mastercard is a great way to earn free flights and to avoid losing out on your miles.


Do you know that you only need to spend $500 on a new credit card to get a bonus of $150? Yes, a few credit cards actually offer new card members a rich bonus of $150 after a minimal $500 is spent on purchases within the first 90 days. This is a whopping 30% cash back on the first $500 charged to your credit card. In addition, many of these credit cards also offer 3% cash back on select purchases, 0% introductory APR, and have no annual fee.


Citi Rewards+ Card is a unique personal card that combines many nice features in one card. It gives new card members a moderate bonus, rewards cardholders for everyday purchases, and offers 0% introductory APR on purchases and balance transfers for 15 months. All of these perks come with no annual fee. If you are just looking for a no-annual-fee credit card to earn decent rewards on your regular expenses, the Citi Rewards+℠ Card would be a good option.


Axos Bank is a technology-driven financial services company providing a diverse range of innovative banking products and services for personal, business, and institutional clients nationwide. Axos Bank brings together human insight and digital expertise to anticipate and meet customers' needs. With a broad and ever-growing range of financial products and services, including checking, savings, CDs, money market, lending, and retirement, Axos specializes in convenience and customization.


If you are need extra cash to make a big purchase, you may use a 0% APR credit card to buy now and pay later. Credit cards with 0% intro APR allow you to charge a purchase to your credit card now and pay off the credit-card balance over time without incurring interest or fees, as long as you make the minimum payments every month. Many credit cards offer 0% introductory APR on purchases for 12 months or more. If you are short of cash for an expensive purchase, you can open a new credit card with 0% intro APR to enjoy the buying power now. After that, you can just make the minimum payment each billing cycle to avoid finance charges and pay off all the remaining balance at the end of your 0% introductory period. In this way, a 0% APR credit card not only helps you afford the purchase, but also helps you save money by paying no interest for a long time.


The Bank of America® Premium Rewards® credit card offers a generous bonus of 50,000 points, which can be redeemed for $500, and outstanding rewards for frequent travelers. It offers 2% rewards on travel and dining purchases, and 1.5% rewards on all other purchases. If you have a bank account with Bank of America, you may qualify for additional bonus on rewards through its Preferred Rewards program, which increases your rewards by up to 75%. The credit card also offers $200 to cover airline incidentals and airline incidental and airport expedited security screening.


If you are a cost-conscious traveler, then the Bank of America Travel Rewards® Card is the ideal card for you. This is a rewards card tailored for users who travel from time to time, and with no annual fee, no foreign transaction fee or expiration on points, you can conveniently rack up reward points at your own pace.


With no annual fee and an easy-to-understand rewards structure, the Bank of America Cash Rewards Credit Card is a great choice if you want to get more cash back on the things you buy every day. If you’re already a Bank of America customer, you won’t want to miss out on the additional bonuses the card offers.


Bank of America Preferred Rewards is a loyalty rewards program that gives additional rewards of up to 75% for Bank of America customers whose combined balances of qualifying Bank of America and/or Merrill accounts are $20,000 or more. Bank of America Preferred Rewards offers qualified clients extra benefits and rewards on everyday banking. There are 3 tiers in the Bank of America Preferred Rewards program: Gold, Platinum and Platinum Honors. Your tier is based on your qualifying combined balances in your Bank of America deposit and/or Merrill investment accounts. As your qualifying account balances grow, you will receive more benefits. Once you become a Bank of America Preferred Rewards member, your credit-card rewards bonus can be between 25% and 75% of your base cash rewards. Maintaining a retirement account such as IRA with Merrill can be a good way to qualify for the Preferred Rewards program. With Preferred Rewards, Bank of America customers may earn up to 5.25% in cash rewards on cash back personal or business credit cards, and 2.625 points per dollar on travel credit cards.


If you value rewards and prefer no-fee credit card, the Wells Fargo Propel American Express is the perfect card for you. It is one of the best rewards credit cards with no annual fee and no foreign transaction fees. It offers a generous $200 bonus and a superior 3% rewards on purchases in many spending categories such as travel, dining, gas stations, rideshares and transition. Its generous rewards and valuable travel perks make it a very useful credit card for consumers who like to enjoy the benefits without having to worry about fees.