Do you know that you only need to spend $500 on a new credit card to get a bonus of $200? Yes, a few credit cards actually offer new card members a rich bonus of $200 after minimal $500 is spent on purchases within the first 60 or 90 days. This is a whopping 40% cash back on the first $500 charged to your credit card. In addition, many of these credit cards also offer 3% cash back on select purchases, 0% introductory APR, and have no annual fee.
Credit Cards that Offer $200 Bonus after $500 is Spent
Here is a quick rundown of the top credit cards that offer $200 bonus cash after you spend $500 within the first few months.
- No annual fee
- NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
- Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
- Intro APR
- 0% on Purchases and qualifying Balance Transfers
- Intro APR Period
- 12 billing cycles
- Regular APR
- 15.24% - 25.24% Variable APR on purchases and balance transfers
- Annual Fee
- $0
- Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening - with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
- 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
- Plus, if you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on the base earn of every purchase you make. Your rewards bonus is based on your enrolled tier - Gold 25%; Platinum 50%; or Platinum Honors 75%.
- Intro APR
- 0% on Purchases
- Intro APR Period
- 9 billing cycles
- Regular APR
- 13.24% - 23.24% Variable APR on purchases and balance transfers
- Annual Fee
- $0
- Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening.
- Save on interest with a competitive purchase APR.
- No annual fee.
- 0% Introductory APR on purchases for your first 7 billing cycles.
- Employee cards at no additional cost to you and with credit limits you set.
- Intro APR
- 0% on Purchases
- Intro APR Period
- 7 billing cycles
- Regular APR
- 11.24% - 22.24% Variable APR on purchases and balance transfers
- Annual Fee
- $0
Similar Cash Back Credit Cards
You may also consider a few other cash back credit cards with similar bonus rewards. Some offer $200 cash bonus after $1000 is spent. Some offer $150 bonus cash after $500 is spent. And the new Capital One Savor Cash Rewards rewards you a $500 bonus after you spend $3000.
| Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
|---|---|---|---|---|
| Capital One® Savor® Cash Rewards Credit Card | 16.24% - 25.24% (Variable) APR | 16.24% - 25.24% (Variable) APR | $0 intro for first year; $95 after that | Excellent, Good CreditApply NowView Card Details |
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| Wells Fargo Cash Wise Visa® Card | 0% intro APR 15.99% - 26.99% (Variable) APR after that | 0% intro APR 15.99% - 26.99% (Variable) APR after that | $0 | Good / Excellent CreditApply NowView Card Details |
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| Capital One® Quicksilver® Cash Rewards Credit Card | 0% intro APR 14.74% - 24.74% (Variable) APR | 0% intro APR 14.74% - 24.74% (Variable) APR | $0 | Excellent, Good CreditApply NowView Card Details |
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| Capital One® SavorOne℠ Cash Rewards Credit Card | 0% intro APR 14.74% - 24.74% (Variable) APR | 0% intro APR 14.74% - 24.74% (Variable) APR | $0 | Excellent, Good CreditApply NowView Card Details |
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| HSBC Cash Rewards Mastercard® | 14.99%, 18.99% or 24.99% Variable* APR Rates & Fees | 0% intro APR 14.99%, 18.99% or 24.99% Variable* APR after that | $0 | Excellent, Good CreditApply NowView Card Details |
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- Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
- Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- No foreign transaction fees
- Capital One cardholders get access to premium experiences in dining, entertainment and more
- $0 intro annual fee for the first year, $95 after that
- Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
- 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 15.99%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
- 0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
- Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that
- 0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- No foreign transaction fee
- No annual fee
- Earn unlimited 1.5% cash rewards on all purchases.
- Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.
- 10% Anniversary Bonus on all Cash Rewards earned once a year.
- No Annual Fee.
- 0% Intro APR for 15 months on balance transfers, then a 14.99%, 18.99% or 24.99% variable APR.
- No Foreign Transaction Fees.
- $0 liability for unauthorized purchases.
- Terms Apply.
