Best Credit Cards for Earning Bonus Cash with Minimum Required Spending

By

A few credit cards actually offer new card members a rich bonus of $200 after a minimal $500 is spent on purchases within the first 3 months. This is a whopping 40% cash back on the first $500 charged to your credit card. In addition, many of these credit cards also offer 2% cash back on select purchases, 0% introductory APR, and have no annual fee.

Credit Cards that Offer $200 Bonus after $500 is Spent

Here is a quick rundown of the top credit cards that offer $200 bonus cash after you spend $500 within the first few months.

$200 Bonus after $500 is Spent

Credit CardCredit Card BonusAnnual Fee
Wells Fargo Active Cash Card

Wells Fargo Active Cash® Card

$200 cash rewards bonus after spending $500 in purchases in the first 3 months.$0
rates & fees

Similar Credit Cards that Offer $200 or $250 Bonus after qualified spending

You may also consider a few other credit cards with similar bonus rewards that let you earn $200 or more bonus after qualified spending of between $1,000 and $6,000.

Bank of America Credit Cards

Credit CardCredit Card BonusAnnual Fee
Bank of America Customized Cash Rewards Credit Card

Bank of America® Customized Cash Rewards credit card

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.$0
Bank of America Travel Rewards Credit Card

Bank of America® Travel Rewards credit card

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.$0
Bank of America Unlimited Cash Rewards credit card

Bank of America® Unlimited Cash Rewards credit card

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.$0

Wells Fargo Credit Cards

Credit CardCredit Card BonusAnnual Fee
Wells Fargo Autograph Card

Wells Fargo Autograph Card

20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.$0
rates & fees

Citi Credit Cards

Credit CardCredit Card BonusAnnual Fee
Citi Premier Card

Citi Premier® Card

60,000 bonus ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel portal through June 30, 2024.$95
Citi Double Cash Card

Citi Double Cash® Card

$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
Citi Rewards+ Card

Citi Rewards+® Card

20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com$0
Citi Custom Cash Card

Citi Custom Cash® Card

$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0

Chase Credit Cards

Credit CardCredit Card BonusAnnual Fee
Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards.$95
Chase Freedom Unlimited

Chase Freedom Unlimited®

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!$0
Ink Business Cash Credit Card

Ink Business Cash® Credit Card

$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening$0
Ink Business Unlimited Credit Card

Ink Business Unlimited® Credit Card

$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening$0

American Express Credit Cards

Credit CardCredit Card BonusAnnual Fee
Blue Cash Preferred Card from American Express

Blue Cash Preferred® Card from American Express

$250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.$0 intro annual fee for the first year, then $95.
(fees)
Blue Cash Everyday Card from American Express

Blue Cash Everyday® Card from American Express

$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.$0
(fees)
American Express Blue Business Cash Card

The American Express Blue Business Cash™ Card

$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.$0
(fees)

Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclosure on User Generated Content: The responses on our site are not provided or commissioned by the advertiser. Responses have not been reviewed, approved or otherwise endorsed by the advertiser. It is not the advertiser's responsibility to ensure all posts and/or questions are answered.

Subscribe to our latest articles, news, and promotions!
Leave a Reply, And Voice Yourself

Please enter your name
Please enter your email