0% Intro APR on Balance Transfers
Credit cards with 0% introductory interest on balance transfers are designed to help peopleĀ save money by transferring high interest balances to a 0 interest credit card so that it eliminates potential interest charges. For example, if you have $5,000 in credit card debt and are paying an interest rate of 15%, transferring balances to a credit card with zero interest for 18 months can provide substantial savings. You can save around $1,153 on interest charges over the next 18 months. If you’re carrying a credit card balance each month, it’s well worth your time and effort to apply for a credit card offering 0% intro APR on balance transfers.
Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
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BankAmericard® Credit Card | 0% intro APR 13.49% - 23.49% Variable APR after that | 0% intro APR 13.49% - 23.49% Variable APR after that $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future balance transfers is 3% (min. $10). | $0 | Excellent / Good CreditApply NowView Card Details |
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Wells Fargo Platinum Visa® Card | 0% intro APR 16.65% - 26.49% (Variable) APR after that | 0% intro APR 16.65% - 26.49% (Variable) APR after that | $0 | Good / Excellent CreditApply NowView Card Details |
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HSBC Cash Rewards Mastercard® | 14.49, 18.49% or 24.49% Variable* APR Rates & Fees | 0% intro APR 14.49, 18.49% or 24.49% Variable* APR after that | $0 | Excellent, Good CreditApply NowView Card Details |
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Truly Simple® Credit Card from Fifth Third Bank | 0% intro APR 13.49% - 24.49% Variable APR after that | 0% intro APR 13.49% - 24.49% Variable APR after that | $0 | Good, Excellent CreditApply NowView Card Details |
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Wells Fargo Cash Wise Visa® Card | 0% intro APR 14.49% - 26.49% (Variable) APR after that | 0% intro APR 14.49% - 26.49% (Variable) APR after that | $0 | Good / Excellent CreditApply NowView Card Details |
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Bank of America® Cash Rewards Credit Card | 0% intro APR 14.49% - 24.49% Variable APR after that | 0% intro APR 14.49% - 24.49% Variable APR after that | $0 | Excellent / Good CreditApply NowView Card Details |
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Capital One® Quicksilver® Cash Rewards Credit Card | 0% intro APR 14.49% - 24.49% (Variable) APR after that | 0% intro APR 14.49% - 24.49% (Variable) APR after that | $0 | Excellent, Good CreditApply NowView Card Details |
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Capital One® Savor℠ Cash Rewards Credit Card | 0% intro APR 15.99% - 24.74% (Variable) APR after that | 0% intro APR 15.99% - 24.74% (Variable) APR after that | $0 | Excellent, Good CreditApply NowView Card Details |
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TRIO® Credit Card from Fifth Third Bank | 15.49% - 24.49% Variable APR | 0% intro APR 15.49% - 24.49% Variable APR after that | $0 | Good, Excellent CreditApply NowView Card Details |
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Mastercard® Gold Card | 16.49% Variable APR | 0% intro APR 16.49% Variable APR after that | $995 | Excellent, Good CreditApply NowView Card Details |
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Mastercard® Titanium Card | 16.49% Variable APR | 0% intro APR 16.49% Variable APR after that | $195 | Excellent, Good CreditApply NowView Card Details |
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Mastercard® Black Card | 16.49% Variable APR | 0% intro APR 16.49% Variable APR after that | $495 | Excellent, Good CreditApply NowView Card Details |
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- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 13.49% - 23.49% Variable APR
- $0 Intro balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
- Click here for more details on BankAmericard® Credit Card
- 0% Intro APR for 15 months on purchases and balance transfers, then a 16.65%-26.49% variable APR; balance transfer fees apply
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
- Free access to your FICO® Credit Score with Wells Fargo Online®
- Zero Liability protection for promptly reported unauthorized transactions
- Convenient tools to help create a budget and manage your spending with My Money Map
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
- Click here for more details on Wells Fargo Platinum Visa® Card
- Earn unlimited 1.5% cash rewards on all purchases.
- Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
- 10% Anniversary Bonus on all Cash Rewards earned once a year.
- No Annual Fee.
- 0% Intro APR for 15 months on balance transfers, then a 14.49, 18.49% or 24.49% variable APR.
- No Foreign Transaction Fees.
- $0 liability for unauthorized purchases.
- Terms Apply.
- Click here for more details on HSBC Cash Rewards Mastercard®
- Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want.
- Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.49% to 24.49% based on your creditworthiness.
- No Penalty Rate (APR) for a missed payment
- No Annual Fee
- Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information.
- Click here for more details on Truly Simple® Credit Card from Fifth Third Bank
- Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
- 0% Intro APR for 12 months on purchases and balance transfers, then a 14.49%-26.49% variable APR; balance transfer fees apply
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
- Click here for more details on Wells Fargo Cash Wise Visa® Card
- No annual fee
- $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
- Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
- Click here for more details on Bank of America® Cash Rewards Credit Card
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 9 months; 14.49%-24.49% variable APR after that
- Balance transfers also have a 0% intro APR for 9 months; 14.49%-24.49% variable APR after that; a 3% fee applies to each balance transferred
- Pay no annual fee or foreign transaction fees
- Click here for more details on Capital One® Quicksilver® Cash Rewards Credit Card
- Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 9 months; 15.99%-24.74% variable APR after that
- 0% intro APR on balance transfers for 9 months; 15.99%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 9 months
- No annual fee
- No foreign transaction fees
- Click here for more details on Capital One® Savor℠ Cash Rewards Credit Card
- Earn cash rewards in three powerful ways.
- Earn a new account bonus worth $100! To earn your 10,000 Real Life Rewards® Bonus Points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account.
- 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
- 1% unlimited cash back rewards on all other purchases
- No Annual Fee
- 0% Introductory APR on Balance Transfers for your first 12 billing cycles after the account is opened. After that, your variable APR will be 15.49% to 24.49% based on your creditworthiness
- No international transaction fees on credit purchases
- Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details.
- Click here for more details on TRIO® Credit Card from Fifth Third Bank
- 24K-Gold Plated Stainless Steel - Patented Card Design
- Luxury Card Rewards Program
- 2% Value for Airfare Redemptions
- 2% Value for Cash Back Redemptions
- 24/7 Luxury Card Concierge™
- Exclusive Luxury Card Travel Benefits
- $200 Annual Airline Credit Toward Qualifying Purchases
- $100 Global Entry Application Fee Credit
- Luxury Gifts
- Members-Only LUXURY MAGAZINE
- Annual Fee: $995 ($295 for each Authorized User)
- 0% Introductory APR on balance transfers made in the first 45 days after account opening
- Click here for more details on Mastercard® Gold Card
- Brushed Stainless Steel - Patented Card Design
- Luxury Card Rewards Program
- 2% Value for Airfare Redemptions
- 1% Value for Cash Back Redemptions
- 24/7 Luxury Card Concierge™
- Exclusive Luxury Card Travel Benefits
- Members-Only LUXURY MAGAZINE
- Annual Fee: $195 ($95 for each Authorized User)
- 15.99% Variable APR on Purchases and Transfers
- 0% Introductory APR on balance transfers made in the first 45 days after account opening
- Click here for more details on Mastercard® Titanium Card
- Stainless Steel - Patented Card Design
- Luxury Card Rewards Program
- 2% Value for Airfare Redemptions
- 1.5% Value for Cash Back Redemptions
- 24/7 Luxury Card Concierge™
- Exclusive Luxury Card Travel Benefits
- $100 Annual Airline Credit Toward Qualifying Purchases
- $100 Global Entry Application Fee Credit
- Luxury Gifts
- Members-Only LUXURY MAGAZINE
- Annual Fee: $495 ($195 for each Authorized User)
- 0% Introductory APR on balance transfers made in the first 45 days after account opening
- Click here for more details on Mastercard® Black Card