Best Balance Transfer Credit Cards: Save Money on 0% APR with No Fee!

Credit cards with 0% introductory interest on balance transfers are designed to help people save money by transferring high interest balances to a 0 interest credit card so that it eliminates potential interest charges. For example, if you have $5,000 in credit card debt and are paying an interest rate of 15%, transferring balances to a credit card with zero interest for 18 months can provide substantial savings. You can save around $1,153 on interest charges over the next 18 months. If you’re carrying a credit card balance each month, it’s well worth your time and effort to apply for a credit card offering 0% intro APR on balance transfers.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
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BankAmericard® credit card Hide Benefits Show Benefits	0% intro APR for 18 billing cycles 15.24% - 25.24% Variable APR after that	0% intro APR for 18 billing cycles for any balance transfers made in the first 60 days 15.24% - 25.24% Variable APR after that	$0	Excellent / Good CreditApply Now View Card Details
0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers No annual fee No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply. Access your FICO® Score for free within Online Banking or your Mobile Banking app
HSBC Gold Mastercard® Hide Benefits Show Benefits	0% intro APR for 18 months 13.24%, 17.24% or 21.24% Variable* APR after that Rates & Fees	0% intro APR for 18 months 13.24%, 17.24% or 21.24% Variable* APR after that	$0	Good, Excellent CreditApply Now View Card Details
0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply. No Penalty APR. Late Fee Waiver. No Foreign Transaction Fees. $0 Annual Fee. $0 liability for unauthorized purchases. Terms Apply.
Capital One® Quicksilver® Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 16.24% - 26.24% (Variable) APR	0% intro APR for 15 months 16.24% - 26.24% (Variable) APR	$0	Excellent, Good CreditApply Now View Card Details
One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 1.5% cash back on every purchase, every day No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months Pay no annual fee or foreign transaction fees
Capital One® SavorOne℠ Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 16.24% - 26.24% (Variable) APR	0% intro APR for 15 months 16.24% - 26.24% (Variable) APR	$0	Excellent, Good CreditApply Now View Card Details
Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that 0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months No foreign transaction fee No annual fee
HSBC Cash Rewards Mastercard® Hide Benefits Show Benefits	0% intro APR for 12 months 15.24%, 19.24% or 25.24% Variable* APR after that Rates & Fees	0% intro APR for 12 months 15.24%, 19.24% or 25.24% Variable* APR after that	$0	Good, Excellent CreditApply Now View Card Details
Earn unlimited 1.5% cash rewards on all purchases. Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases 10% Anniversary Bonus on all Cash Rewards earned once a year. No Annual Fee. 0% Intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR. No Foreign Transaction Fees. $0 liability for unauthorized purchases. Terms Apply.
Truly Simple® Credit Card from Fifth Third Bank Hide Benefits Show Benefits	0% intro APR for 15 billing cycles 14.24% - 25.24% Variable APR after that	0% intro APR for 15 billing cycles 14.24% - 25.24% Variable APR after that	$0	Good, Excellent CreditApply Now View Card Details
Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want. Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 14.24% to 25.24% based on your creditworthiness. No Penalty Rate (APR) for a missed payment No Annual Fee Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information.
Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer Hide Benefits Show Benefits	0% intro APR for 12 billing cycles 16.24% - 26.24% Variable APR after that	0% intro APR for 12 billing cycles for any balance transfers made in the first 60 days 16.24% - 26.24% Variable APR after that	$0	Excellent / Good CreditApply Now View Card Details
No annual fee $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs and unlimited 1% on all other purchases (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers No expiration on rewards If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Mastercard® Titanium Card Hide Benefits Show Benefits	17.24% Variable APR	0% intro APR for 15 billing cycles 17.24% Variable APR after that	$195	Excellent, Good CreditApply Now View Card Details
Brushed Stainless Steel - Patented Card Design 2% Value for Airfare Redemptions 1% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ - Available by phone, email, and mobile chat Exclusive Luxury Card Travel Benefits Members-Only LUXURY MAGAZINE Annual Fee: $195 ($95 for each Authorized User)
Mastercard® Black Card Hide Benefits Show Benefits	17.24% Variable APR	0% intro APR for 15 billing cycles 17.24% Variable APR after that	$495	Excellent, Good CreditApply Now View Card Details
Stainless Steel - Patented Black-PVD-Coated Metal Card 2% Value for Airfare Redemptions 1.5% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ - Available by phone, email, and mobile chat Exclusive Luxury Card Travel Benefits $100 Annual Airline Credit Toward Qualifying Purchases $100 Global Entry Application Fee Credit Annual Fee: $495 ($195 for each Authorized User)
Mastercard® Gold Card Hide Benefits Show Benefits	17.24% Variable APR	0% intro APR for 15 billing cycles 17.24% Variable APR after that	$995	Excellent, Good CreditApply Now View Card Details
24K-Gold-Plated - Patented Card Design 2% Value for Airfare Redemptions 2% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ - Available by phone, email, and mobile chat Exclusive Luxury Card Travel Benefits $200 Annual Airline Credit Toward Qualifying Purchases $100 Global Entry Application Fee Credit Annual Fee: $995 ($295 for each Authorized User)
TRIO® Credit Card from Fifth Third Bank Hide Benefits Show Benefits	16.24% - 25.24% Variable APR	0% intro APR for 12 billing cycles 16.24% - 25.24% Variable APR after that	$0	Good, Excellent CreditApply Now View Card Details
3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories 1% unlimited cash back on all other purchases Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account 0% Introductory APR on Balance Transfers for your first 12 billing cycles, then your variable APR will be 16.24% to 25.24% based on your creditworthiness No international transaction fees on credit purchases No Annual Fee Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details
ABOC Platinum Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 12 months 15.15% - 25.15% Variable APR after that	0% intro APR for 12 months 15.15% - 25.15% Variable APR after that	$0	Excellent, Good CreditApply Now View Card Details
0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% - 25.15%, based on your creditworthiness Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award! Earn Points on Every Purchase! It's simple: $1 = 1 Point No Annual Fee Select Your Rewards Your Way
Avianca Vida Visa® Card Hide Benefits Show Benefits	15.99% to 25.99%, based on your creditworthiness	0% intro APR for 12 months 15.99% to 25.99%, based on your creditworthiness APR after that	$59	Excellent,Good CreditApply Now View Card Details
20,000 Bonus LifeMiles after first card use Earn 2 LifeMiles per $1 spent on Avianca purchases Earn 1 LifeMile per $1 spent on all other purchases 15% discount on purchases of miles with Multiply Your Miles No cap on the number of LifeMiles you can earn 0% Introductory offer for 12 months on Balance Transfers Chip-enabled card provides added security Auto Rental Collision Damage Waiver Travel Accident Insurance Protection against unauthorized charges Emergency Card Replacement Online Account Management
Avianca Vuela Visa® Card Hide Benefits Show Benefits	15.99% to 25.99%, based on your creditworthiness	0% intro APR for 12 months 15.99% to 25.99%, based on your creditworthiness APR after that	$149	Excellent,Good CreditApply Now View Card Details
40,000 Bonus LifeMiles after first card use Earn 3 LifeMiles per $1 spent on Avianca purchases Earn 2 LifeMiles per $1 spent at gas stations and grocery stores Earn 1 LifeMile per $1 spent on all other purchases No foreign transaction fees 15% discount on purchases of miles with Multiply Your Miles Free additional piece of baggage for travel between the United States and Central America A 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year An additional 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $24,000 spent each year 0% Introductory offer for 12 months on Balance Transfers Chip-enabled card provides added security Auto Rental Collision Damage Waiver

BankAmericard® credit card

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0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No annual fee

HSBC Gold Mastercard®

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0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
No Penalty APR.

Capital One® Quicksilver® Cash Rewards Credit Card

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One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day

Capital One® SavorOne℠ Cash Rewards Credit Card

Apply Now

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

HSBC Cash Rewards Mastercard®

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Earn unlimited 1.5% cash rewards on all purchases.
Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases

Truly Simple® Credit Card from Fifth Third Bank

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Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want.
Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 14.24% to 25.24% based on your creditworthiness.

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

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No annual fee
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Mastercard® Titanium Card

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Brushed Stainless Steel - Patented Card Design
2% Value for Airfare Redemptions

Mastercard® Black Card

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Stainless Steel - Patented Black-PVD-Coated Metal Card
2% Value for Airfare Redemptions

Mastercard® Gold Card

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24K-Gold-Plated - Patented Card Design
2% Value for Airfare Redemptions

TRIO® Credit Card from Fifth Third Bank

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3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
1% unlimited cash back on all other purchases

ABOC Platinum Rewards Credit Card

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0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% - 25.15%, based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening

Avianca Vida Visa® Card

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20,000 Bonus LifeMiles after first card use
Earn 2 LifeMiles per $1 spent on Avianca purchases

Avianca Vuela Visa® Card

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40,000 Bonus LifeMiles after first card use
Earn 3 LifeMiles per $1 spent on Avianca purchases