Best Balance Transfer Credit Cards: Save Money on 0% APR with No Fee!

Credit cards with 0% introductory interest on balance transfers are designed to help people save money by transferring high interest balances to a 0 interest credit card so that it eliminates potential interest charges. For example, if you have $5,000 in credit card debt and are paying an interest rate of 15%, transferring balances to a credit card with zero interest for 18 months can provide substantial savings. You can save around $1,153 on interest charges over the next 18 months. If you’re carrying a credit card balance each month, it’s well worth your time and effort to apply for a credit card offering 0% intro APR on balance transfers.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
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BankAmericard® credit card Hide Benefits Show Benefits	0% intro APR for 18 billing cycles 15.24% - 25.24% Variable APR after that	0% intro APR for 18 billing cycles for any balance transfers made in the first 60 days 15.24% - 25.24% Variable APR after that	$0	Excellent / Good CreditApply Now View Card Details
0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers No annual fee No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply. Access your FICO® Score for free within Online Banking or your Mobile Banking app
Wells Fargo Platinum Visa card Hide Benefits Show Benefits	0% intro APR for 18 months 17.74% - 27.24% (Variable) APR after that	0% intro APR for 18 months 17.74% - 27.24% (Variable) APR after that	$0	Good / Excellent CreditApply Now View Card Details
0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 17.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa card Easy access to your FICO® Credit Score with Wells Fargo Online® Zero Liability protection for promptly reported unauthorized transactions Convenient tools to help create a budget and manage your spending with My Money Map $0 Annual Fee Select "Apply Now" to learn more about the product features, terms, and conditions
HSBC Gold Mastercard® Hide Benefits Show Benefits	0% intro APR for 15 months 14.24%, 20.24% or 25.24% Variable* APR after that Rates & Fees	0% intro APR for 15 months 14.24%, 20.24% or 25.24% Variable* APR after that	$0	Excellent, Good CreditApply Now View Card Details
0% Intro APR on purchases and balance transfers for the first 15 months from account opening. Then a variable APR of 14.24%, 20.24% or 25.24% will apply. No Penalty APR. Late Fee Waiver. No Foreign Transaction Fees. $0 Annual Fee. $0 liability for unauthorized purchases. Terms Apply.
Capital One® Quicksilver® Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 16.24% - 26.24% (Variable) APR	0% intro APR for 15 months 16.24% - 26.24% (Variable) APR	$0	Excellent, Good CreditApply Now View Card Details
One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 1.5% cash back on every purchase, every day No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months Pay no annual fee or foreign transaction fees
Capital One® SavorOne℠ Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 16.24% - 26.24% (Variable) APR	0% intro APR for 15 months 16.24% - 26.24% (Variable) APR	$0	Excellent, Good CreditApply Now View Card Details
Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that 0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months No foreign transaction fee No annual fee
HSBC Cash Rewards Mastercard® Hide Benefits Show Benefits	0% intro APR for 12 months 15.24%, 19.24% or 25.24% Variable* APR after that Rates & Fees	0% intro APR for 12 months 15.24%, 19.24% or 25.24% Variable* APR after that	$0	Excellent, Good CreditApply Now View Card Details
Earn unlimited 1.5% cash rewards on all purchases. Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases 10% Anniversary Bonus on all Cash Rewards earned once a year. No Annual Fee. 0% Intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR. No Foreign Transaction Fees. $0 liability for unauthorized purchases. Terms Apply.
Truly Simple® Credit Card from Fifth Third Bank Hide Benefits Show Benefits	0% intro APR for 15 billing cycles 14.24% - 25.24% Variable APR after that	0% intro APR for 15 billing cycles 14.24% - 25.24% Variable APR after that	$0	Good, Excellent CreditApply Now View Card Details
Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want. Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 14.24% to 25.24% based on your creditworthiness. No Penalty Rate (APR) for a missed payment No Annual Fee Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information.
Wells Fargo Cash Wise Visa® Card Hide Benefits Show Benefits	0% intro APR for 12 months 16.24% - 28.24% (Variable) APR after that	0% intro APR for 12 months 16.24% - 28.24% (Variable) APR after that	$0	Good / Excellent CreditApply Now View Card Details
Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months Earn unlimited 1.5% cash rewards on purchases Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening No category restrictions or sign ups and cash rewards don't expire as long as your account remains open Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa^® Card 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-28.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee $0 Annual Fee Select "Apply Now" to learn more about the product features, terms, and conditions
Bank of America® Cash Rewards credit card Hide Benefits Show Benefits	0% intro APR for 12 billing cycles 16.24% - 26.24% Variable APR after that	0% intro APR for 12 billing cycles for any balance transfers made in the first 60 days 16.24% - 26.24% Variable APR after that	$0	Excellent / Good CreditApply Now View Card Details
No annual fee $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same No expiration on rewards 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to balance transfers If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Mastercard® Titanium Card Hide Benefits Show Benefits	17.24% Variable APR	0% intro APR for 15 billing cycles 17.24% Variable APR after that	$195	Excellent, Good CreditApply Now View Card Details
Brushed Stainless Steel - Patented Card Design 2% Value for Airfare Redemptions 1% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ - Available by phone, email, and mobile chat Exclusive Luxury Card Travel Benefits Members-Only LUXURY MAGAZINE Annual Fee: $195 ($95 for each Authorized User)
Mastercard® Black Card Hide Benefits Show Benefits	17.24% Variable APR	0% intro APR for 15 billing cycles 17.24% Variable APR after that	$495	Excellent, Good CreditApply Now View Card Details
Stainless Steel - Patented Black-PVD-Coated Metal Card 2% Value for Airfare Redemptions 1.5% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ - Available by phone, email, and mobile chat Exclusive Luxury Card Travel Benefits $100 Annual Airline Credit Toward Qualifying Purchases $100 Global Entry Application Fee Credit Annual Fee: $495 ($195 for each Authorized User)
Mastercard® Gold Card Hide Benefits Show Benefits	17.24% Variable APR	0% intro APR for 15 billing cycles 17.24% Variable APR after that	$995	Excellent, Good CreditApply Now View Card Details
24K-Gold-Plated - Patented Card Design 2% Value for Airfare Redemptions 2% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ - Available by phone, email, and mobile chat Exclusive Luxury Card Travel Benefits $200 Annual Airline Credit Toward Qualifying Purchases $100 Global Entry Application Fee Credit Annual Fee: $995 ($295 for each Authorized User)
Barclaycard Arrival Plus® World Elite Mastercard® Hide Benefits Show Benefits	18.24%, 22.24% or 25.24% variable APR Rates & Fees	0% intro APR for 12 billing cycles on balance transfers made within 45 days of account opening 18.24%, 22.24% or 25.24% variable APR after that	$89 (waived first year)	Good / Excellent CreditApply Now View Card Details
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days Earn unlimited 2X miles on every purchase NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app. Book travel your way-no airline, seat or hotel restrictions-and redeem your miles for travel statement credits Get 5% miles back to use toward your next redemption, every time you redeem No foreign transaction fees International Chip and PIN for use at self-service chip terminals around the world Miles don't expire as long as your account is open, active and in good standing
TRIO® Credit Card from Fifth Third Bank Hide Benefits Show Benefits	16.24% - 25.24% Variable APR	0% intro APR for 12 billing cycles 16.24% - 25.24% Variable APR after that	$0	Good, Excellent CreditApply Now View Card Details
3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories 1% unlimited cash back on all other purchases Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account 0% Introductory APR on Balance Transfers for your first 12 billing cycles, then your variable APR will be 16.24% to 25.24% based on your creditworthiness No international transaction fees on credit purchases No Annual Fee Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details
Barclaycard Ring® Mastercard® Hide Benefits Show Benefits	14.24% Variable APR Rates & Fees	0% intro APR for 15 months on balance transfers made within 45 days of account opening 14.24% Variable APR after that	$0	Good / Excellent CreditApply Now View Card Details
Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply Low 14.24% variable APR on purchases and cash advances NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app. No annual fee No foreign transaction fees International Chip and PIN
ABOC Platinum Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 12 months 15.15% - 25.15% Variable APR after that	0% intro APR for 12 months 15.15% - 25.15% Variable APR after that	$0	Excellent, Good CreditApply Now View Card Details
0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% - 25.15%, based on your creditworthiness Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award! Earn Points on Every Purchase! It's simple: $1 = 1 Point No Annual Fee Select Your Rewards Your Way
Avianca Vida Visa® Card Hide Benefits Show Benefits	15.99% to 25.99%, based on your creditworthiness	15.99% to 25.99%, based on your creditworthiness	$59	Excellent,Good CreditApply Now View Card Details
Limited time welcome bonus offer Apply for the Avianca Vida Visa® credit card and earn 20,000 welcome bonus LifeMiles after your first purchase, PLUS earn an additional 20,000 bonus LifeMiles after you spend at least $1,000 in the first 90 days from account opening. That's a total of 40,000 LifeMiles! Enter the promotional code SB4060 when completing your application in order to receive the additional 20,000 welcome bonus miles with your Avianca LifeMiles credit card after your qualifying purchases. Disclosure: Offer valid for new accounts only. To qualify and receive this special promotional welcome bonus offer, the promotional code: SB4060 must be entered when completing the credit application and you must make Purchases totaling $1,000 or more within 90 days of your Account opening date. ("Purchases" do not include use of Convenience Checks, Balance Transfers, Cash Advances, unauthorized or fraudulent charges or fees of any kind including Annual Fees or Balance Transfer Fees, Purchase of casino chips, other methods of gambling, or any other Transaction that we determine at our sole discretion constitutes or is equivalent to a Cash Advance.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your LifeMiles Account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. If the promotional code is not entered and an Avianca Vida Visa credit card is issued, you will receive 20,000 welcome miles after the first purchase according to the regular conditions of the welcome bonus. This promotion cannot be combined with any other offers.
Avianca Vuela Visa® Card Hide Benefits Show Benefits	15.99% to 25.99%, based on your creditworthiness	15.99% to 25.99%, based on your creditworthiness	$149	Excellent,Good CreditApply Now View Card Details
Limited time welcome bonus offer Apply for the Avianca Vida Visa® credit card and earn 20,000 welcome bonus LifeMiles after your first purchase, PLUS earn an additional 20,000 bonus LifeMiles after you spend at least $1,000 in the first 90 days from account opening. That's a total of 40,000 LifeMiles! Enter the promotional code SB4060 when completing your application in order to receive the additional 20,000 welcome bonus miles with your Avianca LifeMiles credit card after your qualifying purchases. Disclosure: Offer valid for new accounts only. To qualify and receive this special promotional welcome bonus offer, the promotional code: SB4060 must be entered when completing the credit application and you must make Purchases totaling $1,000 or more within 90 days of your Account opening date. (â€œPurchasesâ€ do not include use of Convenience Checks, Balance Transfers, Cash Advances, unauthorized or fraudulent charges or fees of any kind including Annual Fees or Balance Transfer Fees, Purchase of casino chips, other methods of gambling, or any other Transaction that we determine at our sole discretion constitutes or is equivalent to a Cash Advance.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your LifeMiles Account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. . If the promotional code is not entered and an Avianca Vuela Visa credit card is issued, you will receive 40,000 welcome miles after making the first purchase according to the regular conditions of the welcome bonus. This promotion cannot be combined with any other offers.