0% Intro APR on Balance Transfers

Credit cards with 0% introductory interest on balance transfers are designed to help people save money by transferring high interest balances to a 0 interest credit card so that it eliminates potential interest charges. For example, if you have $5,000 in credit card debt and are paying an interest rate of 15%, transferring balances to a credit card with zero interest for 18 months can provide substantial savings. You can save around $1,153 on interest charges over the next 18 months. If you’re carrying a credit card balance each month, it’s well worth your time and effort to apply for a credit card offering 0% intro APR on balance transfers.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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BankAmericard® Credit Card

0% intro APR
for 15 billing cycles

13.49% - 23.49% Variable APR after that

0% intro APR
for 15 billing cycles for balance transfers made in the first 60 days

13.49% - 23.49% Variable APR after that

$0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future balance transfers is 3% (min. $10).

$0

Excellent / Good CreditApply NowView Card Details
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 13.49% - 23.49% Variable APR
  • $0 Intro balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Wells Fargo Platinum Visa® Card

0% intro APR
for 15 months

16.65% - 26.49% (Variable) APR after that

0% intro APR
for 15 months

16.65% - 26.49% (Variable) APR after that

$0

Good / Excellent CreditApply NowView Card Details
  • 0% Intro APR for 15 months on purchases and balance transfers, then a 16.65%-26.49% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
HSBC Cash Rewards Mastercard®

14.49, 18.49% or 24.49% Variable* APR

Rates & Fees

0% intro APR
for 15 months

14.49, 18.49% or 24.49% Variable* APR after that

$0

Excellent, Good CreditApply NowView Card Details
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.49, 18.49% or 24.49% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Truly Simple® Credit Card from Fifth Third Bank

0% intro APR
for 15 billing cycles

13.49% - 24.49% Variable APR after that

0% intro APR
for 15 billing cycles

13.49% - 24.49% Variable APR after that

$0

Good, Excellent CreditApply NowView Card Details
  • Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want.
  • Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.49% to 24.49% based on your creditworthiness.
  • No Penalty Rate (APR) for a missed payment
  • No Annual Fee
  • Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information.
Wells Fargo Cash Wise Visa® Card

0% intro APR
for 12 months

14.49% - 26.49% (Variable) APR after that

0% intro APR
for 12 months

14.49% - 26.49% (Variable) APR after that

$0

Good / Excellent CreditApply NowView Card Details
  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 14.49%-26.49% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Bank of America® Cash Rewards Credit Card

0% intro APR
for 12 billing cycles

14.49% - 24.49% Variable APR after that

0% intro APR
for 12 billing cycles for balance transfers made in the first 60 days

14.49% - 24.49% Variable APR after that

$0

Excellent / Good CreditApply NowView Card Details
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Capital One® Quicksilver® Cash Rewards Credit Card

0% intro APR
for 9 months

14.49% - 24.49% (Variable) APR after that

0% intro APR
for 9 months

14.49% - 24.49% (Variable) APR after that

$0

Excellent, Good CreditApply NowView Card Details
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 14.49%-24.49% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 14.49%-24.49% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Capital One® Savor℠ Cash Rewards Credit Card

0% intro APR
for 9 months

15.99% - 24.74% (Variable) APR after that

0% intro APR
for 9 months

15.99% - 24.74% (Variable) APR after that

$0

Excellent, Good CreditApply NowView Card Details
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 15.99%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 9 months; 15.99%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 9 months
  • No annual fee
  • No foreign transaction fees
TRIO® Credit Card from Fifth Third Bank

15.49% - 24.49% Variable APR

0% intro APR
for 12 billing cycles

15.49% - 24.49% Variable APR after that

$0

Good, Excellent CreditApply NowView Card Details
  • Earn cash rewards in three powerful ways.
  • Earn a new account bonus worth $100! To earn your 10,000 Real Life Rewards® Bonus Points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account.
  • 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back rewards on all other purchases
  • No Annual Fee
  • 0% Introductory APR on Balance Transfers for your first 12 billing cycles after the account is opened. After that, your variable APR will be 15.49% to 24.49% based on your creditworthiness
  • No international transaction fees on credit purchases
  • Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details.
Mastercard® Gold Card

16.49% Variable APR

0% intro APR
for 15 billing cycles

16.49% Variable APR after that

$995

Excellent, Good CreditApply NowView Card Details
  • 24K-Gold Plated Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Luxury Gifts
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $995 ($295 for each Authorized User)
  • 0% Introductory APR on balance transfers made in the first 45 days after account opening
Mastercard® Titanium Card

16.49% Variable APR

0% intro APR
for 15 billing cycles

16.49% Variable APR after that

$195

Excellent, Good CreditApply NowView Card Details
  • Brushed Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)
  • 15.99% Variable APR on Purchases and Transfers
  • 0% Introductory APR on balance transfers made in the first 45 days after account opening
Mastercard® Black Card

16.49% Variable APR

0% intro APR
for 15 billing cycles

16.49% Variable APR after that

$495

Excellent, Good CreditApply NowView Card Details
  • Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Luxury Gifts
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $495 ($195 for each Authorized User)
  • 0% Introductory APR on balance transfers made in the first 45 days after account opening
BankAmericard® Credit Card
Apply Now
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 13.49% - 23.49% Variable APR
  • $0 Intro balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
Show More »
Wells Fargo Platinum Visa® Card
Apply Now
  • 0% Intro APR for 15 months on purchases and balance transfers, then a 16.65%-26.49% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
  • Click here for more details on Wells Fargo Platinum Visa® Card
Show More »
HSBC Cash Rewards Mastercard®
Apply Now
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.49, 18.49% or 24.49% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • Click here for more details on HSBC Cash Rewards Mastercard®
Show More »
Truly Simple® Credit Card from Fifth Third Bank
Apply Now
  • Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want.
  • Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.49% to 24.49% based on your creditworthiness.
Show More »
Wells Fargo Cash Wise Visa® Card
Apply Now
  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 14.49%-26.49% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
  • Click here for more details on Wells Fargo Cash Wise Visa® Card
Show More »
Bank of America® Cash Rewards Credit Card
Apply Now
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
  • Click here for more details on Bank of America® Cash Rewards Credit Card
Show More »
Capital One® Quicksilver® Cash Rewards Credit Card
Apply Now
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 14.49%-24.49% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 14.49%-24.49% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Click here for more details on Capital One® Quicksilver® Cash Rewards Credit Card
Show More »
Capital One® Savor℠ Cash Rewards Credit Card
Apply Now
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 15.99%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 9 months; 15.99%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 9 months
  • No annual fee
  • No foreign transaction fees
  • Click here for more details on Capital One® Savor℠ Cash Rewards Credit Card
Show More »
TRIO® Credit Card from Fifth Third Bank
Apply Now
  • Earn cash rewards in three powerful ways.
  • Earn a new account bonus worth $100! To earn your 10,000 Real Life Rewards® Bonus Points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account.
  • 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back rewards on all other purchases
  • No Annual Fee
  • 0% Introductory APR on Balance Transfers for your first 12 billing cycles after the account is opened. After that, your variable APR will be 15.49% to 24.49% based on your creditworthiness
  • No international transaction fees on credit purchases
  • Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details.
  • Click here for more details on TRIO® Credit Card from Fifth Third Bank
Show More »
Mastercard® Gold Card
Apply Now
  • 24K-Gold Plated Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Luxury Gifts
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $995 ($295 for each Authorized User)
  • 0% Introductory APR on balance transfers made in the first 45 days after account opening
  • Click here for more details on Mastercard® Gold Card
Show More »
Mastercard® Titanium Card
Apply Now
  • Brushed Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)
  • 15.99% Variable APR on Purchases and Transfers
  • 0% Introductory APR on balance transfers made in the first 45 days after account opening
  • Click here for more details on Mastercard® Titanium Card
Show More »
Mastercard® Black Card
Apply Now
  • Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Luxury Gifts
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $495 ($195 for each Authorized User)
  • 0% Introductory APR on balance transfers made in the first 45 days after account opening
  • Click here for more details on Mastercard® Black Card
Show More »
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