Best Balance Transfer Credit Cards: Save Money on 0% APR with No Fee!

Credit cards with 0% introductory interest on balance transfers are designed to help people save money by transferring high interest balances to a 0 interest credit card so that it eliminates potential interest charges. For example, if you have $5,000 in credit card debt and are paying an interest rate of 15%, transferring balances to a credit card with zero interest for 18 months can provide substantial savings. You can save around $1,153 on interest charges over the next 18 months. If you’re carrying a credit card balance each month, it’s well worth your time and effort to apply for a credit card offering 0% intro APR on balance transfers.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
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BankAmericard® credit card Hide Benefits Show Benefits	0% intro APR for 18 billing cycles 14.99% - 24.99% Variable APR after that	0% intro APR for 18 billing cycles for balance transfers made in the first 60 days 14.99% - 24.99% Variable APR after that	$0	Excellent / Good CreditApply Now View Card Details
NEW OFFER: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers No annual fee No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply. Access your FICO® Score for free within Online Banking or your Mobile Banking app
Wells Fargo Platinum Visa® Card Hide Benefits Show Benefits	0% intro APR for 18 months 17.49% - 26.99% (Variable) APR after that	0% intro APR for 18 months 17.49% - 26.99% (Variable) APR after that	$0	Good / Excellent CreditApply Now View Card Details
0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 17.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rates and fees Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card Free access to your FICO® Credit Score with Wells Fargo Online® Zero Liability protection for promptly reported unauthorized transactions Convenient tools to help create a budget and manage your spending with My Money Map $0 Annual Fee Select "Apply Now" to learn more about the product features, terms, and conditions
HSBC Gold Mastercard® Hide Benefits Show Benefits	0% intro APR for 18 months 12.74%, 16.74% or 20.74% Variable* APR after that Rates & Fees	0% intro APR for 18 months 12.74%, 16.74% or 20.74% Variable* APR after that	$0	Excellent, Good CreditApply Now View Card Details
0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.74%, 16.74% or 20.74% will apply. No Penalty APR. Late Fee Waiver. No Foreign Transaction Fees. $0 Annual Fee. $0 liability for unauthorized purchases. Terms Apply.
Capital One® Quicksilver® Card - 0% Intro APR for 15 Months Hide Benefits Show Benefits	0% intro APR for 15 months 14.74% - 24.74% (Variable) APR	0% intro APR for 15 months 14.74% - 24.74% (Variable) APR	$0	Excellent, Good CreditApply Now View Card Details
One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 1.5% cash back on every purchase, every day No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that 0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months Pay no annual fee or foreign transaction fees
Capital One® SavorOne℠ Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 14.74% - 24.74% (Variable) APR	0% intro APR for 15 months 14.74% - 24.74% (Variable) APR	$0	Excellent, Good CreditApply Now View Card Details
Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that 0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months No foreign transaction fee No annual fee
HSBC Cash Rewards Mastercard® Hide Benefits Show Benefits	14.74%, 18.74% or 24.74% Variable* APR Rates & Fees	0% intro APR for 15 months 14.74%, 18.74% or 24.74% Variable* APR after that	$0	Excellent, Good CreditApply Now View Card Details
Earn unlimited 1.5% cash rewards on all purchases. Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months. 10% Anniversary Bonus on all Cash Rewards earned once a year. No Annual Fee. 0% Intro APR for 15 months on balance transfers, then a 14.74%, 18.74% or 24.74% variable APR. No Foreign Transaction Fees. $0 liability for unauthorized purchases. Terms Apply.
Truly Simple® Credit Card from Fifth Third Bank Hide Benefits Show Benefits	0% intro APR for 15 billing cycles 13.74% - 24.74% Variable APR after that	0% intro APR for 15 billing cycles 13.74% - 24.74% Variable APR after that	$0	Good, Excellent CreditApply Now View Card Details
Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want. Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.74% to 24.74% based on your creditworthiness. No Penalty Rate (APR) for a missed payment No Annual Fee Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information.
Wells Fargo Propel American Express® Card Hide Benefits Show Benefits	0% intro APR for 12 months 14.49% - 26.99% (Variable) APR after that	0% intro APR for 12 months 14.49% - 26.99% (Variable) APR after that	$0	Good / Excellent CreditApply Now View Card Details
New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months - that's a $300 cash redemption value Earn 3X points for eating out and ordering in Earn 3X points for gas stations, rideshares and transit Earn 3X points for travel including flights, hotels, homestays and car rentals Earn 1X points on other purchases $0 Annual Fee 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rates and fees Select "Apply Now" to learn more about the product features, terms, and conditions
Wells Fargo Cash Wise Visa® Card Hide Benefits Show Benefits	0% intro APR for 12 months 15.99% - 26.99% (Variable) APR after that	0% intro APR for 12 months 15.99% - 26.99% (Variable) APR after that	$0	Good / Excellent CreditApply Now View Card Details
Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months Earn unlimited 1.5% cash rewards on purchases Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening No category restrictions or sign ups and cash rewards don't expire as long as your account remains open Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa^® Card 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 15.99%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rates and fees $0 Annual Fee Select "Apply Now" to learn more about the product features, terms, and conditions
Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer Hide Benefits Show Benefits	0% intro APR for 12 billing cycles 15.24% - 25.24% Variable APR after that	0% intro APR for 12 billing cycles for balance transfers made in the first 60 days 15.24% - 25.24% Variable APR after that	$0	Excellent / Good CreditApply Now View Card Details
No annual fee NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter No changing categories and no expiration on rewards 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account If you're a Preferred Rewards client, you can increase that bonus to 25% - 75% Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Mastercard® Titanium Card Hide Benefits Show Benefits	16.99% Variable APR	0% intro APR for 15 billing cycles 16.99% Variable APR after that	$195	Excellent, Good CreditApply Now View Card Details
Brushed Stainless Steel - Patented Card Design Luxury Card Rewards Program 2% Value for Airfare Redemptions 1% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ Exclusive Luxury Card Travel Benefits Members-Only LUXURY MAGAZINE Annual Fee: $195 ($95 for each Authorized User) 16.74% Variable APR on Purchases and Transfers 0% Introductory APR on balance transfers made in the first 45 days after account opening
Mastercard® Black Card Hide Benefits Show Benefits	16.99% Variable APR	0% intro APR for 15 billing cycles 16.99% Variable APR after that	$495	Excellent, Good CreditApply Now View Card Details
Stainless Steel - Patented Card Design Luxury Card Rewards Program 2% Value for Airfare Redemptions 1.5% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ Exclusive Luxury Card Travel Benefits $100 Annual Airline Credit Toward Qualifying Purchases $100 Global Entry Application Fee Credit Luxury Gifts Members-Only LUXURY MAGAZINE Annual Fee: $495 ($195 for each Authorized User) 0% Introductory APR on balance transfers made in the first 45 days after account opening
Mastercard® Gold Card Hide Benefits Show Benefits	16.99% Variable APR	0% intro APR for 15 billing cycles 16.99% Variable APR after that	$995	Excellent, Good CreditApply Now View Card Details
24K-Gold Plated Stainless Steel - Patented Card Design Luxury Card Rewards Program 2% Value for Airfare Redemptions 2% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ Exclusive Luxury Card Travel Benefits $200 Annual Airline Credit Toward Qualifying Purchases $100 Global Entry Application Fee Credit Luxury Gifts Members-Only LUXURY MAGAZINE Annual Fee: $995 ($295 for each Authorized User) 0% Introductory APR on balance transfers made in the first 45 days after account opening
Barclaycard Arrival Plus® World Elite Mastercard® Hide Benefits Show Benefits	17.99%, 21.99% or 24.99% variable APR Rates & Fees	0% intro APR for 12 billing cycles on balance transfers made within 45 days of account opening 17.99%, 21.99% or 24.99% variable APR after that	$89 (waived first year)	Good / Excellent CreditApply Now View Card Details
Enjoy 60,000 bonus miles after spending $5,000 on purchases in the first 90 days Earn unlimited 2X miles on every purchase Book travel your way-no airline, seat or hotel restrictions-and redeem your miles for travel statement credits Get 5% miles back to use toward your next redemption, every time you redeem No foreign transaction fees International Chip and PIN for use at self-service chip terminals around the world Miles don't expire as long as your account is open, active and in good standing
TRIO® Credit Card from Fifth Third Bank Hide Benefits Show Benefits	15.74% - 24.74% Variable APR	0% intro APR for 12 billing cycles 15.74% - 24.74% Variable APR after that	$0	Good, Excellent CreditApply Now View Card Details
3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories 1% unlimited cash back on all other purchases Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account 0% Introductory APR on Balance Transfers for your first 12 billing cycles, then your variable APR will be 15.74% to 24.74% based on your creditworthiness No international transaction fees on credit purchases No Annual Fee Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details
Barclaycard Ring® Mastercard® Hide Benefits Show Benefits	13.99% Variable APR Rates & Fees	0% intro APR for 15 months on balance transfers made within 45 days of account opening 13.99% Variable APR after that	$0	Good / Excellent CreditApply Now View Card Details
Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply Low 13.99% variable APR on purchases and cash advances No annual fee No foreign transaction fees International Chip and PIN