Wells Fargo Credit Cards

Wells Fargo is an American multinational financial services company headquartered in California, with offices throughout the United States. It is one of the world’s largest banks by market capitalization and by total assets. Wells Fargo offers a portfolio of credit cards, including a cash back credit card which rewards you unlimited cash rewards on all net purchases, a rewards card with 3% rewards on many purchases, and a 0% intro APR credit card. If you have a Wells Fargo consumer credit card, you can also enjoy the complimentary Cellular Phone Protection.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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Wells Fargo Active Cash® Card

0% intro APR
for 15 months from account opening

20.24%, 25.24%, or 29.99% variable APR after that

rates & fees

0% intro APR
for 15 months from account opening on qualifying balance transfers

20.24%, 25.24%, or 29.99% variable APR after that

$0

Good / Excellent CreditApply NowView Card Details
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select “Apply Now” to learn more about the product features, terms and conditions
Wells Fargo Reflect® Card

0% intro APR
for 21 months from account opening

18.24%, 24.74%, 29.99% variable APR after that

rates & fees

0% intro APR
for 21 months from account opening on qualifying balance transfers

18.24%, 24.74%, 29.99% variable APR after that

$0

Excellent / Good CreditApply NowView Card Details
  • 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
  • $0 Annual Fee
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
  • Select “Apply Now” to learn more about the product features, terms and conditions
Bilt Mastercard®

See Rates & Fees

See Rates & Fees

$0

Excellent, Good CreditApply NowView Card Details
  • Earn points when you make 5 transactions that post each statement period - up to 1x points on rent payments without the transaction fee (up to 100,000 points each calendar year), 3x points on dining, 2x points on travel, and 1x points on other purchases.
  • Pay your monthly cell phone bill with your Bilt Mastercard® you'll get up to $800 of protection (subject to $25 deductible) against covered damage or theft
  • No Annual Fee. No foreign currency conversion fees. See Rates and Fees and Rewards and Benefits.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
  • $0 Annual Fee
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • Earn points when you make 5 transactions that post each statement period - up to 1x points on rent payments without the transaction fee (up to 100,000 points each calendar year), 3x points on dining, 2x points on travel, and 1x points on other purchases.
  • Pay your monthly cell phone bill with your Bilt Mastercard® you'll get up to $800 of protection (subject to $25 deductible) against covered damage or theft
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