Wells Fargo Credit Cards

Wells Fargo is an American multinational financial services company headquartered in California, with offices throughout the United States. It is one of the world’s largest banks by market capitalization and by total assets. Wells Fargo offers a portfolio of credit cards, including a cash back credit card which rewards you unlimited cash rewards on all net purchases, a rewards card with 3% rewards on many purchases, and a 0% intro APR credit card. If you have a Wells Fargo consumer credit card, you can also enjoy the complimentary Cellular Phone Protection.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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Wells Fargo Active Cash® Card

0% intro APR
for 15 months from account opening

16.49%, 21.49%, or 26.49% Variable APR after that

rates & fees

0% intro APR
for 15 months from account opening on qualifying balance transfers

16.49%, 21.49%, or 26.49% Variable APR after that

$0

Good / Excellent CreditApply NowView Card Details
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 16.49%, 21.49%, or 26.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card
  • Select "Apply Now" to learn more about the product features, terms and conditions
Wells Fargo Reflect℠ Card

0% intro APR
for up to 21 months from account opening

14.49% - 26.49% Variable APR after that

rates & fees

0% intro APR
for up to 21 months from account opening on qualifying balance transfers

14.49% - 26.49% Variable APR after that

$0

Excellent / Good CreditApply NowView Card Details
  • 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. 14.49% to 26.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5
  • $0 Annual Fee
  • Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 16.49%, 21.49%, or 26.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. 14.49% to 26.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5
  • $0 Annual Fee
  • Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card
  • Select "Apply Now" to learn more about the product features, terms and conditions
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