Wells Fargo Credit Cards

Wells Fargo is an American multinational financial services company headquartered in California, with offices throughout the United States. It is one of the world’s largest banks by market capitalization and by total assets. Wells Fargo offers a portfolio of credit cards, including a cash back credit card which rewards you unlimited cash rewards on all net purchases, a rewards card with 3% rewards on many purchases, and a 0% intro APR credit card. If you have a Wells Fargo consumer credit card, you can also enjoy the complimentary Cellular Phone Protection.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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Wells Fargo Autograph℠ Card

0% intro APR
for 12 months from account opening

18.74%, 23.74%, or 28.74% variable APR after that

rates & fees

18.74%, 23.74%, or 28.74% variable APR

$0

Excellent, Good CreditApply NowView Card Details
  • Limited time offer. Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value. Offer expires 1/10/2023
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
  • $0 annual fee
  • 0% intro APR for 12 months from account opening on purchases. 18.74%, 23.74%, or 28.74% variable APR thereafter
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge.
  • Select "Apply Now" to learn more about the product features, terms and conditions.
Wells Fargo Active Cash® Card

0% intro APR
for 15 months from account opening

18.74%, 23.74%, or 28.74% variable APR after that

rates & fees

0% intro APR
for 15 months from account opening on qualifying balance transfers

18.74%, 23.74%, or 28.74% variable APR after that

$0

Good / Excellent CreditApply NowView Card Details
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions
Wells Fargo Reflect® Card

0% intro APR
for up to 21 months from account opening

16.74% - 28.74% variable APR after that

rates & fees

0% intro APR
for up to 21 months from account opening on qualifying balance transfers

16.74% - 28.74% variable APR after that

$0

Excellent / Good CreditApply NowView Card Details
  • 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the intro period. 16.74% to 28.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
  • $0 Annual Fee
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
  • Select "Apply Now" to learn more about the product features, terms and conditions
Bilt Mastercard®

19.99%, 22.99% or 27.99% Variable APR

19.99%, 22.99% or 27.99% Variable APR

$0

Excellent, Good CreditApply NowView Card Details
  • Earn 1X points on rent payments at any apartment without the transaction fee.
  • Earn 2x points on flights, hotels, rental cars, and cruises when booked directly with airlines, hotels, and car rental agencies.
  • Dine like a royal and earn 3x points whether you're at your favorite restaurant, bar, or ordering in.
  • 1x points on other purchases.
  • Pay your monthly cell phone bill with your Bilt Mastercard® you'll get up to $800 of protection (subject to $25 deductible) against covered damage or theft
  • Take 3 rides in one calendar month, get a $5 Lyft credit with your Bilt Mastercard.
  • Get a 3-month DashPass membership for free as a new member with your Bilt Mastercard. Plus, both new and existing members get $5 off their first order each month.
  • No Annual Fee. No foreign currency conversion fees. See Rates and Fees and Rewards and Benefits.
  • Limited time offer. Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value. Offer expires 1/10/2023
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
  • $0 annual fee
  • 0% intro APR for 12 months from account opening on purchases. 18.74%, 23.74%, or 28.74% variable APR thereafter
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge.
  • Select "Apply Now" to learn more about the product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the intro period. 16.74% to 28.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
  • $0 Annual Fee
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • Earn 1X points on rent payments at any apartment without the transaction fee.
  • Earn 2x points on flights, hotels, rental cars, and cruises when booked directly with airlines, hotels, and car rental agencies.
  • Dine like a royal and earn 3x points whether you're at your favorite restaurant, bar, or ordering in.
  • 1x points on other purchases.
  • Pay your monthly cell phone bill with your Bilt Mastercard® you'll get up to $800 of protection (subject to $25 deductible) against covered damage or theft
  • Take 3 rides in one calendar month, get a $5 Lyft credit with your Bilt Mastercard.
  • Get a 3-month DashPass membership for free as a new member with your Bilt Mastercard. Plus, both new and existing members get $5 off their first order each month.
  • No Annual Fee. No foreign currency conversion fees. See Rates and Fees and Rewards and Benefits.
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