Student Credit Cards

Student credit cards are designed to help college students build credit with responsible use. Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt or has a co-signer over the age of 21 who agrees to accept joint liability for the account.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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Journey® Student Rewards from Capital One®

26.99% (Variable) APR

26.99% (Variable) APR

No balance transfer fee

$0

Average, Fair, Limited CreditApply NowView Card Details
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
  • Pick the monthly due date that works best for you
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone
Deserve Edu

20.24% Variable APR

20.24% Variable APR

$0

Good / Limited CreditApply NowView Card Details
  • Complimentary Amazon Student Prime (Lifetime Value worth $59)
  • 1% cash back on all purchases
  • Cellphone Protection
  • Extended Warranty
  • Mastercard Platinum Benefits
  • $0 Annual Fee
  • 20.24% variable APR (Prime + 15.49%)
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
  • Pick the monthly due date that works best for you
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • Complimentary Amazon Student Prime (Lifetime Value worth $59)
  • 1% cash back on all purchases
  • Cellphone Protection
  • Extended Warranty
  • Mastercard Platinum Benefits
  • $0 Annual Fee
  • 20.24% variable APR (Prime + 15.49%)
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