Cash Back Credit Cards

Cash back credit cards let you earn cash rewards on everyday purchases. Some cash back credit cards offer unlimited 2% cash rewards on all purchases. Some offer 3% cash rewards on select spending categories, such as purchases at supermarkets, gas stations, restaurants, etc. Some cash back cards also feature a generous sign-up bonus, along with perks of 0% intro interest and no foreign transaction fees.

  • New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
  • Select "Apply Now" to learn more about the product features, terms and conditions
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 months from account opening
Regular APR
14.99% - 24.99% (Variable)
Annual Fee (rates & fees)
$0
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 billing cycles
Regular APR
13.99% - 23.99% Variable APR on purchases and balance transfers
Annual Fee
$0
  • Bonus: You will earn 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back. Plus, you will earn $100 back after you spend $2,000 on purchaseswithin the first 6 months of card membership.
  • Rewards: You will earn 3% cash back on purchases at U.S. supermarkets, up to the first $6,000 per year, then 1% cash back afterwards. You will earn 2% cash back at U.S. gas stations and at select U.S. department stores. You will earn 1% cash back on other purchases.
  • Annual Fee: This credit card has no annual fee. Terms Apply. (rates & fees)
  • Bonus: You will receive 20,000 bonus points after you spend $500 on purchases in your first 3 months from account opening, which can be redeemed for $200 cash back.
  • Rewards: You will earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. You will earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1.5% on all other purchases. Your cash back rewards do not expire as long as your account is open.
  • Annual Fee: This credit card has no annual fee. You can keep the card without having to pay a fee.
  • New Offer! With the new Unlimited Cash Rewards credit card, you can earn 1.5% cash back on every purchase, every time.
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • If you're a Preferred Rewards member, you earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase.
  • No limit to the amount of cash back you can earn and cash rewards don't expire
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 billing cycles
Regular APR
13.99% - 23.99% Variable APR on purchases and balance transfers
Annual Fee
$0
  • Bonus: You will earn 20% back on Amazon.com purchases within the first 6 months, up to $200 back. Plus, you will earn $150 back after you spend $3,000 in purchases within the first 6 months. After qualifying, please allow 8 - 12 weeks for the statement credit to post to your account.
  • Rewards: You will earn 6% cash back on purchases at U.S. supermarkets, up to the first $6,000 per year, then 1% cash back afterwards. You will earn 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit. You will earn 1% cash back on other purchases.
  • Annual Fee: This credit card has an annual fee of $95. Terms Apply. (rates & fees)
  • Bonus: Earn $200 cash bonus after you spend $500 in purchases within 3 months from account opening.
  • Rewards: You will earn unlimited 1.5% cash back on every purchase, every day.
  • Fees: This credit card has no annual fee. It has no foreign transaction fees, either.
  • Bonus: Earn $200 cash bonus after you spend $500 in purchases within 3 months from account opening.
  • Rewards: You will earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), and 1% on all other purchases. Plus, you can earn 8% cash back on tickets at Vivid Seats through January 2023.
  • Fees: This credit card has no annual fee. It has no foreign transaction fees, either.
  • Bonus: You will receive 75,000 bonus points after you spend $7,500 on purchases during the first 3 months from account opening, which can be redeemed for $750 cash back.
  • Rewards: You will earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. You will earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. You will earn unlimited 1% cash back rewards for each $1 spent on all other purchases.
  • Annual Fee: This credit card has no annual fee. You can keep the card without having to pay a fee.
  • Bonus: You will receive 20,000 bonus points, redeemable for $200 cash back, after you spend $500 on purchases in your first 3 months from account opening.
  • Rewards: You will earn 5% cash back on grocery store purchases (not including Target or Walmart) on up to $12,000 spent in the first year. You will earn 5% cash back rewards for each $1 spent on travel purchases booked using your card through the Ultimate Rewards program including available airline tickets, hotel accommodations, car rentals, activities and cruises. You will also earn 3% cash back rewards for each $1 spent on purchases in the following rewards categories: drugstores and dining at restaurants. In addition, you will earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. You will earn unlimited 1% cash back on all other purchases.
  • Annual Fee: This credit card has no annual fee. You can keep the card without having to pay a fee.
  • Bonus: You will receive 75,000 bonus points after you spend $7,500 on purchases during the first 3 months from account opening. The 75,000 points can be redeemed for $750 cash back.
  • Rewards: You will earn 1.5% cash back rewards for each dollar spent. Your points do not expire as long as your account remains open and is in good standing.
  • Annual Fee: This credit card has no annual fee.
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
Intro APR
N/A
Intro APR Period
N/A
Regular APR
8.99% - 29.99%
Annual Fee
$0
  • Bonus: You will earn $50 Bonus after first purchase made within the first 3 months from account opening. You will also receive $20 Good Standing Rewards after each account anniversary for up to 5 years.
  • Rewards: You will earn 1% cash back on all your purchases.
  • Fees: This credit card has no annual fee.
  • Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • No deposit required. No annual fees.
  • No international transaction fees on purchases abroad so you can travel with confidence.
  • No Social Security Number required for international students to apply.
  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
  • See if you prequalify with no impact to your credit score in minutes.
  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.
  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
18.74% Variable
Annual Fee
$0
  • Patented black-PVD-coated metal card-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
  • Annual Airline Credit-up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
  • 24/7 Luxury Card Concierge®-available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits-average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Intro APR
0% on Balance Transfers made in the first 45 days
Intro APR Period
15 billing cycles
Regular APR
14.99% Variable
Annual Fee
$495 ($195 for each Authorized User added to the account)
  • Patented 24K-gold-plated front and carbon back-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
  • Annual Airline Credit-up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
  • 24/7 Luxury Card Concierge®-available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits-average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.
Intro APR
0% on Balance Transfers made in the first 45 days
Intro APR Period
15 billing cycles
Regular APR
14.99% Variable
Annual Fee
$995 ($295 for each Authorized User added to the account)
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply
  • Enjoy no annual fee and no foreign transaction fees
  • You can help build your credit with responsible use of a card like this
  • Pick the monthly due date that works best for you
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone
Intro APR
N/A
Intro APR Period
N/A
Regular APR
26.99% (Variable)
Annual Fee
$0
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% - 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Bonus: Earn up to a $1,000 cash bonus. You will earn $500 cash bonus after you spend at least $5,000 in purchases on your new card within 3 months from the date your account is opened. You will also earn $500 cash bonus after you spend at least $50,000 in purchases in the first 6 months of account opening. In addition, you can earn an annual $200 cash bonus every year you spend $200,000 or more.
  • Rewards: You will earn unlimited 2% cash back on every purchase, everywhere, no limits or category restrictions.
  • Fees: This credit card has no annual fee in the first year, $95 thereafter. It has no foreign transaction fees.
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Be automatically considered for a higher credit line in as little as 6 months
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app
Intro APR
N/A
Intro APR Period
N/A
Regular APR
26.99% (Variable)
Annual Fee
$39
  • Earn 1% cash back rewards on eligible gas and automotive purchases and double cash back rewards at the NASCAR Shop, terms apply
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • View your free online access to your Experian credit score, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
Intro APR
N/A
Intro APR Period
N/A
Regular APR
23.99% variable
Annual Fee
$39-$99
  • $0 Annual Fee
  • $500-$5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • 2%-10% cash back at select merchants
  • Variable APRs 19.99%-29.49%
  • No annual or foreign transaction fees.
  • Build credit alongside tens of thousands of Petal Card members
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC
Intro APR
N/A
Intro APR Period
N/A
Regular APR
19.99 - 29.49% Variable
Annual Fee
$0
  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back at select merchants
  • $500-$10,000 credit limits
  • Variable APRs 12.99%-26.99%
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC
Intro APR
N/A
Intro APR Period
N/A
Regular APR
12.99% to 26.99% Variable
Annual Fee
$0
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • You can help build your credit with responsible use of a card like this
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Set up Autopay for your account and your payments will be made automatically every month
Intro APR
N/A
Intro APR Period
N/A
Regular APR
26.99% (Variable)
Annual Fee
$0
  • Bonus: Earn $500 cash bonus after you spend $4,500 in purchases within 3 months from account opening.
  • Rewards: You will earn unlimited 1.5% cash back on every purchase, everywhere, no limits or category restrictions.
  • Fees: This credit card has no annual fee. It has no foreign transaction fees, either.
  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • View your Experian credit score online for free, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Show off your personality by selecting from a variety of card designs, a fee may apply
Intro APR
N/A
Intro APR Period
N/A
Regular APR
23.99% Variable
Annual Fee
$39
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • You can help build your credit with responsible use of a card like this
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Set up Autopay for your account and your payments will be made automatically every month
Intro APR
N/A
Intro APR Period
N/A
Regular APR
26.99% (Variable)
Annual Fee
$0
  • Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges
  • View your free online access to your Experian credit score, terms apply
  • Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
Intro APR
N/A
Intro APR Period
N/A
Regular APR
23.99% Variable
Annual Fee
$95
  • Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
Intro APR
N/A
Intro APR Period
N/A
Regular APR
8.99% -29.99%
Annual Fee
$0
  • Earn 2% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable, and satellite TV services, terms apply
  • No annual fee for qualified applicants, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • View your free online access to your Experian credit score, terms apply
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
Intro APR
N/A
Intro APR Period
N/A
Regular APR
23.99% Variable
Annual Fee
$0
  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash back Rewards on every purchase
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required
Intro APR
N/A
Intro APR Period
N/A
Regular APR
19.99% Variable
Annual Fee
$69

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