Bank of America® Unlimited Cash Rewards credit card

Card Issuer
Bank of America, N.A.
Network
Visa
Card Category
Cash Back, No Annual Fee
Required Credit
Excellent / Good
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Benefits Summary
Bonus Rewards
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Rewards
Earn unlimited 1.5% cash back on all purchases. If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards. No limit to the amount of cash back you can earn and cash rewards don't expire.
Introductory APR
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
Extra Benefits
This card has no annual fee. Cardmembers are eligible to receive one free general admission to museums that participate in the Bank of America's Museums on Us® program on the first full weekend of every month.

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don't expire.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
  • Read our review on Bank of America® Unlimited Cash Rewards credit card
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 billing cycles
Regular APR
16.24% - 26.24% Variable APR on purchases and balance transfers
Annual Fee
$0

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