Posts by CardBenefit
You may earn cash rewards on all online purchases. Both Wells Fargo Active Cash Card and Citi Double Cash Card offer unlimited 2% cash back on every purchase, including online purchases. Both cards offer a $200 sign-up bonus. A few other cards offer 3% or more cash rewards on online purchases, with a cap on quarterly or yearly purchases.
- 1% Cash Back Rewards on payments.
- Choose your own fully-refundable credit line - $200 to $2000 - based on your security deposit.
- Build or rebuild your credit!†
- Reports to all 3 major credit bureaus.
- No minimum credit score required for approval!
- Accepted wherever Mastercard® is accepted.
- Applying is quick and easy with our secure online application.
- 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- *See Important Disclosures for complete offer details
- 1% Cash Back Rewards on payments.
- Choose your own fully-refundable credit line - $200 to $2000 - based on your security deposit.
- Build or rebuild your credit!†
- Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- *See Important Disclosures for complete offer details
- Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- Intro Offer: Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.
- 3X points on travel purchases - triple your points on tolls, rideshares, hotels, vacation rentals, flights and more.
- 2X points on everyday purchases - double your points on groceries, gas, dining, bills and more.
- Earn 10,000 Bonus Points every year - applies after you complete eligible hotel or car booking. That's equal to a $100 travel value.
- Up to $100 credit towards TSA PreCheck® or Global Entry® fee every four years.
- Enjoy valuable travel benefits and protection, including Auto Rental Coverage, Travel Accident Coverage, Trip Interruption Coverage, Baggage Delay Reimbursement, Purchase Security and Cell Phone Protection
- No foreign transaction fees.
- Points never expire for the life of the account and there are no spend caps on point earning.
- Redeem points your way, on your schedule.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
- $95 annual fee.
- See Rates and Fees for details.
- Terms and Restrictions apply. See the Guide to Benefits and Reward Terms and Conditions on USAA's website for details.
Credit repair is the process of improving a person's creditworthiness by addressing and resolving issues on their credit report that may be negatively impacting their credit score. Credit repair services are often offered by specialized companies that help individuals improve their credit profiles.
If you're on the lookout for substantial credit card rewards, consider enrolling in the Wells Fargo Autograph Card. As the newest addition to Wells Fargo's lineup of consumer credit cards, this card stands out as a valuable choice for individuals seeking an everyday rewards card. With no annual fee, it proves to be an appealing option for those mindful of their budget. The card boasts 3% points accrual rates for dining, gasoline, travel, and transportation expenses. Furthermore, the Wells Fargo Autograph Card offers a noteworthy sign-up bonus of 30,000 points, a $300 cash redemption value, adding to its allure as a rewarding credit card option.
Valley Bank is a regional bank headquartered in Morristown, New Jersey, with approximately $64 billion in assets. Founded in 1927, it is one of the largest commercial banks headquartered in New Jersey. Valley Bank operates over 230 branch locations and commercial banking offices across New Jersey, New York, Florida, Alabama, California, and Illinois. Its online High Yield Savings Account offers one of the best returns in the nation.
Credit cards allow you to borrow money up to a pre-set limit for your purchases or balance transfers. Card issuers will charge interest if you do not pay off your full statement balance by the payment deadline. You will be charged for late fees if you miss payment due dates. The convenience of using credit cards as a payment option comes with the potential cost of fees and interest. But if you use credit cards properly, you can save money in many ways.
In January 2011, Discover Card introduced Discover More Card, featuring an unprecedented promotional balance transfer offer. New members were offered an exceptional 0% introductory APR on balance transfers, astonishingly lasting for 24 months. Initially available for over three months, this offer set a historical benchmark as the lengthiest 0% balance transfer promotion. While no other credit card has surpassed this record, several cards continue to present enticing deals of 21 months for individuals seeking to transfer high-interest balances.
Credit cards with 0% intro interest can help you save money. Whether you are trying to make a big purchase or paying off your existing debt, credit cards that offer 0% introductory APR let you borrow money from banks now and pay off debt later without incurring any interest or fees, as long as you make the minimum payments every month.