Related Topics: subprime card

Using a subprime credit card can be a strategic way to rebuild your credit. You can choose an unsecured subprime card or a secured credit card. If you use the card responsibly, you will build a positive payment history. You can regularly check your credit report to ensure your use of the subprime card is positively impacting your credit. As your credit improves, you might transition to traditional credit cards with better terms.


  • Now with higher credit limits
  • Increase your access to available credit
  • Higher limit than before, still no security deposit required!
  • Greater access to credit than before
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Account history is reported to the three major credit bureaus in the U.S.

  • Choose the First Latitude Assent Card and enjoy $0 Annual Fee!
  • Secure your credit line with your refundable security deposit - choose from $200- $2,000. With the ability to increase up to $5,000 over time!
  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Designed to push you forward on your credit building journey with $0 Annual Fee.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.†
  • All credit types welcome to apply!
  • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details

  • Choose our First Latitude Elite Card for a lower annual APR!
  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.†
  • No minimum credit score required for approval!
  • Secure your credit line with a refundable security deposit - as low as $200 to get started!
  • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details