Credit Card Rewards
Credit cards with no annual fee give responsible users a payment tool at no cost. At the same time, they allow people to accumulate cash back, earn points, receive bonus, or even receive perks such as free flights or hotel stays. Check out some of the best no annual fee credit cards for consumers and small businesses.
Citi Premier offers a rich bonus of 80,000 points, which can be redeemed for $800 in cash rewards. It also offers 3% rewards on purchases in groceries, travel, dining, and gas. You will also receive an annual hotel credit of $100 for a hotel stay of $500 or more. It has no foreign transaction fees.
Wells Fargo Autograph Card offers a rich bonus of 20,000 points, which can be redeemed for $200 in cash rewards or gift cards. It also offers unlimited 3% rewards for every dollar you spend on dining, travel, gas stations, transit, streaming services, and phone plans. For all other purchases, you will earn 1% rewards. This credit card has no foreign transaction fees, which saves you money when you travel abroad.
Cash back credit cards let you earn cash rewards on everyday purchases at supermarkets, gas stations, restaurants, and department stores. In addition to cash rewards, many credit cards also feature rich sign-up bonus, 0% intro APR, or no annual fee. Wells Fargo Active Cash offers $200 bonus cash after $1,000 is spent on purchases in 3 months. In addition, you can earn unlimited 2% cash back on all purchases, along with $600 protection on your cell phone against covered damage or theft.
Quite a few credit cards are offering rich bonus valued at $500 or more. You just need to open a new account and meet the minimum spending requirements. All of these cards are for people with good credit rating, whose FICO scores are usually 700 or above.
Bank of America has been running a distinctive program of Museums on Us® for over 20 years to offer its customers free admission to over 200 popular museums on the first full weekend of every month. To qualify, simply present your active Bank of America, Merrill Lynch or U.S. Trust credit or debit card along with a photo ID to gain one free general admission to any participating institution, excluding special exhibitions, ticketed shows and fundraising events.
Cash back credit cards let you earn cash rewards on everyday purchases at supermarkets, gas stations, restaurants, and department stores. Many cash back credit cards also offer a generous sign-up bonus. Earn up to 5% cash rewards and $200 bonus cash with these cash back credit cards.
Credit cards with 0% intro interest on purchases can help you save money. Whether you are trying to pay off your debt or you need to make a big purchase in the near future, credit cards that offer 0% introductory APR on purchases let you borrow money from banks now and pay off debt later without incurring any interest or fees, as long as you make the minimum payments every month.
Bank of America has a Museums on Us program, which offers its customers free admission to more than 200 museums on the first full weekend of each month. If you are a Bank of America customer, you can enjoy free general admission to any participating museum by presenting your active Bank of America credit card or debit card. There are 236 museums that participate in the Museums on Us program. We have compiled the complete list of program participants.
Many credit cards offer bonus rewards in cash back, miles or points. Bonus miles or reward points may be redeemed for flights, hotel nights, or simply shopping gift cards. Below you’ll find some of the best bonus rewards offered by credit cards for consumers and small businesses.