Best Cash Rewards Credit Cards

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Cash Back Card on Everyday Purchases: $200 Cash Rewards Bonus, 2% Cash Back

Wells Fargo Active Cash® Card offers $200 cash rewards bonus. You only need to spend $1,000 on purchases in the first 3 months to qualify for the $200 cash rewards bonus. In addition, you can earn unlimited 2% cash rewards on all purchases. You can also get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo card.

  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 months from account opening
Regular APR
18.74%, 23.74%, or 28.74% variable
Annual Fee (rates & fees)
$0

Cash Rewards Credit Card: $200 Bonus, up to 3% Cash Back

Bank of America® Customized Cash Rewards credit card offers $200 bonus cash. You only need to spend $1,000 on purchases in 90 days to qualify for the $200 bonus, which is easily attainable. In addition, you can earn up to 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings, 2% at grocery stores and wholesale clubs, and unlimited 1% on all other purchases. It has no annual fee.

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards.
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.74% - 27.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
18 billing cycles
Regular APR
17.74% - 27.74% Variable APR on purchases and balance transfers
Annual Fee
$0

Cash Rewards Credit Card: $200 Bonus, up to 2.62% Cash Back

Bank of America® Unlimited Cash Rewards credit card offers $200 bonus cash. You only need to spend $1,000 on purchases in 90 days to qualify for the $200 bonus. In addition, you can earn unlimited 1.5% cash rewards on all purchases. You can also receive 25%, 50%, or 75% additional bonus on your rewards if your Bank of America banking and/or Merrill Lynch investment accounts have a combined balance of $20,000, $50,000, or $100,000. It will increase your rewards to as much as 2.62% cash back on all purchases. It has no annual fee.

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don't expire.
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.74% - 27.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
18 billing cycles
Regular APR
17.74% - 27.74% Variable APR on purchases and balance transfers
Annual Fee
$0

Citi Custom Cash: Up to 5% Cash Back and $200 Bonus

Citi Custom Cash℠ Card offers $200 bonus cash back after $750 is spent on purchases in the first 3 months of account opening. In addition, you can earn up to 5% cash back on purchases in your top eligible spend category each billing cycle. Eligible spending categories include the following: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment.

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Intro APR
0% on Purchases and Balance Transfers
Intro APR Period
15 months
Regular APR
17.74% - 27.74% (Variable)
Annual Fee
$0

Blue Cash Preferred Card: 6% Cash Back and $300 Bonus

Blue Cash Preferred® Card from American Express offers $300 bonus after qualified spending. It offers 6% cash back at supermarkets and on select streaming subscriptions. It also offers 3% cash back at gas stations and on transit.

  • You will earn a $250 statement credit after spending $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95. (see rates & fees)
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 17.74% to 28.74%
  • You will earn 6% Cash Rewards at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • You will earn 6% Cash Rewards on select U.S. streaming subscriptions.
  • You will earn 3% Cash Rewards at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • You will earn 1% Cash Rewards on other purchases.
  • Terms Apply.
Intro APR
0% on Purchases
Intro APR Period
12 months
Regular APR
17.74% - 28.74% Variable
Annual Fee (rates & fees)
$0 intro annual fee for the first year, then $95.

Credit Card for Traveling Abroad: No Foreign Transaction Fees & No Annual Fee

Capital One Quicksilver Cash Rewards Credit Card offers $200 cash bonus after qualified spending. You only need to spend $500 on purchases in the first 3 months to be eligible for the $200 cash bonus. In addition, you can earn 1.5% cash back on all purchases. It has no annual fee and no foreign transaction fees, making it a perfect credit card to use when you are traveling abroad.

  • You will earn a $200 bonus cash after spending $500 on purchases within the first 3 months of account opening
  • You will earn unlimited 1.5% cash rewards on all purchases
  • Pay no annual fee and no foreign transaction fees
  • You can enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • You will earn unlimited 5% cash rewards on hotels and rental cars purchased through Capital One Travel, where you'll get the best prices on trip options. Terms Apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire and there's no cap on how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 17.99%-27.99% variable APR afterwards; 3% fee on the amounts transferred within the first 15 months
Intro APR
0% on Purchases and Balance Transfers
Intro APR Period
15 months
Regular APR
17.99% - 27.99% (Variable)
Annual Fee
$0

Cash Rewards on Dining, Entertainment, and Grocery Purchases

Capital One SavorOne Cash Rewards Credit Card offer cash back on dining and entertainment, which means you receive cash back on spending at fine restaurants, Starbucks, bakeries, concerts, and sporting events, etc. You can earn cash rewards on your grocery purchases at supermarkets with these cards. In addition, you can earn a cash bonus after qualified spending.

  • You will earn a $200 bonus cash after spending $500 on purchases within the first 3 months of account opening
  • You will earn unlimited 3% cash rewards on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on other purchases
  • You will earn 10% cash rewards on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • You will earn 8% cash rewards on Capital One Entertainment purchases
  • You will earn unlimited 5% cash rewards on hotels and rental cars purchased through Capital One Travel, where you'll get the best prices on trip options. Terms Apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire and there's no cap on how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR afterwards; 3% fee on the amounts transferred within the first 15 months
  • Pay no foreign transaction fee
  • Pay no annual fee
Intro APR
N/A
Intro APR Period
N/A
Regular APR
17.99% - 27.99% (Variable)
Annual Fee
$0


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