Best Cash Rewards Credit Cards

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Cash Rewards Credit Card for Everyday Purchases: $200 Bonus, 2% Cash Back

Wells Fargo Active Cash℠ Card offers $200 bonus. You only need to spend $1,000 on purchases in the first 3 months to qualify for the $200 bonus. In addition, you can earn unlimited 2% cash rewards on all purchases. You can also get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo card.

  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
  • Select "Apply Now" to learn more about the product features, terms and conditions
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 months from account opening
Regular APR
14.99% - 24.99% (Variable)
Annual Fee (rates & fees)
$0

Cash Rewards Credit Card: $200 Bonus, up to 3% Cash Back

Bank of America® Customized Cash Rewards credit card offers $200 bonus cash. You only need to spend $1,000 on purchases in 90 days to qualify for the $200 bonus, which is easily attainable. In addition, you can earn up to 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings, 2% at grocery stores and wholesale clubs, and unlimited 1% on all other purchases. It has no annual fee.

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 billing cycles
Regular APR
13.99% - 23.99% Variable APR on purchases and balance transfers
Annual Fee
$0

Cash Rewards Credit Card: $200 Bonus, up to 2.62% Cash Back

Bank of America® Unlimited Cash Rewards credit card offers $200 bonus cash. You only need to spend $1,000 on purchases in 90 days to qualify for the $200 bonus. In addition, you can earn unlimited 1.5% cash rewards on all purchases. You can also receive 25%, 50%, or 75% additional bonus on your rewards if your Bank of America banking and/or Merrill Lynch investment accounts have a combined balance of $20,000, $50,000, or $100,000. It will increase your rewards to as much as 2.62% cash back on all purchases. It has no annual fee.

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don't expire.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 billing cycles
Regular APR
13.99% - 23.99% Variable APR on purchases and balance transfers
Annual Fee
$0

Citi Custom Cash: Up to 5% Cash Back and $200 Bonus

Citi Custom Cash℠ Card offers $200 bonus cash back after $750 is spent on purchases in the first 3 months of account opening. In addition, you can earn up to 5% cash back on purchases in your top eligible spend category each billing cycle. Eligible spending categories include the following: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment.

  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Intro APR
0% on Purchases and Balance Transfers
Intro APR Period
15 months
Regular APR
13.99% - 23.99% (Variable)
Annual Fee
$0

Chase Freedom Unlimited: Up to 5% Cash Back and $200 Bonus

Chase Freedom Unlimited® offers up to 5% cash back on grocery store purchases and unlimited 1.5% cash back on all other purchases. It also offers $200 bonus cash back after qualified spending. It has no annual fee.

  • Bonus: You will receive up to $300 additional bonus cash back. You will earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Rewards: You will earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1.5% on all other purchases. Your cash back rewards do not expire as long as your account is open.
  • Intro APR: Enjoy 0% Intro APR for 15 months on purchases.
  • Annual Fee: This credit card has no annual fee. You can keep the card without having to pay a fee.

Blue Cash Preferred Card: 6% Cash Back and $300 Bonus

Blue Cash Preferred® Card from American Express offers $300 bonus after qualified spending. It offers 6% cash back at supermarkets and on select streaming subscriptions. It also offers 3% cash back at gas stations and on transit.

  • Bonus: You will earn a $300 statement credit after you spend $3,000 in purchases on your card within the first 6 months. After qualifying, please allow 8 - 12 weeks for the statement credit to post to your account.
  • Rewards: You will earn 6% cash back on purchases at U.S. supermarkets, up to the first $6,000 per year, then 1% cash back afterwards. You will earn 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit. You will earn 1% cash back on other purchases.
  • Intro APR: Enjoy 0% introductory APR for 12 months on purchases.
  • Annual Fee: This credit card has an annual fee of $95. Terms Apply. (rates & fees)

Credit Card for Traveling Abroad: No Foreign Transaction Fees & No Annual Fee

Capital One Quicksilver Cash Rewards Credit Card offers $150 bonus cash after qualified spending. You only need to spend $500 on purchases in the first 3 months to be eligible for the $150 cash bonus. In addition, you can earn 1.5% cash back on all purchases. It has no annual fee and no foreign transaction fees, making it a perfect credit card to use when you are traveling abroad.

  • Bonus: Earn $200 cash bonus after you spend $500 in purchases within 3 months from account opening.
  • Rewards: You will earn unlimited 1.5% cash back on every purchase, every day.
  • Fees: This credit card has no annual fee. It has no foreign transaction fees, either.


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