For many consumers, a no-annual-fee credit card is a free payment card that they don’t have to pay to keep, as long as they pay off monthly balance on time. Those credit cards allow card members to enjoy a host of benefits at no cost, including credit card bonus, cash back, travel rewards, 0% introductory interest on purchases or balance transfers, etc.

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Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

No annual fee
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.74% - 25.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No expiration on rewards
If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

Intro APR: 0% on Purchases and qualifying Balance Transfers

Intro APR Period: 15 billing cycles

Regular APR: 15.74% - 25.74% Variable APR on purchases and balance transfers

Annual Fee: $0

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Bank of America® Travel Rewards Visa® credit card

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
Comes with chip technology for enhanced security and protection at chip-enabled terminals
0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 16.74% - 24.74% Variable APR will apply
If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

Intro APR: 0% on Purchases

Intro APR Period: 12 billing cycles

Regular APR: 16.74% - 24.74% Variable APR on purchases and balance transfers

Annual Fee: $0

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Capital One® VentureOne® Rewards Credit Card

$0 annual fee and no foreign transaction fees
Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Earn 1.25X miles on every purchase, every day
Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
Transfer your miles to over 12 leading travel loyalty programs
Enjoy 0% intro APR on purchases for 12 months; 13.74% - 23.74% variable APR after that
Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
Miles won't expire for the life of the account and there's no limit to how many you can earn

Intro APR: 0% on Purchases

Intro APR Period: 12 months

Regular APR: 13.74% - 23.74% (Variable)

Annual Fee: $0

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Capital One® Quicksilver® Cash Rewards Credit Card

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 15.74%-25.74% variable APR after that
0% intro APR on balance transfers for 15 months; 15.74%-25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Pay no annual fee or foreign transaction fees

Intro APR: 0% on Purchases and Balance Transfers

Intro APR Period: 15 months

Regular APR: 15.74% - 25.74% (Variable)

Annual Fee: $0

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Capital One® SavorOne® Cash Rewards Credit Card

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 15.74% - 25.74% variable APR after that
0% intro APR on balance transfers for 15 months; 15.74% - 25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
No foreign transaction fee
No annual fee

Intro APR: 0% on Purchases and Balance Transfers

Intro APR Period: 15 months

Regular APR: 15.74% - 25.74% (Variable)

Annual Fee: $0

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BankAmericard® credit card

0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.74% - 24.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No annual fee
No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
Access your FICO® Score for free within Online Banking or your Mobile Banking app

Intro APR: 0% on Purchases and qualifying Balance Transfers

Intro APR Period: 18 billing cycles

Regular APR: 14.74% - 24.74% Variable APR on purchases and balance transfers

Annual Fee: $0

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ABOC Platinum Rewards Credit Card

0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.90% - 24.90%, based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
Earn Points on Every Purchase! It's simple: $1 = 1 Point
No Annual Fee
Select Your Rewards Your Way

Intro APR: 0% on Purchases and Balance Transfers

Intro APR Period: 12 months

Regular APR: 14.90%-24.90% Variable

Annual Fee: $0

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TRIO® Credit Card from Fifth Third Bank

3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
1% unlimited cash back on all other purchases
Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account
0% Introductory APR on Balance Transfers for your first 12 billing cycles after the account is open, then your variable APR will be 15.74% to 24.74% based on your creditworthiness
No international transaction fees on credit purchases
No Annual Fee
Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details

Intro APR: 0% on Balance Transfers

Intro APR Period: 12 billing cycles

Regular APR: 15.74% - 24.74%* Variable

Annual Fee: $0

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Truly Simple® Credit Card from Fifth Third Bank

Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want.
Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.74% to 24.74% based on your creditworthiness.
No Penalty Rate (APR) for a missed payment
No Annual Fee
Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information.

Intro APR: 0% on Purchases and Balance Transfers

Intro APR Period: 15 billing cycles

Regular APR: 13.74% - 24.74%* Variable

Annual Fee: $0