RedditCredit Card Rewards for Online Advertising
For small business owners, online advertising can be one of the largest expenses. If you are looking for a credit card to pay for Google Ads or Bing Ads, there are a few cards that offer higher rewards in the spending category of online advertising.
American Express® Business Gold Card: 4X Rewards on Online Advertising
American Express Business Gold Card offers 4X Membership Rewards points in the 2 eligible categories where your business spends the most each month, up to $150,000 per calendar year. Eligible spending categories include the following: Online or TV advertising, Airfare, Computer Hardware, Software, and Cloud Solutions, Gas, Dining, and Shipping. In addition, you can earn a bonus of 100,000 points after qualified spending. Membership rewards points can be redeemed for payment at checkout, gift cards or flights, valued at up to $1 per 100 points.
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- 0% Intro APR † for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.*
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. *Up to $12.95 plus applicable taxes on one membership fee.
- The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
- *Terms Apply
- Intro APR
- 0% on Purchases
- Intro APR Period
- 6 months from date of account opening
- Annual Fee (rates & fees)
- $375
- Credit Needed
- Excellent, Good
Ink Business Preferred® Credit Card: 3% Back on Online Advertising
Ink Business Preferred Credit Card offers 3 rewards points per dollar on the first $150,000 spent in combined purchases in the following categories each anniversary year: advertising purchases with social media sites and search engines, travel, shipping purchases, Internet, cable and phone services. In addition, you can earn a bonus of 90,000 points after qualified spending. Rewards points can be redeemed through Chase Travel for cash back, valued at $1 for each 100 points, or for travel, at $1.25 for each 100 points.
- Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Travel℠
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
The American Express Blue Business Cash™ Card: 2% Cash Back on Online Advertising
The American Express Blue Business Cash Card offers straight 2% cash back on all purchases, including online advertising, for the first $50,000 each calendar year. In addition, you can earn $250 bonus points after qualified spending.
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
- The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- No Annual Fee
- Terms Apply
- Intro APR
- 0% on Purchases
- Intro APR Period
- 12 months from date of account opening
- Annual Fee (rates & fees)
- No annual fee
- Credit Needed
- Excellent, Good
Credit Card Rewards of 1.5% or More for Online Advertising
In addition to the above small business cards, a few other credit cards let you earn cash rewards of between 1.5% and 2% for online advertising. Some of them are personal cards, which you may use to earn cash back on payments for online advertisement and then get reimbursed by your business.
Cash Back on Online Advertising
| Credit Card | Bonus and Rewards | Annual Fee | |
|---|---|---|---|
 | Citi Double Cash® Card | Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25. | $0 rates & fees |
 | Ink Business Unlimited® Credit Card | $0 rates & fees | |
 | Chase Freedom Unlimited® | $0 rates & fees | |
