Bank of America® Travel Rewards Credit Card Review – $250 Bonus No-Fee Card

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Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

0% intro APR
for 12 billing cycles

16.99% - 24.99% Variable APR after that

16.99% - 24.99% Variable APR

$0

Excellent / Good CreditLearn MoreView Card Details
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

Overview

If you are a cost-conscious traveler, Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer is the ideal no-fee travel card for you. This is a rewards credit card tailored for users who travel from time to time. With no annual fee, no foreign transaction fees or expiration on points, you can conveniently rack up reward points at your own pace.

Card Benefits

Sign-up bonus

If you spend at least $1000 with the card within your first 90 days of becoming a card member, you receive a bonus of 25,000 points. These bonus points can be worth a $250 travel statement credit. For a card with no annual fee, this is a very valuable sign up bonus.

Earn rewards points

You earn 1.5 base points for every dollar you spend with the credit card, and you will earn 3 points per dollar (consisting of 1.5 base points and 1.5 bonus points) spent in qualifying purchases made through the Bank of America Travel Center, which is powered by Expedia.

Preferred Rewards Program – earn up to 75% rewards bonuses

If you have an active bank account with Bank of America or Merrill Edge Investment, you will earn an additional 10% points bonus which will be added to the base points you earn. For example, if you earn 25,000 base points within a calendar year, you receive a bonus of 2,500 points just for having a qualifying Bank of America checking or savings account. This increases the rewards you earn to 1.65 points for each dollar.

If you are a Bank of America Preferred Rewards customer, this bonus can be as much as 25%, 50% and 75% depending on your eligible tier, which will boost your base rewards to 1.875%, 2.25% and 2.625%. For example, if you earn $100 in base rewards, your Preferred Rewards bonus will add $25, $50 or $75 to your reward earnings, totaling $125, $150 or $175.

There are 3 tiers in the Preferred Rewards program: Gold, Platinum and Platinum Honors. Your tier is based on your qualifying combined balances in your Bank of America® banking and/or Merrill Edge® and Merrill Lynch® investment accounts. The following chart shows the minimum balance required to qualify for gold, Platinum, Platinum Honors is $20k, $50k and $100k,respectively.

Bank of America preferred rewards program 1

Note: When your balances increase to qualify you for the next rewards tier, you will be moved up automatically. And once you reach a rewards tier, you’ll keep your program benefits for a full 12 months.

How to redeem points

You can redeem at 2,500 points for a $25 statement credit that is applied to any travel purchases such as airfare, hotel stays, rental cars, cruise lines, campgrounds, or baggage fees, for up to 12 months after the purchase. You can also redeem for $25 gift cards at 3,500 points.

Fees and Interest

There is no annual fee and no foreign transaction fees, making the Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer especially ideal for those who travel outside of the U.S. You can also use the card as little or as much as you like, without worrying about earning enough to cover an annual fee.

Is this the right card for you?

If you value simplicity and like hassle-free travel credit cards, then the Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer is the right card for you. It is one of the best travel credit cards with no foreign transaction fees and no annual fee out there. It offers a solid 1.5% back on all purchases made, which allows you to earn travel rewards without the limitations of specific purchasing categories. Furthermore, if you already bank with Bank of America or plan to in the future, you can take advantage of the extra points bonus, which will increase your base rewards up to 2.625% on each purchases. If you shop frequently, you can rack up enough points to use as travel credit, resulting in a significantly-sized savings on your next travel.

Similar Travel Credit Cards

If you are interested in the Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer, you may also consider a few other travel credit cards with similar benefits.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
Wells Fargo Propel American Express® Card

0% intro APR
for 12 months

14.49% - 26.99% (Variable) APR after that

0% intro APR
for 12 months

14.49% - 26.99% (Variable) APR after that

$0

Good / Excellent CreditLearn MoreView Card Details
  • New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months - that's a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Capital One® Venture® Rewards Credit Card

14.74% - 24.74% (Variable) APR

14.74% - 24.74% (Variable) APR

No balance transfer fee

$0 intro for first year; $95 after that

Excellent, Good CreditLearn MoreView Card Details
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
Bank of America® Premium Rewards® credit card

17.99% - 24.99% Variable APR

17.99% - 24.99% Variable APR

$95

Excellent / Good CreditLearn MoreView Card Details
  • Receive 50,000 bonus points- a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don't expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
  • New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months - that's a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
  • Receive 50,000 bonus points- a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don't expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
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