If you are looking for a credit card with straightforward cash rewards and no fees, Chase Freedom Unlimited® would be a good choice for what you need. It is a VISA credit card with $150 bonus cash back and unlimited 1.5% cash back on all purchases. The credit card has no annual fee.
You will receive 15,000 bonus points after you spend $500 on purchases in your first 3 months from account opening, which can be redeemed for $150 cash back. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account.
The bonus is not available to current cardmembers of Chase Freedom Unlimited® credit card, or previous cardmembers of Chase Freedom Unlimited® who received a new cardmember bonus within the last 24 months. To be eligible for this bonus offer, your account must be open and not in default at the time of fulfillment.
Cash Rewards on Purchases
You will earn unlimited 1.5% cash back on all purchases. Your cash back rewards do not expire as long as your account is open. And there is no minimum to redeem for cash back.
In addition to cash-back redemption, you may also redeem the rewards for gift cards, travel, or Amazon purchases. You can redeem for a variety of gift cards and certificates for shopping, dining and entertainment, book your travel with Chase Ultimate Rewards for competitive rates and flexible ways to pay, or link your Chase Freedom Unlimited® to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.
Fees and 0% Intro APR
This credit card has no annual fee. You can keep the card without having to pay a fee. It also lets you enjoy 0% introductory APR on purchases and balance transfers. You can use it to transfer your existing credit-card balance to pay no interest for an extended period of 15 months. After the intro period ends, the go-to rate of 16.74% - 25.49% Variable applies.
Required Credit Rating
The Chase Freedom Unlimited® is for people with good or excellent credit scores. If you have a FICO score of 700 or more, you may qualify for the credit card.
Is this the right card for you?
If you are looking to earn straightforward cash back with well-rounded benefits, the Chase Freedom Unlimited® is good credit card for you. It offers a bonus of $150 and 1.5% cash back on all purchases. In addition, the Chase Freedom Unlimited® has no annual fee.