If you are looking for a credit card with straightforward cash rewards and no fees, Chase Freedom Unlimited® would be a good choice for what you need. It is a VISA credit card with 3% cash back on all purchases in your first year up to $20,000 spent and unlimited 1.5% cash back on all purchases after that. The credit card has no annual fee.
Cash Rewards on Purchases
You will earn 3% cash back on all purchases in your first year up to $20,000 spent. That is up to $600 cash back in the first year. After that, you will earn unlimited 1.5% cash back on all purchases. This bonus is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. Your cash back rewards do not expire as long as your account is open. And there is no minimum to redeem for cash back.
In addition to cash-back redemption, you may also redeem the rewards for gift cards, travel, or Amazon purchases. You can redeem for a variety of gift cards and certificates for shopping, dining and entertainment, book your travel with Chase Ultimate Rewards for competitive rates and flexible ways to pay, or link your Chase Freedom Unlimited® to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.
Fees and 0% Intro APR
This credit card has no annual fee. You can keep the card without having to pay a fee. It also lets you enjoy 0% introductory APR on purchases and balance transfers. You can use it to transfer your existing credit-card balance to pay no interest for an extended period of 15 months.
Required Credit Rating
The Chase Freedom Unlimited® is for people with good or excellent credit scores. If you have a FICO score of 700 or more, you may qualify for the credit card.
Is this the right card for you?
If you are looking to earn straightforward cash back with well-rounded benefits, the Chase Freedom Unlimited® is good credit card for you. It offers an intro 3% cash back on all purchases in your first year up to $20,000 spent, and after that, 1.5% cash back on all purchases. In addition, the Chase Freedom Unlimited® has no annual fee.