Credit Card Details

Overdraft protection up to $300 with opt-in and eligible direct deposit*
No monthly fees with eligible direct deposit, otherwise $5 per month
Earn up to 7% cash back when you buy eGift Cards in the app
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

Choose the First Latitude Assent Card and enjoy $0 Annual Fee!
Secure your credit line with your refundable security deposit - choose from $200- $2,000. With the ability to increase up to $5,000 over time!
Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
Designed to push you forward on your credit building journey with $0 Annual Fee.
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
All credit types welcome to apply!
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
*See Important Disclosures for complete offer details

Choose our First Latitude Elite Card for a lower annual APR!
Apply now and fund your security deposit over 90 days with the option to make partial payments.
Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
No minimum credit score required for approval!
Secure your credit line with a refundable security deposit - as low as $200 to get started!
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
*See Important Disclosures for complete offer details

0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.74% - 27.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.