Apply online for USAA Rate Advantage Credit Card

Card Issuer: USAA Bank

Network: Visa

Card Category: No Annual Fee, Balance Transfer

Required Credit: Good, Excellent

Rate this card:

Rates & Fees Must be or become a USAA member to apply.

Benefits Summary

Introductory APR

Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 12.15% to 27.15% will apply to introductory balances.

Extra Benefits

This card has no foreign transaction fees, no annual fee.

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USAA Rate Advantage Credit Card

Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 12.15% to 27.15% will apply to introductory balances.
A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
Take advantage of USAA's lowest interest rate card, whether you're making a purchase or transferring a balance.
Pay less in interest if you carry a balance from month to month.
Enjoy the same low variable regular APR on purchases, balance transfers, and cash advances.
No annual fee.
No foreign transaction fees.
See Rates and Fees for details.