If you are looking for a 0% APR credit card with a long introductory period, Citi® Diamond Preferred® Card is a good choice for what you need. It is a Mastercard offering an introductory 0% APR on balance transfers for 21 months and 0% APR on purchases for 12 months. The credit card has no annual fee.
This credit card offers 0% intro APR on balance transfers for 21 months from date of first transfer. It also offers 0% intro APR on purchases for 12 months from date of account opening. After the intro period, the variable APR for balance transfers or purchases will be a variable APR, based on your creditworthiness.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
You can get free access to your FICO Score and monitor your credit score as often as you would like. You can also enjoy Citi Entertainment℠, which allows you to have special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
This credit card has no annual fee. You can keep the card without paying an annual fee.
Required Credit Rating
The Citi® Diamond Preferred® Card is for people with excellent credit scores. If you have a FICO score of 740 or more, you may qualify for the credit card.