Credit Card Details
- Score great rewards and build credit with a refundable security deposit
- Earn Rewards Points for every dollar you spend. Earn 1 rewards point for every dollar spent on your everyday purchases when you use your platinum secured Mastercard®. There's no maximum and your points never expire.
- Use your personal credit card rewards points for Travel, Merchandise, Gift cards and more.
- No annual fee, balance transfer, cash advance or foreign transaction fee
- As low as 12.50% Annual Percentage Rate (APR), not to exceed 18.00%.
- Refundable security deposit
- Convenient and secured Mastercard®
- Premium travel rewards without the premium price. Enjoy 3x points on travel and hotels, plus World Elite Mastercard® benefits - all with a $0 intro annual fee.
- Earn 30,000 bonus rewards points when you spend $3,000 in your first 90 days. That's $300 in value!
- 3x points on travel and hotels, 2x on dining (including takeout and delivery), and 1x on all other purchases.
- Unlimited points that never expire, so your rewards are ready to go when you are.
- Airport lounge access: Priority Pass membership includes access to 1,800+ airport lounges worldwide.
- 24/7 concierge service: Get help with travel planning, dining reservations, and more - whenever you need it.
- Start with no annual fee your first year, then just $75 annually.
- Hotel and travel perks: Room upgrades (when available) and exclusive travel and lifestyle offers.
- Dining and experiences: Restaurant reservations, sports and entertainment events and curated experiences.
- Exclusive World Elite Mastercard offers: Enjoy exclusive discounts from Lyft, Peacock, Instacart, and more.
- Redeem points for travel, cash back, and more - so you can choose what works best for you.
- 24/7 roadside assistance. Car rental coverage, including coverage for loss of use. Trip cancellation and trip interruption.
- Start building credit with just $150 - secure your line with a low, refundable security deposit
- No credit check required - 89% approval rate with zero credit risk to apply!
- Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
- Earn up to 10% cash back on everyday purchases
- Affordable payments - minimum payment as low as $10
- Boost your credit score fast-2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay
- Fast and easy application-apply in minutes with our mobile-first experience
- Flexible payment options-pick a due date that works for you
- More time to fund-spread your security deposit over 60 days with layaway
- Join 2 million+ cardholders who have used opensky® to build better credit!
- No Employment or Credit Check
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
Topics: Horizon Card









