RedditDo you know that you only need to spend $500 on a new credit card to get a bonus of as much as $200? Yes, this is right. With a few credit cards, you may receive a cash bonus of $200 after spending just $500 – a reward of 40% of the first $500 charged to your credit card.
Best Credit Card Bonus for Consumer Cards: $200 bonus after $500 is spent
Chase and Capital One offer a few credit cards that hand out $200 bonus after you spend $500 in purchases within 3 months of account opening. On top of the bonus, they give you cash back rewards on your everyday purchases. In addition, they have no annual fee.
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Capital One SavorOne Cash Rewards Credit Card | A one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening | $0 |
 | Capital One Quicksilver Cash Rewards Credit Card | A one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening | $0 |
Similar Credit Card Bonus: $200 cash bonus after $1,000 or $1,500 is spent
A few credit cards offer similar bonus of $200 after $1,000 or $1,500 is spent in the first 3 or 6 months. While the spending threshold is a little higher than $500, it is still easy to attain.
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | U.S. Bank Cash+® Visa Signature® Card | $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening. | $0 |
 | Citi Custom Cash℠ Card | $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. | $0 |
 | Wells Fargo Active Cash® Card | $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months | $0 rates & fees |
 | Bank of America® Customized Cash Rewards credit card | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. | $0 |
 | Bank of America® Unlimited Cash Rewards credit card | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. | $0 |
Other Credit Cards with Sign-up Bonus
While not all other credit cards offer $200 bonus after $500 is spent, some cards give out richer bonus after you meet higher spending requirements. For example, quite a few credit cards offer a bonus valued at $500 or more. And some other cards offer a bonus valued at $250 after $1,000 is spent.
$500 Credit Card Bonus or More
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Citi Premier® Card | 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening | $95 |
 | U.S. Bank Altitude® Connect Visa Signature® Card | Intro Offer: Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more. | $0 intro for the first year, then $95 |
 | Chase Sapphire Preferred® Card | 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. | $95 |
 | Bank of America® Premium Rewards® credit card | Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening. | $95 |
 | Capital One Venture Rewards Credit Card | Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel | $95 |
 | Capital One Venture X Rewards Credit Card | 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel | $395 |
 | PenFed Pathfinder® Rewards Visa Signature® Card | 50,000 Bonus Points when you spend $3000 in the first 90 days | $95 waived for existing honors advantage members |
20,000 to 30,000 Bonus Points, Redeemable for $200 to $300 Statement Credit
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Wells Fargo Autograph℠ Card | 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value | $0 rates & fees |
 | Bank of America® Travel Rewards credit card | 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. | $0 |
 | Citi Rewards+® Card | 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com | $0 |
 | U.S. Bank Altitude® Go Visa Signature® Card | Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. | $0 |
Business Credit Card Bonus of $500 or More
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Ink Business Unlimited® Credit Card | Best Offer Ever: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening | $0 |
 | Ink Business Cash® Credit Card | Best Offer Ever: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening | $0 |
 | New Business Card! Ink Business Premier℠ Credit Card | $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. | $195 |
 | Revenued Business Card | $500 cash back after you spend $5,000 in eligible purchases on the Card within your first 3 months of Card Membership. | $0 |
 | Capital One Spark Cash Select - $500 Cash Bonus | $500 bonus when you spend $4,500 in the first 3 months of account opening | $0 |
 | Capital One Spark Cash Plus | Up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening | $150 |
 | American Express® Business Gold Card | 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* | $295 (fees) |
 | Ink Business Preferred® Credit Card | 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards® | $95 |
Trying to build my credit up.
All of the above credit cards are for people who have good credit ratings and sufficient income. If your credit score is 700 or above, you may qualify for those cards. But if you are looking for a card to establish your credit, you may find a credit card at https://www.cardbenefit.com/credit-cards-for-bad-credit/.