Credit Card Bonus Offers for Spending Only $500

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Do you know that you only need to spend $500 on a new credit card to get a bonus of as much as $200? Yes, this is right. With a few credit cards, you may receive a cash bonus of $200 after spending just $500 – a whopping reward of 40% of the first $500 charged to your credit card.

Best Credit Card Bonus for Consumer Cards: $200 bonus after $500 is spent

Wells Fargo offers a few credit cards that hand out $200 bonus after you spend $500 in purchases within 3 months of account opening. On top of the bonus, it gives you unlimited 2% cash rewards on your everyday purchases and it has no annual fee.

Credit CardCredit Card BonusAnnual Fee
Wells Fargo Active Cash CardWells Fargo Active Cash® Card$200 cash rewards bonus after spending $500 in purchases in the first 3 months$0
rates & fees

Similar Credit Card Bonus: $200 cash bonus after up to $2,000 is spent

A few credit cards offer similar bonus of $200 after up to $2,000 is spent in the first 3 or 6 months. While the spending threshold is a little higher than $500, it is still easy to attain.

Credit CardCredit Card BonusAnnual Fee
Bank of America Customized Cash Rewards Credit CardBank of America® Customized Cash Rewards credit card$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.$0
Bank of America Unlimited Cash Rewards credit cardBank of America® Unlimited Cash Rewards credit card$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.$0
Citi Custom Cash CardCiti Custom Cash® Card$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.$0
Blue Cash Everyday Card from American ExpressBlue Cash Everyday® Card from American Express$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.$0
(fees)

Other Credit Cards with Sign-up Bonus

While not all other credit cards offer $200 bonus after $500 is spent, some cards give out richer bonus after you meet higher spending requirements. For example, quite a few credit cards offer a bonus valued at $500 or more. And some other cards offer a bonus valued at $250 after $1,000 is spent.

$500 Credit Card Bonus or More

Credit CardCredit Card BonusAnnual Fee
Bank of America Premium Rewards Credit Card

Bank of America® Premium Rewards® credit card

NEW OFFER! Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.$95
Citi Premier Card

Citi Premier® Card

60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.$95
Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.$95
PenFed Pathfinder Rewards Visa Signature Card

PenFed Pathfinder® Rewards Visa Signature® Card

50,000 Bonus Points when you spend $3000 in the first 90 days$95 waived for existing honors advantage members

20,000 to 25,000 Bonus Points, Redeemable for $200 to $250 Statement Credit

Credit CardCredit Card BonusAnnual Fee
Wells Fargo Autograph Card

Wells Fargo Autograph℠ Card

20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value$0
rates & fees
Bank of America Travel Rewards Credit Card

Bank of America® Travel Rewards credit card

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.$0
Citi Rewards+ Card

Citi Rewards+® Card

20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com$0

Business Credit Card Bonus of $500 or More

Credit CardCredit Card BonusAnnual Fee
Ink Business Unlimited Credit Card

Ink Business Unlimited® Credit Card

$900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening$0
Ink Business Cash Credit Card

Ink Business Cash® Credit Card

$900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening$0
U.S. Bank Business Leverage Visa Signature Card

U.S. Bank Business Leverage® Visa Signature® Card

$750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.$95
Ink Business Premier Credit Card

Ink Business Premier℠ Credit Card

$1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.$195
Revenued Business Card

Revenued Business Card

$500 cash back after you spend $5,000 in eligible purchases on the Card within your first 3 months of Card Membership.$0
American Express Business Gold Card

American Express® Business Gold Card

70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*$295
(fees)
Ink Business Preferred Credit Card

Ink Business Preferred® Credit Card

100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®$95

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2 Responses

  1. Regina L Crotzer

    Trying to build my credit up.