RedditDo you know that you only need to spend $500 on a new credit card to get a bonus of as much as $200? Yes, this is right. With a few credit cards, you may receive a cash bonus of $200 after spending just $500 – a reward of 40% of the first $500 charged to your credit card.
Best Credit Card Bonus for Consumer Cards: $200 bonus after $500 is spent
Both Chase and Capital One offer two credit cards that hand out $200 bonus after you spend $500 in purchases within 3 months of account opening. On top of the bonus, they all give you cash back rewards on your everyday purchases. In addition, they have no annual fee.
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Chase Freedom Unlimited® | A $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. | $0 |
 | Capital One Quicksilver Cash Rewards Credit Card | One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening | $0 |
 | Chase Freedom Flex℠ | A $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. | $0 |
 | Capital One SavorOne Cash Rewards Credit Card | A one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening | $0 |
Other Credit Cards with Sign-up Bonus
While not all other credit cards offer $200 bonus after $500 is spent, some cards give out richer bonus after you meet higher spending requirements. For example, quite a few credit cards offer a bonus valued at $500 or more. And some other cards offer a bonus valued at $250 after $1,000 is spent.
$500 Credit Card Bonus or More
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Bank of America® Premium Rewards® credit card | Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening | $95 |
 | Chase Sapphire Preferred® Card | Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®. | $95 |
 | Citi Premier® Card | 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening | $95 |
 | U.S. Bank Altitude® Connect Visa Signature® Card | 50,000 bonus points when you spend $3,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards merchandise, gift cards, cash back, travel and more. | $0 introductory annual fee for the first 12 months, after that $95 |
 | Capital One Venture Rewards Credit Card | Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel | $95 |
 | American Express® Business Gold Card | Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* | $295 (fees) |
$200 Credit Card Bonus or More
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Wells Fargo Active Cash℠ Card | New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months | $0 (rates & fees) |
 | Bank of America® Travel Rewards credit card | 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases | $0 |
 | Bank of America® Customized Cash Rewards credit card | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening | $0 |
 | Bank of America® Unlimited Cash Rewards credit card | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening | $0 |
 | Blue Cash Everyday® Card from American Express | $0 (fees) | |
 | U.S. Bank Altitude Go Visa Signature Card | 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more | $0 |
 | Citi Rewards+® Card | For a Limited Time, earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com | $0 |
Business Credit Card Bonus of $250 or More
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | American Express Blue Business Cash™ Card | A $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. | $0 (fees) |
| American Express® Business Gold Card | Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* | $295 (fees) |
 | Ink Business Cash℠ Credit Card | $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening | $0 |
 | Ink Business Preferred℠ Credit Card | 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards® | $95 |
 | Capital One Spark Cash Plus | Up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening | $150 |
 | Capital One Spark Cash Select - $500 Cash Bonus | A $500 bonus when you spend $4,500 in the first 3 months of account opening | $0 |
 | The Business Platinum Card® from American Express | Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. | $595 (fees) |