Credit Card Bonus Offers for Spending Only $500

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Do you know that you only need to spend $500 on a new credit card to get a bonus of as much as $200? Yes, this is right. With a few credit cards, you may receive a cash bonus of $200 after spending just $500 – a whopping reward of 40% of the first $500 charged to your credit card.

Best Credit Card Bonus for Consumer Cards: $200 bonus after $500 is spent

Wells Fargo offers a credit card that provides a $200 bonus once you spend $500 on purchases within the first 3 months of opening the account. Beyond the initial bonus, this card offers an ongoing benefit of unlimited 2% cash rewards on your everyday purchases, all without an annual fee.

Credit CardCredit Card BonusAnnual Fee
Wells Fargo Active Cash CardWells Fargo Active Cash® Card$200 cash rewards bonus after spending $500 in purchases in the first 3 months.$0
rates & fees

Similar Credit Card Bonus: $200 cash bonus after up to $2,000 is spent

Several credit cards provide a comparable $200 bonus after spending up to $2,000 within the initial 3 or 6 months. Although the spending threshold is slightly higher than $500, it remains easily achievable.

Credit CardCredit Card BonusAnnual Fee
Citi Custom Cash CardCiti Custom Cash® Card$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
rates & fees
Citi Double Cash CardCiti Double Cash® Card$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
rates & fees
Blue Cash Everyday Card from American ExpressBlue Cash Everyday® Card from American Express$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.$0
(rates & fees)
USAA Preferred Cash Rewards Credit CardUSAA Preferred Cash Rewards Credit CardEarn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.$0
(rates & fees)
Choice Rewards World MastercardChoice Rewards World Mastercard®20,000 bonus Rewards Points when you spend $3,000 in the first 60 days$0

Other Credit Cards with Sign-up Bonus

While not all other credit cards offer $200 bonus after $500 is spent, some cards give out richer bonus after you meet higher spending requirements. For example, quite a few credit cards offer a bonus valued at $500 or more. And some other cards offer a bonus valued at $250 after $1,000 is spent.

$500 Credit Card Bonus or More

Credit CardCredit Card BonusAnnual Fee
Citi Strata Premier Card

Citi Strata Premier Card

70,000 bonus ThankYou Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com$95
rates & fees
Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

Get up to $1,050 in Chase Travel value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.$95
American Express Gold Card

American Express® Gold Card

60,000 Membership Rewards Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.$325
(rates & fees)
Chase Sapphire Reserve

Chase Sapphire Reserve®

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.$550
The Platinum Card from American Express

The Platinum Card® from American Express

80,000 Membership Rewards Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.$695
(rates & fees)

20,000 to 30,000 Bonus Points, Redeemable for $200 to $300 Statement Credit

Credit CardCredit Card BonusAnnual Fee
Wells Fargo Autograph Card

Wells Fargo Autograph Card

20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.$0
rates & fees
Citi Rewards+ Card

Citi Rewards+® Card

20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com$0
rates & fees
First Tech Odyssey Rewards World Elite Mastercard

First Tech Odyssey Rewards™ World Elite Mastercard®

Get 30,000 bonus reward points when you spend at least $3,000 in your first 90 days¹. That's $300 in value!$0 intro annual fee first year, then $75 thereafter
USAA Eagle Navigator Credit Card

USAA Eagle Navigator™ Credit Card

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.$95
(rates & fees)

Business Credit Card Bonus of $500 or More

Credit CardCredit Card BonusAnnual Fee
Ink Business Unlimited Credit Card

Ink Business Unlimited® Credit Card

$900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening$0
Ink Business Preferred Credit Card

Ink Business Preferred® Credit Card

90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel$95
Ink Business Cash Credit Card

Ink Business Cash® Credit Card

$350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening$0
Ink Business Premier Credit Card

Ink Business Premier® Credit Card

$1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.$195
American Express Business Gold Card

American Express® Business Gold Card

Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*$375
(rates & fees)

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2 Responses

  1. Regina L Crotzer

    Trying to build my credit up.