RedditDo you know that you only need to spend $500 on a new credit card to get a bonus of as much as $200? Yes, this is right. With a few credit cards, you may receive a cash bonus of $200 after spending just $500 – a whopping reward of 40% of the first $500 charged to your credit card.
Best Credit Card Bonus for Consumer Cards: $200 bonus after $500 is spent
Wells Fargo offers a few credit cards that hand out $200 bonus after you spend $500 in purchases within 3 months of account opening. On top of the bonus, it gives you unlimited 2% cash rewards on your everyday purchases and it has no annual fee.
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Wells Fargo Active Cash® Card | $200 cash rewards bonus after spending $500 in purchases in the first 3 months | $0 rates & fees |
Similar Credit Card Bonus: $200 cash bonus after up to $2,000 is spent
A few credit cards offer similar bonus of $200 after up to $2,000 is spent in the first 3 or 6 months. While the spending threshold is a little higher than $500, it is still easy to attain.
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Bank of America® Customized Cash Rewards credit card | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. | $0 |
 | Bank of America® Unlimited Cash Rewards credit card | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. | $0 |
 | Citi Custom Cash® Card | $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. | $0 |
 | Blue Cash Everyday® Card from American Express | $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. | $0 (fees) |
Other Credit Cards with Sign-up Bonus
While not all other credit cards offer $200 bonus after $500 is spent, some cards give out richer bonus after you meet higher spending requirements. For example, quite a few credit cards offer a bonus valued at $500 or more. And some other cards offer a bonus valued at $250 after $1,000 is spent.
$500 Credit Card Bonus or More
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Bank of America® Premium Rewards® credit card | NEW OFFER! Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening. | $95 |
 | Citi Premier® Card | 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. | $95 |
 | Chase Sapphire Preferred® Card | 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. | $95 |
 | PenFed Pathfinder® Rewards Visa Signature® Card | 50,000 Bonus Points when you spend $3000 in the first 90 days | $95 waived for existing honors advantage members |
20,000 to 25,000 Bonus Points, Redeemable for $200 to $250 Statement Credit
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Wells Fargo Autograph℠ Card | 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value | $0 rates & fees |
 | Bank of America® Travel Rewards credit card | 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. | $0 |
 | Citi Rewards+® Card | 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com | $0 |
Business Credit Card Bonus of $500 or More
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Ink Business Unlimited® Credit Card | $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening | $0 |
 | Ink Business Cash® Credit Card | $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening | $0 |
 | U.S. Bank Business Leverage® Visa Signature® Card | $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account. | $95 |
 | Ink Business Premier℠ Credit Card | $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. | $195 |
 | Revenued Business Card | $500 cash back after you spend $5,000 in eligible purchases on the Card within your first 3 months of Card Membership. | $0 |
 | American Express® Business Gold Card | 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* | $295 (fees) |
 | Ink Business Preferred® Credit Card | 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards® | $95 |
Trying to build my credit up.
All of the above credit cards are for people who have good credit ratings and sufficient income. If your credit score is 700 or above, you may qualify for those cards. But if you are looking for a card to establish your credit, you may find a credit card at https://www.cardbenefit.com/credit-cards-for-bad-credit/.