Credit Card Bonus Offers for Spending Only $500

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Do you know that you only need to spend $500 on a new credit card to get a bonus of as much as $200? Yes, this is right. With a few credit cards, you may receive a cash bonus of $200 after spending just $500 – a whopping reward of 40% of the first $500 charged to your credit card.

Best Credit Card Bonus for Consumer Cards: $200 bonus after $500 is spent

Wells Fargo offers a credit card that provides a $200 bonus once you spend $500 on purchases within the first 3 months of opening the account. Beyond the initial bonus, this card offers an ongoing benefit of unlimited 2% cash rewards on your everyday purchases, all without an annual fee.

Credit CardCredit Card BonusAnnual Fee
Wells Fargo Active Cash CardWells Fargo Active Cash® Card$200 cash rewards bonus after spending $500 in purchases in the first 3 months.$0
rates & fees

Similar Credit Card Bonus: $200 cash bonus after up to $2,000 is spent

Several credit cards provide a comparable $200 bonus after spending up to $2,000 within the initial 3 or 6 months. Although the spending threshold is slightly higher than $500, it remains easily achievable.

Credit CardCredit Card BonusAnnual Fee
Bank of America Customized Cash Rewards Credit CardBank of America® Customized Cash Rewards credit card$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.$0
Bank of America Unlimited Cash Rewards credit cardBank of America® Unlimited Cash Rewards credit card$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.$0
Citi Custom Cash CardCiti Custom Cash® Card$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
Citi Double Cash CardCiti Double Cash® Card$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
Blue Cash Everyday Card from American ExpressBlue Cash Everyday® Card from American Express$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.$0
(fees)

Other Credit Cards with Sign-up Bonus

While not all other credit cards offer $200 bonus after $500 is spent, some cards give out richer bonus after you meet higher spending requirements. For example, quite a few credit cards offer a bonus valued at $500 or more. And some other cards offer a bonus valued at $250 after $1,000 is spent.

$500 Credit Card Bonus or More

Credit CardCredit Card BonusAnnual Fee
Bank of America Premium Rewards Credit Card

Bank of America® Premium Rewards® credit card

Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.$95
Citi Premier Card

Citi Premier® Card

60,000 bonus ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel portal through June 30, 2024.$95
Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards.$95
Chase Sapphire Reserve

Chase Sapphire Reserve®

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards$550
The Platinum Card from American Express

The Platinum Card® from American Express

80,000 Membership Rewards Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.$695
(fees)

20,000 to 30,000 Bonus Points, Redeemable for $200 to $300 Statement Credit

Credit CardCredit Card BonusAnnual Fee
Wells Fargo Autograph Card

Wells Fargo Autograph Card

20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.$0
rates & fees
Bank of America Travel Rewards Credit Card

Bank of America® Travel Rewards credit card

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.$0
Citi Rewards+ Card

Citi Rewards+® Card

20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com$0

Business Credit Card Bonus of $500 or More

Credit CardCredit Card BonusAnnual Fee
Ink Business Unlimited Credit Card

Ink Business Unlimited® Credit Card

$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening$0
Ink Business Preferred Credit Card

Ink Business Preferred® Credit Card

100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel$95
Ink Business Cash Credit Card

Ink Business Cash® Credit Card

$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening$0
Ink Business Premier Credit Card

Ink Business Premier Credit Card

$1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.$195
American Express Business Gold Card

American Express® Business Gold Card

Earn 70,000 Membership Rewards points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*$375
(fees)

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2 Responses

  1. Regina L Crotzer

    Trying to build my credit up.