Ink Business Preferred℠ Credit Card

Card Issuer
Chase Bank
Card Category
Business, Bonus
Credit Recommended
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Editor's Review
Ink Business Preferred℠ Credit Card is giving out impressive 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. In addition, it offers 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year, and unlimited 1 point per $1 on all other purchases.
Sign-up bonus
New card members can receive 80,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening, which is valued at $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards. After qualifying for the bonus points, please allow 6 to 8 weeks for bonus points to post to your account.
You will earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: travel; shipping; internet, cable, and phone services; advertising purchases made with social media sites and search engines. You will also earn unlimited 1 point per $1 spent on all other purchases. Points do not expire as long as your account is open.
You can use your points to redeem for cash, gift cards, travel, or select products or services. Redemption values for reward options vary. When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 80,000 points are worth $1,000 towards travel, or $800 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center.
1:1 Point Transfer to Leading Frequent Travel Programs
Ink Business Preferred℠ Credit Card allows you to transfer points to leading frequent travel programs at a full 1:1 value with no transfer fees. Frequent travel programs include United MileagePlus®, Southwest Airlines Rapid Rewards®, Virgin Atlantic Flying Club, JetBlue TrueBlue, British Airways Executive Club, Singapore Airlines KrisFlyer, IHG® Rewards Club, Marriott Bonvoy™, World of Hyatt®.
Additional Travel Benefits
On top of all the nice features, Ink Business Preferred℠ Credit Card does not charge foreign transaction fees. If you travel overseas, it is always a good idea to bring a credit card with no foreign transaction fees. Many consumer credit cards charge transaction fees of 3% on purchases that you make in foreign countries. Using Ink Business Preferred℠ Credit Card while you travel abroad will save you quite a bit on purchases.
Business-Friendly Benefits
The Ink Business Preferred℠ Credit Card provides a wide array of benefits for business owners, such as employee cards, quarterly summary, etc. With the Ink Business Preferred℠ Credit Card, you can manage your business cash flow, build your business credit history, and easily track expenses and maintain records for tax reporting and other business needs.
There is an annual fee of $95. With all the benefits and a generous bonus, business users can easily earn enough rewards to offset the cost of the annual fee. This credit card has no foreign transaction fees, which is a friendly feature for international travelers who may use the credit card abroad.
Required Credit Rating
The Ink Business Preferred℠ Credit Card is for people with excellent credit rating. If you have a credit score of 740 or more, you may be qualified for the credit card.
Is this the right card for you?
If you own a small business and regularly spend a lot on business purchases, the Ink Business Preferred℠ Credit Card is a very good credit card to earn generous bonus and rewards.

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