Bank of America^® Business Advantage Cash Rewards Mastercard^® Review – $300 Bonus and 3% Back

By CardBenefit Last updated on October 22, 2025

Small Business Credit Cards

Credit Card		Bonus, Rewards, 0% Interest	Annual Fee
	The American Express Blue Business Cash™ Card	$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement. 0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 16.99% - 26.99% variable applies. (rates & fees)	$0
	The Blue Business^® Plus Credit Card from American Express	15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply. 0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 16.99% - 26.99% variable applies. (rates & fees)	$0
	Costco Anywhere Visa^® Business Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees
	American Express^® Business Gold Card	Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* 4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*	$375 rates & fees
	The Business Platinum Card^® from American Express	New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel using the Business Platinum Card. The Hotel Collection requires a minimum two-night stay. 5X points on flights and prepaid hotels on AmexTravel.com	$895 rates & fees

Cash Back Credit Cards

Credit Card		Bonus, Rewards, 0% Interest	Annual Fee
	Citi Double Cash^® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. 0% on balance transfers for 18 months. After the intro period ends, the go-to rate of 17.74% - 27.74% (variable) applies. (rates & fees)	$0
	Chase Freedom Unlimited^®	Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. 0% on purchases and balance transfers for 15 months (rates & fees)	$0
	Blue Cash Everyday^® Card from American Express	$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. 0% on purchases and balance transfers for 15 months. After the intro period ends, the go-to rate of 19.74% - 28.74% variable applies. (rates & fees)	$0
	Costco Anywhere Visa^® Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees
	Blue Cash Preferred^® Card from American Express	$250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. 0% on purchases for 12 months. After the intro period ends, the go-to rate of 19.74% - 28.74% variable applies. (rates & fees)	$0 intro annual fee for the first year, then $95.

Credit Card Bonus

Credit Card		Credit Card Bonus	Annual Fee
	Citi Strata Premier^® Card	60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.	$95 rates & fees
	Chase Sapphire Preferred^® Card	75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.	$95 rates & fees
	Citi Strata^℠ Card	For a limited time, earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.	$0 rates & fees

Topics: 0% APR, Bank of America, bonus, business credit card, cash back, dining rewards, gas rewards, good credit, Mastercard, no annual fee, preferred rewards

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