Overview
If you would like to earn steady cash back rewards for your regular purchases without dealing with rotating rewards categories, you need look no further than the Wells Fargo Cash Wise Visa® card. The Wells Fargo Cash Wise Visa® card is one such card which awards card members good cash back of flat 1.5% for everyday purchases, such as gasoline, groceries, furniture, utilities, etc. If you use digital wallet such as Apple Pay® or Google Pay™, your cash back rewards increase to 1.8% on all purchases during the first 12 months of account opening.
The Wells Fargo Cash Wise Visa® card also offers a $150 sign-up bonus along with no annual fee and a 0% introductory APR for purchases and qualifying balance transfers. Its sizable bonus and no-hassle cash back rewards make the Wells Fargo Cash Wise Visa® card one of the most valuable credit cards to carry.
- Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.49% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening
- $0 annual fee
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Select "Apply Now" to learn more about the product features, terms and conditions
- Intro APR
- 0% on Purchases and qualifying Balance Transfers
- Intro APR Period
- 15 months from account opening
- Regular APR
- 14.49%-24.99% (Variable)
- Annual Fee (Rates & Fees)
- $0
Card Benefits
$150 Cash Back Bonus
With the Wells Fargo Cash Wise Visa® card, card members can earn a $150 cash back bonus just for using their card. You just need to spend $500 with your card in the first 3 months after opening your account to qualify for the bonus. Earning the $150 bonus is like getting a 30% discount on your first $500 in purchases and it’s an easy way to put more cash back in your pocket.
Rewards Program
On top of the new member bonus, you’ll earn cash back rewards everywhere you go. The card pays you unlimited 1.5% flat cash back on purchases. You can also enjoy a higher cash rewards of 1.8% back on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening. The best part is, there are no rotating rewards categories for you to keep track of and your rewards never expire.
Additional Information
APR and Fees
The Wells Fargo Cash Wise Visa® card carries no annual fee, so it won’t cost you anything to earn cash back. As an added bonus, new members pay zero introductory interest on purchases and qualifying balance transfers for the first 15 months from account opening which is great if you plan on making a large purchase or transferring a high interest balance to the card. After the introductory period ends, the go-to rate of 14.49%-24.99% (variable) applies.
Required Credit Rating
The Wells Fargo Cash Wise Visa® card is for people with good or excellent credit rating. If your credit score is close to or above 700, you may be qualified for the credit card.
Is this the right card for you?
With no annual fee and an easy-to-manage rewards structure, the Wells Fargo Cash Wise Visa® card is a great choice if you want to get more cash back on the things you buy every day.
Similar Credit Cards
If you are interested in the Wells Fargo Cash Wise Visa® card, you may also consider a few other credit cards with similar benefits.
Credit Card | Bonus and Rewards | Annual Fee | |
---|---|---|---|
![]() | Bank of America® Cash Rewards credit card | $0 | |
![]() | Citi® Double Cash Card - 18 month BT offer | Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. | $0 |
![]() | Costco Anywhere Visa® Card by Citi | $0 | |
![]() | Citi Rewards+® Card | $0 | |
![]() | Citi Premier® Card | $95 | |
![]() | Bank of America® Travel Rewards credit card | $0 | |
![]() | Chase Sapphire Preferred® Card | $95 | |
![]() | Blue Cash Preferred® Card from American Express | $0 intro for first year, then $95 | |
![]() | Blue Cash Everyday® Card from American Express | $0 | |
![]() | Chase Freedom Unlimited® | $0 | |
![]() | Chase Freedom Flex℠ | $0 | |
![]() | American Express Blue Business Cash™ Card | Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. | $0 |
![]() | American Express Cash Magnet® Card | $0 | |
![]() | Capital One Quicksilver Cash Rewards Credit Card | $0 | |
![]() | Capital One SavorOne Cash Rewards Credit Card | $0 |