Name: Wells Fargo Cash Wise Visa Card
Brand: Wells Fargo
SKU: WCW
Availability: InStock
Rating: 4.5 (281 reviews)

Overview

If you would like to earn steady cash back rewards for your regular purchases without dealing with rotating rewards categories, you need look no further than the Wells Fargo Cash Wise Visa® card. The Wells Fargo Cash Wise Visa® card is one such card which awards card members good cash back of flat 1.5% for everyday purchases, such as gasoline, groceries, furniture, utilities, etc. If you use digital wallet such as Apple Pay® or Google Pay™, your cash back rewards increase to 1.8% on all purchases during the first 12 months of account opening.

The Wells Fargo Cash Wise Visa® card also offers a $150 sign-up bonus along with no annual fee and a 0% introductory APR for purchases and qualifying balance transfers. Its sizable bonus and no-hassle cash back rewards make the Wells Fargo Cash Wise Visa® card one of the most valuable credit cards to carry.

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Wells Fargo Cash Wise Visa® card

Earn a $150 cash rewards bonus after spending $500 in the first 3 months
Earn unlimited 1.5% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.49% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening
$0 annual fee
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Select "Apply Now" to learn more about the product features, terms and conditions

Intro APR: 0% on Purchases and qualifying Balance Transfers

Intro APR Period: 15 months

Regular APR: 14.49%-24.99% Variable

Annual Fee: $0

Card Benefits

$150 Cash Back Bonus

With the Wells Fargo Cash Wise Visa® card, card members can earn a $150 cash back bonus just for using their card. You just need to spend $500 with your card in the first 3 months after opening your account to qualify for the bonus. Earning the $150 bonus is like getting a 30% discount on your first $500 in purchases and it’s an easy way to put more cash back in your pocket.

Rewards Program

On top of the new member bonus, you’ll earn cash back rewards everywhere you go. The card pays you unlimited 1.5% flat cash back on all purchases. You can also enjoy a higher cash rewards of 1.8% back on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening. The best part is, there are no rotating rewards categories for you to keep track of and your rewards never expire.

Additional Information

APR and Fees

The Wells Fargo Cash Wise Visa® card carries no annual fee, so it won’t cost you anything to earn cash back. As an added bonus, new members pay zero introductory interest on purchases and qualifying balance transfers for the first 15 months which is great if you plan on making a large purchase or transferring a high interest balance to the card. After the introductory period ends, the go-to rate of 14.49%-24.99% Variable applies.

Required Credit Rating

The Wells Fargo Cash Wise Visa® card is for people with good or excellent credit rating. If your credit score is close to or above 700, you may be qualified for the credit card.

Is this the right card for you?

With no annual fee and an easy-to-manage rewards structure, the Wells Fargo Cash Wise Visa® card is a great choice if you want to get more cash back on the things you buy every day.

Similar Credit Cards

If you are interested in the Wells Fargo Cash Wise Visa® card, you may also consider a few other credit cards with similar benefits.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Citi® Double Cash Card - 18 month BT offer Hide Benefits Show Benefits	13.99% - 23.99% (Variable) APR	0% intro APR for 18 months 13.99% - 23.99% (Variable) APR after that	$0	Excellent CreditLearn More View Card Details
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness. Balance Transfers do not earn cash back. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. The standard variable APR for Citi Flex Plan is 13.99% - 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Citi Rewards+® Card Hide Benefits Show Benefits	0% intro APR for 15 months 13.49% - 23.49% (Variable) APR after that	0% intro APR for 15 months 13.49% - 23.49% (Variable) APR after that	$0	Excellent CreditLearn More View Card Details
The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee - either $5 or 3% of the amount of each transfer, whichever is greater. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases. The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Bank of America® Cash Rewards credit card Hide Benefits Show Benefits	0% intro APR for 12 billing cycles 13.99% - 23.99% Variable APR after that	0% intro APR for 12 billing cycles for any balance transfers made in the first 60 days 13.99% - 23.99% Variable APR after that	$0	Excellent / Good CreditLearn More View Card Details
No annual fee $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers No expiration on rewards If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase Contactless Cards - The security of a chip card, with the convenience of a tap
Capital One Quicksilver Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 15.49% - 25.49% (Variable) APR	15.49% - 25.49% (Variable) APR	$0	Excellent, Good CreditLearn More View Card Details
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 1.5% cash back on every purchase, every day No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that Pay no annual fee or foreign transaction fees
Capital One SavorOne Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 15.49% - 25.49% (Variable) APR	15.49% - 25.49% (Variable) APR	$0	Excellent, Good CreditLearn More View Card Details
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that No foreign transaction fee No annual fee
ABOC Platinum Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 12 months 12.90% to 22.90% Variable APR after that	12.90% to 22.90% Variable APR	$0	Excellent CreditLearn More View Card Details
0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your creditworthiness Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award! Earn Points on Every Purchase! It's simple: $1 = 1 Point No Annual Fee Select Your Rewards Your Way
American Express Blue Business Cash™ Card Hide Benefits Show Benefits	0% intro APR for 12 months from date of account opening 13.24% - 19.24% Variable APR after that Rates & Fees	13.24% - 19.24% Variable APR	No annual fee	Good, Excellent CreditLearn More View Card Details
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee Terms Apply

Citi® Double Cash Card - 18 month BT offer

Apply Now

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.

Citi Rewards+® Card

Apply Now

The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com

Bank of America® Cash Rewards credit card

Apply Now

No annual fee
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Capital One Quicksilver Cash Rewards Credit Card

Learn More

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day

Capital One SavorOne Cash Rewards Credit Card

Learn More

Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

ABOC Platinum Rewards Credit Card

Apply Now

0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening

American Express Blue Business Cash™ Card

Apply Now
Rates & Fees

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.