If you would like to each steady cash back rewards for your regular purchases without dealing with rotating rewards categories, you need look no further than the Wells Fargo Cash Wise Visa® Card. The Wells Fargo Cash Wise Visa® Card is one such card which awards card members good cash back of flat 1.5% for everyday purchases, such as gasoline, groceries, furniture, utilities, etc. If you use mobile wallet such as Apply Pay or Android Pay, your cash back rewards increase to 1.8% on all purchases during the first 12 months of account opening.
The Wells Fargo Cash Wise Visa® Card also offers a $200 sign-up bonus along with no annual fee and a 0% introductory APR for purchases and balance transfers. Its sizable bonus and no-hassle cash back rewards make the Wells Fargo Cash Wise Visa® Card one of the most valuable credit cards to carry.
An Overview
- Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
- 0% Intro APR for 12 months on purchases and balance transfers, then a 14.49%-26.49% variable APR; balance transfer fees apply
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
- Click here for more details on Wells Fargo Cash Wise Visa® Card
- Intro APR
- 0% on Purchases and Balance Transfers
- Intro APR Period
- 12 months
- Regular APR
- 14.49% - 26.49% (Variable)
- Annual Fee
- $0
Card Benefits
$200 Cash Back Bonus
With the Wells Fargo Cash Wise Visa® Card, card members can earn a $200 cash back bonus just for using their card. You just need to spend $1000 with your card in the first 3 months after opening your account to qualify for the bonus. Earning the $200 bonus is like getting a 20% discount on your first $1000 in purchases and it’s an easy way to put more cash back in your pocket.
Rewards Program
On top of the new member bonus, you’ll earn cash back rewards everywhere you go. The card pays you unlimited 1.5% flat cash back on all purchases. You can also enjoy a higher cash rewards of 1.8% back on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening. The best part is, there are no rotating rewards categories for you to keep track of and your rewards never expire.
Interest and Fees
The Wells Fargo Cash Wise Visa® Card carries no annual fee, so it won’t cost you anything to earn cash back. As an added bonus, new members pay zero interest on purchases and qualifying balance transfers for the first 12 billing cycles which is great if you plan on making a large purchase or transferring a high interest balance to the card.
Is this the right card for you?
With no annual fee and an easy-to-manage rewards structure, the Wells Fargo Cash Wise Visa® Card is a great choice if you want to get more cash back on the things you buy every day.
