Do you know that you only need to spend $500 on a new credit card to get a bonus of as much as $250? Yes, this is right. With a few credit cards, you may receive a cash bonus of $250 after spending just $500 – a whopping reward of 50% of the first $500 charged to your credit card.
Best Credit Card Bonus for Consumer Cards: $200 bonus after $500 is spent
Chase Bank offers Chase Freedom Unlimited to give out a $200 cash once you spend $500 on purchases in the first 3 months from account opening. Beyond the initial bonus, this card offers an ongoing benefit of 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, and 1.5% on all other purchases. And it has no annual fee.
Credit Card | Credit Card Bonus | Annual Fee | |
---|---|---|---|
![]() | Chase Freedom Unlimited® | Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening | $0 rates & fees |
Similar Credit Card Bonus: $200+ cash bonus after up to $2,000 is spent
Several credit cards provide a comparable $200 bonus or more after spending up to $2,000 within the initial 3 or 6 months. Although the spending threshold is slightly higher than $500, it remains easily achievable.
Credit Card | Credit Card Bonus | Annual Fee | |
---|---|---|---|
![]() | Citi Strata℠ Card | For a limited time, earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening. | $0 rates & fees |
![]() | Blue Cash Preferred® Card from American Express | $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. | $0 intro annual fee for the first year, then $95. rates & fees |
![]() | Citi Double Cash® Card | $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. | $0 rates & fees |
![]() | Blue Cash Everyday® Card from American Express | $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. | $0 rates & fees |
![]() | USAA Preferred Cash Rewards Credit Card | $0 | |
![]() | Choice Rewards World Mastercard® | 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days | $0 |
Other Credit Cards with Sign-up Bonus
While not all other credit cards offer $250 bonus after $500 is spent, some cards give out richer bonus after you meet higher spending requirements. For example, quite a few credit cards offer a bonus valued at $500 or more. And some other cards offer a bonus valued at $250 after $1,000 is spent.
$500 Credit Card Bonus or More
Credit Card | Credit Card Bonus | Annual Fee | |
---|---|---|---|
![]() | Citi Strata Elite℠ Card | For a limited time, earn 80,000 bonus Points after spending $4,000 in the first 3 months of account opening. | $595 rates & fees |
![]() | Citi Strata Premier® Card | 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. | $95 rates & fees |
![]() | Chase Sapphire Preferred® Card | 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | $95 rates & fees |
![]() | Chase Sapphire Reserve® | 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening. | $795 rates & fees |
20,000 to 30,000 Bonus Points, Redeemable for $200 to $300 Statement Credit
Credit Card | Credit Card Bonus | Annual Fee | |
---|---|---|---|
![]() | First Tech Odyssey Rewards™ World Elite Mastercard® | Get 30,000 bonus reward points when you spend at least $3,000 in your first 90 days¹. That's $300 in value! | $0 intro annual fee first year, then $75 thereafter |
![]() | USAA Eagle Navigator® Credit Card | $95 |
Business Credit Card Bonus of $500 or More
Credit Card | Credit Card Bonus | Annual Fee | |
---|---|---|---|
![]() | Ink Business Unlimited® Credit Card | $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening | $0 rates & fees |
![]() | Ink Business Cash® Credit Card | $900 when you spend $6,000 on purchases in the first three months after account opening | $0 rates & fees |
![]() | American Express® Business Gold Card | Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* | $375 rates & fees |
Trying to build my credit up.
All of the above credit cards are for people who have good credit ratings and sufficient income. If your credit score is 700 or above, you may qualify for those cards. But if you are looking for a card to establish your credit, you may find a credit card at https://www.cardbenefit.com/credit-cards-for-bad-credit/.