Best Credit Card Bonus of 2025

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Credit Card Bonus Rewards

When it comes to credit card bonus, only a handful of cards offer sign-up bonus valued at $500 or more. Credit cards with large bonus usually offer first-rate rewards with no cap too. They are custom designed to attract and retain big spenders. Some cards offer perks of travel credit to cover airline incidental and airport expedited screening fees, which is like an allowance for you to pay for baggage fees, in-flight meals or WIFI, Global Entry or TSA Pre✓, etc. Some cards give out unlimited cash rewards of up to 5% back on purchases. Some let you earn 2% flat rewards on all purchases. If you are a business owner, a frequent traveler, or a savvy shopper, you will find such rewards to be valuable.

Credit Card Bonus of at least $500

Here are a few credit cards that offer large sign-up bonus. Keep in mind that these cards are for people with good credit rating, whose FICO scores are usually 700 or above.

Credit Card Bonus of $500+

Credit CardBonusAnnual Fee
Citi Strata Elite Card

Citi Strata Elite Card

For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.$595
rates & fees
Citi Strata Premier Card

Citi Strata Premier® Card

60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.$95
rates & fees
Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.$95
rates & fees
Chase Sapphire Reserve

Chase Sapphire Reserve®

125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.$795
rates & fees

Business Credit Card Bonus

Credit CardBonusAnnual Fee
American Express Business Gold Card

American Express® Business Gold Card

Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*$375
rates & fees
The Business Platinum Card from American Express

The Business Platinum Card® from American Express

New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel using the Business Platinum Card. The Hotel Collection requires a minimum two-night stay.$895
rates & fees
The American Express Blue Business Cash Card

The American Express Blue Business Cash™ Card

$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.$0
rates & fees
The Blue Business Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.$0
rates & fees

$200+ Bonus with No-Annual-Fee Credit Cards

Credit CardBonusAnnual Fee
Citi Strata Card

Citi Strata Card

For a limited time, earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.$0
rates & fees
Citi Double Cash Card

Citi Double Cash® Card

$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.$0
rates & fees
Chase Freedom Unlimited

Chase Freedom Unlimited®

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening$0
rates & fees
Choice Rewards World Mastercard

Choice Rewards World Mastercard®

20,000 bonus Rewards Points when you spend $3,000 in the first 60 days$0

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