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Best Credit Cards, 2012 Edition

Bonuses, Cash Backs, Free Airline Miles, 0% APRs and More...

The following are the best credit card offers so far this year, which offer hefty cash backs, free airline miles rewards that may be rewarded after only your first purchase, 21 months 0% APR on purchases and balance transfers, 2% rebate on every purchase, 3% cash back on supermarkets and easy to get approved for new comers. Take your time and explore these wonderful credit cards.

Chase Sapphire Preferred^SM Card

Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases
Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards^SM
No foreign transaction fees
Receive a 7% annual dividend on all new points earned – even on points already redeemed
1:1 point transfer to participating frequent travel programs
Direct access to expert service advisors anytime
No Annual Fee for your first year - A $95 value
Click here for reviews on Chase Sapphire Preferred Card

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24%	$95, waived first year

United MileagePlus^® Explorer Card

Earn up to 40,000 bonus miles & first year free, a $95 value*
First checked bag is free for you and a companion when you fly United flights, up to a $50 value
Board your flight before general boarding with priority boarding privileges
Visit the United Club with two complimentary day passes every year, up to a $100 value
Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
Your miles don't expire and there is no limit to the number of miles you can earn
Click here for reviews on United MileagePlus Explorer Card

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% variable	$95, waived the first year

Blue Cash Preferred^SM Card from American Express

Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
No spend minimum, No enrollment, and No rotating rewards categories
Get a $75 Referral Bonus for each friend or family member who is approved for the Card
The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
Click here for reviews on Blue Cash PreferredSM Card from American Express

Blue Cash Preferred Card from American Express

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	12 months	17.24% - 22.24% variable	$75

Citi ThankYou^® Preferred Rewards Card - $250 in Gift Cards

$250 in gift cards - When you redeem the 25,000 bonus ThankYou^® Points received after $2,000 in purchases within 4 months of account opening
Earn 1 point for every $1 you spend on all purchases
Receive an anniversary bonus every year you're a cardmember
No expiration and no limit on the points you can earn
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No annual fee*
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	12.99% - 22.99%* (Variable)	None

Capital One^® Venture^SM Rewards Credit Card

2 miles per dollar on every purchase, every day
Money^® Magazine's "Most Rewarding Card if you crave free airline flights" – Money Magazine, May 2011
Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel
Redeem your miles for any travel expense
No limit on the miles you can earn and miles don't expire
Fly on any airline, any time with no blackout dates
No foreign transaction fees
$0 intro annual fee for the first year; $59 after that
Visa Signature(R) benefits like complimentary concierge and travel upgrades
Receive complimentary upgrades and special savings at hotels, resorts and spas with your Visa Signature card
Click here for reviews on Capital One Venture Rewards Credit Card

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	13.9% - 20.9% variable	$0 intro for first year; $59 after that

British Airways Visa Signature Card^®

You will get 50,000 bonus Avios after your first purchase
25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening
Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening
That's enough Avios for one roundtrip business class reward ticket
New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
Pay no foreign transaction fees when you travel abroad
Earn 2.5 Avios for every $1 spent on British Airways purchases
Earn 1.25 Avios for every $1 spent on all other purchases
Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two year
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% Variable	$95

Sapphire Preferred^SM MasterCard

Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases
Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards^SM
No foreign transaction fees
Receive a 7% annual dividend on all new points earned – even on points already redeemed
1:1 point transfer to participating frequent travel programs
Direct access to expert service advisors anytime
No Annual Fee for your first year - A $95 value
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24%	$95, waived first year

Citi^® Platinum Select^® / AAdvantage^® Visa Signature^® Card

Earn 30,000 American Airlines AAdvantage^® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
Your first eligible checked bag is free*
Priority Boarding* and 25% savings on eligible in-flight purchases*
Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
Double AAdvantage^® miles on eligible American Airlines purchases*
Earn 10% of your redeemed AAdvantage^® miles back - up to 10,000 AAdvantage^® miles each calendar year*
No mileage cap* and your miles may never expire*
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% variable*	$95, waived for the first 12 months*

Chase Freedom^® Visa

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire
Click here for reviews on Chase Freedom Visa

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	15 months	12.99% - 22.99% Variable*	None

Blue Cash Everyday^SM Card from American Express

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
No spend minimum, No enrollment, and No rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time
Click here for reviews on Blue Cash EverydaySM Card from American Express

Blue Cash Everyday Card from American Express

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	12 months	17.24% - 22.24% variable	None

Capital One^® Cash Rewards - $100 Cash Back Bonus

$100 Bonus after you spend $500 in the first 3 months
50% bonus on the cash back you earn every year
1% cash back on all purchases
No annual fee
Earn unlimited cash back that doesn't expire
Redeem cash back anytime for any amount, even set automatic redemptions
Personalize your card with an image of your choice
0% intro APR on purchases and balance transfers until June 2013
Click here for reviews on Capital One Cash Rewards

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	until June 2013	12.9% - 20.9% variable	None

Citi^® Dividend Platinum Select^® Visa^® Card - $100 Cash Back

$100 cash back after $500 in purchases within the first 3 months of account opening
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll
Each quarter, you can enroll to earn additional cash back in popular categories
Full 1% cash back on all other purchases and eligible cash advances
No annual fee*
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers*	12 months*	12.99% - 22.99%* (Variable)	None

Marriott Rewards^® Premier Credit Card

Earn 50,000 Bonus Points after your first use
Receive 1 free night stay upon account approval and each year upon account anniversary
Earn 5 points for every $1 spent at Marriott^® locations
Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
Earn 1 point for every $1 spent on other purchases
No foreign transaction fees
Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
Redeem Marriott Rewards^® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
Click here for reviews on Marriott Rewards Premier Credit Card

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% Variable	First Year Free, $85

Starwood Preferred Guest^® Credit Card from American Express

Starpoints^® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates.
2011 SmarterTravel^® Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65
Click here for reviews on Starwood Preferred Guest Credit Card from American Express

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% - 19.24% variable	$0 introductory annual fee for the first year, then $65

Marriott Rewards^® Credit Card

Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
No Annual fee for your first year – that's a $45 value*
Earn 3 points for every $1 spent at Marriott^® locations
Earn 1 point for every $1 spent on other purchases
Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
Redeem Marriott Rewards^® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
Click here for reviews on Marriott Rewards Credit Card

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	14.24% Variable	First Year Free, $45

Citi^® Hilton HHonors^™ Visa Signature^® Card

Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*
Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases.*
No Annual Fee.*
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	14.24% or 16.24%* (Variable)	None

Capital One^® Cash Rewards for Newcomers

A card designed to help those new to the U.S. establish credit and earn cash back
Build credit with automatic reporting to the three major credit bureaus
Get 2% cash back on travel purchases
Earn 1% cash back on all other purchases
No foreign transaction fees
No annual fee
Click here for reviews on Capital One Cash Rewards for Newcomers

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	24.9% variable	None

Citi Forward^® Card

$100 in gift cards - When you redeem the 10,000 bonus ThankYou^® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
APR reduction on purchases when using credit wisely
No Annual Fee*
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0%* on Purchases and on Balance Transfers*	12 months on balance transfers* and 7 months on purchases*	12.99% - 22.99%* (Variable)	None

Slate^® from Chase - No Balance Transfer Fee

No Balance Transfer Fee!*
0% Intro APR for 15 months on purchases and balance transfers
Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
Avoid interest on everyday purchases
Pay down your balance faster
Zero liability on unauthorized purchases*
No Annual Fee*
Click here for reviews on Slate from Chase

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	15 months	11.99% - 21.99% Variable	None

	Citi Simplicity^® Card 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Balance Transfers and Purchases*	18 months*	12.99% - 21.99%* (Variable)	None

Discover^® More^® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus^® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0%* on Purchases and on Balance Transfers	15 months*	10.99% - 20.99% (Variable)*	None

Discover^® Open Road Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers*	15 months	10.99% - 19.99% (Variable)*	None

Gold Delta SkyMiles^® Credit Card

Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
$0 intro annual fee for the first year, then $95
Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Priority Boarding and 20% In-Flight Savings
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% - 19.24% Variable	$0 intro for first year, then $95

Chase Sapphire^SM Card

Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases
Points never expire and there are no limits on how many points you can earn
Redeem points for travel, gift cards, merchandise, cash back and more
Direct access to expert service advisors anytime
No annual fee!
Click here for reviews on Chase Sapphire Card

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24%	None

Sapphire^SM MasterCard

Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases
Points never expire and there are no limits on how many points you can earn
Redeem points for travel, gift cards, merchandise, cash back and more
Direct access to expert service advisors anytime
No annual fee!
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24%	None

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Best Credit Cards, 2012 Edition

Bonuses, Cash Backs, Free Airline Miles, 0% APRs and More...

Chase Sapphire PreferredSM Card

Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!

2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases

Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM

No foreign transaction fees

Receive a 7% annual dividend on all new points earned – even on points already redeemed

1:1 point transfer to participating frequent travel programs

Direct access to expert service advisors anytime

No Annual Fee for your first year - A $95 value

United MileagePlus® Explorer Card

Earn up to 40,000 bonus miles & first year free, a $95 value*

First checked bag is free for you and a companion when you fly United flights, up to a $50 value

Board your flight before general boarding with priority boarding privileges

Visit the United Club with two complimentary day passes every year, up to a $100 value

Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else

Your miles don't expire and there is no limit to the number of miles you can earn

Blue Cash PreferredSM Card from American Express

Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership

0% intro APR on purchases for 12 months, flexibility to pay over time

Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases

No spend minimum, No enrollment, and No rotating rewards categories

Get a $75 Referral Bonus for each friend or family member who is approved for the Card

The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.

Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards

$250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening

Earn 1 point for every $1 you spend on all purchases

Receive an anniversary bonus every year you're a cardmember

No expiration and no limit on the points you can earn

Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more

No annual fee*

Capital One® VentureSM Rewards Credit Card

2 miles per dollar on every purchase, every day

Money® Magazine's "Most Rewarding Card if you crave free airline flights" – Money Magazine, May 2011

Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel

Redeem your miles for any travel expense

No limit on the miles you can earn and miles don't expire

Fly on any airline, any time with no blackout dates

No foreign transaction fees

$0 intro annual fee for the first year; $59 after that

Visa Signature(R) benefits like complimentary concierge and travel upgrades

Receive complimentary upgrades and special savings at hotels, resorts and spas with your Visa Signature card

British Airways Visa Signature Card®

You will get 50,000 bonus Avios after your first purchase

25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening

Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening

That's enough Avios for one roundtrip business class reward ticket

New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home

Pay no foreign transaction fees when you travel abroad

Earn 2.5 Avios for every $1 spent on British Airways purchases

Earn 1.25 Avios for every $1 spent on all other purchases

Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two year

Sapphire PreferredSM MasterCard

Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!

2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases

Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM

No foreign transaction fees

Receive a 7% annual dividend on all new points earned – even on points already redeemed

1:1 point transfer to participating frequent travel programs

Direct access to expert service advisors anytime

No Annual Fee for your first year - A $95 value

Citi® Platinum Select® / AAdvantage® Visa Signature® Card

Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*

Your first eligible checked bag is free*

Priority Boarding* and 25% savings on eligible in-flight purchases*

Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*

Double AAdvantage® miles on eligible American Airlines purchases*

Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*

No mileage cap* and your miles may never expire*

Chase Freedom® Visa

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months

0% Intro APR for 15 months on purchases and balance transfers

5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12

You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!

Unlimited 1% Cash Back on all other purchases

Up to an additional 10% Cash Back when you shop online at select merchants through Chase

No annual fee and rewards never expire

Blue Cash EverydaySM Card from American Express

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership

Chase Sapphire Preferred^SM Card

Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards^SM

United MileagePlus^® Explorer Card

Blue Cash Preferred^SM Card from American Express

Citi ThankYou^® Preferred Rewards Card - $250 in Gift Cards

$250 in gift cards - When you redeem the 25,000 bonus ThankYou^® Points received after $2,000 in purchases within 4 months of account opening

Capital One^® Venture^SM Rewards Credit Card

Money^® Magazine's "Most Rewarding Card if you crave free airline flights" – Money Magazine, May 2011

British Airways Visa Signature Card^®

Sapphire Preferred^SM MasterCard

Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards^SM

Citi^® Platinum Select^® / AAdvantage^® Visa Signature^® Card

Earn 30,000 American Airlines AAdvantage^® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*

Double AAdvantage^® miles on eligible American Airlines purchases*

Earn 10% of your redeemed AAdvantage^® miles back - up to 10,000 AAdvantage^® miles each calendar year*

Chase Freedom^® Visa

Blue Cash Everyday^SM Card from American Express

Capital One^® Cash Rewards - $100 Cash Back Bonus

Citi^® Dividend Platinum Select^® Visa^® Card - $100 Cash Back

Marriott Rewards^® Premier Credit Card

Earn 5 points for every $1 spent at Marriott^® locations

Redeem Marriott Rewards^® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Starwood Preferred Guest^® Credit Card from American Express

Starpoints^® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel

2011 SmarterTravel^® Award for "Best Travel Rewards Card"

Marriott Rewards^® Credit Card

Earn 3 points for every $1 spent at Marriott^® locations

Redeem Marriott Rewards^® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Citi^® Hilton HHonors^™ Visa Signature^® Card

Capital One^® Cash Rewards for Newcomers