Balance Transfer Credit Cards
The introductory 0% APR on balance transfer credit cards are designed to help people save money by letting them transfer high interest balances to a no-interest credit card so that it eliminates you of potential interest charges. Transferring balances to a credit card with 0 interest for 18 months can provide substantial savings. If you have $5,000 in credit card debt and are paying an interest rate of 15%, you can save around $1,125 on interest charges over the next 18 months. Your Savings = Your Debt * High Interest Rate – Transfer Fee.
Most credit cards charge a one-time transaction fee for balance transfers. But occasionally credit card issuers run promotions with credit cards to offer 0% APR on balance transfer at no fee. For example, Slate from Chase currently let you enjoy 0% introductory APR on balance transfers for 15 months with no transfer fee. Check out the most popular balance transfer credit cards that stand out. They not only offer 0% introductory APR on balance transfers for up to 18 months, but also offer no balance transfer fees, cash back, rebates, reward points, and high credit limits for qualified applicants. So, if you’re carrying a large credit card balance each month, it’s well worth your time and effort to check out these balance transfer credit card offers.
- Click "APPLY HERE" to apply online or call 888-654-2080
- Introductory Offer - No Balance Transfer Fee!*
- Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
- 0% Introductory APR for 15 months on purchases and balance transfers!*
- Avoid interest and pay down balances faster with free Blueprint® features*
- Patented Fraud Protection and zero liability on unauthorized purchases*
- Add an additional card user to your Slate account at no extra cost*
- No Annual Fee*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 15 months | 11.99% - 21.99% Variable | None |
- Introductory Offer - No Balance Transfer Fee!*
- Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
- After the first 60 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.*
- 0% Introductory APR for 15 months on purchases and balance transfers!*
- Avoid interest and pay down balances faster with free Blueprint® features*
- Patented Fraud Protection and zero liability on unauthorized purchases*
- Add an additional card user to your Slate account at no extra cost*
- No Annual Fee*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 15 months | 11.99% - 21.99% | None |
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%- 21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item
- Let our 24/7 concierge service help book your hotel rooms, flights and more
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0%* on Balance Transfers and Purchases* | 18 months* | 11.99%-21.99%* (Variable) | $0* |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Balance Transfers and Purchases* | 18 months* | 12.99% - 21.99%* (Variable) | $0* |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Balance Transfers and Purchases* | 18 months* | 12.99% - 21.99%* (Variable) | $0* |
- The new Discover it card is out to change the way people think about credit cards
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cash Back ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card
- Flexible...Choose your own due date and pay up to midnight ET online or by phone
- Human...talk to a real person any time with 100% U.S.-based service
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0%* on Purchases and on Balance Transfers | 18 months on balance transfers*, 6 months on purchases* | 10.99% - 22.99% (Variable)* | $0 |
- The new Discover it card is out to change the way people think about credit cards
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cash Back ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card
- Flexible...Choose your own due date and pay up to midnight ET online or by phone
- Human...talk to a real person any time with 100% U.S.-based service
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
- 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 14 months | 10.99% - 22.99% (Variable)* | $0 |
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 15 months | 13.99%-22.99% Variable* | None |
- 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR
- No annual fee
- Enjoy Purchase Replacement coverage on lost, damaged or stolen purchases
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0%* on purchases & qualifying balance transfers | 15 billing cycles* | 10.99% - 20.99% Variable* on purchases & balance transfers | None* |
- 0% intro APR until August 2014 on balance transfers
- 0% intro APR until August 2014 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
- No foreign transaction fees
- Auto rental insurance - use your card to rent a car and you're covered for collision, damage, and loss
- Extended warranty program
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | until August 2014 | 10.9% - 18.9% variable | $0 |
- 0% Intro APR* on purchases and balance transfers for 15 billing cycles
- No annual fee*
- Free access to monthly credit score
- Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
- $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
- Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
- Online account management and account alerts
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on purchases and on balance transfers | 15 months | 9.99% - 23.99% variable | None |
- Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
- 1% cash back on purchases everywhere, every time
- 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
- Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
- 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR
- No Annual fee
- No rotating categories and your rewards do not expire
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0%* on purchases & qualifying balance transfers | 12 billing cycles* | 12.99% - 22.99% Variable* on purchases & balance transfers | None* |
- $100 bonus after you spend $500 on purchases within the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until May 2014
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | until May 2014 | 12.9% - 20.9% variable | $0 |
- Earn up to 15,000 Bonus Points on qualifying transactions
- Enjoy 3 Points per $1 on Virgin America purchases
- Earn 1 Point per $1 spent everywhere else
- Low Intro rate on balance transfers for the first 15 months after account opening
- $150 off a companion ticket every year
- No blackout dates on any seat, at any time for reward flights
- Please see terms and conditions for complete details
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on balance transfers | 15 months | 15.99% or 24.99%* (Variable) | $49 |
- Receive 2,500 bonus points upon your first purchase
- Enjoy free Online Shipping for one year
- Earn 3 Points per $1 spent at Williams-Sonoma
- Earn 1 Point per $1 spent everywhere else
- Earn $25 Gift Card bonuses or statement credits
- Exclusive access to culinary experiences around the world
- Plus no annual fee
- Please see terms and conditions for complete detail
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Balance Transfers | 15 months | 13.74% - 21.74% (Variable) | None |
- All 32 teams and NFL Shield card available
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 12 months | 13.74% - 22.74% (Variable) | $0 |
- No Annual Fee
- Earn 3% rewards on L.L.Bean purchases
- Earn 1% rewards on all other purchases
- Receive $10 L.L.Bean Coupons as you earn them
- Enjoy free returns and free monogramming at L.L.Bean
- Please see terms and conditions for complete detail
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Balance Transfers | 12 months | 13.99% - 19.99% (Variable) | None |
