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0% Interest on Purchase Credit Cards

0% interest on purchase credit cards can be used wisely to save money. If you have a credit card with 0% interest on purchase for 18 months, you can make purchases today and pay them off 18 months later without incurring any interest or fees, as long as you make the minimum required payments every month. For example, if your credit limit is $15,000, you can make purchases up to $15,000 today. When your credit card bill arrives, your monthly minimum required payment amount may be just $50. You just need to pay the minimum amount of $50 to keep your account in good standing so that it won’t incur any finance charges. The remaining balance of $14,950 are enjoying 0% interest for 18 months, which works like a free loan for 18 months. Check out these outstanding credit cards that offer 0% APR on purchases.

Citi Diamond Preferred Card
Apply for Citi Diamond Preferred Card Online

Citi® Diamond Preferred® Card

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Click here for more details on Citi® Diamond Preferred® Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers*18 months*11.99%-21.99%* (Variable)$0*

Citi Simplicity Card Visa
Apply for Citi Simplicity Card Visa Online

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
  • Click here for more details on Citi Simplicity® Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers*18 months*12.99% - 21.99%* (Variable)$0*

Citi Simplicity Card MasterCard
Apply for Citi Simplicity Card MasterCard Online

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
  • Click here for more details on Citi Simplicity® Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers*18 months*12.99% - 21.99%* (Variable)$0*

Chase Freedom
Apply for Chase Freedom Online

Chase Freedom®

  • Earn a $100 Bonus after you make $500 in purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%.
  • 5% Cash Back on up to $1,500 in combined purchases between April 1 and June 30, 2014 at restaurants and Lowe's® home improvement stores
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
  • Click here for more details on Chase Freedom®
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers15 months13.99%-22.99% Variable$0

Citi ThankYou Preferred Card
Apply for Citi ThankYou Preferred Card Online

Citi ThankYou® Preferred Card

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • Click here for more details on Citi ThankYou® Preferred Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers*15 months*12.99%-22.99%* (Variable)$0*

Capital One Platinum Prestige Credit Card
Apply for Capital One Platinum Prestige Credit Card Online

Capital One® Platinum Prestige Credit Card

  • Transfer a balance for 0% intro APR until July 2015
  • Get 0% intro APR on all purchases until July 2015
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance
  • No foreign transaction fees
  • Travel accident insurance
  • Click here for more details on Capital One® Platinum Prestige Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfersuntil July 201510.9% - 18.9% (V)$0

Citi ThankYou Preferred Card - Earn 20,000 Bonus Points
Apply for Citi ThankYou Preferred Card - Earn 20,000 Bonus Points Online

Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points

  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • Click here for more details on Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers*12 months*12.99% - 22.99%* (Variable)$0*

U.S. Bank Visa Platinum Card
Apply for U.S. Bank Visa Platinum Card Online

U.S. Bank Visa® Platinum Card

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
  • Click here for more details on U.S. Bank Visa® Platinum Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers15 Months9.99% - 23.99%* Variable$0

Discover it
Apply for Discover it Online

Discover it®

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
  • Click here for more details on Discover it®
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers14 months10.99% - 22.99% Variable*$0

Barclaycard Arrival World MasterCard - Earn 1x on All Purchases
Apply for Barclaycard Arrival World MasterCard - Earn 1x on All Purchases Online

Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases

  • Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
  • 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining purchases,1X miles on all other purchases, and no mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary one year subscription of TripIt Pro mobile travel organizer - a $49 value
  • Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
  • Click here for more details on Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers12 months14.99% or 18.99%* (Variable)$0

Capital One VentureOne Rewards Credit Card
Apply for Capital One VentureOne Rewards Credit Card Online

Capital One® VentureOne® Rewards Credit Card

  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want-no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
  • Auto rental insurance - use your card to rent a car and you're covered for collision, damage, and loss
  • Extended warranty program
  • Click here for more details on Capital One® VentureOne® Rewards Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchasesuntil April 201511.9% - 19.9% (V)$0

GM Card from Capital One
Apply for GM Card from Capital One Online

GM Card from Capital One

  • 5% Earnings on your first $5,000 in purchases every year
  • 2% unlimited Earnings on purchases after that
  • Redeem Earnings toward a new Chevrolet, Buick, GMC or Cadillac vehicle
  • Your Earnings don't expire and there's no limit on how much you can redeem
  • For an even better value, stack your Earnings on top of your best agreed-upon price and most current GM offers
  • 0% intro APR on purchases for 12 months, then 11.9% - 19.9% variable APR on purchases
  • No foreign transaction fees
  • No annual fee
  • Click here for more details on GM Card from Capital One
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases12 months11.9% - 19.9% (V)$0

Sony Card from Capital One
Apply for Sony Card from Capital One Online

Sony Card from Capital One®

  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 at Sony Store and store.sony.com
  • 3 points per $1 on dining out and movie purchases
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until February 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee
  • Click here for more details on Sony Card from Capital One®
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchasesuntil February 201513.9% - 24.9% (V)$0

Ink Cash Business Card
Apply for Ink Cash Business Card Online

Ink Cash® Business Card

  • Earn $200 bonus cash back after you spend $3,000 in the first 3 months from account opening
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • No annual fee
  • Click here for more details on Ink Cash® Business Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers12 months13.24% VariableNo Annual Fee

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