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0% Interest on Purchase Credit Cards

0% interest Credit cards can be used wisely to save money. If you have a credit card with 0% interest on purchases for 18 months, you can make purchases today and pay them off 18 months later without incurring any interest or fees, as long as you make the minimum required payments every month. For example, if your credit limit is $15,000, you can make purchases up to $15,000 today. When your credit card bill arrives, your monthly minimum required payment amount may be just $50. You just need to pay the minimum amount of $50 to keep your account in good standing so that it won’t incur any finance charges. The remaining balance of $14,950 is enjoying 0% interest for 18 months, which works like a free loan for 18 months. Check out these outstanding credit cards that offer 0% APR on purchases. (About Our Partners)

Chase Slate
Apply for Chase Slate Online

Chase Slate®

  • Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days.
  • 0% Introductory APR for 15 months on purchases and balance transfers.
  • NEW Free Monthly FICO® Score and Credit Dashboard
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
  • Click here for more details on Chase Slate® from Chase
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers15 months12.99% - 22.99% Variable$0

Chase Freedom
Apply for Chase Freedom Online

Chase Freedom®

  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • 5% Cash Back on up to $1,500 in combined purchases between 4/1/15-6/30/15 at Restaurants, Bed Bath & Beyond®, H & M®, and Overstock.com®
  • You'll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire as long as your account is open
  • Click here for more details on Chase Freedom® from Chase
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers15 months13.99% - 22.99% Variable$0

The Amex EveryDay Credit Card from American Express
Apply for The Amex EveryDay Credit Card from American Express Online

The Amex EveryDay℠ Credit Card from American Express

  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • Click here for more details on The Amex EveryDay℠ Credit Card from American Express
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers15 months12.99% - 21.99% Variable$0

Capital One Platinum Prestige Credit Card
Apply for Capital One Platinum Prestige Credit Card Online

Capital One® Platinum Prestige Credit Card

  • Get 0% intro APR on all purchases until August 2016; 10.9%-20.9% variable APR after that
  • Balance transfers also have a 0% intro APR until August 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • Pick the monthly due date that works best for you
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
  • Click here for more details on Capital One® Platinum Prestige Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfersuntil August 201610.9% - 20.9% (Variable)$0

BankAmericard Visa Card
Apply for BankAmericard Visa Card Online

BankAmericard® Credit Card

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • Click here for more details on BankAmericard® Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and qualifying Balance Transfers15 billing cycles10.99% - 20.99% Variable$0

BankAmericard Cash Rewards Credit Card
Apply for BankAmericard Cash Rewards Credit Card Online

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • Click here for more details on BankAmericard Cash Rewards™ Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and qualifying Balance Transfers12 billing cycles12.99% - 22.99% Variable$0

BankAmericard Travel Rewards Credit Card
Apply for BankAmericard Travel Rewards Credit Card Online

BankAmericard Travel Rewards® Credit Card

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 10,000 online bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases
  • Use your card to book your trip how and where you want - no blackout dates and restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Click here for more details on BankAmericard Travel Rewards® Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases12 billing cycles14.99% - 22.99% Variable$0

Capital One VentureOne Rewards Credit Card
Apply for Capital One VentureOne Rewards Credit Card Online

Capital One® VentureOne® Rewards Credit Card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until May 2016; 11.9%-21.9% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don't expire and there's no limit to how many you can earn
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
  • Click here for more details on Capital One® VentureOne® Rewards Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchasesuntil May 201611.9% - 21.9% (Variable)$0

BuyPower Card from Capital One - Get The Card That Helps You Get The Car
Apply for BuyPower Card from Capital One - Get The Card That Helps You Get The Car Online

BuyPower Card from Capital One® -Get The Card That Helps You Get The Car

  • 5% Earnings on your first $5,000 in purchases every year
  • Unlimited 2% Earnings on every purchase after that
  • Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees
  • Save even more when you combine your available Earnings with most current GM offers and incentives
  • 0% intro APR on purchases for 12 months, then an 11.9% - 19.9% variable APR on purchases will apply
  • Click here for more details on BuyPower Card from Capital One® -Get The Card That Helps You Get The Car
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases12 months11.9% - 19.9% (V)$0

Sony Card from Capital One
Apply for Sony Card from Capital One Online

Sony Card from Capital One®

  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 at Sony Store and store.sony.com
  • 3 points per $1 on dining out and movie purchases
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until February 2016, after that a variable 13.9% - 24.9% applies
  • No annual fee
  • Click here for more details on Sony Card from Capital One®
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchasesuntil February 201613.9% - 24.9% (Variable)$0

Ink Cash Business Credit Card
Apply for Ink Cash Business Credit Card Online

Ink Cash® Business Credit Card

  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account
  • Named "Best for Rewards for Small Business" MONEY® Magazine, October 2014
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Free employee cards
  • No Annual Fee
  • Click here for more details on Ink Cash® Business Credit Card from Chase
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers12 months13.24% (Variable)No Annual Fee

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