Discover the best credit card deals

Business Credit Cards

Business credit cards help businesses earn rebates on business purchases and manage expenses properly. They allow business owners to separate business expenses from personal expenses, enjoy business benefits including year-end summaries, give employee cards at no additional cost, and receive exclusive access to events that are ideal for entertaining clients or treating staff, etc. Check out these best business credit cards that stand out. Many of these credit cards offer 0% APR on purchases and balance transfers, a customized business credit line, along with cash back at gas stations, restaurants, office supply stores.

Ink Plus Business Card
Apply for Ink Plus Business Card Online

Ink Plus® Business Card

  • Earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards.
  • Flexibility to pay your balance over time or in full
  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • No foreign transaction fees
  • 1:1 point transfer to popular frequent travel programs with no transfer fees
  • $0 Intro Annual Fee for the first year, then $95
  • Click here for more details on Ink Plus® Business Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A15.24% Variable$0 Intro Annual Fee for the first year, then $95.

Ink Cash Business Card
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Ink Cash® Business Card

  • Earn $200 bonus cash back after you spend $3,000 in the first 3 months from account opening
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • No annual fee
  • Click here for more details on Ink Cash® Business Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers12 months13.24% VariableNo Annual Fee

Ink Bold Business Card
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Ink Bold® Business Card

  • Earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards.
  • No interest charges because you pay your balance in full each month.
  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • No foreign transaction fees.
  • Direct access to a live service advisor anytime.
  • 1:1 point transfer to leading frequent travel programs with no transfer fees.
  • $0 Intro Annual Fee for the first year, then $95.
  • Click here for more details on Ink Bold® Business Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/AN/A$0 Intro Annual Fee for the first year, then $95

Capital One Spark Cash for Business
Apply for Capital One Spark Cash for Business Online

Capital One® Spark® Cash for Business

  • Earn 2% cash back on every purchase, every day
  • Get a $250 cash bonus - just spend $5,000 on purchases within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
  • Click here for more details on Capital One® Spark® Cash for Business
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A13.9% - 20.9% (V)$0 intro for first year; $59 after that

U.S. Bank FlexPerks Business Travel Rewards Visa card
Apply for U.S. Bank FlexPerks Business Travel Rewards Visa card Online

U.S. Bank FlexPerks® Business Travel Rewards Visa® Card

  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months;
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, after that $49 $55 (+$10 for employees) $0 annual fee the first year and every year after when your company has combined net spend of over $24,000 each year
  • Click here for more details on U.S. Bank FlexPerks® Business Travel Rewards Visa® Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers12 Months11.99% - 17.99%* Variable$0 intro first year, then $55

U.S. Bank FlexPerks Business Cash Rewards Visa Card
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U.S. Bank FlexPerks® Business Cash Rewards Visa® Card

  • 0% Intro APR* for 15 billing cycles on purchases and balance transfers
  • Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
  • 25% annual bonus of your prior year's cash rewards up to $250
  • No cap on the cash rewards you can earn and they never expire
  • $0* annual fee if you make one purchase per year, otherwise $25*
  • Click here for more details on U.S. Bank FlexPerks® Business Cash Rewards Visa® Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers15 billing cycles11.99% - 17.99%* (Variable)$0 with one purchase per year*

Capital One Spark Cash Select for Business
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Capital One® Spark® Cash Select for Business

  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $100 bonus once you spend $3,000 on purchases within the first 3 months
  • Save with 0% intro APR on all purchases until October 2014
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
  • Click here for more details on Capital One® Spark® Cash Select for Business
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchasesuntil October 201412.9% - 20.9% (V)$0

Capital One Spark Miles Select for Business
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Capital One® Spark® Miles Select for Business

  • Earn 1.5 miles per dollar on every purchase, every day
  • Plus, a one-time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months
  • Save with 0% intro APR on all purchases until October 2014
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
  • Click here for more details on Capital One® Spark® Miles Select for Business
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchasesuntil October 201412.9% - 20.9% (V)$0

Capital One Spark Miles for Business
Apply for Capital One Spark Miles for Business Online

Capital One® Spark® Miles for Business

  • Earn 2 miles per dollar on every purchase, every day
  • Get 25,000 bonus miles - just spend $5,000 on purchases within the first 3 months
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Enjoy exclusive, award-winning customer service
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, merchandise, and more
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
  • Click here for more details on Capital One® Spark® Miles for Business
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A13.9% - 20.9% (V)$0 intro for first year; $59 after that

The Blue for Business Credit Card from American Express
Apply for The Blue for Business Credit Card from American Express Online

The Blue for Business® Credit Card from American Express

  • Earn a 30% annual Relationship Bonus — without an annual membership fee
  • Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership – valued at up to $100 in gift cards at select merchants
  • No annual fee for Additional Cards for Employees
  • Get a low introductory APR on purchases for 9 months
  • Use points to reinvest in your business and reward your employees and clients
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • Terms & Restrictions Apply
  • Click here for more details on The Blue for Business® Credit Card from American Express
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases9 months11.24% - 19.24% variableNone

SimplyCash Business Card from American Express
Apply for SimplyCash Business Card from American Express Online

SimplyCash® Business Card from American Express

  • Limited Time Offer: You can get a $250 statement credit after you spend $3,000 on qualifying purchases within the first 3 months of Card Membership.
  • To be eligible for this offer, you must be approved by April 28, 2014.
  • With no annual membership fee, it's a smart choice for your business.
  • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
  • 3% on the category of your choice
  • 1% on other purchases
  • 5% and 3% apply to purchases up to $25,000 per rebate year then 1% thereafter. Cash back earned is automatically credited to your statement.
  • Terms and limitations apply
  • Click here for more details on SimplyCash® Business Card from American Express
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases9 months12.24% - 19.24% VariableNo annual fee

The Business Gold Rewards Card from American Express OPEN
Apply for The Business Gold Rewards Card from American Express OPEN Online

The Business Gold Rewards Card from American Express OPEN

  • Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
  • Built with business-sized purchasing power and fast rewards
  • 3X points on airfare purchased directly from airlines
  • 2X points on US purchases for advertising in select media, shipping, at gas stations, and made directly from select computer hardware, software, and cloud computing providers
  • Up to $100,000 in each category per year, then 1 point
  • Use points to entertain clients, reward employees, reduce travel costs, or just offset the everyday expenses of moving your business forward
  • Terms and limitations apply
  • Click here for more details on The Business Gold Rewards Card from American Express OPEN
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/AN/A$0 introductory annual fee for the first year, then $175

Starwood Preferred Guest Business Credit Card from American Express OPEN
Apply for Starwood Preferred Guest Business Credit Card from American Express OPEN Online

Starwood Preferred Guest® Business Credit Card from American Express OPEN

  • Starpoints® bonus: Earn up to 25,000 bonus points
  • Earn 10,000 Starpoints® after your first purchase on the Card and another 15,000 after you spend $5,000 in purchases on the Card within the first 6 months of Card Membership
  • Starpoints® redeemable towards Free Hotel Nights at over 1,100 hotels in nearly 100 countries worldwide – with no blackout dates
  • Earn 2 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the SPG® program
  • Earn 1 Starpoint® for each dollar of eligible purchases
  • $0 introductory annual fee for the first year, then $65
  • Terms and limitations apply
  • Click here for more details on Starwood Preferred Guest® Business Credit Card from American Express OPEN
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A15.24% - 19.24% Variable$0 introductory annual fee for the first year, then $65

CitiBusiness ThankYou Card
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CitiBusiness ThankYou® Card

  • Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership - redeemable for $150 in gift cards.
  • 0% introductory APR on purchases for 6 months. After that, 13.24% variable*
  • Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories*
  • Points do not expire and there is no cap to the ThankYou points you can earn.
  • Redeem points for great rewards from business supplies and merchandise to gift cards, travel rewards or even cash rewards
  • No Annual Fee*
  • Click here for more details on CitiBusiness ThankYou® Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases*6 months*13.24%* (Variable)N/A

CitiBusiness / AAdvantage World MasterCard
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CitiBusiness® / AAdvantage® World MasterCard®

  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • Get the first checked bag free for you and up to 4 traveling companions*
  • Enjoy Group 1 Boarding*
  • Earn 2 American Airlines AAdvantage® miles for each $1 you spend on American Airlines purchases and on purchases at certain office supply, telecommunications & car rental merchants*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card*
  • Click here for more details on CitiBusiness® / AAdvantage® World MasterCard®
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A15.24%* (Variable)$95, waived for the first 12 months*

Gold Delta SkyMiles Business Credit Card from American Express OPEN
Apply for Gold Delta SkyMiles Business Credit Card from American Express OPEN Online

Gold Delta SkyMiles® Business Credit Card from American Express OPEN

  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months
  • You can check your first bag for free and save up to $50 on a round-trip Delta flight
  • 2x miles for each dollar spent on qualifying Delta purchases and 1x mile for each dollar spent on other eligible purchases
  • Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases
  • $0 introductory annual fee for the first year, then $95
  • Terms and limitations apply
  • Click here for more details on Gold Delta SkyMiles® Business Credit Card from American Express OPEN
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A15.24% - 19.24% Variable$0 intro annual fee for the first year, then $95

Capital One Spark Select for Business
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Capital One® Spark® Select for Business

  • Save with our lowest intro APR on all purchases until January 2015
  • Enjoy no annual fee
  • Build business credit with responsible use
  • Earn 1 mile per dollar on all purchases and there's no limit to the amount of miles you can earn
  • Miles don't expire and can be redeemed for travel, merchandise, gift cards, cash and more
  • Fraud Coverage if your card is ever lost or stolen
  • No Foreign Transaction Fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
  • Click here for more details on Capital One® Spark® Select for Business
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchasesuntil January 201510.9% - 18.9% (V)$0

Capital One Spark Classic for Business
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Capital One® SparkSM Classic for Business

  • Enjoy no annual fee
  • Build business credit with responsible use with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
  • Click here for more details on Capital One® SparkSM Classic for Business
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A22.9% (V)$0

The Plum Card from American Express OPEN
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The Plum Card® from American Express OPEN

Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/AN/A$0 introductory annual fee for the first year, then $250

The Business Platinum Card from American Express OPEN
Apply for The Business Platinum Card from American Express OPEN Online

The Business Platinum Card® from American Express OPEN

  • Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.*
  • 20% Travel Bonus when using Membership Rewards® Pay with Points
  • A Premium Card with access to over 40 benefits to help power your business
  • Complimentary access to 600+ participating airport lounges through Priority PassTM Select
  • Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
  • Purchasing power that can adjust as your business evolves
  • Terms & Restrictions Apply*
  • Click here for more details on The Business Platinum Card® from American Express OPEN
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/AN/A$450

Business Green Rewards Card from American Express OPEN
Apply for Business Green Rewards Card from American Express OPEN Online

Business Green Rewards Card from American Express OPEN

  • Receive 5,000 bonus points on your first purchase
  • No pre-set spending limit* or finance charges
  • Earn one Membership Rewards® point for every dollar you spend
  • Redeem points toward top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • $0 introductory annual fee for the first year, then $95
  • Terms & Restrictions Apply
  • Click here for more details on Business Green Rewards Card from American Express OPEN
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/AN/A$0 introductory annual fee for the first year, then $95

PEX Visa Prepaid Card For Business
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PEX Visa® Prepaid Card For Business

  • Instantly fund employee purchases
  • Gain 24/7 control over where and how much employees spend
  • Save money - no surprise interest charges or overdraft fees.
  • Free Trial Period - No Monthly Fee for at least 2 months after you enroll
  • No transaction fees
  • No deposit fees
  • Cards are personalized with the cardholder's name
  • The funds on deposit are corporate funds - not employee-owned
  • Click here for more details on PEX Visa® Prepaid Card For Business
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/AN/A$7.50 monthly fee

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