Rewards Credit Cards
Rewards credit cards are perfect payment tools for smart people to quietly accumulate reward points or miles whenever they make purchases. Rewards come in different forms and can be redeemed for shopping gift cards, cash rebate, or even free vacation packages. Check out these rewards credit cards that stand out so that you earn extra rebates.
- Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening - that equates to $400 off your next trip!
- 0% Introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness
- Earn 2X miles on all purchases
- No mileage caps
- Get 10% mileage back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer - a $49 annual value!
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 12 months | 14.99% - 18.99% (Variable) | $0 for 1st year, then $89 |
- Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening - that equates to $200 off your next trip!
- 0% Introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based on your credit worthiness
- Earn 2X miles on travel and dining purchases
- Earn 1X miles on all other purchases
- No mileage caps
- No foreign transaction fees
- Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary one year subscription of TripIt Pro mobile travel organizer - a $49 value
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 12 months | 14.99% - 18.99% (Variable) | None |
- No annual fee
- Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. Thats up to $100 in cash rewards per year with the car
- Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
- Low Introductory APR offer
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0%* on purchases & qualifying balance transfers | 12 billing cycles* | 11.99% - 21.99% Variable* on purchases & balance transfers | None* |
- You will get 50,000 bonus Avios after you make $1,000 in purchases within the first 3 months of account opening
- Plus pay no foreign transaction fees when you travel abroad
- You will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases
- Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
- Chip with Signature Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 15.24% Variable | $95 |
- Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
- Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
- Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
- Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
- $0 introductory annual fee for the first year, then $175
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | Introductory annual fee of $0 for the first year, then $175 |
- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
- Visa Signature® benefits like concierge and travel upgrades
- Receive complimentary upgrades and special savings at hotels, resorts, and spas with your Visa Signature card
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 13.9% - 20.9% variable | $0 intro for first year; $59 after that |
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until May 2014
- No foreign transaction fees
- 24-hour roadside assistance
- Auto rental insurance - use your card to rent a car and you're covered for collision, damage, and loss
- Extended warranty program
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | until May 2014 | 11.9% - 19.9% variable | $0 |
- Earn 10,000 bonus points when you spend $500 on purchases in the first 90 days of account opening, which can be $100 towards travel purchases
- Earn flexible travel points good for everything from flights to baggage fees
- Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards programs which only offer 1 point per dollar
- No limit to the total number of points you can earn and points don't expire
- No annual fee
- Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit towards all or part of your travel purchases
- No foreign transaction fees
- Chip Technology provides you expanded global acceptance when shopping anywhere you go, outside of the U.S.
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0%* on purchases | 12 billing cycles* | 14.99% - 22.99% Variable* on purchases & balance transfers | None* |
- Earn up to 40,000 bonus miles on qualifying transactions
- EXCLUSIVE: Redeem flights for 5,000 fewer miles
- Zone 2 boarding on every flight
- Enjoy 2 miles per $1 spent on US Airways purchases
- Earn 1 mile per $1 spent everywhere else
- Annual companion certificate good for round-trip travel for up to 2 companions at $99 each, plus taxes and fees
- First Class check-in
- Please see terms and conditions for complete details
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Balance Transfers | 15 months | 15.99% or 24.99% variable | $49 or $89 |
- Earn Rewards faster!
- Up to 10% back quarterly in popular categories
- Up to 5% back on Ace purchases
- 2% back on gas and groceries
- 1% in Rewards everywhere else Visa is accepted
- *See Card Terms and Conditions
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 13.99% - 22.99%* (Variable) | None |
- Earn 20,000 award miles after your first purchase
- Earn an additional 30,000 award miles when you spend $5,000 on purchases in the first 90 days
- Cardholders receive a companion ticket annually
- Enjoy 2 award miles per $1 on Miles & More integrated airline ticket purchases
- Earn 1 award mile per $1 spent everywhere else
- No mileage expiration with monthly qualifying purchases
- 0% Intro APR on purchases and balance transfers for the first 12 months after account opening, after that a variable APR currently 15.99% to 24.99% depending upon your creditworthiness
- Please see terms and conditions for complete details
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Balance Transfers | 12 billing cycles* | 15.99% or 24.99%* (Variable) | $79 |
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 15 months | 13.99%-22.99% Variable* | None |
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening - enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0%* on Purchases and on Balance Transfers | 12 months* | 12.99% - 22.99%* (Variable) | $0* |
- U.S. Bank FlexPerks® Travel Rewards Visa Signature® card – 17,500 Bonus FlexPoints
- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases – whichever you spend most on each monthly billing cycle – and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card
- $0 Annual Fee* the first year, after that $49*
- Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on purchases and on balance transfers | 12 months | 13.99% - 23.99% variable | None for the first year, after that $49* |
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
- Your first eligible checked bag is free*
- Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
- Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
- Double AAdvantage® miles on eligible American Airlines purchases*
- Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 15.24% variable* | $95, waived for first 12 months* |
- Earn 5,000 bonus points after your first purchase
- Earn 5X points on Priceline.com purchases
- Earn 1X point on everything else
- Plus, earn an additional 5,000 bonus points after spending $1,000 on qualifying transactions in the first 90 days of account opening
- Your points can act like cash - Redeem points for statement credits against purchases made on your account
- No limit to the number of points you can earn
- Please see terms and conditions for complete details
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 14.99% or 21.99%* (Variable) | $0 |
- All 32 teams and NFL Shield card available
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 12 months | 13.74% - 22.74% (Variable) | $0 |
- Earn up to 10,000 points, equal to a $100 statement credit, after qualifying transactions
- 0% Introductory APR for 12 months on purchases
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up
- This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| on purchases and balance transfers | 12 months | 14.99% - 24.99%* (Variable) | None |
- Earn up to 15,000 Bonus Points on qualifying transactions
- Enjoy 3 Points per $1 on Virgin America purchases
- Earn 1 Point per $1 spent everywhere else
- Low Intro rate on balance transfers for the first 15 months after account opening
- $150 off a companion ticket every year
- No blackout dates on any seat, at any time for reward flights
- Please see terms and conditions for complete details
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on balance transfers | 15 months | 15.99% or 24.99%* (Variable) | $49 |
- 5 points per $1 on Sony purchases at authorized retailers
- 3 points per $1 on dining out and movie purchases
- 1 point per $1 spent on all other purchases
- Redeem for Sony products, movies, music, and more
- 0% intro APR on purchases until March 2014
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | until March 2014 | 13.9% - 24.9% variable | $0 |
- Designed for businesses with an established credit history
- Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable
- Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories
- Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
- No limit to the amount of points you can earn on purchases and points don't expire
- No Annual Fee*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 6 months | 13.24% Variable | $0* |
- No Annual Fee
- Earn 3% rewards on L.L.Bean purchases
- Earn 1% rewards on all other purchases
- Receive $10 L.L.Bean Coupons as you earn them
- Enjoy free returns and free monogramming at L.L.Bean
- Please see terms and conditions for complete detail
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Balance Transfers | 12 months | 13.99% - 19.99% (Variable) | None |
- Receive 2,500 bonus points upon your first purchase
- Enjoy free Online Shipping for one year
- Earn 3 Points per $1 spent at Williams-Sonoma
- Earn 1 Point per $1 spent everywhere else
- Earn $25 Gift Card bonuses or statement credits
- Exclusive access to culinary experiences around the world
- Plus no annual fee
- Please see terms and conditions for complete detail
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Balance Transfers | 15 months | 13.74% - 21.74% (Variable) | None |
