Dining Credit Cards

Dining credit cards help you earn extra rewards when you dine out. Some of the dining credit cards can give you as much as 5% rebates. For those people who frequent restaurants, dining may be one of the largest expenses in credit card bills and dining credit cards offer excellent value in rewards. Ever wonder how credit card companies know whether a transaction is made in a restaurant or not? Each credit-card charge from a merchant comes with a 4-digit merchant category code, which is assigned to the business by MasterCard or VISA to classify the business. Get one of these dining credit cards that stand out so that you accumulate extra rebates every time when you dine out.

Barclaycard Arrival World MasterCard — $89 Annual Fee Card

• Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening - that equates to $400 off your next trip!
• 0% Introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness
• Earn 2X miles on all purchases
• No mileage caps
• Get 10% mileage back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
• Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
• Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
• Complimentary subscription to TripIt Pro mobile travel organizer - a $49 annual value!

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	12 months	14.99% - 18.99% (Variable)	$0 for 1st year, then $89

Barclaycard Arrival World MasterCard — No Annual Fee Card

• Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening - that equates to $200 off your next trip!
• 0% Introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based on your credit worthiness
• Earn 2X miles on travel and dining purchases
• Earn 1X miles on all other purchases
• No mileage caps
• No foreign transaction fees
• Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
• Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
• Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
• Complimentary one year subscription of TripIt Pro mobile travel organizer - a $49 value

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	12 months	14.99% - 18.99% (Variable)	None

True Earnings^® Card from Costco and American Express

• 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
• 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
• Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
• The Two-In-One Card: it's an American Express^® Card and Costco membership card, with no annual fee for Costco members
• Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
• Terms and restrictions apply

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	6 months	15.24% variable	No Annual Fee with your paid Costco Membership

Sony Card from Capital One^®

• 5 points per $1 on Sony purchases at authorized retailers
• 3 points per $1 on dining out and movie purchases
• 1 point per $1 spent on all other purchases
• Redeem for Sony products, movies, music, and more
• 0% intro APR on purchases until March 2014
• No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	until March 2014	13.9% - 24.9% variable	$0

Marriott Rewards^® Premier Credit Card

• Enjoy up to 7 Free Nights To Start!
• New! Smart Chip Technology and No Foreign Transaction Fees!
• Earn 5 points for every $1 spent at Marriott^® locations
• Earn 2 points for every $1 spent on airline tickets purchased directly with the airline, and at car rental agencies & restaurants
• Earn 1 point for every $1 spent on other purchases
• Receive 1 free night stay after account approval and each year upon account anniversary
• Cardmembers achieve Silver Elite status with 15 nights credit toward Elite status

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% Variable	$0 Intro Annual Fee for the first year, then $85

Harley-Davidson^® Visa^® Credit Card

• Harley-Davidson Credit Card
• Earn 3 points for every $1 spent at Harley-Davidson^® dealerships*
• Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants*
• Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome^® Cash*
• No limit to how much Harley Chrome^® Cash you can earn
• Chances to win a new Harley-Davidson^® motorcycle every month*
• No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	13.99% - 22.99%* (Variable)	None

Ink Cash^® Business

• Earn $200 bonus cash back after you spend $3,000 in 3 months from account opening
• 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
• 2% cash back on the first $25,000 spent annually at gas stations and restaurants
• 1% cash back on all other card purchases with no limit to the amount you can earn
• 0% introductory APR for 6 months on purchases and balance transfers
• No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	13.24% Variable	None