Discover the best credit card deals

Credit Cards for Bad Credit

The companies that develop credit scores – FICO and VantageScore, for example – do not decide which credit scores are “good” or “bad.” Nor do the credit reporting agencies that supply the credit reports that are used to create credit scores. It’s usually up to individual lenders and insurance companies who use these scores to decide which scores demonstrate an acceptable level of risk. In other words, a credit score is only bad when it keeps you from whatever you are trying to accomplish, whether that is to refinance a loan, borrow at a low interest rate, or get the best deal on your auto insurance. In general, credit scores below 620 are considered as bad credit scores.

If you have fallen hard financially, you may have damaged credit. You can use these sub-prime credit cards specially designed for people with bad credit to rebuild your credit history. Once you regain footing with your credit rating, you can have access to prime credit cards that offer lucrative perks of cash back, generous bonus, or 0% introductory APR. (About Our Partners)

Fingerhut Credit Card
Apply for Fingerhut Credit Card Online

Fingerhut Credit Card

  • $50 off order of $200 or more with an approved Fingerhut Credit Account! Use Promo code JUL50
  • $25 off order of $100 or more with an approved Fingerhut Credit Account. Use promo code JUL25
  • Free Shipping on an order of $100 or more with an approved Fingerhut Credit Account. Use promo code JULFREE
  • Affordable Monthly Payments
  • No Annual Fee*
  • No Over Limit Fee*
  • Click here for more details on Fingerhut Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A24.90%None

Capital One Secured MasterCard
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Capital One® Secured MasterCard®

  • Build credit with responsible use
  • Regular reporting to the 3 major credit bureaus
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Build a financial foundation you can stand on with a card that gets you started
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
  • Get free access to your monthly credit score and credit tips using Capital One® Credit Tracker
  • Click here for more details on Capital One® Secured MasterCard®
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A22.9%(V)$29

Gettington Credit Card
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Gettington Credit Card

  • Choice of payment plans: Fast or Easy
  • Low APR, so it's easier to pay as you go
  • No annual fee or over-limit fees
  • Fraud liability protection so customers can shop with confidence
  • Easy online account management
  • Instant credit response
  • Click here for more details on Gettington Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A14.90% - 19.90%None

Credit One Bank Credit Card with Gas Rewards
Apply for Credit One Bank Credit Card with Gas Rewards Online

Credit One Bank® Credit Card with Gas Rewards

Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A17.90% - 23.90% (Variable)*$35 - $99*

OpenSky Secured Visa Credit Card
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OpenSky® Secured Visa® Credit Card

  • Build Your Credit, with monthly updates to all 3 credit bureaus
  • Control Your Finances, start with a security deposit and credit line as low as $200
  • Apply in less than 5 minutes, NO credit check necessary
  • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
  • Click here for more details on OpenSky® Secured Visa® Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A17.50% variable APR$29

The First Progress Platinum Elite MasterCard Secured Credit Card
Apply for The First Progress Platinum Elite MasterCard Secured Credit Card Online

The First Progress Platinum Elite MasterCard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See Card Terms.
  • Click here for more details on The First Progress Platinum Elite MasterCard® Secured Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A19.99%$29

primor Secured Visa Classic Card
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primorTM Secured Visa Classic Card

  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
  • See application for additional details
  • Click here for more details on primorTM Secured Visa Classic Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A13.99%$39

First Progress Platinum Select MasterCard Secured Credit Card
Apply for First Progress Platinum Select MasterCard Secured Credit Card Online

First Progress Platinum Select MasterCard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See Card Terms.
  • Click here for more details on First Progress Platinum Select MasterCard® Secured Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A14.99%$39

First Progress Platinum Prestige MasterCard Secured Credit Card
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First Progress Platinum Prestige MasterCard® Secured Credit Card

Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A11.99%$44

American Express Serve
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American Express Serve®

  • Your Full Service Reloadable Prepaid Account (American Express Serve is not a credit card.)
  • No credit check. No minimum balance. No hidden fees.
  • Enjoy American Express service and security 24/7. Shop online or off and get access to membership benefits like Purchase Protection.
  • Add cash for free across 27,500 CVS/pharmacy®, Family Dollar®, Walmart®, and participating 7-ELEVEN® locations.
  • Free ATM withdrawals at over 24,000 ATMs nationwide.
  • Use the Mobile App* to deposit checks on-the-go, manage your money, pay bills and more.
  • *Terms, conditions and exclusions apply.
  • Click here for more details on American Express Serve®
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/AN/A$1 Monthly Fee (no fee NY, TX & VT)*

Credit One Bank Earn More Credit Fast
Apply for Credit One Bank Earn More Credit Fast Online

Credit One Bank® Earn More Credit Fast

Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A17.90% - 23.90% (Variable)*$35 - $99*

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