$200 Bonus + Up to 3% Cash Back (or 5.25% for Preferred Rewards)
Bank of America Customized Cash Rewards Credit Card offers $200 bonus cash. You only need to spend $1,000 on purchases in the first 90 days of account opening to qualify for the $200 bonus. In addition, you can earn 3% cash back in the spending category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, and 2% at grocery stores and wholesale clubs. It has no annual fee.
You can also receive 25%, 50%, or 75% additional bonus on your rewards if your Bank of America banking and/or Merrill Lynch investment accounts have a combined balance of $20,000, $50,000, or $100,000. It may increase your rewards to 5.25% cash back on the spending category of your choice.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category.
- No annual fee and no expiration on rewards
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
- Contactless Cards - The security of a chip card, with the convenience of a tap
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
- Intro APR
- 0% on Purchases and qualifying Balance Transfers
- Intro APR Period
- 15 billing cycles
- Regular APR
- 13.99% - 23.99% Variable APR on purchases and balance transfers
- Annual Fee
Alternative Cash Rewards Credit Cards
If you are interested in Bank of America Customized Cash Rewards Credit Card, you may also consider a few other credit cards with similar benefits.
|Credit Card||Bonus and Rewards||Annual Fee|
|Wells Fargo Active Cash℠ Card||$0|
(rates & fees)
|Bank of America® Unlimited Cash Rewards credit card||$0|
|Chase Freedom Unlimited®||$0|
|Blue Cash Preferred® Card from American Express||$0 introductory annual fee for the first year, then $95.|