Earn More Cash Rewards with Bank of America Cash Back Card
$200 Bonus + Up to 3% Cash Back (or 5.25% for Preferred Rewards)
Bank of America Customized Cash Rewards Credit Card offers $200 bonus cash. You can also earn 3% cash back on the purchases of your choice: gas, online shopping, dining, travel, home improvement/furnishings, or drug stores, and 2% at grocery stores and wholesale clubs. Plus, if you qualify for Preferred Rewards, you may earn up to 75% additional rewards bonus, which increases your rewards to as much as 5.25% cash back. In addition, it has no annual fee.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
- No annual fee and no expiration on rewards.
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.99% - 27.99% Variable APR will apply. A 3% fee applies to all balance transfers.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
- Intro APR
- 0% on Purchases and qualifying Balance Transfers
- Intro APR Period
- 18 billing cycles
- Regular APR
- 17.99% - 27.99% Variable APR on purchases and balance transfers
- Annual Fee
Alternative Rewards Credit Cards
If you are interested in Bank of America Customized Cash Rewards Credit Card, you may also consider a few other rewards credit cards with similar benefits.
|Credit Card||Bonus and Rewards||Annual Fee|
Wells Fargo Autograph℠ Card
|20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption valueUnlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases||$0|
rates & fees
Citi Premier® Card
|60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels3 Points per $1 spent at Restaurants and Supermarkets1 Point per $1 spent on all other purchases||$95|
Wells Fargo Active Cash® Card
|$200 cash rewards bonus after spending $500 in purchases in the first 3 monthsUnlimited 2% cash rewards on purchases||$0|
rates & fees
Citi Custom Cash℠ Card
|$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.No rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.||$0|
Chase Freedom Unlimited®
|Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.||$0|
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