申请2张信用卡，送15张境内免费来回机票，价值约$4500，简直象做梦！

短期促销： 申请2张信用卡, 送您14万英航Avios里程，可以兑换英航和美国航空免费机票最多15张, 因为英航和美国航空同属于OneWorld航空联盟, 点数可以相互使用。赶快申请！

Step1: Chase Sapphire Preferred Card (Visa) - 40,000 British Airways Miles(可换4张美国境内免费往返机票） or $400 Cash Bonus
3个月内消费满$3000就送$400现金或40,000里程, 40,000里程可以1:1转到您的British Airways, United Airlines常飞旅客帐户, 旅游餐馆2%回扣, 没有境外使用费, 第1年没有年费.

• 这张卡现在开户送40,000点数, 既可换成$400现金或价值$500的机票, 也可以换成40,000里程。 现在市场上没有任何deal可以送您$400现金.
• 40,000里程可转到5家航空公司的常飞旅客帐户上: United/Continental, British Airways, Southwest 和 korean Airline/Delta. 也就是说您无论飞什么航空公司, 它基本上都能覆盖了.
• 这张卡让您任何旅游消费(机票,酒店,租车等)和任何饭馆吃饭有2%回扣。比起任何航空信用卡,它给的回扣是最多的.
• 这张卡不收境外使用费, 第1年不收年费, 所以您有1年的时间来考察这张卡到底对您有没有帮助.

Chase Sapphire PreferredSM Card Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM No foreign transaction fees Receive a 7% annual dividend on all new points earned – even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% $95, waived first year

Step 2: British Airways Visa Signature Card - 100,000 Bonus Miles
英航短期限时促销:送10万飞行里程, 足够兑换11张美国境内往返机票, 2张欧洲往返机票

详解英航信用卡, 10个小贴士：
• British Airways Visa Signature Card让您购物1次就获赠5万 Avios 里程, 1年内购物满$10000送您25,000 Avios 里程, 购物满$20000送您5万 Avios 里程.
• 点数兑换BA和AA机票: 如果兑换BA机票, 美国境内短/中程机票和last minute机票的兑换是最划算的. 譬如San Francisco到Las Vegas, Chicago 到 Washington D.C.的往返机票只需要9000 Avios 里程(单程4500), 价值至少$300, 10万里程可兑换11张往返机票. 当然, 如果是东海岸飞西海岸就会要25,000里程, 10万里程可以换4张往返机票. Los Angeles到Honolulu的last minute单程机票只需12,500里程. 而且美国国内机票的兑换手续费非常低, $10以内. 兑换去南美洲的机票也很划算, 因为手续费比较低. 查看如何使用Avios Points, 请点击这里, 想知道How many Avios do I need? 请点击这里, 想知道更多用点数兑换机票的详情, 请点击这里.
• 近期有网友反映兑换AA机票比较困难, 卡惠网建议： 1)查询aa.com for "MileSAAver" awards. 如果能查到你想要的航班, 一般都可以用Avios Points兑换. 2)最好电话联系British Airway Executive Club热线： 1-800-452-1201, 客服会帮您更容易找到您要的航班.
• 每5万British Airways Avios 里程可兑换成1张欧洲往返机票, 10万里程就可兑换成2张往返美国和欧洲(包括英国，法国，德国，瑞士，荷兰，比利时，爱尔兰，卢森堡)的国际机票, 当然, 在兑换机票之前一定要了解税费和手续费.
• 我们不推荐兑换中国往返机票, 因为要11万里程, 手续费也相当昂贵, 不划算. 不如联合航空来得经济. 英航11万里程换得好可以一家4口去夏威夷度假, 或换成12张美国境内短途来回机票, 而联航6万5里程就可换去中国的来回机票, 而美国境内的来回票只能换2张。
• 日常购物每消费1美元可累积1.25个avios miles, 购买British Airways机票每1美元可累积2.5个avios miles.
• 这张卡不收境外使用费(no foreign transaction fees), 是您在国外旅游和出差最佳选择
• British Airways的里程还可用来兑换其它有合作关系的OneWorld联盟航空公司的机票, 如American Airlines，Cathay Pacific, Japan Airlines, Alaska Airlines, 等等.
• 这张卡年费$95, 但是绝对超值.
• 如何赚更多点数？ 申请Chase Sapphire Preferred Card 可获得额外40,000英航Avios Miles.

British Airways Visa Signature Card® You will get 50,000 bonus Avios after your first purchase 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening That's enough Avios for one roundtrip business class reward ticket New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home Pay no foreign transaction fees when you travel abroad Earn 2.5 Avios for every $1 spent on British Airways purchases Earn 1.25 Avios for every $1 spent on all other purchases Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two year Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% Variable $95

快速搞定免费美中往返机票：申请联合航空信用卡立即赚25000里程 + Chase Sapphire Preferred 40000里程 = 65000里程，足够1张美中往返机票。

United MileagePlusR Explorer Card - Up to 40,000 Miles
Earn up to 40,000 bonus miles and first year free

Earn 25,000 bonus miles after first use.
Earn 5,000 bonus miles by adding an authorized user within 2 months of opening account.
Earn 10,000 bonus miles when you spend $25,000 or more on your card each calendar year.
Earn double miles on tickets purchased from United and 1 mile for everything else.
Redeem Miles is Easy 65,000 miles for round trip to China, 25,000 miles for round trip within continental U.S.

United MileagePlus® Explorer Card Earn up to 40,000 bonus miles & first year free, a $95 value* First checked bag is free for you and a companion when you fly United flights, up to a $50 value Board your flight before general boarding with priority boarding privileges Visit the United Club with two complimentary day passes every year, up to a $100 value Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else Your miles don't expire and there is no limit to the number of miles you can earn Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% variable $95, waived the first year

快速搞定5-8天，价值$500免费4星级酒店住宿（包括北京，上海等中国大城市酒店），没有境外使用费.

Marriott Rewards Premier Credit Card
开户送价值$500免费4星级酒店住宿（包括北京，上海等中国大城市酒店），没有境外使用费

Bonus Points: Earn 50,000 Bonus Points after your first use enough for 5-8 free night worth at least $500.
Bonus Night Stay: Receive 1 free night stay upon account approval and each year upon account anniversary.
Redeem Rewards:50,000 Bonus Points can be redeemed to 6-8 free nights in Category 1 hotels and 5-6 free nights in category 2 hotels. You can find hotels all over the world including China (Shanghai, Beijing, Guangzhou, Shenzheng, Jiangsu, Sejiang), Canada, German, Italy, Mexico and so on. You can also get the 5th night free when you redeem 4 nights.

Marriott Rewards® Premier Credit Card Earn 50,000 Bonus Points after your first use Receive 1 free night stay upon account approval and each year upon account anniversary Earn 5 points for every $1 spent at Marriott® locations Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases Earn 1 point for every $1 spent on other purchases No foreign transaction fees Cardmembers achieve Silver elite status with 15 nights credit toward Elite status Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% Variable First Year Free, $85

如何获得12天免费喜来登住宿？立即申请Starwood Preferred Guest Card from American Express.

Starwood Preferred Guest Card from American Express
轻松拿免费12晚住宿

开户奖 励 - 开户送10000 Starpoints，6个月内消费满$5000再送15000 Starpoints, 最多可以换连续的6晚住宿，如果只在周末度假用，可以换至少12晚住宿(周末1晚 只需2000 Starpoints), 也可换成$250 Amazon, iTunes, Nordstrom, Gap, Banana Republic 礼券。

累积点数 - 在任何SPG旗下的酒店消费(St. Regis, The Luxury Collection, W Hotels, Le Meridien, Westin, Sheraton, Aloft, Element, and Four Points by Sheraton. )，可累积4个Starpoints, 任何其它消费可累积1个Starpoint.

兑换点数 - 您的积分可以1:1随时兑换成350多家航空公司的里程，每转20000 Starpoints还可获得5,000 Starpoints的奖励, 或可直接兑换成机票。您也可以把 点数兑换成amazon, iTune, Nordstrom, gap, banana republic, porttery barn gift card, 5000 Starpoints 换 $50， 9500 Starpoints 换$100，14000 Starpoints 换$150。

Starwood Preferred Guest® Credit Card from American Express Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates. 2011 SmarterTravel® Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65 Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% - 19.24% variable $0 introductory annual fee for the first year, then $65

快速赚取$250 Amazon 礼券：申请Citi ThankYou® Preferred Rewards Card.

Citi ThankYou® Preferred Rewards Card - $250 Amazon Gift Cards
3个月内消费满$2000就送25000点数，可换成$250 Amazon或40多家商场的礼券。每消费1美元可挣1个点数，可挣的点数没有上限。

Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening Earn 1 point for every $1 you spend on all purchases Receive an anniversary bonus every year you're a cardmember No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee* Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 12.99% - 22.99%* (Variable) None

特别推荐：Amazon任何购物和餐馆消费5%回扣

Citi Forward Card
最佳餐馆消费卡和Amazon购物首选卡： 3个月内消费$625就送10,000点, 可换$100 Amazon礼券, Amazon和餐馆消费有5%返还. 这张卡没年费。

Earn 5% at book stores(including Amazon.com), record stores, restaurants(including fast food restaurants) , motion picture theaters, and video entertainment rental stores.

Citi Forward® Card $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases APR reduction on purchases when using credit wisely No Annual Fee* Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0%* on Purchases and on Balance Transfers* 12 months on balance transfers* and 7 months on purchases* 12.99% - 22.99%* (Variable) None

油价突破每桶$4.3美元, 物价也天天涨, 其实4口之家1年省上$900不是问题.

Blue Cash Preferred from American Express - $150 Cash Bonus
超市购物6%现金回扣,加油和百货公司消费3%现金回扣

• 这张卡让您开户有$150现金奖励, 超市购物有6%现金回扣, 在超市买礼券最划算, 也有6%回扣, 加油和百货公司消费有3%现金回扣.
• 以一家4口为例, 如果每个月加油花$400, 超市消费$800, 百货公司消费花$300, 那么使用这张卡第1年可以有$975现金回扣, 以后每年可以有$825现金回扣.
• 虽然这张卡有$75年费, 但是确实值得申请. 只要你每星期买菜超过$25, 就可把年费赚回来. 就象Costco的membership.
• 如果您坚持要没有年费的卡,可以考虑姊妹卡Blue Cash from American Express. 这张卡开户送$100现金, 超市购物有3%现金回扣, 加油和百货公司消费有2%现金回扣. 第1年也能赚$556.

Blue Cash PreferredSM Card from American Express Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases No spend minimum, No enrollment, and No rotating rewards categories Get a $75 Referral Bonus for each friend or family member who is approved for the Card The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone. Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases 12 months 17.24% - 22.24% variable $75

Blue Cash EverydaySM Card from American Express Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases No spend minimum, No enrollment, and No rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases 12 months 17.24% - 22.24% variable None

让您没有后顾之忧的信用卡：$100现金奖励，任何购物1.5%返现，不收境外使用费，无年费

Capital One Cash MasterCard - $100 Bonus
所有购物1.5%现金回扣, 开户送$100现金奖励, 没年费, 无境外使用费, 是搬家, 买车, 买家具, 海外旅游的最佳选择.

Capital One® Cash Rewards - $100 Cash Back Bonus $100 Bonus after you spend $500 in the first 3 months 50% bonus on the cash back you earn every year 1% cash back on all purchases No annual fee Earn unlimited cash back that doesn't expire Redeem cash back anytime for any amount, even set automatic redemptions Personalize your card with an image of your choice 0% intro APR on purchases and balance transfers until June 2013 Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases and on Balance Transfers until June 2013 12.9% - 20.9% variable None

Chase Freedom Visa/MasterCard 送$100现金奖励, 5%现金回扣, 无年费

Chase Freedom Visa/MasterCard 送$100现金奖励, 5%现金回扣
3个月内消费$500送$100现金奖励。 4月-6月： 超市买菜, 看电影有5%现金回扣. 7月-8月： 加油, 餐馆消费5%现金回扣, 10月-12月酒店,航空,Bestbuy,kohls 5%现金回扣. 这张卡无年费.

If you are also a Chase checking customer, you will earn a 10% bonus on all points earned each month, plus 10 points per purchase transaction.

Chase Freedom 5% Cash Back Categories for 2012:
Apr-Jun: Grocery Stores, Movie Theaters
Jul-Sept: Gas Stations, Resturants
Oct-Dec: Hotels, Airlines, Best Buy, Kohls

Chase Freedom® Visa Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases and on Balance Transfers 15 months 12.99% - 22.99% Variable* None

Chase Freedom® MasterCard Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases and on Balance Transfers 15 months 12.99% – 22.99% Variable None

4口之家第1年稳赚价值$900的Amazon礼券： 加油, 超市, 药店第1年消费有5%返还. 返还没上限. 没有年费.

Citi ThankYou Preferred Rewards Card - $150 in Gift Cards
加油, 超市, 药店第1年消费有5%返还. 返还没上限. 3个月购物满$1000送15000点, 可换成$150 Amazon, Bestbuy, Gap, Bloomingdale等礼券. 没年费.

以普通家庭为例, 如果每个月加油花$400, 买菜花$800, 其它消费花$300, 那么使用这张卡第一年可以赚90600点, 可换取等值$900的Amazon, Best Buy等40多家商店的礼券或$550现金(8000点换$50现金).

Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter** No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee* Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A* N/A* 12.99% - 22.99%* (Variable) None

最容易批准的加油，餐馆消费卡: Discover Open Road Card

Discover Open Road Card
送$150 Restaurant.com 礼券, 加油和餐馆2%回扣, 没年费

Discover® Open Road Card 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases and on Balance Transfers* 15 months 10.99% - 19.99% (Variable)* None

TrueEarnings Card from Costco and American Express
加油3%现金回扣（额度:$3000）, 旅游和餐馆吃饭2%现金回扣, 其余任何购物1%回扣, 这张卡没年费。

True Earnings® Card from Costco and American Express American Express® Card and Costco Membership Card in one with no annual fee for Costco members Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases 6 months 15.24% variable None

花旗Citi Dividend Platinum Select Visa让您第2季度Home Depot消费和购买家具, 花园消费赚5%现金回扣

Citi Dividend Platinum Select Visa - $100 Bonus
3个月内消费满$500就送$100现金奖励, Home Depot和任何家具, 花园消费赚5%现金回扣, 没年费

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back $100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll Each quarter, you can enroll to earn additional cash back in popular categories Full 1% cash back on all other purchases and eligible cash advances No annual fee* Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases and on Balance Transfers* 12 months* 12.99% - 22.99%* (Variable) None

Best Charge Card: American Express Premier Rewards Gold Card
3个月内消费满$2000送$250礼券, 机票有3%返还, 加油和买菜2%返还, 其余任何购物1%返还, 这张卡第1年没年费。

American Express® Premier Rewards Gold Card Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more Introductory annual fee of $0 for the first year, then $175 Get a decision in as little as 60 seconds Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A N/A Introductory annual fee of $0 for the first year, then $175

最热门的酒店信用卡Marriott, Starwood, Hilton, 送免费酒店住宿。

Marriott Rewards Premier Credit Card
Earn 7 - 10 Free Hotel Nights after your account approval and this card has No Foreign Transaction Fee.

Bonus Points: Earn 50,000 Bonus Points after your first use enough for 5-8 free night worth at least $500.
Bonus Night Stay: Receive 1 free night stay upon account approval and each year upon account anniversary.
Redeem Rewards:50,000 Bonus Points can be redeemed to 6-8 free nights in Category 1 hotels and 5-6 free nights in category 2 hotels. You can find hotels all over the world including China (Shanghai, Beijing, Guangzhou, Shenzheng, Jiangsu, Sejiang), Canada, German, Italy, Mexico and so on. You can also get the 5th night free when you redeem 4 nights.

Marriott Rewards® Premier Credit Card Earn 50,000 Bonus Points after your first use Receive 1 free night stay upon account approval and each year upon account anniversary Earn 5 points for every $1 spent at Marriott® locations Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases Earn 1 point for every $1 spent on other purchases No foreign transaction fees Cardmembers achieve Silver elite status with 15 nights credit toward Elite status Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% Variable First Year Free, $85

Starwood Preferred Guest Card from American Express
Earn 12 Free Hotel Nights all over the world

开户奖 励 - 开户送10000 Starpoints，6个月内消费满$5000再送15000 Starpoints, 最多可以换连续的6晚住宿，如果只在周末度假用，可以换至少12晚住宿(周末1晚 只需2000 Starpoints)，也可换成$250 Amazon, iTunes, Nordstrom, Gap, Banana Republic 礼券。

累积点数 - 在任何SPG旗下的酒店消费(St. Regis, The Luxury Collection, W Hotels, Le Meridien, Westin, Sheraton, Aloft, Element, and Four Points by Sheraton. )，可累积4个Starpoints, 任何其它消费可累积1个Starpoint.

兑换点数 - 您的积分可以1:1随时兑换成350多家航空公司的里程，每转20000 Starpoints还可获得5,000 Starpoints的奖励, 或可直接兑换成机票。您也可以把 点数兑换成amazon, iTune, Nordstrom, gap, banana republic, porttery barn gift card, 5000 Starpoints 换 $50， 9500 Starpoints 换$100，14000 Starpoints 换$150。

Starwood Preferred Guest® Credit Card from American Express Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates. 2011 SmarterTravel® Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65 Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% - 19.24% variable $0 introductory annual fee for the first year, then $65

Citi Hilton HHonors(TM) Visa Signature Card
Earn 3 Free Hotel Nights

Citi® Hilton HHonors™ Visa Signature® Card Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening* Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio* Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.* Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases.* No Annual Fee.* Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 14.24% or 16.24%* (Variable) None

最热门的航空公司信用卡
开户就送25,000 - 30,000里程, 第1年没年费.

United MileagePlus® Explorer Card Earn up to 40,000 bonus miles & first year free, a $95 value* First checked bag is free for you and a companion when you fly United flights, up to a $50 value Board your flight before general boarding with priority boarding privileges Visit the United Club with two complimentary day passes every year, up to a $100 value Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else Your miles don't expire and there is no limit to the number of miles you can earn Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% variable $95, waived the first year

Citi® Platinum Select® / AAdvantage® Visa Signature® Card Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership* Your first eligible checked bag is free* Priority Boarding* and 25% savings on eligible in-flight purchases* Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal* Double AAdvantage® miles on eligible American Airlines purchases* Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year* No mileage cap* and your miles may never expire* Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% variable* $95, waived for the first 12 months*

Gold Delta SkyMiles® Credit Card Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening $0 intro annual fee for the first year, then $95 Check your first bag Free - for up to 9 people on your reservation - on every Delta flight Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent Priority Boarding and 20% In-Flight Savings Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% - 19.24% Variable $0 intro for first year, then $95

Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT NOW! Earn a FREE FLIGHT after your first purchase Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare Now you can redeem for International Travel, Hotels, Gift Cards and more Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats! No Change fees - if you need to change your flight, you won't be charged a fee September 11th Security Fee Applies Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% Variable $69

0利率购物借贷和余额转帐信用卡推荐

Slate from Chase
NO BALANCE TRANSFER FEE with 15 Months 0% Interest on Purchases and Balance Transfers + No Annual Fee

Slate® from Chase - No Balance Transfer Fee No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee* Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases and on Balance Transfers 15 months 11.99% - 21.99% Variable None

Citi Simplicity
21个月0利率购物借贷和余额转帐借贷 - No Late Fees and No Penalty Rate

Citi Simplicity® Card 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Balance Transfers and Purchases* 18 months* 12.99% - 21.99%* (Variable) None

专为新移民和新生设计的信用卡, 没有年费

Capital One Cash Rewards for Newcomers
旅游消费2%现金回扣, 其他消费1%现金回扣, 没有年费, 没有境外使用费

Capital One® Cash Rewards for Newcomers A card designed to help those new to the U.S. establish credit and earn cash back Build credit with automatic reporting to the three major credit bureaus Get 2% cash back on travel purchases Earn 1% cash back on all other purchases No foreign transaction fees No annual fee Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 24.9% variable None

加拿大信用卡排行榜

加拿大信用卡越来越引人注目, 随着银行和发卡行鹬蚌相争愈演愈烈, 加拿大人民可以坐收渔翁之利了。卡惠网手把手教您2012年必须拥有哪些信用卡？

最佳现金回扣信用卡: Smart Cash MasterCard Credit Card
6个月内买菜和加油5%现金回扣, 6个月后, 买菜和加油3%现金回扣, 其它任何购物1%回扣, 没有年费

Smart Cash MasterCard® Credit Card 5% cash back on all of your gas and grocery purchases for the first 6 months 3% cash back on gas and grocery purchases thereafter And, you'll always earn 1% cash back on all of your other qualifying net retail purchases 1.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months Enjoy free online access to your credit card account With no annual fee and free additional cards you'll start to see the benefits right away Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail you a cheque - it's that simple Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 1.99% on Balance Transfers 10 months 19.99% None

最佳旅游信用卡: American Express Gold Rewards Card
3个月内消费$500就送15,000积分奖励, 可兑换成$125 Coach, Home Depot, Saksfifthavenue, Banana Republic, Gap, Restoration Hardware, Sony, Old Navy 礼券, 或1张机票, 日常购物和旅游2%回扣，第1年没年费

American Express® Gold Rewards Card Earn 15,000 Bonus Membership Rewards® points when you spend $500 or more in the first 3 months Earn double points for every $1 in eligible travel purchases charged to the Card, including flights, hotels, car rentals, cruises, and more Plus, earn double points for every $1 in eligible gas, grocery and drugstore purchases charged to the Card You'll also earn one point for every $1 in Card purchases everywhere else Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A N/A None for first year, $150 thereafter

最佳旅游信用卡: Aspire Travel World MasterCard from Capital One
刷卡1次就送35000里程, 相当于$262或等值$350的机票, 每年赠送10000航空里程, 任何消费可获2%回扣, 年费$120, 还是划算

Aspire™ Travel World MasterCard® Earn more reward miles - on everything you buy! Earn 2 reward miles for every $1 - on all purchases 35,000 bonus reward miles with your first purchase 10,000 anniversary bonus reward miles every year Redeem for travel, cash, merchandise and gift cards World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A Prime + 16.8% $120

Aspire™ Travel Platinum MasterCard® Earn reward miles – with no annual fee! No Annual Fee Earn 1 reward mile for every $1 spent - on all purchases 10,000 bonus reward miles with your first purchase 25% extra anniversary bonus reward miles every year Redeem for travel, cash, merchandise or gift cards Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A Prime + 16.8% None

最佳酒店信用卡: Starwood Preferred Guest Card
3个月内消费$1000就送15000 Starpoints, 可兑换成4晚的免费酒店住宿, 日常购物1%回扣, 每年消费满$40000可获额外 1晚免费酒店住宿

The Starwood Preferred Guest®* Credit Card from American Express 10,000 Welcome Bonus Starpoints®* Earn 1 Starpoint®* for every $1 in purchases charged to the Card Also, earn 10,000 Welcome Bonus Starpoints after you charge $1,000 in purchases to your Card in your first three months of Cardmembership Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 19.99% $120

0利率借贷信用卡: Platinum Plus MasterCard
Platinum Plus信用卡让您享受10个月0利率信用卡余额转 帐(balance transfers)和预借现金(cash advances), 只收1%手续费

Platinum Plus® MasterCard® 0% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months No Annual Fee Enhanced security and protection with Chip & PIN technology and PayPass Around-the-clock fraud protection Online access to your credit card account Unparalleled 24-hour Customer service International acceptance at millions of locations Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Balance Transfers and on Cash Advances 10 months 17.99% None

Aspire Cash Platinum MasterCard from Capital One
$50开户奖励, 任何消费可获1.2%现金回扣, 没年费

Aspire Cash™ Platinum MasterCard® Earn cash rewards and pay no annual fee! 1% cash rewards on all net purchases 25% extra cash rewards every year $50 bonus cash reward on your first purchase No limit to the amount of cash you can earn Add an authorized user for $0, and earn even more cash Valuable Platinum benefits including Purchase Assurance and Extended Warranty Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A Prime + 16.8% None

Aspire Cash™ World MasterCard® 1% cash rewards on all purchases 50% extra cash rewards every year $100 bonus cash reward on your first purchase No limit to the amount of cash you can earn Add an authorized user for $0, and earn even more cash Valuable World MasterCard benefits including Purchase Assurance and Extended Warranty Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A Prime + 16.8% None

Delta SkyMiles World MasterCard
Delta航空信用卡送25,000里程开户, 足够1张加拿大或美国境内来回机票, 每年还送2,500里程, 这张卡有$120年费

Delta SkyMiles® World MasterCard® Get 25,000 bonus Delta miles with first purchase Earn 2 Delta miles for every $1 you spend on Delta purchases Earn 1 Delta mile per $1 for all other net purchases Earn 2,500 bonus Delta miles on your account anniversary, every year. Get 2,500 bonus Delta miles by adding an authorized user PLUS - valuable World MasterCard Benefits Earn Delta miles on everything you buy Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 19.8% $120

Delta SkyMiles® Gold MasterCard® 2,500 bonus Delta miles with first purchase 1 Delta miles for every $1 you spend on Delta purchases 1 Delta mile per $2 for all other net purchases Earn Delta miles on everything you buy Gold benefits including Purchase Assurance Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 19.8% None

Choice Privileges MasterCard
Choice Privileges旅馆信用卡, 送2晚免费旅馆住宿, 任何日常购物每消费$1还可获得15点Choice Privileges积分回扣

Choice Privileges在全球有 5500多家连锁旅馆, 包括Comfort Inn, Quality Inn, Sleep Inn, EconoLodge, Rodeway Inn等品牌旅馆, 每8000点就可兑换成一晚的免费住宿, 16000点可兑换成两晚的 免费旅馆住宿.

Choice Privileges MasterCard® 2 points for every $1 net retail spent on qualifying everyday purchases Apply by June 13, 2012 and you'll earn up to 16,000 points – that’s enough for two free nights* at over 1,500 locations across North America! Up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S. (including Hawaii), Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia Automatic upgrade to Elite Gold status - earning you more points for every eligible stay Promotional rate on balance transfers (including cheque cash advances): 1.99% for your first six billing cycles that post to your Account No Annual Fee Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 16.99% None

Best Western MasterCard
送20000点Best Western积分开户, 值2晚免费旅馆住宿,任何日常购物还可获得1.5%的Best Western积分回扣, 没年费

Best Western在全球有4000多家连锁旅馆, 每8000点就可兑换成一晚的免费住宿, 20000点可兑换成至少2晚的免费旅馆住宿.

Best Western MasterCard® Credit Card Receive 20,000 bonus Best Western Rewards points after your first qualifying purchase Earn 1.5 Best Western Rewards points for every $1 in net retail purchases Receive 50 Best Western Rewards points for every cash advance transaction over $50 No Annual Fee 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances Around-the-clock fraud protection Online access to your credit card account Unparalleled 24-hour Customer service Immediate cash access at 430,000 ATMs internationally Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 19.99% None

最佳学生信用卡: Student Awards WorldPoints MasterCard
Student Awards信用卡让你每消费$2可获1个积分, 可兑换现金返还, 帮助学生建立信用, 这张卡没有年费, 是最佳的学生信用卡

Student Rewards Earn 1 mbna reward for every qualifying $1 spent on retail transactions 1,000 Bonus mbna rewards after your first qualifying purchase 1,000 Bonus mbna rewards each year on your account Redeem points for cash back, charitable donations, travel,brand-name merchandise and gift cards from top retailers Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 18.99% - 19.99% None

Business Gold Rewards Card
American Express 商业信用卡, 送25000积分, 可按照1:1兑换成Air Canada的飞行里程和Hilton点数, 或者换成$205礼券

Business Gold Rewards Card让 您3个月内消费$3000就送您25000积分奖励，可兑换成$205的商场购物礼券, 每年消费满5万, 可额外获赠15000积分; 消费满10万, 可获赠40000积分, 值$400的购物礼券。 AMEX的积分可按照1:1兑换成Air Canada的飞行里程和Hilton点数; 按照100:75换成Delta Airlines, Cathay Pacific, British Airways 的飞行里程。

American Express® Business Gold Rewards Card 25,000 Welcome Points. Enough for a ticket almost anywhere in North America. Just purchase $3,000 in the first 3 months Earn 1 point for every dollar in purchases charged to the Card. No caps Earn up to 40,000 bonus points. Every year. 15,000 points when you reach $50,000 in purchases. Another 25,000 when you reach $100,000 Get additional Cards for employees. Earn even more points - all on your account More Rewards for you or your Business. Transfer to Aeroplan®*. Instantly. 1 point = 1 Aeroplan®* mile Also transfer points to Delta Air Lines and Cathay Pacific's Asia Miles and access their 27 airline partners Book virtually any trip or vacation. Pay all or part with points. No blackouts Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A Annual Interest Rate Applies* None for first year, $180 thereafter

卡惠网(CardBenefit.com)是北美最专业可靠的信用卡门户网站. 卡惠网集各大银行的信用卡于一体, 分门别类, 让您比较和选择信用卡时一目了然. 卡惠网的Search Credit Cards功能可以让您输入任何关键字,例如cash back, visa就能找到您想要的信用卡。卡惠网共有200来张不同的信用卡供您挑选:

20张现金回扣信用卡: 百货商场5%，餐馆5%，超市6%，所有消费2%回扣

21张开户奖金信用卡: $625，$300，$250，$200，$100，4万航空里程，应有尽有

20张 航空信用卡: United, Continental, Delta, American, Southwest, Alaska，各种航空公司

12张酒店信用卡: Marriott, Hilton, Hyatt, Starwood, Ritz-Carlton, Choice Privileges, Best Western

20张商业信用卡: $250奖金, 办公用品和电话5%回扣, 任何消费2%回扣, 等等

7张学生信用卡: $75奖金, 5%回扣, 专批给信用史空白的新生的信用卡，等等

5张一定批的信用卡: 刚来北美? 信用记录空白或不良? 这5张卡(4张美国，1张加拿大)一定批!

20张0利率信用卡: 21个月0利率，先借后还，慢慢用

26张加拿大信用卡: 超市5%，免费机票和旅馆，$150奖励，任何消费1.8%回扣