CIT Bank Savings and CD Accounts

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CIT Bank is a U.S.-based bank with over 100 years of history. It merged with First Citizens Bank in 2022. CIT Bank’s parent company, First Citizens BancShares Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $100 billion in assets. CIT Bank offers industry-leading interest rates for savings accounts. CIT Bank provides FDIC (Federal Deposit Insurance Corporation) insurance on all bank accounts, which gives you insurance coverage to keep you free of any financial loss of up to 250,000 U.S. dollars.

  • Open a Platinum Savings account and get 5.05% APY with a balance of $5,000 or more
  • Earn 12x the National Average APY on balances of $5,000 or more
  • Your CIT Bank account is FDIC insured, which means it's secure
  • CIT Bank's mobile app makes it easy to manage your account
  • No account opening or monthly services fees, so you can keep what you earn.
  • Opening a Platinum Savings account takes about five minutes on your computer or mobile phone
  • CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • Lock in a great rate of 3.00% APY for 6 months
  • $1,000 minimum opening deposit
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
  • Set up and manage your beneficiaries online or through the mobile app
  • Your CIT Bank account is FDIC insured, which means it's secure
  • CIT Bank named #1 in delivering the most humanized experience in banking
  • CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • Open a No-Penalty 11-Month CD account and get 3.50% APY.
  • Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money - including any interest earned - beginning seven days after the funds have been received. No penalty. No problem.
  • $1,000 minimum opening deposit
  • No withdrawals are permitted during the first 6 days following the receipt of funds.
  • Daily compounding interest
  • No service fees
  • Your CIT Bank account is FDIC insured, which means it's secure
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • Save for your goals with a 18-Month CD of 3.00% APY
  • $1,000 minimum opening deposit
  • Lock in a high-yield rate for 18 months
  • Daily compounding interest to maximize your earning potential
  • No account opening or maintenance fees
  • Your CIT Bank account is FDIC insured, which means it's secure
  • Set up and manage your beneficiaries online or through the mobile app
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
  • Save for your goals with a 13-Month CD of 3.50% APY
  • Open a 13-Month CD in about 5 minutes. Earn a competitive rate and achieve your short-term goals.
  • Skip the drama of market volatility. A 13-Month CD is a great way to reach your savings goals with a guaranteed rate for 13 months.
  • $1,000 minimum opening deposit
  • Daily compounding interest to maximize your earning potential
  • No account opening or maintenance fees
  • FDIC insured
  • Set up and manage your beneficiaries online or through the mobile app
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
  • Earn 4.65% APY with a Savings Connect account that is even more rewarding.
  • Get a competitive rate on your Savings Connect account, 11x the National Average
  • Minimum of $100 to open your account
  • With the CIT Bank mobile app, deposit checks from your mobile device and make transfers easily
  • Interest Rates for the Savings Connect Account are variable and may change at any time without notice.
  • CIT Bank is your partner in savings. There are no account opening or monthly service fees for savings accounts.
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • Open a Money Market account today and receive 1.55% APY*, which is 3 times the national average rate**
  • Access your money easily with Zelle® & Bill Pay.
  • Your CIT Bank account is FDIC insured, which means it's secure.
  • No monthly service fees.
  • CIT Bank is a division of First Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
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