CIT Bank Savings and CD

CIT Bank is a U.S.-based bank with over 100 years of history. It has approximately $50 billion in assets and more than $30 billion of deposits. It is a public company listed on the New York Stock Exchange. Its consumer-banking business unit also operates OneWest Bank, one of Southern California’s largest banks. OneWest bank has over 70 brick and mortar branch offices, primarily in the greater Los Angeles metropolitan area.

CIT Bank offers high-yield savings and CD accounts. New customers in any part of the United States can open and then manage their CIT Bank savings accounts online. Deposits and withdrawals can be managed via inter-bank electronic transfers, checks, or wire transfers. CIT Bank provides FDIC (Federal Deposit Insurance Corporation) insurance on all bank accounts, which gives you insurance coverage to keep you free of any financial loss of up to 250,000 U.S. dollars.

  • With a CIT Bank Savings Builder Account, you can earn a competitive interest rate and access your money easily.
  • Open an account with $25,000 or more and earn 2.15% APY on your money - one of the top savings rates in the nation.
  • If you don't have $25,000 in your account, you can still earn 2.15% APY by making a monthly $100 or more deposit. Start with $100 per month and build your habit of savings - all while getting a top rate.
  • It's an ideal online account for saving towards a new experience or a large purchase.
  • Grow your savings faster than at your everyday bank for your first or next dream home.

  • Open a No-Penalty 11-Month CD account and get 2.05% APY* with $1,000 minimum deposit.
  • Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money - including any interest earned - beginning seven days after the funds have been received.* No penalty. No problem.
  • No opening or maintenance fees
  • CIT Bank CDs provide a safe, secure way to grow your savings.
  • The CIT Bank No-Penalty CD gives you get the security of an 11 month CD with no withdrawal penalty seven days or later after funds have been received. Open an account today!

  • Open a Premier High Yield Savings account and get a 1.85% APY (on balances up to $250k).
  • $100 Minimum Opening Deposit
  • No Fees to Open or Maintain
  • Daily Compounding Interest
  • 24/7 Secure Online Banking
  • US-based Customer Service
  • FDIC Insured

  • Open a CD account and get up to a 2.50% APY*
  • Competitive rates
  • Terms up to 5 years
  • Low minimum opening deposit
  • Daily compounding interest
  • No monthly maintenance fees
  • FDIC insured

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