CIT Bank Savings

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CIT Bank is a U.S. bank with over 100 years of history. It has approximately $50 billion in assets and more than $30 billion of deposits. It is ranked among the Fortune 1,000 largest American companies and is one of the largest banks in the United States. CIT Bank offers industry-leading interest rates for savings accounts.

  • Save for your goals with a 18-Month CD of 4.50% APY
  • $1,000 minimum opening deposit
  • Lock in a high-yield rate for 18 months
  • Daily compounding interest to maximize your earning potential
  • No account opening or maintenance fees
  • FDIC insured
  • Set up and manage your beneficiaries online or through the mobile app
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • Save for your goals with a 13-Month CD of 4.35% APY
  • Open a 13-Month CD in about 5 minutes. Earn a competitive rate and achieve your short-term goals.
  • Skip the drama of market volatility. A 13-Month CD is a great way to reach your savings goals with a guaranteed rate for 13 months.
  • $1,000 minimum opening deposit
  • Daily compounding interest to maximize your earning potential
  • No account opening or maintenance fees
  • FDIC insured
  • Set up and manage your beneficiaries online or through the mobile app
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • Open a No-Penalty 11-Month CD account and get 3.65% APY*.
  • Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money - including any interest earned - beginning seven days after the funds have been received.* No penalty. No problem.
  • $1,000 minimum opening deposit
  • Easy access to your account
  • Daily compounding interest
  • No service fees
  • FDIC insured
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • Earn 3.60% APY with a Savings Connect account that is even more rewarding. Open an account in about 5 minutes.
  • Get a competitive rate on your Savings Connect account, 15x the National Average
  • With the CIT Bank mobile app, deposit checks from your mobile device and make transfers easily
  • CIT Bank is your partner in savings. There are no account opening or monthly service fees for savings accounts.
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • Open a Money Market account today and receive one year of Amazon Prime and 1.55% APY*, which is 5 times the national average rate**
  • To qualify for the Amazon Prime promotion, just open a Money Market account using the promo code AMZN22, and fund your account with at least $15,000 within 15 days and keep a minimum balance of at least $15,000 for 60 days following the 15-day funding period.
  • Access your money easily with Zelle® & Bill Pay.
  • Your CIT Bank account is FDIC insured, which means it's secure.
  • No monthly service fees.
  • CIT Bank is a division of First Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
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