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BEST STUDENT CREDIT CARDS


Journey Student Rewards from Capital One - Easiest Student Credit Card to Qualify for

As the New Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt, or has an adult co-signer who agrees to accept joint liability for the account. That means starting October 1, 2011, you can't qualify for a credit card using mom and dad's income, even if they're going to pay your credit card bill. Applicants under 21 without their own income can only get a credit card with a co-signer over 21 who do have the right income.


There's nothing better than good credit to set yourself up for financial freedom down the road. The Journey Student Rewards from Capital One is designed for students with limited or average credit to build credit. It provides free text and e-mail alerts to keep you on track.


JourneySM Student Rewards from Capital One®

  • Designed to help students build good credit with responsible use

  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit

  • Customizable text and e-mail alerts to help keep you on track

  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time

  • No annual fee

  • $0 Fraud Liability if your card is lost or stolen

  • Cash rewards don't expire

  • There's no limit to the amount of cash you can earn

  • Get your cash back anytime as an account credit or check, even set up automatic redemption

  • Travel Accident Insurance

  • Click here for official application, terms, and details

Journey Student Rewards from Capital One Apply for Journey Student Rewards from Capital One Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 19.8% variable None

Citi® Dividend Platinum Select® Card for College Students

  • No Cosigner Required

  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*

  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*

  • Earn a full 1% cash back on all other purchases*

  • Click here for official application, terms, and details

Citi Dividend Platinum Select Card for College Students Apply for Citi Dividend Platinum Select Card for College Students Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases* 7 months* 13.99% - 21.99%* (Variable) None

Citi Forward® Card for College Students

  • No Cosigner required

  • APR reduction on purchases when using credit wisely

  • 100 ThankYou Points each billing period that you pay on time and stay under your credit limit

  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening

  • Click here for official application, terms, and details

Citi Forward Card for College Students Apply for Citi Forward Card for College Students Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases* 7 months* 13.99% - 22.99%* (Variable) None

Discover® Student Card

  • Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*

  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*

  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com

  • Up to 1% unlimited Cashback Bonus on everything else you buy

  • $0 Fraud Liability plus mobile and email fraud alert options

  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

  • Click here for official application, terms, and details

Discover Student Card Apply for Discover Student Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Purchases 6 months* 13.99% - 20.99% (V)* None

Studentawards WorldPoints® MasterCard®

  • Earn 1 WorldPoint for every $2 in qualifying net retail purchases*

  • No maximum earnings cap on WorldPoints

  • No Annual Fee

  • Online access to your credit card account

  • Around-the-clock fraud protection

  • Unparalleled 24-hour customer service

  • Immediate cash access at 430,000 ATMs internationally

  • Click here for official application, terms, and details

Studentawards WorldPoints MasterCardStudentawards Card Apply for Studentawards WorldPoints MasterCard Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 18.99% - 19.99% None
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