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Low Interest Credit Cards
Low interest credit cards are great for borrowing money. If you carry a credit card balance month to month, you can save a ton of money with these low-interest credit cards over time!
If you have $5,000 in credit card debt and are paying an interest rate of 19.99%, you can save $350 on interest after transferring the debt to a low 11.99% interest credit card for one year. Your savings=Your debt * (high interest rate-low interest rate)
Both IBERIABANK and Simmons First offer very competitive low interest rate, but you have to have excellent credit to be approved. We recommend Discover More Card and Citi Platinum, as they are much easier to get approved.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months on purchases, 12 months on B.T. |
as low as 11.99% variable |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0%* on Purchases and on Balance Transfers |
up to 15 months |
as low as 11.99% variable |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
up to 12 months |
as low as 13.24% |
None |
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Chase FreedomSM Credit Card
3% bonus cash back offers in popular, rotating categories like gas, home improvement and department storesFull 1% Cash Back on everything else - no spending tiers or caps on how much you can earnUp to an additional 20% cash back at select merchants when you shop online through Chase0% Intro APR and No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
up to 6 months on purchases, up to 12 months on B.T. |
as low as 12.99% variable |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 1.99% on Balance Transfers |
6 months |
as low as 8.75% |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 1.99% on Balance Transfers |
6 months |
as low as 9.75% |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 1.99% on Balance Transfers |
6 months |
as low as 9.75% |
None |
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Simmons First Visa® Platinum
Low 7.25% variable standard purchase APR and platinum benefitsNo balance transfer feesTravel Insurance, Car Rental Loss/Damage Waiver and Emergency Cash and Credit Card ReplacementNo annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
7.25% variable |
None |
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Public Savings Bank Secured Card
0% APR on purchases for 6 monthsNo annual fee or monthly feesYour income, employment and credit are not factors!Build good credit - we report to all 3 major credit bureausLifetime credit lines up to $10,000Free Visa Rewards including auto collision damage and emergency card replacement
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases |
6 months |
11.24% |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0%* on Purchases and on Balance Transfers |
up to 15 months |
as low as 11.99% variable |
None |
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Simmons First Visa® Platinum Rewards
No balance transfer feesLow 9.25% variable standard purchase APR and platinum benefitsTravel Rewards - receive one point per net dollar spentChoose any U.S. based airline or ticket class. No blackout dates or seating restrictionsOther travel related options are hotels, cruises, vacation packages, car rental, and restaurantsNo Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
9.25% variable |
None |
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Chase Ink Cash Business Card
3% cash back at gas stations, restaurants, office supply and home improvement storesUnlimited 1% cash back on all business purchasesCustomized business credit line to meet your business needsAdd employee cards and earn cash back on their purchasesControl and manage expenses easily with customized alerts and reportsEvery purchase protected with free built-in Zero Liability Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months |
as low as 11.24%* |
None |
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News
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We have added more than a dozen new credit cards recently. Many of them offer exciting perks and cash back rebates. Click here to check out these offers.
We have also added the category of instant approvals for credit cards that give you a decision instantly.
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