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Instant Approval Credit Cards

Need a credit card immediately and don't want to wait? Apply for credit cards that give you a decision in less than 60 seconds.


     American Express® Premier Rewards Gold Card

  • Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership

  • 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else

  • Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year

  • No annual fee for your first year, a savings of $175

  • Click here for official application, terms, and details.

American Express Premier Rewards Gold Card Apply for American Express Premier Rewards Gold Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A N/A None for first year, $175 thereafter

     Blue Cash® from American Express

  • Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores

  • 0% intro APR on purchases for 6 months and no annual fee

  • Flexibility to pay over time

  • Receive your cash back automatically as a statement credit

  • Click here for official application, terms, and details.

Blue Cash from American Express Apply for Blue Cash from American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 6 months 17.24% - 21.24% variable None

     Blue Sky from American Express®

  • 0% intro APR on purchases for 6 months and no annual fee

  • Flexibility to pay over time

  • Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates – get points for flights on any airline, stays at any hotel, and car rentals with any company

  • Click here for official application, terms, and details.

Blue Sky from American Express Apply for Blue Sky from American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 6 months 17.24% - 21.24% variable None

     Starwood Preferred Guest® Credit Card

  • Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel

  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners

  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates

  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines

  • Express Approval. Get a decision in less than 60 seconds.

  • Click here for official application, terms, and details.

Starwood Preferred Guest Credit Card Apply for Starwood Preferred Guest Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
2.90% on Purchases and on Balance Transfers 6 months 15.24% variable None for first year, $45 thereafter

     American Express® Gold Card

  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!

  • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.

  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide

  • Express Approval. Get a decision in 60 seconds.

  • Click here for official application, terms, and details.

American Express Gold Card Apply for American Express Gold Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A N/A None for first year, $125 thereafter

     Platinum Delta SkyMiles® Credit Card

  • Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember

  • Earn One companion Coach Class ticket each year upon renewal

  • Earn at least 1 mile for every eligible dollar spent

  • Miles never expire and there is no cap on the miles you can earn

  • Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card

  • Express Approval. Get a decision in less than 60 seconds

  • Check your first bag for free on every Delta flight

  • Click here for official application, terms, and details.

Platinum Delta SkyMiles Credit Card Apply for Platinum Delta SkyMiles Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.50% variable $150, or $95 for qualified members
Chase Sapphire Card
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