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Instant Approval Credit Cards

Need a credit card immediately and don't want to wait? Apply for credit cards that give you a decision in less than 60 seconds.

American Express® Premier Rewards Gold Card

  • Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership

  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else

  • Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide

  • Introductory annual fee of $0 for the first year, then $175

  • Get approved in 60-seconds

  • Click here for reviews on American Express Premier Rewards Gold Card

American Express Premier Rewards Gold Card Apply for American Express Premier Rewards Gold Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A N/A Introductory annual fee of $0 for the first year, then $175

Starwood Preferred Guest® Credit Card

  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel

  • Free nights, free flights: Redeem Starpoints with over 350 airlines and more than 1,000 hotels and resorts worldwide. No blackout dates

  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"

  • $0 introductory annual fee for the first year, then $65

  • Click here for reviews on Starwood Preferred Guest Credit Card

Starwood Preferred Guest Credit Card Apply for Starwood Preferred Guest Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% - 19.24% variable $0 introductory annual fee for the first year, then $65

TrueEarnings® Card from Costco and American Express

  • American Express® Card and Costco Membership Card in one with no annual fee for Costco members

  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco

  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express

  • Click here for official application, terms, and details

TrueEarnings Card from Costco and American Express Apply for TrueEarnings Card from Costco and American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 6 months 15.24% variable None

Blue Sky from American ExpressSM

  • No annual fee

  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime

  • Pay your bill all at once, or over time. It's up to you.

  • Blue Savings Program: big deals on big brands, all the time

  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010

  • Get approved in 60-seconds

  • Click here for official application, terms, and details

Blue Sky from American Express Apply for Blue Sky from American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 12 months 17.24% - 22.24% variable None

American Express® Gold Card

  • Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership

  • Exclusive access to Gold Card Events — select concerts, shows, major sporting events, and more

  • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase

  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards

  • Get approved in 60-seconds

  • Click here for official application, terms, and details

American Express Gold Card Apply for American Express Gold Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A N/A $125
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