Capital One® Spark® Classic for Business

Card Issuer
Capital One
Network
Visa
Card Category
Business, Cash Back
Credit Recommended
Average, Fair, Limited
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Reward Details
Rewards
Earn 1% cash back on every purchase, every day.
Additional Benefits
This card has no balance transfer fee, no foreign transaction fee, no annual fee.

Visa Business Benefits
$0 Fraud Liability
If your business credit card is ever lost or stolen, you'll not be responsible for unauthorized charges.
Auto Rental Collision Damage Waiver Program
If you rent a car with your business credit card, you'll be covered with collision, damage, and loss insurance.
Purchase Security and Extended Protection
Automatically protects most purchases you make with your business credit card within 90 days of purchase in the event of loss, theft, damage, or fire.
Travel and Emergency Assistance
When you're traveling for business, you can count on a wide range of Visa emergency services including ticket replacement, legal or medical referrals, and more — 24 hours a day, 365 days a year.
Visa Dining Discounts
Get great discounts at restaurants around the globe.
Visa Information Source Select
Select from free, automatic reports summarizing your card purchases.
Visa SavingsEdge
Shop with your enrolled Visa business card at participating merchants and save up to 15%.

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service
Intro APR
N/A
Intro APR Period
N/A
Regular APR
23.74% (Variable)
Annual Fee
$0

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