For those of you who don’t know, Chase will allow you to transfer points earned with the Chase Freedom card to your Chase Sapphire Preferred Ultimate Rewards account. Simply log into ultimaterewards.com > Earn Faster > Combine Ultimate Rewards Points. So this means you can earn 5 points per dollar spend at the quarterly spend categories and then transfer these points to any of the Ultimate Rewards transfer partners like United, Continental, SouthWest, British Airways, Korean, Hyatt, Marriott, Priority Club and Amtrak.

Chase Freedom® Visa - $200 Bonus Cash Back Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12 You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.99% - 22.99%* (Variable) None

开户奖金,现金回扣信用卡推荐

New: Disney's Premier Visa Card
Get a $100 statement credit after first use. Earn 2% on purchases at gas stations, grocery stores, restaurants and most Disney locations.

Disney's Premier Visa® Card Get a $100 statement credit after first use New: Earn 2% in reward dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases. Redeem toward Disney treats at home and on vacation, such as Theme Park tickets, hotel stays, DVDs, toys and more New: Enjoy the flexibility to redeem toward airline tickets on any airline to any destination, anytime Save 10% off on select merchandise purchases of $50 or more at DisneyStore.com and Disney Store locations Disney Theme Park Perks including a Character Meet 'N' Greet at our private Cardmember locations Save with 0% promo APR financing for 6 months anytime you use your card to book select Disney vacation packages, after that a variable 14.24% New: Choose from 8 Premier-only card designs Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 14.24%* (Variable) $49*

Chase Freedom Visa - $200 Bonus
Free $200 Bonus Cash + 5% Cash Back on Gas Stations and Amazon.com + No Annual Fee

Note: If you are also a Chase checking customer, you will earn a 10% bonus on all points earned each month, plus 10 points per purchase transaction.

Chase Freedom 5% Cash Back Categories for 2012:
Jan-Mar: Gas Stations, Amazon.com
Apr-Jun: Grocery Stores, Movie Theaters
Jul-Sept: Gas Stations, Resturants
Oct-Dec: Hotels, Airlines, Best Buy, Kohls

Chase Freedom® Visa - $200 Bonus Cash Back Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12 You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.99% - 22.99%* (Variable) None

Citi Dividend Platinum Select Visa - $200 Bonus 限时促销
送$200现金奖励, 健身俱乐部,医疗,水电煤5%现金回扣(from 1/1/2012 to 3/31/2012 upon enrollment), 没年费

Health care is defined as merchants that provide examination, diagnosis and treatment of health-related conditions and includes services by licensed physicians or dentists, facilities that aid in diagnosis or treatment, and devices or corrective equipment for such treatment.
Fitness clubs are defined as merchants that operate sports and recreation facilities requiring membership.
Utilities are defined as providers of electric, gas power, water supply and refuse services, cable and satellite television and radio services, and wireless/telecommunications services.

Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back $200 cash back after $500 in purchases within the first 3 months of account opening 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment Each quarter, you can enroll to earn additional cash back in popular categories 5% average cash back at select merchants through Citi Bonus Cash Center® Full 1% cash back on all other purchases and eligible cash advances No annual fee* Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.99% - 22.99%* (Variable) None

Capital One Cash MasterCard - $100 Bonus
所有购物1.5%现金回扣, 开户送$100现金奖励, 没年费, 无境外使用费, 是海内外购物的最佳选择.

Capital One® Cash Rewards - $100 Cash Back Bonus $100 Bonus after you spend $500 in the first 3 months 50% bonus on the cash back you earn every year 1% cash back on all purchases No annual fee Earn unlimited cash rewards that don't expire Redeem cash rewards anytime for any amount, even set up automatic redemption Personalize your card with an image of your choice 0% intro APR on purchases and balance transfers until February 2013 Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases and on Balance Transfers until February 2013 12.9% - 20.9% variable None

Citi Thank You Premier Rewards Card - $300 in Gift Cards
送$300 Amazon.com 等40多家商城的礼券 + 无境外使用费

3个月内刷卡满$1000, 您可马上获得30000 ThankYou Points, 可以换成$300礼券, 除了Amazon.com以外有40多 家著名商城可供选择, 包括Walmart, GAP, Sears, Marshalls, Macy's, Home Depot, Lowe's, JCPenney, Banana Republic,Pottery Barn, CVS, Kohl's, Dillard's, Staples, Bed Bath & Beyond 等。第一年没有年费。

Citi ThankYou® Premier Rewards Card Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening enough for $300 in gift cards 1 ThankYou point for every $1 you spend on purchases Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card No foreign transaction fee on purchases* Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives No points cap and no expiration of points Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 13.99% - 22.99%* (Variable) None for first year, $125 thereafter*

最容易批准的加油卡
送$150 Restaurant.com 礼券 + 2%加油, 餐馆回扣 + 没年费

Discover® Open Road Card 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases and on Balance Transfers* 15 months 10.99% - 19.99% (Variable)* None

最佳超市, 加油卡
$100现金奖励 + 6%超市购物 + 3%加油

Blue Cash EverydaySM from American Express Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Card membership Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases 0% intro APR on purchases for 12 months, flexibility to pay over time No spend minimum, No enrollment, and No rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases 12 months 17.24% - 22.24% variable None

Blue Cash PreferredSM Card from American Express $150 cash back after spending $1,000 within the first 3 months of Cardmembership Unlimited cash back on everyday purchases - 6% at supermarkets, 3% at gas stations and department stores, and 1% on all other eligible purchases Use your Card for all your purchases and you can earn unlimited Reward Dollars. Redeem Reward Dollars for cash back, or choose from gift cards or merchandise. $75 bonus for each friend you refer who is approved for the Card - no limit to how many bonuses you can receive Blue Savings ProgramSM, which includes a wide range of discounts and extras at hotels, restaurants, and more Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases up to 12 months 17.24% - 22.24% variable $75

Chase Sapphire Card 限时促销
Free $250 Cash Bonus + 2% rebate on dining and 1% on everything else

Chase SapphireSM Card Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more 24/7 direct access to expert service advisors (No voice recording) No annual fee! Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% Variable None

酒店信用卡推荐

Marriott Rewards Premier Credit Card
Earn 7 - 10 Free Hotel Nights after your account approval and this card has No Foreign Transaction Fee.

Bonus Points: Earn 50,000 Bonus Points after your first use enough for 5-8 free night worth at least $500.
Bonus Night Stay: Receive 1 free night stay upon account approval and each year upon account anniversary.
Redeem Rewards:50,000 Bonus Points can be redeemed to 6-8 free nights in Category 1 hotels and 5-6 free nights in category 2 hotels. You can find hotels all over the world including China (Shanghai, Beijing, Guangzhou, Shenzheng, Jiangsu, Sejiang), Canada, German, Italy, Mexico and so on. You can also get the 5th night free when you redeem 4 nights.

Marriott Rewards® Premier Credit Card Earn 50,000 Bonus Points after your first use Receive 1 free night stay upon account approval and each year upon account anniversary Earn 5 points for every $1 spent at Marriott® locations Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases Earn 1 point for every $1 spent on other purchases No foreign transaction fees Cardmembers achieve Silver elite status with 15 nights credit toward Elite status Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% Variable First Year Free, $85

Starwood Preferred Guest Card from American Express
Earn 12 Free Hotel Nights all over the world

开户奖 励 - 开户送10000 Starpoints，6个月内消费满$5000再送15000 Starpoints, 最多可以换连续的6晚住宿，如果只在周末度假用，可以换至少12晚住宿(周末1晚 只需2000 Starpoints)，也可换成$250 Amazon, iTunes, Nordstrom, Gap, Banana Republic 礼券。

累积点数 - 在任何SPG旗下的酒店消费(St. Regis, The Luxury Collection, W Hotels, Le Meridien, Westin, Sheraton, Aloft, Element, and Four Points by Sheraton. )，可累积4个Starpoints, 任何其它消费可累积1个Starpoint.

 兑换点数 - 您的积分可以1:1随时兑换成350多家航空公司的里程，每转20000 Starpoints还可获得5,000 Starpoints的奖励, 或可直接兑换成机票。您也可以把 点数兑换成amazon, iTune, Nordstrom, gap, banana republic, porttery barn gift card, 5000 Starpoints 换 $50， 9500 Starpoints 换$100，14000 Starpoints 换$150。

Starwood Preferred Guest® Credit Card Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel Free nights, free flights: Redeem Starpoints with over 350 airlines and more than 1,000 hotels and resorts worldwide. No blackout dates 2011 SmarterTravel® Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65 Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 15.24% - 19.24% variable $0 introductory annual fee for the first year, then $65

Citi Hilton HHonors(TM) Visa Signature Card
Earn 3 Free Hotel Nights

Citi® Hilton HHonors™ Visa Signature® Card Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening* Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio* Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.* Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases.* No Annual Fee.* Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 14.24% or 16.24%* (Variable) None

0利率购物借贷和余 额转帐信用卡推荐

Discover More 限时促销
12个月0利率借贷转帐,没有手续费 + 5%加油现金回扣(1月-3月) + 没年费

Discover® More® Card - No Balance Transfer Fee* Limited Time Offer - $0 Balance Transfer Fee!* 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked 1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0%* on Purchases and on Balance Transfers 12 months* 10.99%-19.99% (Variable)* None

Slate from Chase
NO BALANCE TRANSFER FEE with 15 Months 0% Interest on Purchases and Balance Transfers + No Annual Fee

Slate® from Chase - No Balance Transfer Fee No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee* Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases and on Balance Transfers 15 months 11.99% - 21.99% Variable None

Citi Simplicity
21个月0利率购物借贷和余额转帐借贷 - No Late Fees and No Penalty Rate

Citi Simplicity® Card 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Balance Transfers and Purchases* 18 months* 12.99% - 21.99%* (Variable) None

Best Charge Card: Free $150 Gift Card + Earn 3 points on airfare, 2 points on gas and groceries, 1 point on everything else + No Annual Fee First Year

American Express® Premier Rewards Gold Card Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide Introductory annual fee of $0 for the first year, then $175 Get a decision in as little as 60 seconds Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A N/A Introductory annual fee of $0 for the first year, then $175

Best Travel Credit Card 送等值$100任何旅游消费(flight, hotel, car rental) + 任何购物2%回扣 + 无 境外使用费 + 第1年没年费

The miles can be redeemed at a 1:1 ratio to any travel expenses. For example, $217 flight = 21700 miles, $57 rental = 5700 miles, $109 hotel = 10900 miles. Compare to the airline credit cards, this card gives you solid 2% rebate. In addition to that, you can redeem your miles to not only airlines, but also hotels, rentals and any other travel related expenses.

Capital One® VentureOneSM Rewards Credit Card 1.25 miles per dollar on every purchase, every day Earn 10,000 bonus miles, equal to $100 in travel Redeem miles for airline tickets, hotel rooms, car rentals and more No limit on the miles you can earn and miles won't expire Fly free on any airline, any time with no blackout dates 0% intro APR on purchases until February 2013 No foreign transaction fees No annual fee Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases until February 2013 11.9% - 19.9% variable None

Capital One® VentureSM Rewards Card Money® Magazine's "Most Rewarding Card if you crave free airline flights" 2 miles per dollar on every purchase, every day Earn 10,000 bonus miles, equal to $100 in travel Redeem your miles for ANY travel expense No limit on the miles you can earn and miles won't expire Fly free on any airline, any time with no blackout dates No foreign transaction fees $0 intro annual fee for the first year; $59 after that Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee N/A N/A 13.9% - 20.9% variable $0 intro for first year; $59 after that

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