No Annual Fee Credit Cards for People who have Good Credit

If you have good credit and are looking for a credit card with no annual fee, you can qualify for many cash back or travel credit cards that let you earn rewards on everyday purchases.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Bank of America® Cash Rewards credit card Hide Benefits Show Benefits	0% intro APR for 15 billing cycles 13.99% - 23.99% Variable APR after that	0% intro APR for 15 billing cycles for any balance transfers made in the first 60 days 13.99% - 23.99% Variable APR after that	$0	Excellent / Good CreditLearn More View Card Details
No annual fee $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers No expiration on rewards If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase Contactless Cards - The security of a chip card, with the convenience of a tap
Bank of America® Travel Rewards credit card Hide Benefits Show Benefits	0% intro APR for 12 billing cycles 13.99% - 23.99% Variable APR after that	13.99% - 23.99% Variable APR	$0	Excellent / Good CreditLearn More View Card Details
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 13.99% - 23.99% Variable APR will apply If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase Contactless Cards - The security of a chip card, with the convenience of a tap
Capital One VentureOne Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 12 months 15.49% - 25.49% (Variable) APR	15.49% - 25.49% (Variable) APR No balance transfer fee	$0	Excellent, Good CreditLearn More View Card Details
$0 annual fee and no foreign transaction fees Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel Earn unlimited 1.25X miles on every purchase, every day Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime Miles won't expire for the life of the account and there's no limit to how many you can earn Transfer your miles to over 10+ travel loyalty programs Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
American Express Blue Business Cash™ Card Hide Benefits Show Benefits	0% intro APR for 12 months from date of account opening 13.24% - 19.24% Variable APR after that Rates & Fees	13.24% - 19.24% Variable APR	No annual fee	Good, Excellent CreditLearn More View Card Details
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee Terms Apply
The Blue Business® Plus Credit Card from American Express Hide Benefits Show Benefits	0% intro APR for 12 months from date of account opening 13.24% - 19.24% Variable APR after that Rates & Fees	13.24% - 19.24% Variable APR	No annual fee	Good, Excellent CreditLearn More View Card Details
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit. You've got the power to use your Card beyond its credit limit with Expanded Buying Power. More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening. No Annual Fee Terms Apply
Capital One® Spark® Cash Select for Business Hide Benefits Show Benefits	0% intro APR for 9 months 14.49% - 22.49% (Variable) APR	14.49% - 22.49% (Variable) APR No balance transfer fee	$0	Excellent, Good CreditLearn More View Card Details
Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening Save on interest with 0% intro APR on purchases for 9 months; 13.99% - 23.99% variable APR after that No annual fee Free employee cards, which also earn unlimited 1.5% cash back on all purchases Rewards won't expire for the life of the account, and you can redeem your cash back for any amount $0 Fraud Liability if your card is lost or stolen No foreign transaction fees
Capital One Quicksilver Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 15.49% - 25.49% (Variable) APR	15.49% - 25.49% (Variable) APR	$0	Excellent, Good CreditLearn More View Card Details
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 1.5% cash back on every purchase, every day No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that Pay no annual fee or foreign transaction fees
Capital One SavorOne Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 15.49% - 25.49% (Variable) APR	15.49% - 25.49% (Variable) APR	$0	Excellent, Good CreditLearn More View Card Details
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that No foreign transaction fee No annual fee
BankAmericard® credit card Hide Benefits Show Benefits	0% intro APR for 18 billing cycles 12.99% - 22.99% Variable APR after that	0% intro APR for 18 billing cycles for any balance transfers made in the first 60 days 12.99% - 22.99% Variable APR after that	$0	Excellent / Good CreditLearn More View Card Details
0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers No annual fee No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply Access your FICO® Score for free within Online Banking or your Mobile Banking app Contactless Cards - The security of a chip card, with the convenience of a tap

Bank of America® Cash Rewards credit card

Apply Now

No annual fee
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Bank of America® Travel Rewards credit card

Apply Now

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Capital One VentureOne Rewards Credit Card

Learn More

$0 annual fee and no foreign transaction fees
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

American Express Blue Business Cash™ Card

Apply Now
Rates & Fees

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.

The Blue Business® Plus Credit Card from American Express

Apply Now
Rates & Fees

Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.

Capital One® Spark® Cash Select for Business

Learn More

Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions
Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening

Capital One Quicksilver Cash Rewards Credit Card

Learn More

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day

Capital One SavorOne Cash Rewards Credit Card

Learn More

Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

BankAmericard® credit card

Apply Now

0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No annual fee

Credit Cards with No Annual Fee for the first year

In addition to the above offers, there are quite a few credit cards has no annual fee for the first year. Some of those cards offer rich bonus of as much as $2,000 or 200,000 miles. Some offer outstanding cash back or travel rewards. Such bonus and rewards worth a lot more in value.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Capital One Venture Rewards Credit Card Hide Benefits Show Benefits	17.24% - 24.49% (Variable) APR	17.24% - 24.49% (Variable) APR No balance transfer fee	$95	Excellent, Good CreditLearn More View Card Details
Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months Earn unlimited 2X miles on every purchase, every day Miles won't expire for the life of the account and there's no limit to how many you can earn Receive up to $100 application fee credit for Global Entry or TSA Pre✓® Redeem on travel-from vacation rentals to car rentals and more. Plus transfer your miles to over 10+ travel loyalty programs No foreign transaction fees
Capital One® Spark® Cash for Business Hide Benefits Show Benefits	20.99% (Variable) APR	20.99% (Variable) APR No balance transfer fee	$0 intro for first year; $95 after that	Excellent, Good CreditLearn More View Card Details
Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions Purchase above your credit limit with no hassle and no over-limit fees $0 annual fee for the first year; $95 after that Free employee cards, which also earn unlimited 2% cash back on all purchases $0 Fraud Liability if your card is lost or stolen Rewards won't expire for the life of the account, and you can redeem your cash back for any amount No foreign transaction fees
Capital One® Spark® Miles for Business Hide Benefits Show Benefits	18.49% (Variable) APR	18.49% (Variable) APR No balance transfer fee	$0 intro for first year; $95 after that	Excellent, Good CreditLearn More View Card Details
Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™ Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee $0 intro annual fee for the first year; $95 after that Free employee cards which also earn unlimited 2X miles from their purchases
Delta SkyMiles® Gold Business American Express Card Hide Benefits Show Benefits	15.74% - 24.74% Variable APR Rates & Fees	N/A	$0 introductory annual fee for the first year, then $99	Good, Excellent CreditLearn More View Card Details
Limited Time Offer: Earn 70,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months. Offer Ends 4/28/21. Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel. Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases. Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding. Pay no foreign transaction fees when you travel overseas. $0 introductory annual fee for the first year, then $99. Terms and limitations apply

Capital One Venture Rewards Credit Card

Learn More

Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
Earn unlimited 2X miles on every purchase, every day

Capital One® Spark® Cash for Business

Learn More

Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions

Capital One® Spark® Miles for Business

Learn More

Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account

Delta SkyMiles® Gold Business American Express Card

Apply Now
Rates & Fees

Limited Time Offer: Earn 70,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months. Offer Ends 4/28/21.
Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.

Additional Credit Card Offers

If you would like to explore more offers, click here to see additional credit cards.