No Annual Fee Credit Cards for People who have Good Credit

If you have good credit and are looking for a credit card with no annual fee, you can qualify for many cash back or travel credit cards that let you earn rewards on everyday purchases.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Bank of America® Cash Rewards credit card Hide Benefits Show Benefits	0% intro APR for 12 billing cycles 13.99% - 23.99% Variable APR after that	0% intro APR for 12 billing cycles for any balance transfers made in the first 60 days 13.99% - 23.99% Variable APR after that	$0	Excellent / Good CreditApply Now View Card Details
No annual fee $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers No expiration on rewards If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase Contactless Cards - The security of a chip card, with the convenience of a tap
Bank of America® Travel Rewards credit card Hide Benefits Show Benefits	0% intro APR for 12 billing cycles 14.99% - 22.99% Variable APR after that	14.99% - 22.99% Variable APR	$0	Excellent / Good CreditApply Now View Card Details
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 14.99% - 22.99% Variable APR will apply If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase Contactless Cards - The security of a chip card, with the convenience of a tap
Capital One VentureOne Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 12 months 15.49% - 25.49% (Variable) APR	15.49% - 25.49% (Variable) APR No balance transfer fee	$0	Excellent, Good CreditLearn More View Card Details
$0 annual fee and no foreign transaction fees Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel Earn unlimited 1.25X miles on every purchase, every day Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime Miles won't expire for the life of the account and there's no limit to how many you can earn Transfer your miles to over 10+ travel loyalty programs Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
American Express Blue Business Cash™ Card Hide Benefits Show Benefits	0% intro APR for 12 months from date of account opening 13.24% - 19.24% Variable APR after that Rates & Fees	13.24% - 19.24% Variable APR	No annual fee	Good, Excellent CreditApply Now View Card Details
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee Terms Apply
The Blue Business® Plus Credit Card from American Express Hide Benefits Show Benefits	0% intro APR for 12 months from date of account opening 13.24% - 19.24% Variable APR after that Rates & Fees	13.24% - 19.24% Variable APR	No annual fee	Good, Excellent CreditApply Now View Card Details
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit. You've got the power to use your Card beyond its credit limit with Expanded Buying Power. More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening. No Annual Fee Terms Apply
Capital One Quicksilver Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 15.49% - 25.49% (Variable) APR	15.49% - 25.49% (Variable) APR	$0	Excellent, Good CreditLearn More View Card Details
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 1.5% cash back on every purchase, every day No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that Pay no annual fee or foreign transaction fees
ABOC Platinum Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 12 months 12.90% to 22.90% Variable APR after that	12.90% to 22.90% Variable APR	$0	Excellent CreditApply Now View Card Details
0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your creditworthiness Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award! Earn Points on Every Purchase! It's simple: $1 = 1 Point No Annual Fee Select Your Rewards Your Way
Capital One SavorOne Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 15.49% - 25.49% (Variable) APR	15.49% - 25.49% (Variable) APR	$0	Excellent, Good CreditLearn More View Card Details
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that No foreign transaction fee No annual fee
BankAmericard® credit card Hide Benefits Show Benefits	0% intro APR for 12 billing cycles 12.99% - 22.99% Variable APR after that	0% intro APR for 12 billing cycles for any balance transfers made in the first 60 days 12.99% - 22.99% Variable APR after that	$0	Excellent / Good CreditApply Now View Card Details
0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers No annual fee No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply Access your FICO® Score for free within Online Banking or your Mobile Banking app Contactless Cards - The security of a chip card, with the convenience of a tap

Bank of America® Cash Rewards credit card

Apply Now

No annual fee
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Bank of America® Travel Rewards credit card

Apply Now

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Capital One VentureOne Rewards Credit Card

Learn More

$0 annual fee and no foreign transaction fees
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

American Express Blue Business Cash™ Card

Apply Now
Rates & Fees

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.

The Blue Business® Plus Credit Card from American Express

Apply Now
Rates & Fees

Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.

Capital One Quicksilver Cash Rewards Credit Card

Learn More

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day

ABOC Platinum Rewards Credit Card

Apply Now

0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening

Capital One SavorOne Cash Rewards Credit Card

Learn More

Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

BankAmericard® credit card

Apply Now

0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No annual fee

Credit Cards with No Annual Fee for the first year

In addition to the above offers, there are quite a few credit cards has no annual fee for the first year. Some of those cards offer rich bonus of as much as $2,000 or 200,000 miles. Some offer outstanding cash back or travel rewards. Such bonus and rewards worth a lot more in value.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Capital One Venture Rewards Credit Card Hide Benefits Show Benefits	17.24% - 24.49% (Variable) APR	17.24% - 24.49% (Variable) APR No balance transfer fee	$95	Excellent, Good CreditLearn More View Card Details
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel Earn unlimited 2X miles on every purchase, every day Miles won't expire for the life of the account and there's no limit to how many you can earn Receive up to $100 application fee credit for Global Entry or TSA Pre✓® Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 10+ travel loyalty programs No foreign transaction fees
Delta SkyMiles® Gold Business American Express Card Hide Benefits Show Benefits	15.74% - 24.74% Variable APR Rates & Fees	N/A	$0 introductory annual fee for the first year, then $99	Good, Excellent CreditApply Now View Card Details
Welcome Offer: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months. Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel. Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases. Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding. Pay no foreign transaction fees when you travel overseas. $0 introductory annual fee for the first year, then $99. Terms and limitations apply

Capital One Venture Rewards Credit Card

Learn More

Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Earn unlimited 2X miles on every purchase, every day

Delta SkyMiles® Gold Business American Express Card

Apply Now
Rates & Fees

Welcome Offer: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months.
Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.

Additional Credit Card Offers

If you would like to explore more offers, click here to see additional credit cards.