No Annual Fee Credit Cards for People who have Good Credit

If you have good credit and are looking for a credit card with no annual fee, you can qualify for many cash back or travel credit cards that let you earn rewards on everyday purchases.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Bank of America® Customized Cash Rewards credit card Hide Benefits Show Benefits	0% intro APR for 15 billing cycles 14.24% - 24.24% Variable APR after that	0% intro APR for 15 billing cycles for any balance transfers made in the first 60 days 14.24% - 24.24% Variable APR after that	$0	Excellent / Good CreditLearn More View Card Details
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category. No annual fee and no expiration on rewards. 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.24% - 24.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Bank of America® Travel Rewards credit card Hide Benefits Show Benefits	0% intro APR for 15 billing cycles 14.24% - 24.24% Variable APR after that	14.24% - 24.24% Variable APR	$0	Excellent / Good CreditLearn More View Card Details
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions. Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout. 0% Introductory APR for 15 billing cycles for purchases. After the intro APR offer ends, 14.24% - 24.24% Variable APR will apply. If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase. That means you could earn up to 2.62 points for every $1 spent. Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
American Express Blue Business Cash™ Card Hide Benefits Show Benefits	0% intro APR for 12 months from date of account opening 13.99% - 21.99% Variable APR after that rates & fees	13.99% - 21.99% Variable APR	No annual fee	Good, Excellent CreditLearn More View Card Details
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.99% - 21.99%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee Terms Apply
The Blue Business® Plus Credit Card from American Express Hide Benefits Show Benefits	0% intro APR for 12 months from date of account opening 13.99% - 21.99% Variable APR after that rates & fees	13.99% - 21.99% Variable APR	No annual fee	Good, Excellent CreditLearn More View Card Details
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. You've got the power to use your Card beyond its credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.99% - 21.99%, based on your creditworthiness and other factors at account opening. No Annual Fee Terms Apply
Capital One Quicksilver Cash Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 15 months 15.24% - 25.24% (Variable) APR	15.24% - 25.24% (Variable) APR	$0	Excellent, Good CreditLearn More View Card Details
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 1.5% cash back on every purchase, every day $0 annual fee and no foreign transaction fees Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases and balance transfers for 15 months; 15.24%-25.24% variable APR after that
BankAmericard® credit card Hide Benefits Show Benefits	0% intro APR for 18 billing cycles 13.24% - 23.24% Variable APR after that	0% intro APR for 18 billing cycles for any balance transfers made in the first 60 days 13.24% - 23.24% Variable APR after that	$0	Excellent / Good CreditLearn More View Card Details
$100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening. 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.24% - 23.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. No annual fee. No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply. Access your FICO® Score for free within Online Banking or your Mobile Banking app. Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Bank of America® Customized Cash Rewards credit card

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$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.

Bank of America® Travel Rewards credit card

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Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

American Express Blue Business Cash™ Card

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Rates & Fees

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% cash back earned is automatically credited to your statement.

The Blue Business® Plus Credit Card from American Express

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Rates & Fees

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.

Capital One Quicksilver Cash Rewards Credit Card

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One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day

BankAmericard® credit card

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$100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening.
0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.24% - 23.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.

Credit Cards with No Annual Fee for the first year

In addition to the above offers, there are quite a few credit cards has no annual fee for the first year. Some of those cards offer rich bonus of as much as $2,000 or 200,000 miles. Some offer outstanding cash back or travel rewards. Such bonus and rewards worth a lot more in value.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Capital One Venture Rewards Credit Card Hide Benefits Show Benefits	16.24% - 24.24% (Variable) APR	16.24% - 24.24% (Variable) APR No balance transfer fee	$95	Excellent, Good CreditLearn More View Card Details
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel Earn unlimited 2X miles on every purchase, every day Miles won't expire for the life of the account and there's no limit to how many you can earn Receive up to a $100 credit for Global Entry or TSA PreCheck® Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel Transfer your miles to your choice of 15+ travel loyalty programs No foreign transaction fees
Capital One Spark Cash Plus Hide Benefits Show Benefits	N/A	N/A No balance transfer fee	$150	Excellent, Good CreditLearn More View Card Details
Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile Earn an annual $200 cash bonus every year you spend $200,000 or more Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel Add employee cards for free, and earn unlimited 2% cash back from their purchases $150 annual fee Spark Cash Plus has no APR because your balance is due in full every month
Delta SkyMiles® Gold Business American Express Card Hide Benefits Show Benefits	16.49% - 25.49% Variable APR rates & fees	N/A	$0 introductory annual fee for the first year, then $99	Good, Excellent CreditLearn More View Card Details
Welcome Offer: Earn 50,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership. Check or stow your bag with ease: First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding. Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases. Additionally, receive a $100 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year. Pay no foreign transaction fees when you travel overseas. $0 introductory annual fee for the first year, then $99. Terms and limitations apply

Capital One Venture Rewards Credit Card

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Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earn unlimited 2X miles on every purchase, every day

Capital One Spark Cash Plus

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Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions

Delta SkyMiles® Gold Business American Express Card

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Rates & Fees

Welcome Offer: Earn 50,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership.
Check or stow your bag with ease: First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding.

Additional Credit Card Offers

If you would like to explore more offers, click here to see additional credit cards.