If you have good credit and are looking for a credit card with no annual fee, you can qualify for many cash back or travel credit cards that let you earn rewards on everyday purchases.
| Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
|---|---|---|---|---|
| Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer | 0% intro APR 15.49% - 25.49% Variable APR after that | 0% intro APR 15.49% - 25.49% Variable APR after that | $0 | Excellent / Good CreditLearn MoreView Card Details |
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| Bank of America® Travel Rewards Visa® credit card | 0% intro APR 16.49% - 24.49% Variable APR after that | 16.49% - 24.49% Variable APR | $0 | Excellent / Good CreditLearn MoreView Card Details |
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| Capital One® VentureOne® Rewards Credit Card | 0% intro APR 13.74% - 23.74% (Variable) APR | 13.74% - 23.74% (Variable) APR No balance transfer fee | $0 | Excellent, Good CreditLearn MoreView Card Details |
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| Bank of America® Business Advantage Cash Rewards Mastercard® | 0% intro APR 13.74% - 23.74% Variable APR after that | 13.74% - 23.74% Variable APR | $0 | Excellent CreditLearn MoreView Card Details |
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| Bank of America® Business Advantage Travel Rewards World Mastercard® | 0% intro APR 12.74% - 22.74% Variable APR after that | 12.74% - 22.74% Variable APR | $0 | Excellent CreditLearn MoreView Card Details |
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| American Express® Blue Business Cash Card | 0% intro APR 14.74% - 20.74% Variable APR after that Rates & Fees | 14.74% - 20.74% Variable APR | No annual fee | Good, Excellent CreditLearn MoreView Card Details |
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| The Blue Business® Plus Credit Card from American Express | 0% intro APR 14.74% - 20.74% Variable APR after that Rates & Fees | 14.74% - 20.74% Variable APR | No annual fee | Good, Excellent CreditLearn MoreView Card Details |
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| Capital One® Spark® Cash Select for Business | 0% intro APR 14.74% - 22.74% (Variable) APR | 14.74% - 22.74% (Variable) APR No balance transfer fee | $0 | Excellent, Good CreditLearn MoreView Card Details |
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| Capital One® Quicksilver® Cash Rewards Credit Card | 0% intro APR 15.74% - 25.74% (Variable) APR | 0% intro APR 15.74% - 25.74% (Variable) APR | $0 | Excellent, Good CreditLearn MoreView Card Details |
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| ABOC Platinum Rewards Credit Card | 0% intro APR 14.40% - 24.40% Variable APR after that | 0% intro APR 14.40% - 24.40% Variable APR after that | $0 | Excellent, Good CreditLearn MoreView Card Details |
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| Capital One® SavorOne® Cash Rewards Credit Card | 0% intro APR 15.74% - 25.74% (Variable) APR | 0% intro APR 15.74% - 25.74% (Variable) APR | $0 | Excellent, Good CreditLearn MoreView Card Details |
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| BankAmericard® credit card | 0% intro APR 14.49% - 24.49% Variable APR after that | 0% intro APR 14.49% - 24.49% Variable APR after that | $0 | Excellent / Good CreditLearn MoreView Card Details |
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- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 16.49% - 24.49% Variable APR will apply
- If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Transfer your miles to over 12 leading travel loyalty programs
- Enjoy 0% intro APR on purchases for 12 months; 13.74% - 23.74% variable APR after that
- Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.
- Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
- You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
- Get 75% more cash back on every purchase when you're a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.
- Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
- Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.
- No annual fee and no international transaction fees.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem points for travel with no blackout dates, cash back or gift cards.
- Get 75% more points on the base earn of every purchase you make when you're a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power§.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
- Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
- 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
- You've got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74% or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
- Terms Apply
- Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions
- Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
- Save on interest with 0% intro APR on purchases for 9 months; 14.74% - 22.74% variable APR after that
- No annual fee
- Free employee cards, which also earn unlimited 1.5% cash back on all purchases
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- $0 Fraud Liability if your card is lost or stolen
- No foreign transaction fees
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.74%-25.74% variable APR after that
- 0% intro APR on balance transfers for 15 months; 15.74%-25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
- 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It's simple: $1 = 1 Point
- No Annual Fee
- Select Your Rewards Your Way
- Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.74% - 25.74% variable APR after that
- 0% intro APR on balance transfers for 15 months; 15.74% - 25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- No foreign transaction fee
- No annual fee
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
Credit Cards with No Annual Fee for the first year
In addition to the above offers, there are quite a few credit cards has no annual fee for the first year. Some of those cards offer rich bonus of as much as $2,000 or 200,000 miles. Some offer outstanding cash back or travel rewards. Such bonus and rewards worth a lot more in value.
| Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
|---|---|---|---|---|
| Capital One® Savor® Cash Rewards Credit Card | 16.24% - 25.24% (Variable) APR | 16.24% - 25.24% (Variable) APR | $0 intro for first year; $95 after that | Excellent, Good CreditLearn MoreView Card Details |
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| Capital One® Venture® Rewards Credit Card | 17.49% - 24.74% (Variable) APR | 17.49% - 24.74% (Variable) APR No balance transfer fee | $0 intro for first year; $95 after that | Excellent, Good CreditLearn MoreView Card Details |
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| Capital One® Spark® Cash for Business | 18.74% (Variable) APR | 18.74% (Variable) APR No balance transfer fee | $0 intro for first year; $95 after that | Excellent, Good CreditLearn MoreView Card Details |
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| Capital One® Spark® Miles for Business | 18.74% (Variable) APR | 18.74% (Variable) APR No balance transfer fee | $0 intro for first year; $95 after that | Excellent, Good CreditLearn MoreView Card Details |
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| Gold Delta SkyMiles® Business Credit Card from American Express | 17.24% - 26.24% Variable APR Rates & Fees | 17.24% - 26.24% Variable APR | $0 introductory annual fee for the first year, then $95 | Good, Excellent CreditLearn MoreView Card Details |
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- Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
- Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- No foreign transaction fees
- Capital One cardholders get access to premium experiences in dining, entertainment and more
- $0 intro annual fee for the first year, $95 after that
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn 2X miles on every purchase, every day.
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Named ‘The Best Travel Card' by CNBC, 2018
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
- Limited Time Offer: Earn up to $2,000 in cash bonuses
- Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
- Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
- $0 annual fee for the first year; $95 after that
- Free employee cards, which also earn unlimited 2% cash back on all purchases
- $0 Fraud Liability if your card is lost or stolen
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- No foreign transaction fees
- Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel-flights, hotels and more
- Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card
- Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
- $0 intro annual fee for the first year; $95 after that
- Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months.
- Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
- Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
- Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
- Pay no foreign transaction fees when you spend overseas.
- $0 introductory annual fee for the first year, then $95. Terms and limitations apply
Additional Credit Card Offers
If you would like to explore more offers, click here to see additional credit cards.
